CashFlowRE
Sign in Sign up
126 Puckett Rd SE
B+ Composite 78.72
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.3/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$93,800

126 Puckett Rd SE · Emerson, GA 30137
3 bd · 2.0 ba · 1,152 sqft · SingleFamily public records · 82 Days on market
Built 1997 0.48 ac lot $81/sqft · 67% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Opportunity awaits at 126 Puckett Road, a 3-bedroom, 2-bath home situated on approximately 0.48 acres in Bartow County. This property presents a great opportunity for buyers looking to renovate, customize, or invest in a home with potential. The 1,152 sq ft residence will require repairs and updates, making it an ideal project for the right buyer with vision. Whether you're an investor, renovator, or homeowner looking to create your own space, this property offers the chance to make improvements and add value over time. With no HOA and rural land-use designation, the property offers flexibility for future use while being surrounded by the quiet charm of the Emerson area. IMPORTANT: This property is part of a three-parcel land portfolio totaling approximately 10.06 acres and MUST BE PURCHASED TOGETHER with the adjoining properties. Portfolio Includes: * 122 Puckett Rd - 3BR / 2BA | 1,792 sq ft | 1.00 acre * 124 Puckett Rd - 3BR / 2BA | 1,632 sq ft | 8.58 acres * 126 Puckett Rd - 3BR / 2BA | 1,152 sq ft | 0.48 acre Together, the properties create a rare 10+ acre assemblage in a growing Bartow County corridor, offering possibilities for a private family compound, multi-generational living, custom estate homes, or future residential redevelopment. Conveniently located just minutes from I-75, LakePoint Sports Complex, Lake Allatoona, and Downtown Cartersville, the property offers both accessibility and peaceful surroundings. Buyer responsible for verifying zoning, land use, and development potential. This is a great opportunity for the right buyer to renovate and make the property their own while also benefiting from the potential of the surrounding land.

Key facts

  • Unique possibilities
  • Minutes from i-75
  • Combined acreage

Tags

RURAL LAND-USE DESIGNATIONNO HOATHREE-PARCEL OPPORTUNITYCOMBINED ACREAGEUNIQUE POSSIBILITIESMINUTES FROM I-75

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $94k.

Deal economics

  • At list price, monthly cash flow is $1k ($13k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $94k).
  • Recommended offer: $88k (6.0% below list) — sets the bar for market timing.
  • Cap rate 19.7% vs local median 3.0% in Emerson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#203 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: schools F, amenities F, commute F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 38 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • In year one you build about $10k of equity ($649 loan paydown + $9k appreciation (10.0% local appreciation)).
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $26k cash investment doubles in ~2 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 82 days — a 6% lower offer ($88k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $88,172 (6.0% below list)

Questions for the listing agent

  1. It's been on market 82 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.22%
Cap rate
19.74%
Cash-on-cash
48.01%
DSCR
3.14
GRM
3.8

CMA / ARV

ARV (median comp)
$280,335
List price
$93,800
Delta
-66.54%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 6 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
221 Old Alabama Rd SE 0.24mi 3/2.0 1,110 (-4%) 7mo $268,000 $241 77
37 Red Top Cir 0.27mi 3/2.0 1,200 (+4%) 24mo $125,000 $104 60
17 Red Top Cir 0.50mi 3/2.0 1,056 (-8%) 4mo $205,000 $194 59
79 Red Top Cir 0.67mi 3/2.0 1,104 (-4%) 8mo $268,000 $243 56
12 Hollyhock Ln 0.18mi 4/2.0 (+1) 1,251 (+9%) 20mo $295,500 $236 56
67 Red Top Cir 0.49mi 3/1.0 1,008 (-12%) 13mo $256,000 $254 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
61.9%
Equity multiple
5.49×
Total profit
$118,009
Equity at exit
$84,502
10-year hold
IRR
55.4%
Equity multiple
12.23×
Total profit
$294,879
Equity at exit
$182,233

Cash invested: $26,264 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30137

Home prices YoY
13.0%
Active inventory
38
Price-to-rent
3.8×

Monthly cashflow live

Estimated rent
$2,079 medium interval (Pro) →
Mortgage (P&I)
$492
Tax from tax record
$61 /mo · $728/yr
Insurance
$39
HOA
$0
Vacancy / Maint / Mgmt
$437
Net cashflow
$1,051

Break-even live

Break-even rent $749
Max offer price $93,800
Occupancy floor 44%

Sensitivity live

Price -10% $1,104 -5% $1,077 +0% $1,051 +5% $1,024 +10% $998
Rent -10% $887 -5% $969 +0% $1,051 +5% $1,133 +10% $1,215
Rate -1.0pp $1,098 -0.5pp $1,075 base $1,051 +0.5pp $1,026 +1.0pp $1,002

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,450
Closing costs
$2,814
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
380 Crown Dr Cartersville, GA 1.0–3.0 1.0–2.0 1010 $2,079 $2.06 0d 28 0.62mi

Listing history 15 events

  1. 2026-06-01
    days on market $93,800 Active 82 DOM
  2. 2026-05-31
    days on market $93,800 Active 81 DOM
  3. 2026-03-10
    listed $93,800 New 1720-char remark
    Show marketing remark (1720 chars)

    Opportunity awaits at 126 Puckett Road, a 3-bedroom, 2-bath home situated on approximately 0.48 acres in Bartow County. This property presents a great opportunity for buyers looking to renovate, customize, or invest in a home with potential. The 1,152 sq ft residence will require repairs and updates, making it an ideal project for the right buyer with vision. Whether you're an investor, renovator, or homeowner looking to create your own space, this property offers the chance to make improvements and add value over time. With no HOA and rural land-use designation, the property offers flexibility for future use while being surrounded by the quiet charm of the Emerson area. IMPORTANT: This property is part of a three-parcel land portfolio totaling approximately 10.06 acres and MUST BE PURCHASED TOGETHER with the adjoining properties. Portfolio Includes: * 122 Puckett Rd - 3BR / 2BA | 1,792 sq ft | 1.00 acre * 124 Puckett Rd - 3BR / 2BA | 1,632 sq ft | 8.58 acres * 126 Puckett Rd - 3BR / 2BA | 1,152 sq ft | 0.48 acre Together, the properties create a rare 10+ acre assemblage in a growing Bartow County corridor, offering possibilities for a private family compound, multi-generational living, custom estate homes, or future residential redevelopment. Conveniently located just minutes from I-75, LakePoint Sports Complex, Lake Allatoona, and Downtown Cartersville, the property offers both accessibility and peaceful surroundings. Buyer responsible for verifying zoning, land use, and development potential. This is a great opportunity for the right buyer to renovate and make the property their own while also benefiting from the potential of the surrounding land.

  4. 2021-08-11
    soldstatus $125,000
  5. 2017-05-30
    soldstatus $54,900
  6. 2017-05-26
    soldstatus $54,900 Sold 568-char remark
    Show marketing remark (568 chars)

    Feel like you are in the middle of nature, yet so close to Lake Point Sports Complex, Acworth, and Cartersville. Newly renovated home with lots of privacy. 3bd/2ba home with new flooring throughout the entire home. New chandelier/light fixture in the dining room. New ceiling fan/light fixture in the living room. Tile shower in master bath, new vanities, kitchen has white cabinets with tile counter tops, new cook stove, breakfast bar and open into dining and living area. Large front porch/deck to sit on and drink your coffee while listening to the birds singing.

  7. 2017-05-26
    soldstatus $54,900 Sold
    Show marketing remark (568 chars)

    Feel like you are in the middle of nature, yet so close to Lake Point Sports Complex, Acworth, and Cartersville. Newly renovated home with lots of privacy. 3bd/2ba home with new flooring throughout the entire home. New chandelier/light fixture in the dining room. New ceiling fan/light fixture in the living room. Tile shower in master bath, new vanities, kitchen has white cabinets with tile counter tops, new cook stove, breakfast bar and open into dining and living area. Large front porch/deck to sit on and drink your coffee while listening to the birds singing.

  8. 2017-05-12
    status Under Contract
    Show marketing remark (568 chars)

    Feel like you are in the middle of nature, yet so close to Lake Point Sports Complex, Acworth, and Cartersville. Newly renovated home with lots of privacy. 3bd/2ba home with new flooring throughout the entire home. New chandelier/light fixture in the dining room. New ceiling fan/light fixture in the living room. Tile shower in master bath, new vanities, kitchen has white cabinets with tile counter tops, new cook stove, breakfast bar and open into dining and living area. Large front porch/deck to sit on and drink your coffee while listening to the birds singing.

  9. 2017-05-12
    historical Contingent - Due Diligence 568-char remark
    Show marketing remark (568 chars)

    Feel like you are in the middle of nature, yet so close to Lake Point Sports Complex, Acworth, and Cartersville. Newly renovated home with lots of privacy. 3bd/2ba home with new flooring throughout the entire home. New chandelier/light fixture in the dining room. New ceiling fan/light fixture in the living room. Tile shower in master bath, new vanities, kitchen has white cabinets with tile counter tops, new cook stove, breakfast bar and open into dining and living area. Large front porch/deck to sit on and drink your coffee while listening to the birds singing.

  10. 2017-05-10
    listed $54,900 New
    Show marketing remark (568 chars)

    Feel like you are in the middle of nature, yet so close to Lake Point Sports Complex, Acworth, and Cartersville. Newly renovated home with lots of privacy. 3bd/2ba home with new flooring throughout the entire home. New chandelier/light fixture in the dining room. New ceiling fan/light fixture in the living room. Tile shower in master bath, new vanities, kitchen has white cabinets with tile counter tops, new cook stove, breakfast bar and open into dining and living area. Large front porch/deck to sit on and drink your coffee while listening to the birds singing.

  11. 2017-05-10
    listed $54,900 Active 568-char remark
    Show marketing remark (568 chars)

    Feel like you are in the middle of nature, yet so close to Lake Point Sports Complex, Acworth, and Cartersville. Newly renovated home with lots of privacy. 3bd/2ba home with new flooring throughout the entire home. New chandelier/light fixture in the dining room. New ceiling fan/light fixture in the living room. Tile shower in master bath, new vanities, kitchen has white cabinets with tile counter tops, new cook stove, breakfast bar and open into dining and living area. Large front porch/deck to sit on and drink your coffee while listening to the birds singing.

  12. 2011-01-25
    historical
  13. 2011-01-14
    soldstatus $17,000 Sold
  14. 2010-12-23
    status Pending
  15. 2010-12-03
    listed $21,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$728 · $61/mo
Projected year-2 tax
$863 · $72/mo
Expected delta
+$135/yr (+$11/mo · 18.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,948
− Mortgage interest
−$5,254
− Property taxes
−$728
− Insurance
−$469
− Repairs & maintenance
−$1,996
− Management
−$1,996
− Depreciation
−$2,729
Taxable income
$11,777
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,826
After-tax cash flow
$9,783/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Emerson

Score
66/100
State rank
#203
US rank
#12365

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B- Housing A+ Health & safety B- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,807

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (71%)
Race & ethnicity
White 71% Black 18% Hispanic / Latino 9% Two or more races 5% Native American 3%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Slovak 4% Lithuanian 2% Serbian 1%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 8%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 37.24%
Current HPI
324.6054
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+328.3% since first listed
13 events — show timeline
  • 2026-03-10 Listed $93,800 GAMLS
  • 2021-08-11 Sold (Public Records) $125,000 Public Records
  • 2017-05-30 Sold (Public Records) $54,900 Public Records
  • 2017-05-26 Sold (MLS) $54,900 GAMLS
  • 2017-05-26 Sold (MLS) $54,900 FMLS
  • 2017-05-12 Pending GAMLS
  • 2017-05-12 Contingent FMLS
  • 2017-05-10 Listed $54,900 GAMLS
  • 2017-05-10 Listed $54,900 FMLS
  • 2011-01-25 Listing Removed FMLS
  • 2011-01-14 Sold (MLS) $17,000 FMLS
  • 2010-12-23 Pending FMLS
  • 2010-12-03 Listed $21,900 FMLS

Property tax history

+7.4%/yr

Latest (2025): $728 · +14.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…