300 Rand Dr · Ferguson, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +29.9/30.0
- ARV discount +11.5/15.0
- DSCR +10.0/10.0
- 1% rule +7.9/10.0
- Rent growth +4.8/5.0
- Livability +2.9/5.0
- Condition / age +2.5/5.0
- Schools +1.2/10.0
- Appreciation +0.0/10.0
$104,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming brick 3 bedroom ranch with eye catching hardwood flooring in living room, hallway & bedrooms. Appreciate the details in the main floor bathroom featuring tile accents, ceramic flooring, waterfall shower head & glass block window. The dining room is located just off the kitchen & only steps away from the enclosed sun porch, making it easy to entertain. Nice sized fenced backyard and patio, full basement with bathroom, storage & more. Property is being sold in as is condition.
Key facts
- Hardwood flooring
- Tile accents
- Ceramic flooring
Tags
Property features AI
Finance
- Financial info: Lease not considered
- HOA & community: Community clubhouse; Neighborhood park; Sidewalks
Exterior
- Parking: Attached garage (1 car)
- Utilities: Public water; Public sewer; Electric service (other)
- Home design: Single family residence; One level; House
- Construction: Brick exterior; Composition roof; Slab foundation; Built (year per public records)
- Exterior features: Patio; Level lot; Paved road access
Interior
- Kitchen: Dishwasher; Free-standing gas range
- Bedrooms: 3 bedrooms, all on the main level
- Flooring: Hardwood flooring
- Bathrooms: 1 full bathroom (main level)
- Heating & cooling: Other heating; Central air conditioning
- Interior features: Dishwasher; Free-standing gas range
- Laundry & utility: Laundry located in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $105k.
Deal economics
- At list price, monthly cash flow is $388 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $105k).
- Recommended offer: $103k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 58/100 on livability (#586 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing B+; Watch: health & safety C-, crime F, amenities F.
- Ferguson-Florissant R-II (suburban): math 7% / reading 20% proficiency, ranked #311 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Griffith Elementary (math 3% / reading 9%, grade F, #1,069 of 1,115 statewide, top 96%, 282 students, 99% FRL); Mccluer High (math 0% / reading 17%, grade F, #511 of 521 statewide, top 98%, 1,181 students, 100% FRL) — zoned schools average 99% FRL vs 70% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+9.0%/yr); 162 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 31% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $725 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 8.0% rent growth), your $29k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($103k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $48k; list at $105k implies a 116% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1956 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1956 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 10.73%
- Cash-on-cash
- 15.85%
- DSCR
- 1.71
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $115,260
- List price
- $104,900
- Delta
- -8.99%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 125 Forestwood Dr | 0.39mi | 3/1.0 | 1,032 (+1%) | 3mo | $77,900 | $75 | 74 |
| 9724 Dennis Dr | 0.35mi | 3/1.0 | 1,056 (+3%) | 1mo | $89,900 | $85 | 74 |
| 9866 Dennis Dr | 0.57mi | 3/1.0 | 1,032 (+1%) | 3mo | $124,900 | $121 | 66 |
| 277 Dashwood Dr | 0.44mi | 3/1.0 | 960 (-6%) | 2mo | $74,900 | $78 | 63 |
| 324 Gage Dr | 0.12mi | 2/1.0 (-1) | 875 (-15%) | 1mo | $68,000 | $78 | 61 |
| 1523 Fir Dr | 0.31mi | 3/1.0 | 1,144 (+12%) | 2mo | $45,000 | $39 | 60 |
| 296 Meadowcrest Dr | 0.53mi | 3/1.0 | 960 (-6%) | 2mo | $109,900 | $114 | 59 |
| 4 S Dellwood Ave | 0.53mi | 2/1.0 (-1) | 1,086 (+6%) | 2mo | $98,900 | $91 | 55 |
| 9863 Eastdell Dr | 0.51mi | 3/1.0 | 1,126 (+10%) | 1mo | $139,900 | $124 | 55 |
| 1719 Newhall Ct | 0.70mi | 3/1.0 | 975 (-5%) | 0mo | $120,000 | $123 | 55 |
| 9871 Medford Dr | 0.66mi | 3/1.0 | 950 (-7%) | 2mo | $124,900 | $131 | 52 |
| 247 S Hartnett Ave Unit 1/2 | 0.63mi | 2/1.0 (-1) | 902 (-12%) | 2mo | $75,000 | $83 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 12.1%
- Equity multiple
- 1.51×
- Total profit
- $14,887
- Equity at exit
- $15,641
- IRR
- 24.6%
- Equity multiple
- 3.64×
- Total profit
- $77,428
- Equity at exit
- $9,070
Cash invested: $29,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63135
- Rents YoY
- 9.0%
- Active inventory
- 162
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $1,358 high interval (Pro) →
- Mortgage (P&I)
- −$550
- Tax from tax record
- −$91 /mo · $1,089/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$285
- Net cashflow
- $388
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,225
- Closing costs
- $3,147
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1550 Northwinds Estates Dr St. Louis, MO | 1.0–2.0 | 1.0–1.5 | 877 | $1,050 | $1.20 | 43d | 1 | 0.27mi |
| 9717 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 1056 | $1,323 | $1.25 | 43d | 1 | 0.31mi |
| 945 Edgehill Dr Saint Louis, MO | 3.0 | 1.0 | 1110 | $1,575 | $1.42 | 43d | 1 | 0.46mi |
| 104 Fenwick Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,250 | $1.30 | 23d | 1 | 0.47mi |
| 9750 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,100 | $1.07 | 43d | 1 | 0.49mi |
| 9725 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,485 | $1.63 | 43d | 1 | 0.51mi |
| 9845 Dennis Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 12d | 1 | 0.52mi |
| 296 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,550 | $1.61 | 14d | 1 | 0.54mi |
| 9850 Dennis Dr Saint Louis, MO | 2.0 | 1.0 | 1032 | $1,175 | $1.14 | 43d | 1 | 0.55mi |
| 227 Meadowcrest Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,500 | $1.56 | 43d | 1 | 0.59mi |
| 9839 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 43d | 1 | 0.61mi |
| 249 S Hartnett Ave Saint Louis, MO | 3.0 | 1.0 | 960 | $1,220 | $1.27 | 23d | 1 | 0.64mi |
| 9840 Medford Dr Saint Louis, MO | 3.0 | 1.0 | 912 | $1,095 | $1.20 | 43d | 1 | 0.66mi |
| 9547 Glen Owen Dr Saint Louis, MO | 2.0 | 1.0 | 923 | $985 | $1.07 | 23d | 1 | 0.66mi |
| 9868 Lorna Ln Saint Louis, MO | 3.0 | 1.0 | 1032 | $1,175 | $1.14 | 43d | 1 | 0.66mi |
| 1733 Kappel Ave Saint Louis, MO | 3.0 | 1.0 | 912 | $1,250 | $1.37 | 23d | 1 | 0.68mi |
| 6188 Dupree Ave Saint Louis, MO | 3.0 | 1.5 | 972 | $1,300 | $1.34 | 43d | 1 | 0.77mi |
| 6180 Emerald Ave Saint Louis, MO | 2.0 | 1.0 | 729 | $1,300 | $1.78 | 43d | 1 | 0.80mi |
| 13 N Hartnett Ave Saint Louis, MO | 3.0 | 1.0 | 1140 | $1,400 | $1.23 | 10d | 1 | 0.82mi |
| 6170 Emerald Ave Saint Louis, MO | 3.0 | 1.0 | 1286 | $1,500 | $1.17 | 14d | 1 | 0.82mi |
| 6170 Emerald Ave Saint Louis, MO | 3.0 | 1.0 | 1286 | $1,425 | $1.11 | 2d | 1 | 0.82mi |
| 9709 Balboa Dr Saint Louis, MO | 3.0 | 1.0 | 1000 | $1,600 | $1.60 | 43d | 1 | 0.89mi |
| 502 Averill Ave Saint Louis, MO | 2.0 | 1.0 | 840 | $1,250 | $1.49 | 43d | 1 | 0.94mi |
| 9812 Balboa Dr Saint Louis, MO | 4.0 | 2.0 | 1500 | $1,495 | $1.00 | 21d | 1 | 0.94mi |
| 338 La Motte Ln Saint Louis, MO | 2.0 | 1.0 | 904 | $1,150 | $1.27 | 43d | 1 | 0.94mi |
| 307 Coppinger Dr Saint Louis, MO | 3.0 | 1.0 | 960 | $1,095 | $1.14 | 17d | 1 | 0.95mi |
| 8908 Scottdale Ave Jennings, MO | 2.0 | 1.0 | 790 | $1,000 | $1.27 | 43d | 1 | 0.95mi |
| 1654 Mowbry Ln Saint Louis, MO | 3.0 | 1.0 | 936 | $1,300 | $1.39 | 23d | 1 | 0.95mi |
| 9823 Winkler Dr Saint Louis, MO | 2.0 | 1.0 | 788 | $900 | $1.14 | 43d | 1 | 0.98mi |
| 9827 Winkler Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 7d | 1 | 0.98mi |
| 338 Saint Louis Ave Saint Louis, MO | 3.0 | 1.0 | 1200 | $1,200 | $1.00 | 43d | 1 | 0.99mi |
| 110 Paul Ave Saint Louis, MO | 3.0 | 1.0 | 875 | $1,050 | $1.20 | 7d | 1 | 1.06mi |
| 415 Ames Pl Saint Louis, MO | 3.0 | 1.0 | 816 | $1,400 | $1.72 | 43d | 1 | 1.06mi |
| 1926 Chambers Rd Saint Louis, MO | 4.0 | 1.0 | 1095 | $995 | $0.91 | 14d | 1 | 1.07mi |
| 920 Hutton Pl Saint Louis, MO | 3.0 | 1.0 | 912 | $1,195 | $1.31 | 43d | 1 | 1.08mi |
| 536 Ames Pl Saint Louis, MO | 4.0 | 1.5 | 1305 | $1,750 | $1.34 | 1d | 1 | 1.11mi |
| 26 Arbor Village Ct Ferguson, MO | 1.0–2.0 | 1.0 | 714 | $950 | $1.33 | 23d | 1 | 1.11mi |
| 12 Lee Ave Saint Louis, MO | 2.0 | 1.0 | 832 | $1,080 | $1.30 | 7d | 1 | 1.13mi |
| 650 Robert Ave Ferguson, MO | 3.0 | 1.0 | 816 | $1,224 | $1.50 | 43d | 1 | 1.15mi |
| 2617 Hord Ave Saint Louis, MO | 2.0 | 1.0 | 800 | $775 | $0.97 | 4d | 1 | 1.15mi |
Listing history 15 events
-
2026-05-09status Pending 531-char remark
-
2026-04-23$104,900 Active 531-char remark
-
2018-10-24soldstatus $48,500
-
2018-10-18soldstatus Closed 506-char remark
Show marketing remark (506 chars)
Charming brick 3 bedroom ranch with eye catching hardwood flooring in living room, hallway & bedrooms. Appreciate the details in the main floor bathroom featuring tile accents, ceramic flooring, waterfall shower head & glass block window. The dining room is located just off the kitchen & only steps away from the enclosed sun porch, making it easy to entertain. Nice sized fenced backyard and patio, full basement with bathroom, storage & more. Property is being sold in as is condition.
-
2018-09-25status Pending 506-char remark
Show marketing remark (506 chars)
Charming brick 3 bedroom ranch with eye catching hardwood flooring in living room, hallway & bedrooms. Appreciate the details in the main floor bathroom featuring tile accents, ceramic flooring, waterfall shower head & glass block window. The dining room is located just off the kitchen & only steps away from the enclosed sun porch, making it easy to entertain. Nice sized fenced backyard and patio, full basement with bathroom, storage & more. Property is being sold in as is condition.
-
2018-09-25$58,000 Active 506-char remark
Show marketing remark (506 chars)
Charming brick 3 bedroom ranch with eye catching hardwood flooring in living room, hallway & bedrooms. Appreciate the details in the main floor bathroom featuring tile accents, ceramic flooring, waterfall shower head & glass block window. The dining room is located just off the kitchen & only steps away from the enclosed sun porch, making it easy to entertain. Nice sized fenced backyard and patio, full basement with bathroom, storage & more. Property is being sold in as is condition.
-
2017-03-21status Pending
Show marketing remark (846 chars)
NICE SOLID BRICK HOME WITH BAY WINDOW IN LIVING ROOM. LOTS OF NATURAL LIGHTING IN THIS HOME. HOME FEATURES 3 BEDROOMS AND ONE BATHROOM IN THE HALLWAY. THERE IS DINING AREA JUST OFF OF THE KITCHEN AND AN ENCLOSED REAR PORCH OVERLOOKING THE FENCED BACKYARD AND PATIO AREA. HOME IS CLOSE TO MOST SHOPPING, TRANSPORTATION AND RESTAURANTS. TAKE A LOOK TODAY. Please refer to HUDHomestore for the most recent bidding Period details and information on this property. HUD Acquired Property. Property being sold 'AS IS'. All utilities are turned OFF. Please, use discretion when showing and bring a flashlight. All bids held for the first 10 days, deadline for this initial bid period is02/15/17. Bids opened daily thereafter until such time a bid accepted. Bidding open to owner occupants only through 02/20/17 and open to all bidders on 02/21/17.
-
2017-03-20soldstatus Closed
Show marketing remark (846 chars)
NICE SOLID BRICK HOME WITH BAY WINDOW IN LIVING ROOM. LOTS OF NATURAL LIGHTING IN THIS HOME. HOME FEATURES 3 BEDROOMS AND ONE BATHROOM IN THE HALLWAY. THERE IS DINING AREA JUST OFF OF THE KITCHEN AND AN ENCLOSED REAR PORCH OVERLOOKING THE FENCED BACKYARD AND PATIO AREA. HOME IS CLOSE TO MOST SHOPPING, TRANSPORTATION AND RESTAURANTS. TAKE A LOOK TODAY. Please refer to HUDHomestore for the most recent bidding Period details and information on this property. HUD Acquired Property. Property being sold 'AS IS'. All utilities are turned OFF. Please, use discretion when showing and bring a flashlight. All bids held for the first 10 days, deadline for this initial bid period is02/15/17. Bids opened daily thereafter until such time a bid accepted. Bidding open to owner occupants only through 02/20/17 and open to all bidders on 02/21/17.
-
2017-02-16historical Contingent (No Kickout)
Show marketing remark (846 chars)
NICE SOLID BRICK HOME WITH BAY WINDOW IN LIVING ROOM. LOTS OF NATURAL LIGHTING IN THIS HOME. HOME FEATURES 3 BEDROOMS AND ONE BATHROOM IN THE HALLWAY. THERE IS DINING AREA JUST OFF OF THE KITCHEN AND AN ENCLOSED REAR PORCH OVERLOOKING THE FENCED BACKYARD AND PATIO AREA. HOME IS CLOSE TO MOST SHOPPING, TRANSPORTATION AND RESTAURANTS. TAKE A LOOK TODAY. Please refer to HUDHomestore for the most recent bidding Period details and information on this property. HUD Acquired Property. Property being sold 'AS IS'. All utilities are turned OFF. Please, use discretion when showing and bring a flashlight. All bids held for the first 10 days, deadline for this initial bid period is02/15/17. Bids opened daily thereafter until such time a bid accepted. Bidding open to owner occupants only through 02/20/17 and open to all bidders on 02/21/17.
-
2017-02-07$18,000 Active
Show marketing remark (846 chars)
NICE SOLID BRICK HOME WITH BAY WINDOW IN LIVING ROOM. LOTS OF NATURAL LIGHTING IN THIS HOME. HOME FEATURES 3 BEDROOMS AND ONE BATHROOM IN THE HALLWAY. THERE IS DINING AREA JUST OFF OF THE KITCHEN AND AN ENCLOSED REAR PORCH OVERLOOKING THE FENCED BACKYARD AND PATIO AREA. HOME IS CLOSE TO MOST SHOPPING, TRANSPORTATION AND RESTAURANTS. TAKE A LOOK TODAY. Please refer to HUDHomestore for the most recent bidding Period details and information on this property. HUD Acquired Property. Property being sold 'AS IS'. All utilities are turned OFF. Please, use discretion when showing and bring a flashlight. All bids held for the first 10 days, deadline for this initial bid period is02/15/17. Bids opened daily thereafter until such time a bid accepted. Bidding open to owner occupants only through 02/20/17 and open to all bidders on 02/21/17.
-
2008-05-06soldstatus $99,900
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2008-01-17soldstatus
-
2005-01-18soldstatus $94,500
-
2004-10-15soldstatus $55,000
-
1992-08-04soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,089 · $91/mo
- Projected year-2 tax
- $1,089 · $91/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,293
- − Mortgage interest
- −$5,876
- − Property taxes
- −$1,089
- − Insurance
- −$524
- − Repairs & maintenance
- −$1,303
- − Management
- −$1,303
- − Depreciation
- −$3,052
- Taxable income
- $3,145
- Est. tax owed @ 24.0%
- −$755
- After-tax cash flow
- $3,902/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Ferguson-Florissant R-II
- NCES district ID
- 2912010
- Math proficiency
- 7% ▼ -9.00%
- Reading proficiency
- 20% ▼ -6.00%
- Median HH income
- $44,610
- Composite
- 11.96/100
- National rank
- #9666
- State rank
- #311 of 324 in MO
Livability — Ferguson
- Score
- 58/100
- State rank
- #586
- US rank
- #20809
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Ferguson, MO
- County
- Saint Louis County · 888,823 people
- City population
- 17,813
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 18,381
- Household income
- $52,328
- Rent vs Own
- Severe rent burden
- 957.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (66%)
- Race & ethnicity
- Black 66% White 28% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 1% Iranian 1% Romanian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -152.56%
- Current HPI
- 138.6781
- Rent YoY
- ▲ 9.03%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
||
| Utilities | 1 | $9B |
|
||
Price history
+90.7% since first listed15 events — show timeline
- 2026-05-09 Pending — MARIS as Distributed by MLS Grid
- 2026-04-23 Listed $104,900 MARIS as Distributed by MLS Grid
- 2018-10-24 Sold (Public Records) $48,500 Public Records
- 2018-10-18 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2018-09-25 Pending — MARIS as Distributed by MLS Grid
- 2018-09-25 Listed $58,000 MARIS as Distributed by MLS Grid
- 2017-03-21 Pending — MARIS as Distributed by MLS Grid
- 2017-03-20 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2017-02-16 Contingent — MARIS as Distributed by MLS Grid
- 2017-02-07 Listed $18,000 MARIS as Distributed by MLS Grid
- 2008-05-06 Sold (Public Records) $99,900 Public Records
- 2008-01-17 Sold (Public Records) — Public Records
- 2005-01-18 Sold (Public Records) $94,500 Public Records
- 2004-10-15 Sold (Public Records) $55,000 Public Records
- 1992-08-04 Sold (Public Records) — Public Records
Property tax history
+0.9%/yrLatest (2022): $1,089 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…