CashFlowRE
Sign in Sign up
4905 Hudson Rd
B- Composite 66.78
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +28.3/30.0
  • DSCR +10.0/10.0
  • 1% rule +7.8/10.0
  • ARV discount +7.5/15.0
  • Schools +3.7/10.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$135,000

4905 Hudson Rd · Loganville, GA 30052
2 bd · 1.5 ba · 720 sqft · Other public records · 18 Days on market
Built 1971 0.44 ac lot ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Acquire nearly one acre of Loganville. Two lots: 4905 Hudson Road (0.44 acres) and 4915 Hudson Road (0.36 acres) Being sold together. Mobile home real estate positioned for quick value-add. Public water on-site, septic system, and established neighborhood location. Highway 78-minutes away - close to retail, dining, and Loganville's top-rated schools. Selling as is. This is an equitable interest listing. Single-wide mobile home with partial renovations, Storage units ARE NOT INCLUDED in the sale. Owner is taking them after closing. Open to sell the Red barn separately

Key facts

  • Public water on-site
  • Close to dining
  • Close to retail

Tags

NEARLY ONE ACREPUBLIC WATER ON-SITESEPTIC SYSTEMHIGHWAY 78 MINUTES AWAYCLOSE TO RETAILCLOSE TO DINING

Property features AI

Finance

  • HOA & community: Association fees billed annually

Exterior

  • Parking: Driveway parking; Two total parking spaces; Open parking available
  • Utilities: Public water; Septic sewer; Electric service available; Cable available; Other utilities available
  • Home design: Single-wide manufactured home; One level; Fixer condition; Pillar/post/pier foundation; Metal roof
  • Construction: Aluminum siding construction
  • Exterior features: Wrought-iron fencing; Gazebo

Interior

  • Kitchen: Kitchen island; Refrigerator
  • Bedrooms: Two main-level bedrooms
  • Flooring: Laminate flooring
  • Bathrooms: One full bathroom; One half bathroom (main level)
  • Heating & cooling: Window air conditioning units
  • Interior features: No shared/common walls (detached); Other interior features
  • Laundry & utility: Laundry located in a bathroom

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath other listed at $135k.

Deal economics

  • At list price, monthly cash flow is $434 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $135k).
  • Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
  • Cap rate 10.2% vs local median 4.0% in Loganville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#39 in GA, #4,689 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F.
  • Walton County (rural): math 43% / reading 41% proficiency, ranked #31 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Loganville Elementary School (math 59% / reading 51%, grade C, #178 of 1,228 statewide, top 15%, 1,033 students, 38% FRL); Loganville Middle School (math 46% / reading 48%, grade D+, #89 of 470 statewide, top 20%, 1,320 students, 39% FRL); Loganville High School (math 51% / reading 47%, grade D, #33 of 424 statewide, top 8%, 1,808 students, 30% FRL).
  • Market conditions: Rents rising (+3.1%/yr); 847 active listings in the ZIP; solid renter incomes; 677 units permitted in Walton County in 2024 (17 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Walton County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 18 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $132,975 (1.5% below list)

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.28%
Cap rate
10.15%
Cash-on-cash
13.78%
DSCR
1.61
GRM
6.5

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.12% rent growth · sell at horizon

5-year hold
IRR
4.1%
Equity multiple
1.16×
Total profit
$5,998
Equity at exit
$20,129
10-year hold
IRR
13.7%
Equity multiple
2.11×
Total profit
$41,777
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30052

Home prices YoY
-31.8%
Rents YoY
3.1%
Active inventory
847
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,730 medium interval (Pro) →
Mortgage (P&I)
$708
Tax est. 1.5%
$169 /mo · $2,025/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$363
Net cashflow
$434

Break-even live

Break-even rent $1,181
Max offer price $135,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 13 events

  1. 2026-06-17
    status $135,000 Pending 18 DOM
  2. 2026-06-16
    days on market $135,000 Active 18 DOM
  3. 2026-06-15
    days on market $135,000 Active 17 DOM
  4. 2026-06-13
    days on market $135,000 Active 15 DOM
  5. 2026-06-13
    days on market $135,000 Active 14 DOM
  6. 2026-06-09
    days on market $135,000 Active 11 DOM
  7. 2026-06-08
    days on market $135,000 Active 10 DOM
  8. 2026-06-07
    days on market $135,000 Active 9 DOM
  9. 2026-06-04
    days on market $135,000 Active 6 DOM
  10. 2026-06-03
    days on market $135,000 Active 5 DOM
  11. 2026-06-02
    days on market $135,000 Active 4 DOM
  12. 2026-06-01
    days on market $135,000 Active 3 DOM
  13. 2026-05-31
    days on market $135,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,763
− Mortgage interest
−$7,562
− Property taxes
−$2,025
− Insurance
−$675
− Repairs & maintenance
−$1,661
− Management
−$1,661
− Depreciation
−$3,927
Taxable income
$3,252
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$780
After-tax cash flow
$4,427/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Walton County
NCES district ID
1305390
Math proficiency
43% ▼ -10.00%
Reading proficiency
41% ▼ -10.00%
Median HH income
$53,716
Composite
36.52/100
National rank
#4643
State rank
#31 of 174 in GA

Livability — Loganville

Score
74/100
State rank
#39
US rank
#4689

Category grades

Amenities F Commute F Cost of living A- Crime A+ Employment B+ Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Walton County · 128,246 people
City population
79,811
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
79,811
Household income
$93,764
Rent vs Own
19.3% rent · 80.7% own
Severe rent burden
1174.0

Population outlook (Walton County) Hauer SSP2

Today (2025)
98,098 people
By 2030
102,496 · +4.5%
By 2040
110,318 · +12.5%
By 2050
115,848 · +18.1%
By 2075
125,830 · +28.3%
By 2100
123,852 · +26.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 48% Black 33% Hispanic / Latino 13% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 7% Puerto Rican 3% Cuban 1%
Common ancestry
Slovak 2% Lithuanian 2% Romanian 1%
Foreign-born
13% · Canada, Jamaica, Vietnam
Languages at home
84% English-only · Spanish 10% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Walton

2024 margin
Solid R (+45.9) · D 26.7% · R 72.6%
2008→2024 swing
+6.2pp toward D · 2008: -52.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+49.2 2016: R+56.4 2012: R+55.6 2008: R+52.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -98.77%
Current HPI
212.1241
Rent YoY
▲ 3.12%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-6.9% since first listed
3 events — show timeline
  • 2026-05-29 Price Changed $135,000 GAMLS
  • 2026-05-29 Listed $135,000 FMLS
  • 2026-05-29 Listed $145,000 GAMLS

Property tax history

+4.0%/yr

Latest (2025): $135 · +17.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…