4905 Hudson Rd · Loganville, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 20.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +28.3/30.0
- DSCR +10.0/10.0
- 1% rule +7.8/10.0
- ARV discount +7.5/15.0
- Schools +3.7/10.0
- Livability +3.7/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Acquire nearly one acre of Loganville. Two lots: 4905 Hudson Road (0.44 acres) and 4915 Hudson Road (0.36 acres) Being sold together. Mobile home real estate positioned for quick value-add. Public water on-site, septic system, and established neighborhood location. Highway 78-minutes away - close to retail, dining, and Loganville's top-rated schools. Selling as is. This is an equitable interest listing. Single-wide mobile home with partial renovations, Storage units ARE NOT INCLUDED in the sale. Owner is taking them after closing. Open to sell the Red barn separately
Key facts
- Public water on-site
- Close to dining
- Close to retail
Tags
Property features AI
Finance
- HOA & community: Association fees billed annually
Exterior
- Parking: Driveway parking; Two total parking spaces; Open parking available
- Utilities: Public water; Septic sewer; Electric service available; Cable available; Other utilities available
- Home design: Single-wide manufactured home; One level; Fixer condition; Pillar/post/pier foundation; Metal roof
- Construction: Aluminum siding construction
- Exterior features: Wrought-iron fencing; Gazebo
Interior
- Kitchen: Kitchen island; Refrigerator
- Bedrooms: Two main-level bedrooms
- Flooring: Laminate flooring
- Bathrooms: One full bathroom; One half bathroom (main level)
- Heating & cooling: Window air conditioning units
- Interior features: No shared/common walls (detached); Other interior features
- Laundry & utility: Laundry located in a bathroom
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.5-bath other listed at $135k.
Deal economics
- At list price, monthly cash flow is $434 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $135k).
- Recommended offer: $133k (1.5% below list) — sets the bar for market timing.
- Cap rate 10.2% vs local median 4.0% in Loganville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#39 in GA, #4,689 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A-; Watch: amenities F, commute F.
- Walton County (rural): math 43% / reading 41% proficiency, ranked #31 of 174 in GA (top 18%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Loganville Elementary School (math 59% / reading 51%, grade C, #178 of 1,228 statewide, top 15%, 1,033 students, 38% FRL); Loganville Middle School (math 46% / reading 48%, grade D+, #89 of 470 statewide, top 20%, 1,320 students, 39% FRL); Loganville High School (math 51% / reading 47%, grade D, #33 of 424 statewide, top 8%, 1,808 students, 30% FRL).
- Market conditions: Rents rising (+3.1%/yr); 847 active listings in the ZIP; solid renter incomes; 677 units permitted in Walton County in 2024 (17 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Walton County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.1% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 18 days — a 2% lower offer ($133k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.28% ✓
- Cap rate
- 10.15%
- Cash-on-cash
- 13.78%
- DSCR
- 1.61
- GRM
- 6.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.12% rent growth · sell at horizon
- IRR
- 4.1%
- Equity multiple
- 1.16×
- Total profit
- $5,998
- Equity at exit
- $20,129
- IRR
- 13.7%
- Equity multiple
- 2.11×
- Total profit
- $41,777
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30052
- Home prices YoY
- -31.8%
- Rents YoY
- 3.1%
- Active inventory
- 847
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,730 medium interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax est. 1.5%
- −$169 /mo · $2,025/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$363
- Net cashflow
- $434
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 13 events
-
2026-06-17status $135,000 Pending 18 DOM
-
2026-06-16days on market $135,000 Active 18 DOM
-
2026-06-15days on market $135,000 Active 17 DOM
-
2026-06-13days on market $135,000 Active 15 DOM
-
2026-06-13days on market $135,000 Active 14 DOM
-
2026-06-09days on market $135,000 Active 11 DOM
-
2026-06-08days on market $135,000 Active 10 DOM
-
2026-06-07days on market $135,000 Active 9 DOM
-
2026-06-04days on market $135,000 Active 6 DOM
-
2026-06-03days on market $135,000 Active 5 DOM
-
2026-06-02days on market $135,000 Active 4 DOM
-
2026-06-01days on market $135,000 Active 3 DOM
-
2026-05-31days on market $135,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 5/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 20% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,763
- − Mortgage interest
- −$7,562
- − Property taxes
- −$2,025
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,661
- − Management
- −$1,661
- − Depreciation
- −$3,927
- Taxable income
- $3,252
- Est. tax owed @ 24.0%
- −$780
- After-tax cash flow
- $4,427/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Walton County
- NCES district ID
- 1305390
- Math proficiency
- 43% ▼ -10.00%
- Reading proficiency
- 41% ▼ -10.00%
- Median HH income
- $53,716
- Composite
- 36.52/100
- National rank
- #4643
- State rank
- #31 of 174 in GA
Livability — Loganville
- Score
- 74/100
- State rank
- #39
- US rank
- #4689
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Walton County · 128,246 people
- City population
- 79,811
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 79,811
- Household income
- $93,764
- Rent vs Own
- Severe rent burden
- 1174.0
Population outlook (Walton County) Hauer SSP2
- Today (2025)
- 98,098 people
- By 2030
- 102,496 · +4.5%
- By 2040
- 110,318 · +12.5%
- By 2050
- 115,848 · +18.1%
- By 2075
- 125,830 · +28.3%
- By 2100
- 123,852 · +26.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 48% Black 33% Hispanic / Latino 13% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3% Cuban 1%
- Common ancestry
- Slovak 2% Lithuanian 2% Romanian 1%
- Foreign-born
- 13% · Canada, Jamaica, Vietnam
- Languages at home
- 84% English-only · Spanish 10% French/Haitian/Cajun 1% Other Indo-European 1%
Political lean MEDSL · Walton
- 2024 margin
- Solid R (+45.9) · D 26.7% · R 72.6%
- 2008→2024 swing
- +6.2pp toward D · 2008: -52.1pp · 2024: -45.9pp
- All cycles
- 2024: R+45.9 2020: R+49.2 2016: R+56.4 2012: R+55.6 2008: R+52.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -98.77%
- Current HPI
- 212.1241
- Rent YoY
- ▲ 3.12%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
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| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
-6.9% since first listed3 events — show timeline
- 2026-05-29 Price Changed $135,000 GAMLS
- 2026-05-29 Listed $135,000 FMLS
- 2026-05-29 Listed $145,000 GAMLS
Property tax history
+4.0%/yrLatest (2025): $135 · +17.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…