4266 Hartshorn Cir · Graniteville, SC 29801

$274,900

5 bd · 3.0 ba · 1,889 sqft · SingleFamily · 205 Days on market

Built 2025 7,840 sqft lot Est $263k · at est. $80/mo HOA · 3% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +11.1/30.0
• ARV discount +5.4/15.0
• Rent growth +3.8/5.0
• 1% rule +3.6/10.0
• DSCR +3.2/10.0
• Schools +3.2/10.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Welcome to this stunning 4-bedroom, 2.5-bath home located in a desirable pool community. Designed with both comfort and style in mind, this home features an inviting open-concept floor plan ideal for everyday living and entertaining. The kitchen shines with beautiful granite countertops, a stylish tile backsplash, and ample workspace—perfect for any culinary enthusiast. Enter through a bright, welcoming foyer accented by upgraded luxury plank flooring that sets a sophisticated tone throughout the home. A functional mudroom provides convenient extra storage, keeping everything organized and clutter-free. Unwind at the end of the day in your relaxing soaking tub, or enjoy peaceful eveni

Key facts

• Open floor plan
• Mudroom storage
• Granite countertops

Tags

• OPEN FLOOR PLAN
• GRANITE COUNTERTOPS
• UPGRADED LUXURY PLANK FLOORING
• LAUNDRY ON MAIN LEVEL
• MUDROOM STORAGE

Property features AI

Finance

• Other: Located at 4266 Hartshorn Cir, Aiken, SC 29801
• Financial info: List price $269,900

Exterior

• Parking: 2 parking spaces
• Utilities: Natural gas; Electric
• Home design: Single-family residence (spec build); Harper II floor plan
• Exterior features: Living area approximately 1,889

Interior

• Bedrooms: 4 bedrooms
• Bathrooms: 2 full bathrooms and 1 half bathroom (2.5 total)
• Heating & cooling: Natural gas and electric forced-air heating; Central air conditioning
• Interior features: Spec home (Harper II plan)

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $275k.

Deal economics

• At list price, monthly cash flow is $-112 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $259k (5.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $236k (14.0% below list).
• Recommended offer: $236k (14.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: schools F, amenities F, commute F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising fast (+5.1%/yr); 521 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• At $2,364/mo this rent would consume 48% of the median local household income ($60k/yr) (locally 1260% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 205 days — a 12% lower offer ($242k) is reasonable based on typical stale-listing flexibility.

Recommended offer $236,416 (14.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 205 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 5.80%
• Cash-on-cash: -1.75%
• DSCR: 0.92
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $262,571
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4213 Hartshorn Cir	0.05mi	4/2.5 (-1)	1,889 (0%)	7mo	$269,900	$143	85
338 Mansell Park	0.18mi	4/2.5 (-1)	2,122 (+12%)	6mo	$279,000	$131	59
597 Whitby Ct	0.60mi	4/2.5 (-1)	1,976 (+5%)	3mo	$275,230	$139	55
580 Whitby Ct	0.58mi	4/2.5 (-1)	1,976 (+5%)	4mo	$273,220	$138	55
567 Whitby Ct	0.57mi	4/2.5 (-1)	1,976 (+5%)	5mo	$273,230	$138	55
567 Whitby Ct	0.57mi	4/2.5 (-1)	1,976 (+5%)	5mo	$273,230	$138	55
610 Lytham Dr	0.50mi	4/2.0 (-1)	1,774 (-6%)	4mo	$289,910	$163	54
610 Lytham Dr	0.50mi	4/2.0 (-1)	1,774 (-6%)	4mo	$289,910	$163	54
542 Whitby Ct	0.55mi	4/2.5 (-1)	1,976 (+5%)	6mo	$273,230	$138	54
631 Lytham Dr	0.52mi	4/2.0 (-1)	1,774 (-6%)	4mo	$291,910	$165	53
631 Lytham Dr	0.52mi	4/2.0 (-1)	1,774 (-6%)	4mo	$291,910	$165	53
525 Burnaby Ct	0.35mi	4/2.5 (-1)	2,165 (+15%)	8mo	$301,000	$139	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.06% rent growth · sell at horizon

5-year hold

• IRR: -16.8%
• Equity multiple: 0.39×
• Total profit: $-46,599
• Equity at exit: $40,988

10-year hold

• IRR: -5.1%
• Equity multiple: 0.64×
• Total profit: $-28,021
• Equity at exit: $23,768

Cash invested: $76,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29801

• Rents YoY: 5.1%
• Active inventory: 521
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,364 medium
• Mortgage (P&I): −$1,442
• Tax est. 1.5%: −$344 /mo · $4,124/yr
• Insurance: −$115
• HOA: −$80
• Vacancy / Maint / Mgmt: −$496
• Net cashflow: $-112

Break-even live

Break-even rent $2,506

Max offer price $258,681

Occupancy floor 100%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,725
• Closing costs: $8,247
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
293 Mansell Park Aiken, SC	4.0	2.5	2386	$2,250	$0.94	21d	1	0.22mi
860 Delta Ln Unit 860 Aiken, SC	4.0	4.0	2336	$2,100	$0.90	14d	1	0.36mi
433 Whitby Ct Aiken, SC	5.0	3.0	2378	$2,495	$1.05	21d	1	0.43mi

HOA detail

• Monthly dues: $80 · $960/yr
• Likely covers: pool

Listing history 6 events

1. 2026-06-03
   remarks 693-char remark
2. 2026-06-03
   pricestatusdays on marketlisting id $274,900 Pending 205 DOM
3. 2026-06-02
   days on market $269,900 Active 263 DOM
4. 2026-06-01
   days on market $269,900 Active 262 DOM
5. 2026-05-31
   remarks 392-char remark
6. 2026-05-31
   listed $269,900 Active 261 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $28,370
• − Mortgage interest: −$15,399
• − Property taxes: −$4,124
• − Insurance: −$1,374
• − Repairs & maintenance: −$2,270
• − Management: −$2,270
• − HOA: −$960
• − Depreciation: −$7,997
• Taxable loss: −$6,023
• Est. tax savings @ 24.0%: +$1,446
• After-tax cash flow: $100/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 31,108
• Household income: $59,573
• Rent vs Own: 33.2% rent · 66.8% own
• Severe rent burden: 1260.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.57)
• Race & ethnicity: White 50% Black 42% Hispanic / Latino 5% Two or more races 4% Asian 1%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2%
• Common ancestry: Slovak 2% Italian 1% Serbian 1%
• Foreign-born: 3% · Canada, Jamaica
• Languages at home: 95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -278.52%
• Current HPI: 173.7944
• Rent YoY: ▲ 5.06%
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B