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A- Composite 80.45
Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.9/10.0
  • Appreciation +4.7/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0

$73,500

216 S Guerra Ave · Weslaco, TX 78596
3 bd · 1.0 ba · 792 sqft · SingleFamily public records · 394 Days on market
Built 1981 2,499 sqft lot Est $113k · 35% under ↓ 14% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor’s Dream! This 2-bedroom fixer-upper in the heart of Weslaco sits on a desirable corner lot, offering incredible potential for rental income or a profitable flip. Just 3 minutes from Expressway 83, it provides easy access to shopping, dining, and essential amenities. With the right vision and renovations, this property can be transformed into a lucrative asset. Sold AS-IS, making it a perfect opportunity for savvy investors looking for their next project. Don’t miss out—schedule a viewing today!

Key facts

  • Corner lot
  • 2,499 sq ft lot
  • Built 1981

Tags

CORNER LOTEASY ACCESS TO SHOPPINGEASY ACCESS TO DININGEASY ACCESS TO AMENITIESRENTAL INCOME POTENTIAL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $74k.

Deal economics

  • At list price, monthly cash flow is $336 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $74k).
  • Recommended offer: $65k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 4.1% in Weslaco — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#277 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Weslaco ISD (suburban): math 23% / reading 31% proficiency, ranked #705 of 826 in TX (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Armando Cuellar Middle (math 22% / reading 31%, grade F, #1,200 of 1,662 statewide, top 73%, 626 students, 88% FRL); Weslaco East H S (math 24% / reading 26%, grade F, #1,250 of 1,632 statewide, top 77%, 2,004 students, 86% FRL) — zoned schools average 87% FRL vs 59% district-wide (28 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 708 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • In year one you build about $79 of equity ($508 loan paydown + $-429 appreciation (-0.6% local appreciation)).
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-0.6% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 394 days — a 12% lower offer ($65k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $64,680 (12.0% below list)

Questions for the listing agent

  1. It's been on market 394 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.49%
Cap rate
11.78%
Cash-on-cash
19.58%
DSCR
1.87
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$113,256
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
216 S Guerra Ave 0.00mi 2/1.0 (-1) 792 (0%) 1mo $73,500 $93 94
116 N Kansas Ave 0.54mi 2/1.0 (-1) 720 (-9%) 12mo $75,000 $104 45
209 N Kansas St 0.58mi 3/1.0 732 (-8%) 20mo $95,000 $130 44
302 E Esplanada St 0.68mi 2/1.0 (-1) 770 (-3%) 20mo $110,000 $143 42
211 W Llano Grande St 0.68mi 2/2.0 (-1) 828 (+4%) 14mo $149,000 $180 40
409 Hidalgo St 0.73mi 2/2.0 (-1) 900 (+14%) 2mo $157,000 $174 32
311 N Missouri Ave 0.68mi 2/1.0 (-1) 891 (+12%) 14mo $132,000 $148 30
1517 E Katie St 0.56mi 2/1.0 (-1) 896 (+13%) 22mo $118,900 $133 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.58% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
18.0%
Equity multiple
1.84×
Total profit
$17,277
Equity at exit
$19,220
10-year hold
IRR
23.1%
Equity multiple
3.44×
Total profit
$50,163
Equity at exit
$21,472

Cash invested: $20,580 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78596

Home prices YoY
-0.2%
Active inventory
708
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$1,098 high interval (Pro) →
Mortgage (P&I)
$385
Tax from tax record
$116 /mo · $1,386/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$231
Net cashflow
$336

Break-even live

Break-even rent $673
Max offer price $73,500
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,375
Closing costs
$2,205
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
622 E Llano Grande St Weslaco, TX 3.0 2.0 1100 $1,500 $1.36 43d 1 0.30mi
1804 Davenport St Unit 4 Weslaco, TX 2.0 2.0 938 $1,125 $1.20 44d 1 0.48mi
1805 Stauffers St Unit 3 Weslaco, TX 3.0 2.0 1116 $1,150 $1.03 43d 1 0.49mi
1804 Stauffers St #3 Weslaco, TX 2.0 2.0 840 $1,000 $1.19 43d 1 0.50mi
1722 E Davenport St Unit 4 Weslaco, TX 2.0 2.0 938 $1,100 $1.17 43d 1 0.51mi
518 N Cantu St Weslaco, TX 2.0 1.0 648 $900 $1.39 44d 1 0.52mi
1817 Stauffer St Weslaco, TX 3.0 2.0 1116 $1,200 $1.08 43d 1 0.53mi
1812 Redbud Ln Unit 1 Weslaco, TX 2.0 2.0 874 $1,025 $1.17 43d 1 0.54mi
1917 Davenport St Unit 1 Weslaco, TX 2.0 2.0 938 $1,100 $1.17 43d 1 0.58mi
2108 Redbud Ln Unit 4 Weslaco, TX 2.0 2.0 920 $1,050 $1.14 43d 1 0.64mi
309 E Mesquite St Weslaco, TX 3.0 2.0 1100 $1,400 $1.27 43d 1 0.65mi
1306 E 11th St Unit 11 Weslaco, TX 2.0 2.0 900 $875 $0.97 43d 1 0.88mi
1601 S Airport Dr Unit 261 Weslaco, TX 2.0 2.0 912 $1,500 $1.64 43d 1 0.97mi
1601 S Airport Dr Unit 283 Weslaco, TX 3.0 2.0 1033 $1,600 $1.55 43d 1 0.97mi
3814 Bella Costa Dr Unit 3 Weslaco, TX 2.0 2.0 987 $1,025 $1.04 43d 1 1.08mi
3707 Las Vistas Ln Apt 1 Weslaco, TX 2.0 2.0 987 $1,025 $1.04 43d 1 1.08mi
604 Buena Vista Dr Weslaco, TX 2.0 2.0 783 $750 $0.96 43d 1 1.40mi
609 Buena Vista Dr Apt 1 Weslaco, TX 2.0 2.0 888 $750 $0.84 43d 1 1.43mi
1810 S Oregon Ave Unit 1810-14 Weslaco, TX 2.0 1.0 850 $695 $0.82 43d 1 1.44mi
1810 S Oregon Ave Unit 622-3 Weslaco, TX 2.0 1.0 850 $855 $1.01 43d 1 1.44mi
1810 S Oregon Ave Unit 1810-9 Weslaco, TX 2.0 1.0 850 $795 $0.94 43d 1 1.44mi
220 E 18th St Unit 2 Weslaco, TX 2.0 1.0 770 $770 $1.00 43d 1 1.50mi

Listing history 11 events

  1. 2026-03-16
    status Pending
  2. 2025-06-05
    status Active
  3. 2025-05-23
    status Pending
  4. 2025-05-12
    historical Option
  5. 2025-02-01
    listed $73,500 Active
  6. 2024-12-09
    price $77,000
  7. 2024-11-19
    status Active
  8. 2024-09-30
    status Pending
  9. 2024-07-20
    listed $79,999 Active
  10. 2024-06-20
    price $79,999
  11. 2024-01-08
    listed $85,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,386 · $116/mo
Projected year-2 tax
$1,386 · $116/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 68% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$13,177
− Mortgage interest
−$4,117
− Property taxes
−$1,386
− Insurance
−$368
− Repairs & maintenance
−$1,054
− Management
−$1,054
− Depreciation
−$2,138
Taxable income
$3,059
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$734
After-tax cash flow
$3,296/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weslaco ISD
NCES district ID
4844960
Math proficiency
23% ▼ -29.00%
Reading proficiency
31% ▼ -9.00%
Median HH income
$32,867
Composite
22.05/100
National rank
#8196
State rank
#705 of 826 in TX

Livability — Weslaco

Score
72/100
State rank
#277
US rank
#6469

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Weslaco, TX
Population (ZIP)
38,942

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (86%)
Race & ethnicity
Hispanic / Latino 86% Two or more races 38% White 13%
Hispanic origin (detail)
Mexican 82%
Common ancestry
Slovak 1%
Foreign-born
17% · Canada
Languages at home
27% English-only · Spanish 72%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.58%
Current HPI
261.5117
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-13.5% since first listed
11 events — show timeline
  • 2026-03-16 Pending MCALLENMLS
  • 2025-06-05 Relisted MCALLENMLS
  • 2025-05-23 Pending MCALLENMLS
  • 2025-05-12 Contingent MCALLENMLS
  • 2025-02-01 Listed $73,500 MCALLENMLS
  • 2024-12-09 Price Changed $77,000 MCALLENMLS
  • 2024-11-19 Relisted MCALLENMLS
  • 2024-09-30 Pending MCALLENMLS
  • 2024-07-20 Listed $79,999 MCALLENMLS
  • 2024-06-20 Price Changed $79,999 MCALLENMLS
  • 2024-01-08 Listed $85,000 MCALLENMLS

Property tax history

+8.6%/yr

Latest (2025): $1,386 · +17.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…