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106 Dacus St
B Composite 71.15
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,500

106 Dacus St · Williamston, SC 29697
2 bd · 1.0 ba · 1,072 sqft · Other public records · 20 Days on market
0.26 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

FIXER UPPER, IN THE HEART OF TOWN, ON NICE LEVEL CORNER LOT. This is a handyman's special and being sold AS IS with Cash, no financing. 2 bedroom, 1 bath, walkable to everything in town. Call Today To See All The Potential This Home Has in A Quiet Neighborhood on A Dead End Street.

Key facts

  • Dead end street
  • Level corner lot
  • Quiet neighborhood

Tags

LEVEL CORNER LOTQUIET NEIGHBORHOODDEAD END STREET

Property features AI

Finance

  • Other: Lead-based paint disclosure required
  • HOA & community: No HOA fees

Exterior

  • Parking: Gravel driveway; No garage
  • Utilities: Public water; Public sewer; Public garbage pickup; Electric water heater
  • Home design: Single-story home; Approximate age: 50+ years; Crawl space foundation
  • Construction: Asbestos shingle exterior; Composition shingle roof
  • Exterior features: Front porch; Corner lot with some trees

Interior

  • Kitchen: Kitchen (13 x 10); No appliances included
  • Bedrooms: Primary bedroom on main level (16 x 13); Second bedroom on main level (13 x 11); Two bedrooms on the main level
  • Flooring: Carpet; Hardwood; Vinyl
  • Bathrooms: One full bathroom on the main level
  • Heating & cooling: Heating: Other (see remarks); Cooling: Wall/window units; Electric water heater
  • Interior features: Ceiling fan
  • Laundry & utility: Laundry on first floor; Laundry in garage/storage

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $80k.

Deal economics

  • At list price, monthly cash flow is $428 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $78k (1.5% below list) — sets the bar for market timing.
  • Cap rate 12.8% vs local median 1.7% in Williamston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#43 in SC) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, amenities D, crime F.
  • Anderson 01 (rural): math 58% / reading 60% proficiency, ranked #3 of 80 in SC (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Palmetto Elementary (math 43% / reading 45%, grade F, #239 of 597 statewide, top 41%, 565 students, 84% FRL) — zoned schools average 84% FRL vs 35% district-wide (49 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 44% at this address vs 59% district-wide (-15 pts) — the specific schools serving this property underperform the Anderson 01 average; the district grade overstates school quality for this exact location.
  • Market conditions: 110 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,255 units permitted in Anderson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $550 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Anderson County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 20 days — a 2% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $78,307 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.60%
Cap rate
12.75%
Cash-on-cash
23.07%
DSCR
2.03
GRM
5.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
16.1%
Equity multiple
1.65×
Total profit
$14,406
Equity at exit
$11,854
10-year hold
IRR
24.7%
Equity multiple
3.15×
Total profit
$47,781
Equity at exit
$6,874

Cash invested: $22,260 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29697

Home prices YoY
-18.7%
Active inventory
110
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,271 medium interval (Pro) →
Mortgage (P&I)
$417
Tax from tax record
$126 /mo · $1,515/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$267
Net cashflow
$428

Break-even live

Break-even rent $729
Max offer price $79,500
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,875
Closing costs
$2,385
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Williamston Ct Williamston, SC 1.0–3.0 1.0–2.0 940 $1,287 $1.37 3d 1 0.26mi
602 Tripp St Williamston, SC 2.0 1.0 1000 $1,200 $1.20 24d 1 1.24mi

Listing history 10 events

  1. 2026-06-10
    status $79,500 Pending 20 DOM
  2. 2026-06-09
    days on market $79,500 Contingency Contract 20 DOM
  3. 2026-06-08
    days on market $79,500 Contingency Contract 19 DOM
  4. 2026-06-07
    days on market $79,500 Contingency Contract 18 DOM
  5. 2026-06-03
    days on market $79,500 Contingency Contract 14 DOM
  6. 2026-06-03
    days on market $79,500 Contingency Contract 13 DOM
  7. 2026-06-01
    days on market $79,500 Contingency Contract 12 DOM
  8. 2026-05-31
    days on market $79,500 Contingency Contract 11 DOM
  9. 2026-05-18
    listed $79,500 Active 282-char remark
    Show marketing remark (282 chars)

    FIXER UPPER, IN THE HEART OF TOWN, ON NICE LEVEL CORNER LOT. This is a handyman's special and being sold AS IS with Cash, no financing. 2 bedroom, 1 bath, walkable to everything in town. Call Today To See All The Potential This Home Has in A Quiet Neighborhood on A Dead End Street.

  10. 2026-05-18
    listed $79,500 Active
    Show marketing remark (282 chars)

    FIXER UPPER, IN THE HEART OF TOWN, ON NICE LEVEL CORNER LOT. This is a handyman's special and being sold AS IS with Cash, no financing. 2 bedroom, 1 bath, walkable to everything in town. Call Today To See All The Potential This Home Has in A Quiet Neighborhood on A Dead End Street.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,515 · $126/mo
Projected year-2 tax
$1,515 · $126/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,253
− Mortgage interest
−$4,453
− Property taxes
−$1,515
− Insurance
−$398
− Repairs & maintenance
−$1,220
− Management
−$1,220
− Depreciation
−$2,313
Taxable income
$4,134
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$992
After-tax cash flow
$4,142/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Anderson 01
NCES district ID
4500780
Math proficiency
58% ▼ -6.00%
Reading proficiency
60% ▼ -1.00%
Median HH income
$52,196
Composite
50.46/100
National rank
#1861
State rank
#3 of 80 in SC

Livability — Williamston

Score
72/100
State rank
#43
US rank
#6133

Category grades

Amenities D Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Williamston, SC
Population (ZIP)
14,426

Population outlook (Anderson County) Hauer SSP2

Today (2025)
210,546 people
By 2030
217,791 · +3.4%
By 2040
230,643 · +9.5%
By 2050
240,220 · +14.1%
By 2075
259,518 · +23.3%
By 2100
258,696 · +22.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 10% Two or more races 7% Black 6%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Serbian 4% Slovak 2% Lithuanian 2%
Foreign-born
8% · Canada, Guatemala
Languages at home
90% English-only · Spanish 9%

Political lean MEDSL · Anderson

2024 margin
Solid R (+47.4) · D 25.7% · R 73.1% · Other 1.2%
2008→2024 swing
-14.1pp toward R · 2008: -33.3pp · 2024: -47.4pp
All cycles
2024: R+47.4 2020: R+42.0 2016: R+43.7 2012: R+36.4 2008: R+33.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -60.07%
Current HPI
260.8468
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-18 Listed $79,500 Greater Greenville MLS
  • 2026-05-18 Listed $79,500 WUMLS

Property tax history

+3.5%/yr

Latest (2025): $1,515 · +13.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…