32 Meadowbrook Ln · Little Rock, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 7/10 · Major
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.9/30.0
- ARV discount +13.3/15.0
- DSCR +4.6/10.0
- Livability +3.7/5.0
- 1% rule +3.3/10.0
- Rent growth +3.1/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- Appreciation +0.0/10.0
$152,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This 1196 square foot single family home has 3 bedrooms and 2.0 bathrooms. This home is located at 32 Meadowbrook Ln, Little Rock, AR 72205.
Key facts
- Built 1962
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $152k.
Deal economics
- At list price, monthly cash flow is $44 ($529/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (17.4% below list).
- Recommended offer: $125k (17.4% below list) — sets the bar for 1% rule.
- Cap rate 6.6% vs local median 4.1% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.4%/yr); 116 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
- Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.64%
- Cash-on-cash
- 1.24%
- DSCR
- 1.06
- GRM
- 10.1
CMA / ARV
- ARV (on-the-fly)
- $174,616
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 302 Oak Ln | 0.09mi | 3/2.0 | 1,213 (+1%) | 1mo | $210,000 | $173 | 89 |
| 318 Ellis Dr | 0.29mi | 3/1.5 | 1,160 (-3%) | 0mo | $177,000 | $153 | 79 |
| 9815 Brooks Ln | 0.30mi | 3/2.0 | 1,221 (+2%) | 1mo | $178,000 | $146 | 77 |
| 3 Pyeatt Cir | 0.42mi | 3/2.0 | 1,215 (+2%) | 2mo | $218,000 | $179 | 72 |
| 9216 W 6th St | 0.45mi | 3/2.0 | 1,190 (-0%) | 4mo | $128,000 | $108 | 71 |
| 9604 Temple Dr | 0.28mi | 2/1.0 (-1) | 1,083 (-9%) | 1mo | $145,000 | $134 | 65 |
| 9304 6th St | 0.42mi | 3/2.0 | 1,313 (+10%) | 3mo | $113,000 | $86 | 58 |
| 8915 Cloverhill Rd | 0.59mi | 3/1.5 | 1,110 (-7%) | 2mo | $185,000 | $167 | 57 |
| 624 Poinsetta Dr | 0.47mi | 2/2.0 (-1) | 1,318 (+10%) | 1mo | $115,000 | $87 | 51 |
| 8815 Cloverhill | 0.65mi | 4/1.5 (+1) | 1,313 (+10%) | 4mo | $199,500 | $152 | 43 |
| 1234 Twin Lakes Dr | 0.74mi | 3/1.5 | 1,036 (-13%) | 1mo | $149,000 | $144 | 40 |
| 12 Serenity Dr | 0.65mi | 3/2.0 | 1,368 (+14%) | 2mo | $174,900 | $128 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.4% rent growth · sell at horizon
- IRR
- -15.0%
- Equity multiple
- 0.47×
- Total profit
- $-22,620
- Equity at exit
- $22,664
- IRR
- -7.3%
- Equity multiple
- 0.55×
- Total profit
- $-19,315
- Equity at exit
- $13,142
Cash invested: $42,560 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72205
- Rents YoY
- 2.4%
- Active inventory
- 116
- Price-to-rent
- 10.1×
Monthly cashflow live
- Estimated rent
- $1,255 high interval (Pro) →
- Mortgage (P&I)
- −$797
- Tax from tax record
- −$87 /mo · $1,043/yr
- Insurance
- −$63
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$264
- Net cashflow
- $44
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $38,000
- Closing costs
- $4,560
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 319 Oak Ln Little Rock, AR | 3.0 | 2.0 | 1484 | $1,481 | $1.00 | 43d | 1 | 0.08mi |
| 101 Ellis Dr Little Rock, AR | 2.0 | 1.5 | 904 | $925 | $1.02 | 23d | 1 | 0.15mi |
| 101 Ellis Dr Unit D Little Rock, AR | 2.0 | 1.0 | 904 | $925 | $1.02 | 23d | 1 | 0.15mi |
| 10006 Raymond Dr Little Rock, AR | 3.0 | 1.5 | 1450 | $1,400 | $0.97 | 43d | 1 | 0.32mi |
| 9910 Brooks Ln Little Rock, AR | 3.0 | 2.0 | 1140 | $1,450 | $1.27 | 43d | 1 | 0.35mi |
| 320 Nebling Rd Unit B Little Rock, AR | 2.0 | 1.5 | 1110 | $995 | $0.90 | 43d | 1 | 0.43mi |
| 9007 Cloverhill Rd Little Rock, AR | 3.0 | 2.0 | 1270 | $1,395 | $1.10 | 43d | 1 | 0.51mi |
| 13 Rosemunn Dr Little Rock, AR | 2.0 | 1.5 | 992 | $895 | $0.90 | 43d | 1 | 0.54mi |
| 10901 Mara Lynn Rd Little Rock, AR | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 43d | 1 | 0.73mi |
| 23 Towne Park Ct Little Rock, AR | 2.0 | 1.0 | 769 | $995 | $1.29 | 19d | 1 | 0.77mi |
| 8 Towne Park Ct #10 Little Rock, AR | 2.0 | 2.0 | 1061 | $975 | $0.92 | 43d | 1 | 0.78mi |
| 21 Towne Park Ct Little Rock, AR | 2.0 | 1.0 | 769 | $895 | $1.16 | 14d | 2 | 0.78mi |
| 21 Towne Park Ct Unit 3 Little Rock, AR | 2.0 | 1.0 | 769 | $895 | $1.16 | 21d | 1 | 0.78mi |
| 1420 Marlyn Dr Little Rock, AR | 4.0 | 2.0 | 1450 | $635 | $0.44 | 43d | 1 | 0.82mi |
| 1310 Aldersgate Rd Little Rock, AR | 2.0 | 2.0 | 1150 | $1,352 | $1.18 | 19d | 7 | 0.84mi |
| 1001 Breckenridge Dr Little Rock, AR | 2.0 | 1.5 | 909 | $950 | $1.05 | 43d | 1 | 0.86mi |
| 11124 Mara Lynn Rd Unit D Little Rock, AR | 2.0 | 1.0 | 1000 | $725 | $0.72 | 43d | 1 | 0.87mi |
| 11123 Beverly Hills Dr Little Rock, AR | 2.0 | 1.0 | 750 | $800 | $1.07 | 43d | 1 | 0.88mi |
| 1400 Old Forge Dr Little Rock, AR | 1.0–3.0 | 1.0–2.5 | 995 | $1,260 | $1.27 | 21d | 16 | 0.91mi |
| 600 Mimi Ln Unit A Little Rock, AR | 2.0 | 1.0 | 858 | $995 | $1.16 | 23d | 1 | 0.93mi |
| 51 Wolfbridge Lop Little Rock, AR | 3.0 | 3.0 | 1497 | $1,700 | $1.14 | 21d | 1 | 0.95mi |
| 9409 Cerelle Dr Little Rock, AR | 3.0 | 1.5 | 1432 | $1,375 | $0.96 | 23d | 1 | 0.96mi |
| 11405 Mara Lynn Rd Little Rock, AR | 2.0 | 1.0 | 800 | $950 | $1.19 | 43d | 1 | 1.01mi |
| 8120 W Markham St Unit 2 Little Rock, AR | 2.0 | 1.5 | 1000 | $950 | $0.95 | 43d | 1 | 1.07mi |
| 8120 W Markham St Unit 2 Little Rock, AR | 2.0 | 1.5 | 950 | $950 | $1.00 | 23d | 1 | 1.07mi |
| 28 Pleasant Cv Little Rock, AR | 3.0 | 2.0 | 1444 | $1,500 | $1.04 | 23d | 1 | 1.11mi |
| 9324 Northedge Rd Little Rock, AR | 3.0 | 2.0 | 1435 | $1,600 | $1.11 | 43d | 1 | 1.14mi |
| 508 Green Mountain Cir #80 Little Rock, AR | 2.0 | 2.0 | 1060 | $1,060 | $1.00 | 43d | 1 | 1.14mi |
| 1801 Labette Manor Dr Unit 7 Little Rock, AR | 3.0 | 1.5 | 991 | $995 | $1.00 | 43d | 1 | 1.15mi |
| 1801 Labette Manor Dr Unit 1 Little Rock, AR | 3.0 | 1.5 | 1000 | $995 | $0.99 | 14d | 1 | 1.15mi |
| 10101 W 20th St Unit B Little Rock, AR | 3.0 | 2.0 | 1104 | $1,395 | $1.26 | 43d | 1 | 1.16mi |
| 11701 Mara Lynn Rd Little Rock, AR | 1.0–2.0 | 1.0 | 751 | $965 | $1.28 | 43d | 7 | 1.17mi |
| 2101 Romine Rd Little Rock, AR | 4.0 | 1.5 | 1380 | $1,450 | $1.05 | 43d | 1 | 1.19mi |
| 8700 Riley Dr Apt 626 Little Rock, AR | 2.0 | 2.0 | 1114 | $3,850 | $3.46 | 43d | 1 | 1.20mi |
| 1807 Sanford Dr #3 Little Rock, AR | 2.0 | 1.0 | 1056 | $1,100 | $1.04 | 23d | 1 | 1.22mi |
| 1807 Sanford Dr Little Rock, AR | 2.0 | 1.0 | 1056 | $1,200 | $1.14 | 23d | 1 | 1.22mi |
| 801 S Rodney Parham Rd Little Rock, AR | 1.0–2.0 | 1.0–2.0 | 886 | $900 | $1.02 | 14d | 10 | 1.22mi |
| 1812 Sanford Dr Little Rock, AR | 2.0 | 1.0 | 961 | $995 | $1.04 | 19d | 1 | 1.23mi |
| 1812 Sanford Dr Little Rock, AR | 2.0 | 1.0 | 961 | $995 | $1.04 | 43d | 1 | 1.23mi |
| 1601 N Shackleford Rd Little Rock, AR | 1.0–2.0 | 1.0–2.0 | 748 | $990 | $1.32 | 21d | 10 | 1.23mi |
Listing history 2 events
-
2026-04-20$152,000
-
2026-04-20historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $1,043 · $87/mo
- Projected year-2 tax
- $1,043 · $87/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,060
- − Mortgage interest
- −$8,514
- − Property taxes
- −$1,043
- − Insurance
- −$760
- − Repairs & maintenance
- −$1,205
- − Management
- −$1,205
- − Depreciation
- −$4,422
- Taxable loss
- −$2,089
- Est. tax savings @ 24.0%
- +$501
- After-tax cash flow
- $1,030/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Little Rock School District
- NCES district ID
- 0509000
- Math proficiency
- 23% ▼ -12.00%
- Reading proficiency
- 26% ▼ -8.00%
- Median HH income
- $43,346
- Composite
- 21.0/100
- National rank
- #8457
- State rank
- #183 of 238 in AR
Livability — Little Rock
- Score
- 73/100
- State rank
- #22
- US rank
- #5295
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Little Rock, AR
- County
- Pulaski County · 372,764 people
- City population
- 218,896
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 23,043
- Household income
- $68,415
- Rent vs Own
- Severe rent burden
- 1073.0
Population outlook (Pulaski County) Hauer SSP2
- Today (2025)
- 415,378 people
- By 2030
- 423,720 · +2.0%
- By 2040
- 435,182 · +4.8%
- By 2050
- 440,904 · +6.1%
- By 2075
- 445,521 · +7.3%
- By 2100
- 419,173 · +0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Black 26% Two or more races 4% Hispanic / Latino 3% Asian 3%
- Common ancestry
- Italian 5% Slovak 3% Lithuanian 1%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 3% Tagalog/Filipino 1% Other Indo-European 1%
Political lean MEDSL · Pulaski
- 2024 margin
- Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
- 2008→2024 swing
- +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
- All cycles
- 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -243.61%
- Current HPI
- 215.0083
- Rent YoY
- ▲ 2.40%
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
||
| Transportation / Logistics | 1 | $12B |
|
||
| Energy | 1 | $4B |
|
||
Price history
2 events — show timeline
- 2026-04-20 Listing Removed — CARMLS
- 2026-04-20 Listed $152,000 CARMLS
Property tax history
-0.0%/yrLatest (2025): $1,043 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…