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32 Meadowbrook Ln
D+ Composite 47.37
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.9/30.0
  • ARV discount +13.3/15.0
  • DSCR +4.6/10.0
  • Livability +3.7/5.0
  • 1% rule +3.3/10.0
  • Rent growth +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$152,000

32 Meadowbrook Ln · Little Rock, AR 72205
3 bd · 1.0 ba · 1,196 sqft · SingleFamily public records · 1 Days on market
Built 1962 Est $175k · 13% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This 1196 square foot single family home has 3 bedrooms and 2.0 bathrooms. This home is located at 32 Meadowbrook Ln, Little Rock, AR 72205.

Key facts

  • Built 1962

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $152k.

Deal economics

  • At list price, monthly cash flow is $44 ($529/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $125k (17.4% below list).
  • Recommended offer: $125k (17.4% below list) — sets the bar for 1% rule.
  • Cap rate 6.6% vs local median 4.1% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.4%/yr); 116 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,499 (17.4% below list)

Questions for the listing agent

  1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.83%
Cap rate
6.64%
Cash-on-cash
1.24%
DSCR
1.06
GRM
10.1

CMA / ARV

ARV (on-the-fly)
$174,616
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
302 Oak Ln 0.09mi 3/2.0 1,213 (+1%) 1mo $210,000 $173 89
318 Ellis Dr 0.29mi 3/1.5 1,160 (-3%) 0mo $177,000 $153 79
9815 Brooks Ln 0.30mi 3/2.0 1,221 (+2%) 1mo $178,000 $146 77
3 Pyeatt Cir 0.42mi 3/2.0 1,215 (+2%) 2mo $218,000 $179 72
9216 W 6th St 0.45mi 3/2.0 1,190 (-0%) 4mo $128,000 $108 71
9604 Temple Dr 0.28mi 2/1.0 (-1) 1,083 (-9%) 1mo $145,000 $134 65
9304 6th St 0.42mi 3/2.0 1,313 (+10%) 3mo $113,000 $86 58
8915 Cloverhill Rd 0.59mi 3/1.5 1,110 (-7%) 2mo $185,000 $167 57
624 Poinsetta Dr 0.47mi 2/2.0 (-1) 1,318 (+10%) 1mo $115,000 $87 51
8815 Cloverhill 0.65mi 4/1.5 (+1) 1,313 (+10%) 4mo $199,500 $152 43
1234 Twin Lakes Dr 0.74mi 3/1.5 1,036 (-13%) 1mo $149,000 $144 40
12 Serenity Dr 0.65mi 3/2.0 1,368 (+14%) 2mo $174,900 $128 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.4% rent growth · sell at horizon

5-year hold
IRR
-15.0%
Equity multiple
0.47×
Total profit
$-22,620
Equity at exit
$22,664
10-year hold
IRR
-7.3%
Equity multiple
0.55×
Total profit
$-19,315
Equity at exit
$13,142

Cash invested: $42,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72205

Rents YoY
2.4%
Active inventory
116
Price-to-rent
10.1×

Monthly cashflow live

Estimated rent
$1,255 high interval (Pro) →
Mortgage (P&I)
$797
Tax from tax record
$87 /mo · $1,043/yr
Insurance
$63
HOA
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$44

Break-even live

Break-even rent $1,199
Max offer price $152,000
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,000
Closing costs
$4,560
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
319 Oak Ln Little Rock, AR 3.0 2.0 1484 $1,481 $1.00 43d 1 0.08mi
101 Ellis Dr Little Rock, AR 2.0 1.5 904 $925 $1.02 23d 1 0.15mi
101 Ellis Dr Unit D Little Rock, AR 2.0 1.0 904 $925 $1.02 23d 1 0.15mi
10006 Raymond Dr Little Rock, AR 3.0 1.5 1450 $1,400 $0.97 43d 1 0.32mi
9910 Brooks Ln Little Rock, AR 3.0 2.0 1140 $1,450 $1.27 43d 1 0.35mi
320 Nebling Rd Unit B Little Rock, AR 2.0 1.5 1110 $995 $0.90 43d 1 0.43mi
9007 Cloverhill Rd Little Rock, AR 3.0 2.0 1270 $1,395 $1.10 43d 1 0.51mi
13 Rosemunn Dr Little Rock, AR 2.0 1.5 992 $895 $0.90 43d 1 0.54mi
10901 Mara Lynn Rd Little Rock, AR 2.0 1.0 1000 $1,050 $1.05 43d 1 0.73mi
23 Towne Park Ct Little Rock, AR 2.0 1.0 769 $995 $1.29 19d 1 0.77mi
8 Towne Park Ct #10 Little Rock, AR 2.0 2.0 1061 $975 $0.92 43d 1 0.78mi
21 Towne Park Ct Little Rock, AR 2.0 1.0 769 $895 $1.16 14d 2 0.78mi
21 Towne Park Ct Unit 3 Little Rock, AR 2.0 1.0 769 $895 $1.16 21d 1 0.78mi
1420 Marlyn Dr Little Rock, AR 4.0 2.0 1450 $635 $0.44 43d 1 0.82mi
1310 Aldersgate Rd Little Rock, AR 2.0 2.0 1150 $1,352 $1.18 19d 7 0.84mi
1001 Breckenridge Dr Little Rock, AR 2.0 1.5 909 $950 $1.05 43d 1 0.86mi
11124 Mara Lynn Rd Unit D Little Rock, AR 2.0 1.0 1000 $725 $0.72 43d 1 0.87mi
11123 Beverly Hills Dr Little Rock, AR 2.0 1.0 750 $800 $1.07 43d 1 0.88mi
1400 Old Forge Dr Little Rock, AR 1.0–3.0 1.0–2.5 995 $1,260 $1.27 21d 16 0.91mi
600 Mimi Ln Unit A Little Rock, AR 2.0 1.0 858 $995 $1.16 23d 1 0.93mi
51 Wolfbridge Lop Little Rock, AR 3.0 3.0 1497 $1,700 $1.14 21d 1 0.95mi
9409 Cerelle Dr Little Rock, AR 3.0 1.5 1432 $1,375 $0.96 23d 1 0.96mi
11405 Mara Lynn Rd Little Rock, AR 2.0 1.0 800 $950 $1.19 43d 1 1.01mi
8120 W Markham St Unit 2 Little Rock, AR 2.0 1.5 1000 $950 $0.95 43d 1 1.07mi
8120 W Markham St Unit 2 Little Rock, AR 2.0 1.5 950 $950 $1.00 23d 1 1.07mi
28 Pleasant Cv Little Rock, AR 3.0 2.0 1444 $1,500 $1.04 23d 1 1.11mi
9324 Northedge Rd Little Rock, AR 3.0 2.0 1435 $1,600 $1.11 43d 1 1.14mi
508 Green Mountain Cir #80 Little Rock, AR 2.0 2.0 1060 $1,060 $1.00 43d 1 1.14mi
1801 Labette Manor Dr Unit 7 Little Rock, AR 3.0 1.5 991 $995 $1.00 43d 1 1.15mi
1801 Labette Manor Dr Unit 1 Little Rock, AR 3.0 1.5 1000 $995 $0.99 14d 1 1.15mi
10101 W 20th St Unit B Little Rock, AR 3.0 2.0 1104 $1,395 $1.26 43d 1 1.16mi
11701 Mara Lynn Rd Little Rock, AR 1.0–2.0 1.0 751 $965 $1.28 43d 7 1.17mi
2101 Romine Rd Little Rock, AR 4.0 1.5 1380 $1,450 $1.05 43d 1 1.19mi
8700 Riley Dr Apt 626 Little Rock, AR 2.0 2.0 1114 $3,850 $3.46 43d 1 1.20mi
1807 Sanford Dr #3 Little Rock, AR 2.0 1.0 1056 $1,100 $1.04 23d 1 1.22mi
1807 Sanford Dr Little Rock, AR 2.0 1.0 1056 $1,200 $1.14 23d 1 1.22mi
801 S Rodney Parham Rd Little Rock, AR 1.0–2.0 1.0–2.0 886 $900 $1.02 14d 10 1.22mi
1812 Sanford Dr Little Rock, AR 2.0 1.0 961 $995 $1.04 19d 1 1.23mi
1812 Sanford Dr Little Rock, AR 2.0 1.0 961 $995 $1.04 43d 1 1.23mi
1601 N Shackleford Rd Little Rock, AR 1.0–2.0 1.0–2.0 748 $990 $1.32 21d 10 1.23mi

Listing history 2 events

  1. 2026-04-20
    listed $152,000
  2. 2026-04-20
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,043 · $87/mo
Projected year-2 tax
$1,043 · $87/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,060
− Mortgage interest
−$8,514
− Property taxes
−$1,043
− Insurance
−$760
− Repairs & maintenance
−$1,205
− Management
−$1,205
− Depreciation
−$4,422
Taxable loss
−$2,089
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$501
After-tax cash flow
$1,030/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Little Rock School District
NCES district ID
0509000
Math proficiency
23% ▼ -12.00%
Reading proficiency
26% ▼ -8.00%
Median HH income
$43,346
Composite
21.0/100
National rank
#8457
State rank
#183 of 238 in AR

Livability — Little Rock

Score
73/100
State rank
#22
US rank
#5295

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Little Rock, AR
County
Pulaski County · 372,764 people
City population
218,896
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
23,043
Household income
$68,415
Rent vs Own
47.2% rent · 52.8% own
Severe rent burden
1073.0

Population outlook (Pulaski County) Hauer SSP2

Today (2025)
415,378 people
By 2030
423,720 · +2.0%
By 2040
435,182 · +4.8%
By 2050
440,904 · +6.1%
By 2075
445,521 · +7.3%
By 2100
419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 26% Two or more races 4% Hispanic / Latino 3% Asian 3%
Common ancestry
Italian 5% Slovak 3% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 3% Tagalog/Filipino 1% Other Indo-European 1%

Political lean MEDSL · Pulaski

2024 margin
Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
2008→2024 swing
+10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
All cycles
2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -243.61%
Current HPI
215.0083
Rent YoY
▲ 2.40%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-04-20 Listing Removed CARMLS
  • 2026-04-20 Listed $152,000 CARMLS

Property tax history

-0.0%/yr

Latest (2025): $1,043 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…