6345 Whirlaway Rd · Graniteville, SC 29829

$314,900

5 bd · 3.0 ba · 2,830 sqft · SingleFamily public records · 8 Days on market

Built 2023 Good condition 9,148 sqft lot Garage $111/sqft · 11% below area Est $354k · 11% under $33/mo HOA · 1% of rent ↓ 5% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.4/30.0
• ARV discount +12.5/15.0
• Appreciation +9.2/10.0
• DSCR +5.1/10.0
• Schools +4.0/10.0
• Condition / age +4.0/5.0
• 1% rule +3.5/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0

Listing remarks

Welcome home to this beautiful, nearly new 5-bedroom, 3-bath home in the desirable Clairborne subdivision of Graniteville, SC! Built in 2023, this spacious 2,829 sq. ft. home offers the perfect blend of modern style, functionality, and room to grow. The open-concept floor plan features a welcoming living area, formal dining room, and an inviting eat-in kitchen, making it ideal for everyday living and entertaining. Upstairs, you'll find a generous loft space, four bedrooms, and two full bathrooms, including the spacious primary suite. A main-level bedroom and full bath provide the perfect setup for guests, a home office, or multigenerational living.

Key facts

• Generous loft space
• Screened-in porch
• 9,148 sq ft lot

Tags

• OPEN-CONCEPT FLOOR PLAN
• INVITING EAT-IN KITCHEN
• GENEROUS LOFT SPACE
• FULLY FENCED BACKYARD
• SCREENED-IN PORCH
• BEAUTIFULLY LANDSCAPED YARD

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $315k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $180 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $267k (15.1% below list).
• Recommended offer: $267k (15.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Langley-Bath-Clearwater Middle (math 25% / reading 35%, grade F, #136 of 229 statewide, top 60%, 634 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 87% FRL vs 54% district-wide (33 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 498 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 48d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 38% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $29k of equity ($2k loan paydown + $26k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (8.4% appreciation + 3.0% rent growth), your $88k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $267,402 (15.1% below list)

Questions for the listing agent

1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.98%
• Cash-on-cash: 2.45%
• DSCR: 1.11
• GRM: 9.8

CMA / ARV

• ARV (median comp): $353,883
• List price: $314,900
• Delta: -11.02%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6267 Whirlaway Rd	0.14mi	5/3.0	2,836 (+0%)	1mo	$353,138	$125	92
3188 Blenheim Ct	0.28mi	4/3.5 (-1)	2,797 (-1%)	9mo	$327,000	$117	70
1013 Tess Ct	0.13mi	5/2.5	2,505 (-12%)	9mo	$298,900	$119	65
806 Tess St	0.26mi	5/2.5	2,505 (-12%)	5mo	$325,190	$130	63
890 Tess St	0.20mi	4/2.5 (-1)	2,505 (-12%)	4mo	$282,500	$113	61
915 Tess St	0.21mi	4/2.5 (-1)	2,505 (-12%)	5mo	$304,900	$122	60
955 Tess St	0.19mi	4/2.5 (-1)	2,505 (-12%)	7mo	$289,900	$116	60
926 Tess St	0.18mi	4/2.5 (-1)	2,505 (-12%)	7mo	$310,000	$124	60
935 Tess St	0.20mi	4/2.5 (-1)	2,505 (-12%)	7mo	$303,795	$121	59
777 Tess St	0.29mi	4/2.5 (-1)	2,505 (-12%)	3mo	$284,999	$114	58
893 Tess St	0.22mi	4/2.5 (-1)	2,505 (-12%)	7mo	$320,750	$128	57
6240 Whirlaway Rd	0.20mi	4/2.5 (-1)	2,431 (-14%)	6mo	$314,400	$129	55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 22.7%
• Equity multiple: 2.69×
• Total profit: $148,783
• Equity at exit: $247,426

10-year hold

• IRR: 20.6%
• Equity multiple: 5.80×
• Total profit: $423,412
• Equity at exit: $499,160

Cash invested: $88,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 13 active · 28 under contract
• Months of supply: 4.1 mo (24%/mo absorbed)
• Median asking: $319,900 ($123/sqft)
• Median days on market: 68 d
• This list price: 46% of active listings are priced below it
• ARV vs active asking: +1.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 498
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,674 high
• Mortgage (P&I): −$1,651
• Tax from tax record: −$117 /mo · $1,401/yr
• Insurance: −$131
• HOA: −$33
• Vacancy / Maint / Mgmt: −$562
• Net cashflow: $180

Break-even live

Break-even rent $2,446

Max offer price $314,900

Occupancy floor 88%

Sensitivity live

Price	-10% $358	-5% $269	+0% $180	+5% $91	+10% $2
Rent	-10% $-31	-5% $75	+0% $180	+5% $286	+10% $391
Rate	-1.0pp $339	-0.5pp $260	base $180	+0.5pp $99	+1.0pp $16

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $78,725
• Closing costs: $9,447
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6370 Whirlaway Rd Graniteville, SC	5.0	3.0	2830	$2,755	$0.97	154d	1	0.06mi
6370 Whirlaway Rd Graniteville, SC	5.0	3.0	2830	$2,400	$0.85	48d	1	0.06mi
6370 Whirlaway Rd Graniteville, SC	5.0	3.0	2830	$2,400	$0.85	10d	1	0.06mi
6383 Whirlaway Rd Graniteville, SC	4.0	3.0	2025	$2,400	$1.19	51d	1	0.09mi
3099 Blenheim Ct Graniteville, SC	4.0	3.5	3190	$2,650	$0.83	1d	1	0.20mi
618 Count Fleet Ct Graniteville, SC	4.0	2.5	2362	$2,299	$0.97	162d	1	0.22mi
852 Tess St Graniteville, SC	4.0	3.5	2386	$2,200	$0.92	51d	1	0.23mi
775 Justify Loop Graniteville, SC	4.0	2.5	2225	$2,199	$0.99	10d	1	0.24mi
830 Tess St Graniteville, SC	4.0	4.0	2386	$2,300	$0.96	10d	1	0.24mi
751 Justify Loop Graniteville, SC	4.0	2.5	2225	$2,199	$0.99	10d	1	0.28mi

Property features AI

Finance

• HOA & community: Homeowners associationAnnual association fee: $400ClubhouseCommunity poolSidewalks

Exterior

• Parking: Attached garage with 2 spaces2 total parking spacesConcrete parking
• Security: Smoke detectors
• Utilities: Public waterPublic sewerCable available
• Home design: Single-family residenceTwo storiesEntry level: 1
• Construction: Vinyl siding and frame constructionSlab foundationComposition roof
• Exterior features: LandscapedFencedFront porchScreened, glass-enclosed porch

Interior

• Kitchen: RefrigeratorRangeDishwasherMicrowave
• Flooring: Carpet
• Bathrooms: 3 full bathrooms
• Heating & cooling: Forced-air natural gas heatingCentral airCeiling fans
• Interior features: Kitchen islandPantryStorm windowsWindow coveringsUnfurnished
• Laundry & utility: WasherDryerWasher hookupTankless water heater

Listing history 50 events

1. 2026-11-08
   days on market $314,900 Active 8 DOM
2. 2026-11-07
   days on market $314,900 Active 7 DOM
3. 2026-11-06
   days on market $314,900 Active 6 DOM
4. 2026-11-05
   days on market $314,900 Active 5 DOM
5. 2026-11-04
   days on market $314,900 Active 4 DOM
6. 2026-11-02
   days on market $314,900 Active 2 DOM
7. 2026-11-01
   pricedays on marketlisting id $314,900 Active 1 DOM
8. 2026-09-05
   days on market $349,900 Active 117 DOM
9. 2026-09-04
   days on market $349,900 Active 116 DOM
10. 2026-09-03
    days on market $349,900 Active 115 DOM
11. 2026-08-31
    days on market $349,900 Active 112 DOM
12. 2026-08-30
    days on market $349,900 Active 111 DOM
13. 2026-08-29
    days on market $349,900 Active 110 DOM
14. 2026-08-28
    days on market $349,900 Active 109 DOM
15. 2026-08-27
    days on market $349,900 Active 108 DOM
16. 2026-08-26
    days on market $349,900 Active 107 DOM
17. 2026-08-25
    days on market $349,900 Active 106 DOM
18. 2026-08-24
    days on market $349,900 Active 105 DOM
19. 2026-08-23
    days on market $349,900 Active 104 DOM
20. 2026-08-22
    days on market $349,900 Active 103 DOM
21. 2026-08-21
    days on market $349,900 Active 102 DOM
22. 2026-08-20
    days on market $349,900 Active 101 DOM
23. 2026-08-19
    days on market $349,900 Active 100 DOM
24. 2026-08-18
    days on market $349,900 Active 99 DOM
25. 2026-08-17
    days on market $349,900 Active 98 DOM
26. 2026-08-16
    days on market $349,900 Active 97 DOM
27. 2026-08-15
    days on market $349,900 Active 96 DOM
28. 2026-08-14
    days on market $349,900 Active 95 DOM
29. 2026-08-13
    days on market $349,900 Active 94 DOM
30. 2026-08-12
    days on market $349,900 Active 93 DOM
31. 2026-08-11
    days on market $349,900 Active 92 DOM
32. 2026-08-10
    days on market $349,900 Active 91 DOM
33. 2026-08-09
    days on market $349,900 Active 90 DOM
34. 2026-08-08
    days on market $349,900 Active 89 DOM
35. 2026-08-07
    days on market $349,900 Active 88 DOM
36. 2026-08-06
    days on market $349,900 Active 87 DOM
37. 2026-08-05
    days on market $349,900 Active 86 DOM
38. 2026-08-04
    days on market $349,900 Active 85 DOM
39. 2026-08-03
    days on market $349,900 Active 84 DOM
40. 2026-07-31
    days on market $349,900 Active 81 DOM
41. 2026-07-29
    days on market $349,900 Active 79 DOM
42. 2026-07-27
    days on market $349,900 Active 77 DOM
43. 2026-07-25
    days on market $349,900 Active 75 DOM
44. 2026-07-24
    days on market $349,900 Active 74 DOM
45. 2026-07-23
    days on market $349,900 Active 73 DOM
46. 2026-07-22
    days on market $349,900 Active 72 DOM
47. 2026-07-21
    days on market $349,900 Active 71 DOM
48. 2026-07-18
    days on market $349,900 Active 68 DOM
49. 2026-07-16
    days on market $349,900 Active 66 DOM
50. 2026-07-16
    days on market $349,900 Active 65 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $1,401 · $117/mo
• Projected year-2 tax: $1,795 · $150/mo
• Expected delta: +$394/yr (+$33/mo · 28.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $32,088
• − Mortgage interest: −$17,639
• − Property taxes: −$1,401
• − Insurance: −$1,574
• − Repairs & maintenance: −$2,567
• − Management: −$2,567
• − HOA: −$396
• − Depreciation: −$9,161
• Taxable loss: −$3,217
• Est. tax savings @ 24.0%: +$772
• After-tax cash flow: $2,934/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $14,150–$42,450 screening

This well-maintained single-family home offers a good balance of comfort and style, with a good condition score and minimal repairs needed. It's ready for a new owner or tenant.

Value-add opportunities

• Resale paint exterior — fresh paint enhances curb appeal ↑
• Resale landscape front yard — improved landscaping can attract more buyers ↑
• Both install smart home features — enhances comfort and can increase rental value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 40/100

Zoned Schools

Elementary Jefferson Elementary F SC #359/597 Nat'l #24,299/41,679 Middle Langley-Bath-Clearwater Middle F SC #136/229 Nat'l #8,861/14,009 High Midland Valley High C SC #120/196 Nat'l #4,077/17,239

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

D Composite livability gradescore 59/100

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 178,003 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 33% of renters

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Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

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Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

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Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Property features AI

Finance

• HOA & community: Homeowners associationAnnual association fee: $400ClubhouseCommunity poolSidewalks

Exterior

• Parking: Attached garage with 2 spaces2 total parking spacesConcrete parking
• Security: Smoke detectors
• Utilities: Public waterPublic sewerCable available
• Home design: Single-family residenceTwo storiesEntry level: 1
• Construction: Vinyl siding and frame constructionSlab foundationComposition roof
• Exterior features: LandscapedFencedFront porchScreened, glass-enclosed porch

Interior

• Kitchen: RefrigeratorRangeDishwasherMicrowave
• Flooring: Carpet
• Bathrooms: 3 full bathrooms
• Heating & cooling: Forced-air natural gas heatingCentral airCeiling fans
• Interior features: Kitchen islandPantryStorm windowsWindow coveringsUnfurnished
• Laundry & utility: WasherDryerWasher hookupTankless water heater

Price history

-5.4% since first listed

12 events — show timeline

• 2026-10-31 Listed $314,900 Hive MLS
• 2026-09-09 Listing Removed — Hive MLS
• 2026-05-11 Listing Removed — Hive MLS
• 2026-04-13 Listed $349,900 Hive MLS
• 2026-04-13 Listed $349,900 Hive MLS
• 2023-07-13 Sold (MLS) $298,050 Hive MLS
• 2023-07-13 Sold (MLS) $298,050 AMLS
• 2023-04-12 Pending — AMLS
• 2023-04-07 Price Changed $299,050 AMLS
• 2023-03-24 Listed $299,050 Hive MLS
• 2023-03-24 Listed $299,050 Hive MLS
• 2023-03-06 Listed $333,050 AMLS

Property tax history

+57.7%/yr

Latest (2025): $1,401 · -69.0% YoY. Source: county tax records.