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6345 Whirlaway Rd 🏗️ New Construction
C Composite 59.36
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.5/30.0
  • Appreciation +9.2/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.2/10.0
  • 1% rule +4.1/10.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0

$349,900

6345 Whirlaway Rd · Burnettown, SC 29829
5 bd · 3.0 ba · 2,830 sqft · SingleFamily public records · 38 Days on market
Built 2023 Good condition 9,148 sqft lot $33/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this beautifully maintained 5 bedroom, 3 bathroom home offering the perfect blend of comfort, style, and everyday functionality. An inviting front porch welcomes you into a bright and airy entrance, with a formal dining room just off the foyer--ideal for hosting gatherings and special occasions. The home flows effortlessly into the kitchen, featuring stainless steel appliances, a gas range, a center island, and a cozy breakfast nook, all opening to a sunny living area with views of the backyard. The spacious primary suite serves as a relaxing retreat, complete with a well-appointed en suite featuring a dual sink vanity and a large tiled shower. Additional bedrooms are bright and generously sized, complemented by convenient full bathrooms throughout. Step outside to enjoy the screened-in porch--perfect for unwinding--overlooking a fenced backyard with plenty of space for grilling, entertaining, or letting furry friends roam. This home truly offers the ideal combination of indoor comfort and outdoor living.

Key facts

  • Breakfast nook
  • Formal dining room
  • Front porch

Tags

FRONT PORCHFORMAL DINING ROOMSTAINLESS STEEL APPLIANCESGAS RANGECENTER ISLANDBREAKFAST NOOK

Property features AI

Finance

  • HOA & community: Homeowners association with an annual fee of $400; Community pool

Exterior

  • Parking: Attached garage; 2 garage spaces; Paved driveway
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer; Underground utilities; Electricity available; Natural gas available; Cable available; Water available
  • Home design: Single family residence; New construction; Two levels; Residential property in Clairbourne subdivision
  • Construction: Vinyl siding; Shingle/composition roof; Slab foundation; Built by STANLEY MARTIN HOMES
  • Exterior features: Screened porch; Porch; Fenced yard; Sprinklers in front and rear; Landscaped; Association and community pool with cabana

Interior

  • Kitchen: Oven; Self-cleaning oven; Range; Dishwasher; Microwave; Disposal; Tankless water heater; Gas water heater
  • Bedrooms: Total rooms: 11
  • Flooring: Laminate; Carpet
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating
  • Interior features: Kitchen island; Eat-in kitchen; High-speed internet; Smoke detector(s)
  • Laundry & utility: Washer hookup; Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $349,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $342,430.

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $350k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $387 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $313k (10.5% below list).
  • Recommended offer: $313k (10.5% below list) — sets the bar for 1% rule.
  • Cap rate 7.6% vs local median 5.5% in Burnettown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#159 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Jefferson Elementary (math 34% / reading 34%, grade F, #359 of 597 statewide, top 60%, 557 students, 100% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools average 81% FRL vs 54% district-wide (27 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 299 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $31k of equity ($2k loan paydown + $29k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (8.4% appreciation + 3.0% rent growth), your $96k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$50k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 38 days — a 3% lower offer ($339k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $298k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $313,297 (10.5% below list)

Questions for the listing agent

  1. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.91%
Cap rate
7.65%
Cash-on-cash
4.84%
DSCR
1.22
GRM
9.1

CMA / ARV

ARV (on-the-fly)
$342,430
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3188 Blenheim Ct 0.28mi 4/3.5 (-1) 2,797 (-1%) 5mo $327,000 $117 74
3192 Blenheim Ct 0.30mi 4/3.0 (-1) 2,917 (+3%) 6mo $340,150 $117 71
3196 Blenheim Ct 0.31mi 4/3.0 (-1) 2,917 (+3%) 5mo $325,000 $111 71
1013 Tess Ct 0.13mi 5/2.5 2,505 (-12%) 5mo $298,900 $119 69
1049 Tess St 0.10mi 4/2.5 (-1) 2,505 (-12%) 6mo $277,700 $111 64
926 Tess St 0.18mi 4/2.5 (-1) 2,505 (-12%) 3mo $310,000 $124 63
915 Tess St 0.21mi 4/2.5 (-1) 2,505 (-12%) 1mo $304,900 $122 63
955 Tess St 0.19mi 4/2.5 (-1) 2,505 (-12%) 2mo $289,900 $116 63
935 Tess St 0.20mi 4/2.5 (-1) 2,505 (-12%) 2mo $303,795 $121 63
893 Tess St 0.22mi 4/2.5 (-1) 2,505 (-12%) 3mo $320,750 $128 61
6240 Whirlaway Rd 0.20mi 4/2.5 (-1) 2,431 (-14%) 2mo $314,400 $129 59
602 Madelyn Dr 0.69mi 4/2.5 (-1) 2,880 (+2%) 5mo $465,000 $161 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.5%
Equity multiple
2.81×
Total profit
$173,949
Equity at exit
$269,057
10-year hold
IRR
22.0%
Equity multiple
6.08×
Total profit
$486,660
Equity at exit
$542,799

Cash invested: $95,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
299
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$3,133 medium interval (Pro) →
Mortgage (P&I)
$1,796
Tax from tax record
$117 /mo · $1,401/yr
Insurance
$143
HOA
$33
Vacancy / Maint / Mgmt
$658
Net cashflow
$387

Break-even live

Break-even rent $2,643
Max offer price $342,430
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$85,608
Closing costs
$10,273
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6370 Whirlaway Rd Graniteville, SC 5.0 3.0 2830 $2,755 $0.97 14d 1 0.06mi
618 Count Fleet Ct Graniteville, SC 4.0 2.5 2362 $2,299 $0.97 21d 1 0.22mi

HOA detail

Monthly dues
$33 · $396/yr
Likely covers
gas

Listing history 27 events

  1. 2026-06-18
    days on market $349,900 Active 38 DOM
  2. 2026-06-17
    days on market $349,900 Active 37 DOM
  3. 2026-06-16
    days on market $349,900 Active 36 DOM
  4. 2026-06-15
    days on market $349,900 Active 35 DOM
  5. 2026-06-14
    days on market $349,900 Active 33 DOM
  6. 2026-06-13
    days on market $349,900 Active 32 DOM
  7. 2026-06-10
    days on market $349,900 Active 30 DOM
  8. 2026-06-09
    days on market $349,900 Active 29 DOM
  9. 2026-06-08
    days on market $349,900 Active 28 DOM
  10. 2026-06-07
    days on marketlisting id $349,900 Active 27 DOM
  11. 2026-06-03
    days on market $349,900 Active 51 DOM
  12. 2026-06-02
    days on market $349,900 Active 50 DOM
  13. 2026-06-01
    days on market $349,900 Active 49 DOM
  14. 2026-05-31
    days on market $349,900 Active 48 DOM
  15. 2026-05-30
    days on market $349,900 Active 47 DOM
  16. 2026-05-11
    historical
  17. 2026-04-13
    listed $349,900 Active
    Show marketing remark (1035 chars)

    Welcome to this beautifully maintained 5 bedroom, 3 bathroom home offering the perfect blend of comfort, style, and everyday functionality. An inviting front porch welcomes you into a bright and airy entrance, with a formal dining room just off the foyer--ideal for hosting gatherings and special occasions. The home flows effortlessly into the kitchen, featuring stainless steel appliances, a gas range, a center island, and a cozy breakfast nook, all opening to a sunny living area with views of the backyard. The spacious primary suite serves as a relaxing retreat, complete with a well-appointed en suite featuring a dual sink vanity and a large tiled shower. Additional bedrooms are bright and generously sized, complemented by convenient full bathrooms throughout. Step outside to enjoy the screened-in porch--perfect for unwinding--overlooking a fenced backyard with plenty of space for grilling, entertaining, or letting furry friends roam. This home truly offers the ideal combination of indoor comfort and outdoor living.

  18. 2026-04-13
    listed $349,900 Active
    Show marketing remark (1035 chars)

    Welcome to this beautifully maintained 5 bedroom, 3 bathroom home offering the perfect blend of comfort, style, and everyday functionality. An inviting front porch welcomes you into a bright and airy entrance, with a formal dining room just off the foyer--ideal for hosting gatherings and special occasions. The home flows effortlessly into the kitchen, featuring stainless steel appliances, a gas range, a center island, and a cozy breakfast nook, all opening to a sunny living area with views of the backyard. The spacious primary suite serves as a relaxing retreat, complete with a well-appointed en suite featuring a dual sink vanity and a large tiled shower. Additional bedrooms are bright and generously sized, complemented by convenient full bathrooms throughout. Step outside to enjoy the screened-in porch--perfect for unwinding--overlooking a fenced backyard with plenty of space for grilling, entertaining, or letting furry friends roam. This home truly offers the ideal combination of indoor comfort and outdoor living.

  19. 2026-04-13
    listed $349,900 Active 1035-char remark
    Show marketing remark (1035 chars)

    Welcome to this beautifully maintained 5 bedroom, 3 bathroom home offering the perfect blend of comfort, style, and everyday functionality. An inviting front porch welcomes you into a bright and airy entrance, with a formal dining room just off the foyer--ideal for hosting gatherings and special occasions. The home flows effortlessly into the kitchen, featuring stainless steel appliances, a gas range, a center island, and a cozy breakfast nook, all opening to a sunny living area with views of the backyard. The spacious primary suite serves as a relaxing retreat, complete with a well-appointed en suite featuring a dual sink vanity and a large tiled shower. Additional bedrooms are bright and generously sized, complemented by convenient full bathrooms throughout. Step outside to enjoy the screened-in porch--perfect for unwinding--overlooking a fenced backyard with plenty of space for grilling, entertaining, or letting furry friends roam. This home truly offers the ideal combination of indoor comfort and outdoor living.

  20. 2023-07-13
    soldstatus $298,050
  21. 2023-07-13
    soldstatus $298,050 Closed
  22. 2023-07-13
    soldstatus $298,050
  23. 2023-04-12
    status Pending
  24. 2023-04-07
    price $299,050
  25. 2023-03-24
    listed $299,050
  26. 2023-03-24
    listed $299,050
  27. 2023-03-06
    listed $333,050 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,401 · $117/mo
Projected year-2 tax
$1,994 · $166/mo
Expected delta
+$594/yr (+$49/mo · 42.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,596
− Mortgage interest
−$19,181
− Property taxes
−$1,401
− Insurance
−$1,712
− Repairs & maintenance
−$3,008
− Management
−$3,008
− HOA
−$396
− Depreciation
−$9,962
Taxable loss
−$1,072
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$257
After-tax cash flow
$4,900/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This well-maintained single-family home offers a good balance of comfort and style, with a good condition score and minimal repairs needed. It's ready for a new owner or tenant.

Value-add opportunities

  • Resale paint exterior — fresh paint enhances curb appeal
  • Resale landscape front yard — improved landscaping can attract more buyers
  • Both install smart home features — enhances comfort and can increase rental value

Renovation cost estimate screening

Value-add ROI direction

  • Resale paint exterior — fresh paint enhances curb appeal
  • Resale landscape front yard — improved landscaping can attract more buyers
  • Both install smart home features — enhances comfort and can increase rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Burnettown

Score
64/100
State rank
#159
US rank
#14711

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+5.1% since first listed
12 events — show timeline
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-04-13 Listed $349,900 Hive MLS
  • 2026-04-13 Listed $349,900 AMLS
  • 2026-04-13 Listed $349,900 Hive MLS
  • 2023-07-13 Sold (MLS) $298,050 Hive MLS
  • 2023-07-13 Sold (MLS) $298,050 AMLS
  • 2023-07-13 Sold (MLS) $298,050 Hive MLS
  • 2023-04-12 Pending AMLS
  • 2023-04-07 Price Changed $299,050 AMLS
  • 2023-03-24 Listed $299,050 Hive MLS
  • 2023-03-24 Listed $299,050 Hive MLS
  • 2023-03-06 Listed $333,050 AMLS

Property tax history

+57.7%/yr

Latest (2025): $1,401 · -69.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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