75639 Bridgewater Dr · Jacksonville, FL 32097

$385,000

4 bd · 2.0 ba · 2,160 sqft · SingleFamily · 94 Days on market

Built 2023 7,840 sqft lot Est $384k · at est. $9/mo HOA

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +7.4/15.0
• Cash flow +6.1/30.0
• Schools +6.0/10.0
• Livability +4.2/5.0
• Rent growth +3.2/5.0
• Condition / age +2.5/5.0
• 1% rule +1.8/10.0
• DSCR +0.4/10.0

Listing remarks MLS

Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

Key facts

• Modern cabinetry
• Walk-in closet
• Large island

Tags

• OPEN-CONCEPT LAYOUT
• MODERN CABINETRY
• STAINLESS STEEL APPLIANCES
• LARGE ISLAND
• SPLIT-BEDROOM FLOOR PLAN
• WALK-IN CLOSET

Property features AI

Finance

• Other: Lot approximately 0.18 acres
• HOA & community: Community association with amenities; Basketball court; Clubhouse; Fitness center; Tennis courts; Annual association fee of $110; CDD fee applicable

Exterior

• Parking: Attached garage; 3-car garage
• Utilities: Public sewer; Water connected
• Home design: Single family residence; One story
• Construction: Shingle roof
• Exterior features: Patio; Back yard fencing; Shingle roof

Interior

• Kitchen: Dishwasher; Disposal; Electric range; Microwave; Refrigerator
• Bedrooms: 4 bedrooms
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Patio; Back yard fencing; Carpet and laminate flooring
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $385k.

Deal economics

• At list price, monthly cash flow is $-845 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $236k (38.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $262k (32.0% below list).
• Recommended offer: $236k (38.8% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Nassau (town): math 74% / reading 65% proficiency, ranked #4 of 73 in FL (top 6%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+2.9%/yr); 601 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 953 units permitted in Nassau County in 2024 (24 in 5+ unit buildings).
• This rent runs 34% of the median local income ($93k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $41k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
• Nassau County population projected at +17% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 2, paydown + projected appreciation supports a ~$66k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 94 days — a 9% lower offer ($350k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $235,770 (38.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.68% ✗
• Cap rate: 4.05%
• Cash-on-cash: -8.01%
• DSCR: 0.64
• GRM: 12.3

CMA / ARV

• ARV (on-the-fly): $384,480
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
65506 River Glen Pkwy	0.20mi	4/2.0	2,160 (0%)	3mo	$400,000	$185	88
75770 Egret Landing Ct	0.16mi	4/2.0	2,160 (0%)	6mo	$385,000	$178	88
75394 Bridgewater Dr	0.33mi	4/2.0	2,129 (-1%)	5mo	$355,000	$167	78
65570 Bowfin Spring Ct	0.39mi	4/2.0	2,132 (-1%)	5mo	$439,900	$206	76
65138 Forest Glen Ln	0.09mi	4/2.0	1,856 (-14%)	2mo	$330,000	$178	70
75599 Bridgewater Dr	0.05mi	4/2.0	1,856 (-14%)	5mo	$330,000	$178	70
65554 Bowfin Spring Ct	0.41mi	4/3.0	2,043 (-5%)	2mo	$400,000	$196	66
70414 Winding River Dr	0.42mi	4/3.0	2,036 (-6%)	3mo	$387,000	$190	64
65062 Mossy Creek Ln	0.51mi	3/2.0 (-1)	1,874 (-13%)	3mo	$299,000	$160	47
77041 Cobblestone Dr	0.59mi	5/3.0 (+1)	2,356 (+9%)	5mo	$460,000	$195	44
77170 Cobblestone Dr	0.70mi	4/3.0	2,416 (+12%)	4mo	$365,000	$151	40
65627 Edgewater Dr	0.68mi	4/4.0	2,475 (+15%)	1mo	$375,000	$152	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 2.88% rent growth · sell at horizon

5-year hold

• IRR: 17.7%
• Equity multiple: 2.44×
• Total profit: $155,756
• Equity at exit: $346,839

10-year hold

• IRR: 16.6%
• Equity multiple: 5.65×
• Total profit: $500,735
• Equity at exit: $747,970

Cash invested: $107,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32097

• Home prices YoY: 19.5%
• Rents YoY: 2.9%
• Active inventory: 601
• Price-to-rent: 12.3×

Monthly cashflow live

• Estimated rent: $2,616 high
• Mortgage (P&I): −$2,019
• Tax from tax record: −$598 /mo · $7,175/yr
• Insurance: −$160
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$9
• Vacancy / Maint / Mgmt: −$549
• Net cashflow: $-845

Break-even live

Break-even rent $3,685

Max offer price $235,770

Occupancy floor —

Sensitivity live

Price	-10% $-627	-5% $-736	+0% $-845	+5% $-954	+10% $-1,063
Rent	-10% $-1,051	-5% $-948	+0% $-845	+5% $-741	+10% $-638
Rate	-1.0pp $-651	-0.5pp $-747	base $-845	+0.5pp $-945	+1.0pp $-1,046

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $96,250
• Closing costs: $11,550
• Reserves months: —
• Total cash needed: —

Rent comps 13 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
65343 River Glen Pkwy Yulee, FL	3.0	2.0	1714	$2,195	$1.28	25d	1	0.29mi
65303 River Glen Pkwy Yulee, FL	4.0	2.0	2160	$2,400	$1.11	25d	1	0.32mi
75346 Bridgewater Dr Yulee, FL	3.0	2.0	1711	$2,300	$1.34	25d	1	0.38mi
70305 Winding River Dr Yulee, FL	4.0	3.0	2042	$2,500	$1.22	25d	1	0.43mi
75215 Fern Creek Dr Yulee, FL	4.0	2.5	2898	$2,900	$1.00	16d	1	0.56mi
75008 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,300	$1.24	25d	1	0.66mi
65013 Lagoon Forest Dr Yulee, FL	4.0	2.5	2245	$2,800	$1.25	12d	1	0.67mi
75075 Morning Glen Ct Yulee, FL	4.0	2.0	1856	$2,399	$1.29	6d	1	0.67mi
75045 Morning Glen Ct Yulee, FL	3.0	2.0	1685	$2,310	$1.37	22d	1	0.71mi
75094 Glenspring Way Yulee, FL	3.0	2.0	2055	$2,500	$1.22	25d	1	0.76mi
75094 Fern Creek Dr Yulee, FL	4.0	2.0	2193	$2,495	$1.14	3d	1	0.79mi
76195 Deerwood Dr Yulee, FL	4.0	2.5	2757	$2,475	$0.90	25d	1	1.06mi
75470 Sunberry Dr Yulee, FL	5.0	4.0	2903	$3,150	$1.09	21d	1	1.50mi

HOA detail

• Monthly dues: $9 · $108/yr

Listing history 37 events

1. 2026-06-21
   days on market $385,000 Active 94 DOM
2. 2026-06-18
   days on market $385,000 Active 91 DOM
3. 2026-06-17
   days on market $385,000 Active 90 DOM
4. 2026-06-16
   days on market $385,000 Active 89 DOM
5. 2026-06-15
   days on market $385,000 Active 88 DOM
6. 2026-06-13
   days on market $385,000 Active 86 DOM
7. 2026-06-13
   days on market $385,000 Active 85 DOM
8. 2026-06-09
   days on market $385,000 Active 82 DOM
9. 2026-06-08
   days on market $385,000 Active 81 DOM
10. 2026-06-07
    days on market $385,000 Active 80 DOM
11. 2026-06-05
    days on market $385,000 Active 77 DOM
12. 2026-06-03
    days on market $385,000 Active 76 DOM
13. 2026-06-02
    days on market $385,000 Active 75 DOM
14. 2026-06-01
    days on market $385,000 Active 74 DOM
15. 2026-05-31
    days on market $385,000 Active 73 DOM
16. 2026-03-19
    listed $385,000 Active
17. 2023-06-22
    soldstatus $355,990 Sold 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

18. 2023-06-22
    soldstatus $355,990 Closed 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

19. 2023-04-17
    status Pending 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

20. 2023-04-17
    status Pending 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

21. 2023-04-12
    price $355,990 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

22. 2023-04-12
    price $355,990 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

23. 2023-04-04
    price $352,990 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

24. 2023-04-04
    price $352,990 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

25. 2023-03-07
    price $350,990 550-char remark

    Show marketing remark (550 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

26. 2023-03-01
    price $348,990 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

27. 2023-03-01
    price $348,990 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

28. 2023-01-31
    price $345,990 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

29. 2023-01-31
    price $345,990 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

30. 2023-01-25
    price $343,990 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

31. 2023-01-25
    price $343,990 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

32. 2023-01-24
    price $341,990 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

33. 2023-01-24
    price $341,990 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

34. 2023-01-17
    price $340,990 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

35. 2023-01-17
    price $340,990 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

36. 2022-12-21
    listed $338,990 Active 550-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

37. 2022-12-21
    listed $338,990 Active 547-char remark

    Show marketing remark (547 chars)

    Welcome to River Glen! We are proud to build affordable homes in this well-established Yulee neighborhood. Just off FL-200 and I-95, residents will enjoy quick access to Jacksonville and Amelia Island's world-renowned beaches. River Glen features open concept one and two-story home plans and homeowners have access to resort style amenities. You will never be too far from home with Home Is Connected®. Your new home comes with an industry-leading suite of smart home products that keep you connected with the people and place you value most.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $7,175 · $598/mo
• Projected year-2 tax: $7,175 · $598/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 2/10 Low FEMA zone A · 5% chance over 30 yrs
• 🔥 Wildfire 8/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 5/10 Major 8 unhealthy d/yr today · 10 by 30 yrs out

Taxation est. · year 1

• Rental income: $31,393
• − Mortgage interest: −$21,566
• − Property taxes: −$7,175
• − Insurance: −$3,428
• − Repairs & maintenance: −$2,511
• − Management: −$2,511
• − HOA: −$108
• − Depreciation: −$11,200
• Taxable loss: −$17,106
• Est. tax savings @ 24.0%: +$4,105
• After-tax cash flow: $-6,032/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Nassau
• NCES district ID: 1201350
• Math proficiency: 74% ▼ -2.00%
• Reading proficiency: 65% ▼ -2.00%
• Median HH income: $58,267
• Composite: 59.79/100
• National rank: #899
• State rank: #4 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Nassau County · 67,729 people
• City population: 26,700
• Metro: Jacksonville, FL
• Population (ZIP): 26,700
• Household income: $93,161
• Rent vs Own: 19.8% rent · 80.2% own
• Severe rent burden: 404.0

Population outlook (Nassau County) Hauer SSP2

• Today (2025): 88,419 people
• By 2030: 92,679 · +4.8%
• By 2040: 99,257 · +12.3%
• By 2050: 103,378 · +16.9%
• By 2075: 109,726 · +24.1%
• By 2100: 107,006 · +21.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 9% Black 9% Hispanic / Latino 8% Asian 1% Native American 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Italian 3% Romanian 2%
• Foreign-born: 4% · Canada, Vietnam
• Languages at home: 93% English-only · Spanish 5% Vietnamese 1%

Political lean MEDSL · Nassau

• 2024 margin: Solid R (+46.9) · D 26.1% · R 73.1%
• 2008→2024 swing: -3.1pp toward R · 2008: -43.8pp · 2024: -46.9pp
• All cycles: 2024: R+46.9 2020: R+45.9 2016: R+50.2 2012: R+48.6 2008: R+43.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 49.35%
• Current HPI: 301.9299
• Rent YoY: ▲ 2.88%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+13.6% since first listed

22 events — show timeline

• 2026-03-19 Listed $385,000 realMLS
• 2023-06-22 Sold (MLS) $355,990 AINCAR
• 2023-06-22 Sold (MLS) $355,990 realMLS
• 2023-04-17 Pending — realMLS
• 2023-04-17 Pending — AINCAR
• 2023-04-12 Price Changed $355,990 realMLS
• 2023-04-12 Price Changed $355,990 AINCAR
• 2023-04-04 Price Changed $352,990 realMLS
• 2023-04-04 Price Changed $352,990 AINCAR
• 2023-03-07 Price Changed $350,990 realMLS
• 2023-03-01 Price Changed $348,990 realMLS
• 2023-03-01 Price Changed $348,990 AINCAR
• 2023-01-31 Price Changed $345,990 realMLS
• 2023-01-31 Price Changed $345,990 AINCAR
• 2023-01-25 Price Changed $343,990 realMLS
• 2023-01-25 Price Changed $343,990 AINCAR
• 2023-01-24 Price Changed $341,990 realMLS
• 2023-01-24 Price Changed $341,990 AINCAR
• 2023-01-17 Price Changed $340,990 realMLS
• 2023-01-17 Price Changed $340,990 AINCAR
• 2022-12-21 Listed $338,990 AINCAR
• 2022-12-21 Listed $338,990 realMLS

Property tax history

+268.4%/yr

Latest (2025): $7,175 · +0.8% YoY. Source: county tax records.