1949 W Dartmouth Cir Unit A1-27 · Coeur d'Alene, ID 83815

$69,000

2 bd · 1.0 ba · 938 sqft · SingleFamily · 229 Days on market

Built 1991 3,484 sqft lot Est $68k · at est. ↓ 14% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +6.5/15.0
• Schools +4.4/10.0
• Rent growth +3.6/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

Charming Single-Wide Home in Coeur d'Alene Discover comfort and convenience in this well-kept 2-bedroom, 1-bath manufactured home, located in a quiet Coeur d'Alene park. Newer roof, Freshly painted inside, new siding outside this home offers a bright and welcoming atmosphere. Enjoy a spacious fenced yard, perfect for pets or gardening, along with an open deck ideal for outdoor entertaining. covered front porch & attached carport for easy parking and protection from the elements. Also included is a nice storage shed Oakcrest Community offers a pool , common areas, club house, play ground, pavilion, and pickle ball courts A great opportunity to enjoy affordable living in a des

Key facts

• Covered front porch
• Open deck
• Spacious fenced yard

Tags

• NEWER ROOF
• FRESHLY PAINTED INSIDE
• NEW SIDING OUTSIDE
• SPACIOUS FENCED YARD
• OPEN DECK
• COVERED FRONT PORCH

Property features AI

Finance

• HOA & community: Oakcrest association (monthly fee); HOA covers sewer, water, trash, and snow removal; Community sidewalks

Exterior

• Utilities: Public water; Public sewer
• Home design: Mobile home; Level lot; Paved road access
• Construction: Vinyl siding; Composition roof; Pillar/post/pier foundation; Built as mobile home
• Exterior features: Covered porch; Open deck; Yard lighting; Maintained lawn; Full fencing; Shed(s)

Interior

• Kitchen: Electric range; Refrigerator; Dishwasher; Garbage disposal; Electric water heater
• Bedrooms: 2 bedrooms (main level)
• Flooring: Laminate flooring; Carpet
• Bathrooms: 1 bathroom (main level)
• Heating & cooling: Electric heating; Forced air furnace; Central air conditioning
• Interior features: Washer hookup; Electric dryer hookup
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $69k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $69k).
• Recommended offer: $61k (12.0% below list) — sets the bar for market timing.
• Cap rate 23.8% vs local median 2.2% in Coeur d'Alene — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
• Coeur D'Alene District (urban): math 44% / reading 60% proficiency, ranked #23 of 92 in ID (top 25%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Ramsey Magnet School of Science (math 51% / reading 61%, grade C+, #102 of 357 statewide, top 29%, 483 students, 31% FRL); Woodland Middle School (math 35% / reading 58%, grade D+, #46 of 109 statewide, top 42%, 821 students, 24% FRL); Lake City High School (math 25% / reading 52%, grade F, #98 of 169 statewide, top 58%, 1,539 students, 20% FRL).
• Market conditions: Rents rising fast (+4.2%/yr); 321 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,606 units permitted in Kootenai County in 2024 (154 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Kootenai County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 4.2% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• It's been on market 229 days — a 12% lower offer ($61k) is reasonable based on typical stale-listing flexibility.

Recommended offer $60,720 (12.0% below list)

Questions for the listing agent

1. It's been on market 229 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.72% ✓
• Cap rate: 23.82%
• Cash-on-cash: 62.61%
• DSCR: 3.79
• GRM: 3.1

CMA / ARV

• ARV (on-the-fly): $67,536
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1736 W Marlborough Ave	0.14mi	2/1.0	938 (0%)	10mo	$89,000	$95	85
2297 W Plymouth	0.21mi	2/1.0	938 (0%)	7mo	$42,500	$45	84
1644 W Windsor Ave	0.24mi	2/2.0	924 (-2%)	0mo	$55,000	$60	82
2122 W Windermere Ave	0.12mi	3/2.0 (+1)	924 (-2%)	2mo	$60,000	$65	81
1686 W Dartmouth Cir	0.14mi	2/2.0	924 (-2%)	7mo	$79,000	$85	81
2243 W Oxford Cir	0.19mi	3/1.0 (+1)	954 (+2%)	5mo	$68,800	$72	79
5559 N Burkshire Ave	0.19mi	2/2.0	924 (-2%)	10mo	$69,000	$75	77
4933 W Cougar Cir	0.36mi	2/1.0	924 (-2%)	6mo	$30,000	$32	75
1942 W Dartmouth Cir	0.03mi	2/2.0	1,022 (+9%)	8mo	$75,000	$73	73
4918 W Cougar Cir	0.39mi	2/2.0	924 (-2%)	8mo	$69,000	$75	69
4948 W Cougar Cir	0.36mi	2/1.0	864 (-8%)	5mo	$30,000	$35	66
4954 W Cougar Cir	0.36mi	2/1.0	864 (-8%)	7mo	$35,000	$41	64

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.2% rent growth · sell at horizon

5-year hold

• IRR: 62.9%
• Equity multiple: 3.86×
• Total profit: $55,343
• Equity at exit: $10,288

10-year hold

• IRR: 67.8%
• Equity multiple: 8.28×
• Total profit: $140,630
• Equity at exit: $5,966

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 91 Strongly Landlord-Friendly
• State Idaho: 91 Strongly Landlord-Friendly · R+18
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; minimal tenant protections.

Methodology + full state rankings →

ZIP-level market 83815

• Rents YoY: 4.2%
• Active inventory: 321
• Price-to-rent: 3.1×

Monthly cashflow live

• Estimated rent: $1,880 high
• Mortgage (P&I): −$362
• Tax est. 1.5%: −$86 /mo · $1,035/yr
• Insurance: −$29
• HOA: −$0
• Vacancy / Maint / Mgmt: −$395
• Net cashflow: $1,008

Break-even live

Break-even rent $604

Max offer price $69,000

Occupancy floor 41%

Sensitivity live

Price	-10% $1,056	-5% $1,032	+0% $1,008	+5% $984	+10% $960
Rent	-10% $860	-5% $934	+0% $1,008	+5% $1,082	+10% $1,156
Rate	-1.0pp $1,043	-0.5pp $1,026	base $1,008	+0.5pp $990	+1.0pp $972

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,250
• Closing costs: $2,070
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2099 W Plymouth Cir Unit C28 Coeur d'Alene, ID	3.0	2.0	924	$2,129	$2.30	22d	1	0.07mi
4188 Player Dr Unit 4188 Coeur d'Alene, ID	2.0	2.0	1125	$1,725	$1.53	22d	1	0.24mi
3825 N Ramsey Rd Coeur D Alene, ID	2.0–3.0	2.0	1039	$1,618	$1.56	22d	1	0.54mi
2001 W Voltaire Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	988	$1,774	$1.80	14d	11	0.70mi
1681 Pampas Ln Coeur d'Alene, ID	1.0–3.0	1.0–2.0	989	$1,740	$1.76	14d	22	0.77mi
1070 W Rustic Lodge Dr Unit 204 Coeur d'Alene, ID	2.0	2.0	1025	$1,715	$1.67	22d	1	1.05mi
4208 N Crown Ave Coeur D Alene, ID	2.0	1.0	950	$1,500	$1.58	14d	1	1.13mi
2828 N Julia St Unit 2 Coeur d'Alene, ID	2.0	1.0	900	$1,495	$1.66	22d	1	1.33mi
3293 N Ladalia Dr Coeur D Alene, ID	2.0	2.0	1100	$2,450	$2.23	14d	1	1.47mi

Listing history 19 events

1. 2026-06-21
   days on market $69,000 Active 229 DOM
2. 2026-06-19
   days on market $69,000 Active 227 DOM
3. 2026-06-18
   days on market $69,000 Active 226 DOM
4. 2026-06-17
   days on market $69,000 Active 225 DOM
5. 2026-06-16
   days on market $69,000 Active 224 DOM
6. 2026-06-15
   days on market $69,000 Active 223 DOM
7. 2026-06-14
   days on market $69,000 Active 221 DOM
8. 2026-06-13
   days on market $69,000 Active 220 DOM
9. 2026-06-10
   days on market $69,000 Active 218 DOM
10. 2026-06-09
    days on market $69,000 Active 217 DOM
11. 2026-06-08
    days on market $69,000 Active 216 DOM
12. 2026-06-07
    days on market $69,000 Active 215 DOM
13. 2026-06-03
    days on market $69,000 Active 211 DOM
14. 2026-06-02
    days on market $69,000 Active 210 DOM
15. 2026-06-01
    days on market $69,000 Active 209 DOM
16. 2026-05-31
    days on market $69,000 Active 208 DOM
17. 2026-05-30
    days on market $69,000 Active 207 DOM
18. 2026-05-13
    price $69,000
19. 2025-11-03
    listed $80,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $22,554
• − Mortgage interest: −$3,865
• − Property taxes: −$1,035
• − Insurance: −$345
• − Repairs & maintenance: −$1,804
• − Management: −$1,804
• − Depreciation: −$2,007
• Taxable income: $11,693
• Est. tax owed @ 24.0%: −$2,806
• After-tax cash flow: $9,289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Coeur D'Alene District
• NCES district ID: 1600780
• Math proficiency: 44% ▼ -6.00%
• Reading proficiency: 60% ▼ -2.00%
• Median HH income: $47,652
• Composite: 44.16/100
• National rank: #2858
• State rank: #23 of 92 in ID

Livability — Coeur d'Alene

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: Coeur d'Alene, ID
• County: Kootenai County · 146,553 people
• City population: 67,464
• Metro: Coeur d'Alene, ID
• Population (ZIP): 41,405
• Household income: $77,864
• Rent vs Own: 33.7% rent · 66.3% own
• Severe rent burden: 1036.0

Population outlook (Kootenai County) Hauer SSP2

• Today (2025): 177,692 people
• By 2030: 190,689 · +7.3%
• By 2040: 214,704 · +20.8%
• By 2050: 236,510 · +33.1%
• By 2075: 285,984 · +60.9%
• By 2100: 316,459 · +78.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Two or more races 6% Hispanic / Latino 4% Asian 1%
• Common ancestry: Portuguese 4% Slovak 4% Iranian 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Kootenai

• 2024 margin: Solid R (+51.9) · D 22.9% · R 74.8% · Other 2.2%
• 2008→2024 swing: -25.6pp toward R · 2008: -26.3pp · 2024: -51.9pp
• All cycles: 2024: R+51.9 2020: R+42.9 2016: R+42.5 2012: R+34.3 2008: R+26.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -255.27%
• Current HPI: 252.5165
• Rent YoY: ▲ 4.20%
• Metro: Coeur d'Alene, ID
• State GDP YoY: ▲ 4.51%
• F500 in state: 6

Industry mix (Fortune 500 HQ in ID)

Industry	F500 HQs	Revenue
▸Retail	1	$79B
▸Technology	1	$25B
▸Food / Agriculture	1	$6B

Price history

-13.8% since first listed

2 events — show timeline

• 2026-05-13 Price Changed $69,000 CDAMLS
• 2025-11-03 Listed $80,000 CDAMLS