225 Lynn Rd · Brownsville, PA 15417

$79,900

3 bd · 1.0 ba · 1,032 sqft · SingleFamily public records · 59 Days on market

Built 1920 0.95 ac lot $77/sqft · 15% above area Est $84k · at est.

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• ARV discount +9.4/15.0
• 1% rule +8.0/10.0
• Appreciation +4.2/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.1/10.0

Listing remarks MLS

Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and Route 43. This property features spacious rooms along with three bedrooms, one full bath and one partial bath. Situated with nearly 0.95 acres, the endless possibilities await. Whether you're looking for an investment or a place to call home, you'll find comfort, value, and potential here!

Key facts

• 0.95 acre lot
• Built 1920
• Listed 59 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $303 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $80k).
• Recommended offer: $78k (3.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#954 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+; Watch: schools F, amenities F, commute F.
• Brownsville Area SD (rural): math 17% / reading 34% proficiency, ranked #472 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 44 active listings in the ZIP; 201 units permitted in Fayette County in 2024 (10 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-1.7%/yr); year-one equity from $552 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Fayette County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-1.7% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 26y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $8k; list at $80k implies a 899% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1920 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $77,503 (3.0% below list)

Questions for the listing agent

1. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1920 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.30% ✓
• Cap rate: 10.84%
• Cash-on-cash: 16.25%
• DSCR: 1.72
• GRM: 6.4

CMA / ARV

• ARV (median comp): $83,502
• List price: $79,900
• Delta: -4.31%
• Verdict: FAIR
• Comps: 15 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
207 Ann St	0.49mi	3/1.0	1,000 (-3%)	10mo	$152,000	$152	64
550 Shaffner Ave	0.64mi	2/1.0 (-1)	977 (-5%)	8mo	$66,000	$68	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 11.3%
• Equity multiple: 1.49×
• Total profit: $10,905
• Equity at exit: $16,764

10-year hold

• IRR: 18.3%
• Equity multiple: 2.72×
• Total profit: $38,455
• Equity at exit: $15,534

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15417

• Home prices YoY: -0.9%
• Active inventory: 44
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $1,035 medium
• Mortgage (P&I): −$419
• Tax from tax record: −$62 /mo · $747/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$217
• Net cashflow: $303

Break-even live

Break-even rent $651

Max offer price $79,900

Occupancy floor 66%

Sensitivity live

Price	-10% $348	-5% $326	+0% $303	+5% $280	+10% $258
Rent	-10% $221	-5% $262	+0% $303	+5% $344	+10% $385
Rate	-1.0pp $343	-0.5pp $323	base $303	+0.5pp $282	+1.0pp $261

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,975
• Closing costs: $2,397
• Reserves months: —
• Total cash needed: —

Listing history 25 events

1. 2026-06-21
   days on market $79,900 Active 59 DOM
2. 2026-06-18
   days on market $79,900 Active 57 DOM
3. 2026-06-17
   days on market $79,900 Active 56 DOM
4. 2026-06-16
   days on market $79,900 Active 55 DOM
5. 2026-06-15
   days on market $79,900 Active 54 DOM
6. 2026-06-13
   days on market $79,900 Active 52 DOM
7. 2026-06-12
   days on market $79,900 Active 51 DOM
8. 2026-06-09
   days on market $79,900 Active 48 DOM
9. 2026-06-08
   days on market $79,900 Active 47 DOM
10. 2026-06-08
    days on market $79,900 Active 46 DOM
11. 2026-06-04
    days on market $79,900 Active 42 DOM
12. 2026-06-02
    days on market $79,900 Active 41 DOM
13. 2026-06-01
    days on market $79,900 Active 40 DOM
14. 2026-05-31
    days on market $79,900 Active 39 DOM
15. 2026-04-22
    listed $84,900 Active 366-char remark

    Show marketing remark (366 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and Route 43. This property features spacious rooms along with three bedrooms, one full bath and one partial bath. Situated with nearly 0.95 acres, the endless possibilities await. Whether you're looking for an investment or a place to call home, you'll find comfort, value, and potential here!

16. 2026-03-03
    historical Expired 300-char remark

    Show marketing remark (300 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and route 43. This property is ready for its next endeavor. This handy man special features 3 Spacious bedrooms, one full bath, and one partial bath on the main floor. Situated on nearly 0.95 of an acre, the possibilities await!

17. 2026-02-05
    status Active 300-char remark

    Show marketing remark (300 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and route 43. This property is ready for its next endeavor. This handy man special features 3 Spacious bedrooms, one full bath, and one partial bath on the main floor. Situated on nearly 0.95 of an acre, the possibilities await!

18. 2026-01-12
    status Pending 300-char remark

    Show marketing remark (300 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and route 43. This property is ready for its next endeavor. This handy man special features 3 Spacious bedrooms, one full bath, and one partial bath on the main floor. Situated on nearly 0.95 of an acre, the possibilities await!

19. 2025-11-21
    price $79,900 300-char remark

    Show marketing remark (300 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and route 43. This property is ready for its next endeavor. This handy man special features 3 Spacious bedrooms, one full bath, and one partial bath on the main floor. Situated on nearly 0.95 of an acre, the possibilities await!

20. 2025-11-06
    price $84,900 300-char remark

    Show marketing remark (300 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and route 43. This property is ready for its next endeavor. This handy man special features 3 Spacious bedrooms, one full bath, and one partial bath on the main floor. Situated on nearly 0.95 of an acre, the possibilities await!

21. 2025-10-01
    price $94,900 300-char remark

    Show marketing remark (300 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and route 43. This property is ready for its next endeavor. This handy man special features 3 Spacious bedrooms, one full bath, and one partial bath on the main floor. Situated on nearly 0.95 of an acre, the possibilities await!

22. 2025-09-15
    listed $104,900 Active 300-char remark

    Show marketing remark (300 chars)

    Welcome to 225 Lynn Rd, conveniently located only minutes from route 40 and route 43. This property is ready for its next endeavor. This handy man special features 3 Spacious bedrooms, one full bath, and one partial bath on the main floor. Situated on nearly 0.95 of an acre, the possibilities await!

23. 2001-01-12
    soldstatus $8,000
24. 2001-01-08
    soldstatus $8,000
25. 2000-11-30
    listed $9,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $747 · $62/mo
• Projected year-2 tax: $1,005 · $84/mo
• Expected delta: +$258/yr (+$21/mo · 34.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,419
• − Mortgage interest: −$4,476
• − Property taxes: −$747
• − Insurance: −$400
• − Repairs & maintenance: −$994
• − Management: −$994
• − Depreciation: −$2,324
• Taxable income: $2,485
• Est. tax owed @ 24.0%: −$596
• After-tax cash flow: $3,040/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brownsville Area SD
• NCES district ID: 4204080
• Math proficiency: 17% ▼ -3.00%
• Reading proficiency: 34% ▼ -5.00%
• Median HH income: $34,500
• Composite: 20.93/100
• National rank: #8481
• State rank: #472 of 539 in PA

Livability — Brownsville

• Score: 67/100
• State rank: #954
• US rank: #10467

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 7,709

Population outlook (Fayette County) Hauer SSP2

• Today (2025): 127,561 people
• By 2030: 123,206 · -3.4%
• By 2040: 113,232 · -11.2%
• By 2050: 103,468 · -18.9%
• By 2075: 83,185 · -34.8%
• By 2100: 62,384 · -51.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Black 8% Two or more races 6% Hispanic / Latino 2%
• Common ancestry: Romanian 9% Lithuanian 2% Serbian 2%
• Foreign-born: 1%
• Languages at home: 98% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Fayette

• 2024 margin: Solid R (+37.9) · D 30.8% · R 68.7%
• 2008→2024 swing: -37.5pp toward R · 2008: -0.4pp · 2024: -37.9pp
• All cycles: 2024: R+37.9 2020: R+33.5 2016: R+31.0 2012: R+8.3 2008: R+0.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1.67%
• Current HPI: 190.8891
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+757.6% since first listed

11 events — show timeline

• 2026-04-22 Listed $84,900 West Penn MLS
• 2026-03-03 Delisted — West Penn MLS
• 2026-02-05 Relisted — West Penn MLS
• 2026-01-12 Pending — West Penn MLS
• 2025-11-21 Price Changed $79,900 West Penn MLS
• 2025-11-06 Price Changed $84,900 West Penn MLS
• 2025-10-01 Price Changed $94,900 West Penn MLS
• 2025-09-15 Listed $104,900 West Penn MLS
• 2001-01-12 Sold (MLS) $8,000 West Penn MLS
• 2001-01-08 Sold (Public Records) $8,000 Public Records
• 2000-11-30 Listed $9,900 West Penn MLS

Property tax history

+2.5%/yr

Latest (2026): $747 · +0.0% YoY. Source: county tax records.