216 Lantana Ln · Huntsville, TX 77340

$211,990

4 bd · 2.0 ba · 1,716 sqft · SingleFamily · 43 Days on market

Built 2026 Good condition 2-car garage $124/sqft · 13% below area Est $242k · 13% under $33/mo HOA · 2% of rent ↓ 20% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.1/15.0
• Cash flow +11.5/30.0
• Condition / age +4.0/5.0
• 1% rule +3.5/10.0
• DSCR +3.4/10.0
• Livability +3.2/5.0
• Rent growth +2.8/5.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks

NEW! Lennar Watermill Collection "Oxford" Plan with Brick Elevation "K1" in the new community of The Reserve at Huntsville! This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are three secondary bedrooms at the front of the home, which are comfortable spaces for household members and overnight guests.

Key facts

• Walk-in closet
• Open floorplan
• Secondary bedrooms

Tags

• OPEN FLOORPLAN
• OWNER'S SUITE
• EN-SUITE BATHROOM
• WALK-IN CLOSET
• SECONDARY BEDROOMS

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $212k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-68 ($-817/yr) — negative.
• To cash-flow at today's rent, offer at most $202k (4.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (14.6% below list).
• Recommended offer: $181k (14.6% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 3.0% in Huntsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 63/100 on livability (#825 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+; Watch: amenities C-, crime D-, commute F.
• Huntsville ISD (town): math 25% / reading 37% proficiency, ranked #621 of 826 in TX (top 75%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Texas Online Preparatory El (math 25% / reading 41%, grade F, #2,208 of 4,322 statewide, top 52%, 1,334 students, 63% FRL); Texas Online Preparatory Middle (math 31% / reading 58%, grade D, #491 of 1,662 statewide, top 31%, 1,941 students, 58% FRL); Texas Online Preparatory H S (math 23% / reading 75%, grade D, #553 of 1,632 statewide, top 34%, 2,100 students, 46% FRL).
• Market conditions: Rents rising (+1.3%/yr); 732 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 93d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 527 units permitted in Walker County in 2024 (0 in 5+ unit buildings).
• This rent runs 45% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Walker County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 43 days — a 3% lower offer ($206k) is reasonable based on typical stale-listing flexibility.

Recommended offer $181,000 (14.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.91%
• Cash-on-cash: -1.38%
• DSCR: 0.94
• GRM: 9.8

CMA / ARV

• ARV (median comp): $242,427
• List price: $211,990
• Delta: -12.56%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
606 Monarch Trl	0.05mi	4/2.0	1,716 (0%)	3mo	$263,990	$154	95
218 Lantana Ln	0.01mi	4/2.0	1,676 (-2%)	2mo	$261,990	$156	94
206 Lantana Ln	0.05mi	4/2.0	1,676 (-2%)	0mo	$209,990	$125	93
417 Monarch Trl	0.07mi	4/2.0	1,749 (+2%)	4mo	$249,080	$142	90
102 Lantana Ln	0.13mi	4/2.0	1,751 (+2%)	2mo	$239,999	$137	88
410 Monarch Trl	0.11mi	4/2.0	1,751 (+2%)	5mo	$239,000	$136	88
518 Monarch Trl	0.08mi	4/2.0	1,749 (+2%)	6mo	$234,999	$134	88
432 Monarch Trl	0.10mi	4/2.0	1,749 (+2%)	6mo	$235,840	$135	87
412 Monarch Trl	0.10mi	3/2.0 (-1)	1,602 (-7%)	3mo	$237,630	$148	77
508 Monarch Trl	0.09mi	3/2.0 (-1)	1,602 (-7%)	5mo	$209,000	$130	76
220 Lantana Ln	0.02mi	4/2.5	1,922 (+12%)	2mo	$285,990	$149	75
604 Monarch Trl	0.06mi	4/2.5	1,922 (+12%)	1mo	$239,990	$125	74

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.27% rent growth · sell at horizon

5-year hold

• IRR: -20.5%
• Equity multiple: 0.30×
• Total profit: $-41,740
• Equity at exit: $31,608

10-year hold

• IRR: -18.2%
• Equity multiple: 0.09×
• Total profit: $-54,014
• Equity at exit: $18,329

Cash invested: $59,357 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 32 active · 11 under contract
• Months of supply: 13.7 mo (7%/mo absorbed)
• Median asking: $248,490 ($142/sqft)
• Median days on market: 80 d
• This list price: 6% of active listings are priced below it
• ARV vs active asking: -0.5% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77340

• Home prices YoY: -30.6%
• Rents YoY: 1.3%
• Active inventory: 732
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $1,810 medium
• Mortgage (P&I): −$1,112
• Tax est. 1.5%: −$265 /mo · $3,180/yr
• Insurance: −$88
• HOA: −$33
• Vacancy / Maint / Mgmt: −$380
• Net cashflow: $-68

Break-even live

Break-even rent $1,896

Max offer price $202,134

Occupancy floor 99%

Sensitivity live

Price	-10% $78	-5% $5	+0% $-68	+5% $-141	+10% $-215
Rent	-10% $-211	-5% $-140	+0% $-68	+5% $3	+10% $75
Rate	-1.0pp $39	-0.5pp $-14	base $-68	+0.5pp $-123	+1.0pp $-179

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,998
• Closing costs: $6,360
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3272 State Highway 30 Huntsville, TX	1.0–3.0	1.0–2.0	1070	$2,085	$1.95	93d	20	0.29mi
107 Crosstimbers St Huntsville, TX	3.0	2.0	1093	$1,249	$1.14	93d	1	0.78mi
149 Col Etheredge Blvd Huntsville, TX	1.0–3.0	1.0–3.0	993	$1,710	$1.72	93d	9	0.82mi

Property features AI

Finance

• HOA & community: Community managed by CH & P ManagementAnnual association fee of $400

Exterior

• Parking: Attached 2-car garage
• Utilities: Has heating and cooling
• Home design: Residential propertySingle-story (first-floor living)Slab foundation
• Construction: Built in 2026Brick and cement siding construction
• Exterior features: Subdivision lotComposition roof

Interior

• Kitchen: Kitchen on the first floor
• Bedrooms: Primary bedroom on the first floor (approx. 15 x 15)Three additional first-floor bedrooms (approx. 10 x 11, 10 x 10, 10 x 10)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (gas)Central electric air conditioning
• Interior features: 7 total roomsUnder construction (new construction)

HOA detail $33/mo · $396/yr

• Likely covers: water

Listing history 7 events

1. 2026-06-02
   days on market $211,990 Active 43 DOM
2. 2026-06-01
   days on market $211,990 Active 42 DOM
3. 2026-05-31
   days on market $211,990 Active 41 DOM
4. 2026-05-30
   days on market $211,990 Active 40 DOM
5. 2026-05-07
   listed $211,990 Active 401-char remark
6. 2026-04-20
   price $211,990
7. 2026-04-20
   listed $263,990 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $21,720
• − Mortgage interest: −$11,875
• − Property taxes: −$3,180
• − Insurance: −$1,060
• − Repairs & maintenance: −$1,738
• − Management: −$1,738
• − HOA: −$396
• − Depreciation: −$6,167
• Taxable loss: −$4,433
• Est. tax savings @ 24.0%: +$1,064
• After-tax cash flow: $246/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $8,580–$25,740 screening

This single-family home in The Reserve at Huntsville is in good condition with a modern kitchen and well-maintained exterior. It is ready for immediate occupancy and minor updates can further enhance its value.

Value-add opportunities

• Resale Paint exterior walls — Fresh paint can enhance curb appeal and home value. ↑
• Rental Replace window screens — Clean, functional screens improve tenant satisfaction and reduce maintenance costs. ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 20/100

Zoned Schools

Elementary Samuel Houston El F TX #3,836/4,322 Nat'l #35,191/41,679 Middle Mance Park Middle F TX #1,236/1,662 Nat'l #10,204/14,009 High Huntsville H S F TX #1,431/1,632 Nat'l #14,670/17,239

Schools (NCES district)

• District: Huntsville ISD
• NCES district ID: 4824030
• Math proficiency: 25% ▼ -6.00%
• Reading proficiency: 37% ▼ -2.00%
• Median HH income: $36,597
• Composite: 25.71/100
• National rank: #7383
• State rank: #621 of 826 in TX

C Composite livability gradescore 63/100

Livability — Huntsville

• Score: 63/100
• State rank: #825
• US rank: #14909

Category grades

Amenities C- Commute F Cost of living A+ Crime D- Employment F Housing B- Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Huntsville, TX
• County: Walker County · 77,602 people
• City population: 75,669
• Metro: Huntsville, TX
• Population (ZIP): 37,517
• Household income: $48,538
• Rent vs Own: 52.4% rent · 47.6% own
• Severe rent burden: 13% of renters

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Population outlook (Walker County) Hauer SSP2

• Today (2025): 77,602 people
• By 2030: 82,007 · +5.7%
• By 2040: 90,436 · +16.5%
• By 2050: 100,240 · +29.2%
• By 2075: 123,667 · +59.4%
• By 2100: 135,073 · +74.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.63)
• Race & ethnicity: White 54% Black 20% Hispanic / Latino 19% Two or more races 10% Asian 2%
• Hispanic origin (detail): Mexican 16%
• Common ancestry: Italian 3% Lithuanian 2% Serbian 2%
• Foreign-born: 7% · Canada
• Languages at home: 83% English-only · Spanish 13% Other Asian/Pacific 1% Tagalog/Filipino 1%

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Political lean MEDSL · Walker

• 2024 margin: Solid R (+40.0) · D 29.6% · R 69.6%
• 2008→2024 swing: -17.6pp toward R · 2008: -22.4pp · 2024: -40.0pp
• All cycles: 2024: R+40.0 2020: R+31.7 2016: R+34.5 2012: R+28.4 2008: R+22.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -80.44%
• Current HPI: 182.8905
• Rent YoY: ▲ 1.27%
• Metro: Huntsville, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

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Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Property features AI

Finance

• HOA & community: Community managed by CH & P ManagementAnnual association fee of $400

Exterior

• Parking: Attached 2-car garage
• Utilities: Has heating and cooling
• Home design: Residential propertySingle-story (first-floor living)Slab foundation
• Construction: Built in 2026Brick and cement siding construction
• Exterior features: Subdivision lotComposition roof

Interior

• Kitchen: Kitchen on the first floor
• Bedrooms: Primary bedroom on the first floor (approx. 15 x 15)Three additional first-floor bedrooms (approx. 10 x 11, 10 x 10, 10 x 10)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (gas)Central electric air conditioning
• Interior features: 7 total roomsUnder construction (new construction)

Price history

-19.7% since first listed

3 events — show timeline

• 2026-06-02 Listing Removed — HARMLS
• 2026-04-20 Price Changed $211,990 HARMLS
• 2026-04-20 Listed $263,990 HARMLS