385 Sizemore Rd · Uriah, AL 36480

$65,000

3 bd · 1.0 ba · 1,708 sqft · SingleFamily public records · 8 Days on market

Built 1964 1.00 ac lot

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0

Listing remarks

Investor Opportunity with Major UpsideThis 4-bedroom, 2-bath home offers 1,910 square feet on a 1-acre lot and is ready for a buyer looking for their next value-add project. Built in 1964, the property features a pier and beam foundation with crawl space, hardwood flooring, vinyl and brick exterior, and a 2018 living room addition that expanded the usable living space. The home is currently vacant, with access available through the key in the door. This property needs repairs and updates, making it an excellent candidate for renovation, resale, or investment hold. The AC needs replacement, and there are areas of unfinished flooring, wood deterioration, and rain damage where siding was not i

Key facts

• Hardwood flooring
• Large tin shed
• City water

Tags

• PIER AND BEAM FOUNDATION
• HARDWOOD FLOORING
• VINYL AND BRICK EXTERIOR
• LIVING ROOM ADDITION
• LARGE TIN SHED
• CITY WATER

Property features AI

Finance

• Other: Listing office: Sell Your Home Services, Inc.
• HOA & community: Community features: other; No transfer fees

Exterior

• Parking: 1 parking space (see remarks for details)
• Utilities: Utilities described in remarks
• Home design: One level; Resale property; Leasehold ownership
• Construction: Brick construction; Composition roof; Other foundation
• Exterior features: Level lot; No waterfront

Interior

• Kitchen: Other appliances (see remarks)
• Flooring: Other flooring (see remarks)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heating present (other type); Cooling present (other type)
• Interior features: No fireplace; Additional interior details noted in remarks

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $65k.

Deal economics

• At list price, monthly cash flow is $573 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $65k).

Location & tenants

• Location reads 56/100 on livability (#408 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: schools D+, employment D+, crime D.
• Monroe County (rural): math 7% / reading 27% proficiency, ranked #112 of 129 in AL (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 9 active listings in the ZIP; 47 units permitted in Monroe County in 2024 (45 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($449 loan paydown + $2k appreciation (3.0% local appreciation)).
• Monroe County population projected at -29% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• Current owner paid $44k; 48% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $65,000

Questions for the listing agent

1. Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.88% ✓
• Cap rate: 16.88%
• Cash-on-cash: 37.80%
• DSCR: 2.68
• GRM: 4.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 43.3%
• Equity multiple: 3.44×
• Total profit: $44,323
• Equity at exit: $29,227

10-year hold

• IRR: 43.2%
• Equity multiple: 6.86×
• Total profit: $106,607
• Equity at exit: $45,042

Cash invested: $18,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36480

• Active inventory: 9
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,222 medium
• Mortgage (P&I): −$341
• Tax from tax record: −$24 /mo · $294/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$257
• Net cashflow: $573

Break-even live

Break-even rent $497

Max offer price $65,000

Occupancy floor 48%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,250
• Closing costs: $1,950
• Reserves months: —
• Total cash needed: —

Listing history 7 events

1. 2026-06-14
   statusdays on market $65,000 Pending 8 DOM
2. 2026-06-12
   days on market $65,000 Active 7 DOM
3. 2026-06-09
   days on market $65,000 Active 4 DOM
4. 2026-06-08
   days on market $65,000 Active 3 DOM
5. 2026-06-07
   days on market $65,000 Active 2 DOM
6. 2026-06-07
   remarks 699-char remark
7. 2026-06-07
   listed $65,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $294 · $24/mo
• Projected year-2 tax: $294 · $24/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,668
• − Mortgage interest: −$3,641
• − Property taxes: −$294
• − Insurance: −$325
• − Repairs & maintenance: −$1,173
• − Management: −$1,173
• − Depreciation: −$1,891
• Taxable income: $6,171
• Est. tax owed @ 24.0%: −$1,481
• After-tax cash flow: $5,398/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Monroe County
• NCES district ID: 0102400
• Math proficiency: 7% ▼ -24.00%
• Reading proficiency: 27% ▼ -6.00%
• Median HH income: $29,403
• Composite: 13.38/100
• National rank: #9529
• State rank: #112 of 129 in AL

Livability — Uriah

• Score: 56/100
• State rank: #408
• US rank: #22554

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D+ Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 1,375

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 19,513 people
• By 2030: 18,310 · -6.2%
• By 2040: 15,966 · -18.2%
• By 2050: 13,815 · -29.2%
• By 2075: 10,293 · -47.3%
• By 2100: 8,410 · -56.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Native American 7% Black 6% Pacific Islander 3% Two or more races 2%
• Common ancestry: Slovak 3% Iranian 1% Romanian 1%
• Languages at home: 98% English-only · Other Indo-European 1% Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Monroe

• 2024 margin: Strong R (+23.1) · D 38.2% · R 61.3%
• 2008→2024 swing: -12.9pp toward R · 2008: -10.2pp · 2024: -23.1pp
• All cycles: 2024: R+23.1 2020: R+15.9 2016: R+14.3 2012: R+7.8 2008: R+10.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+47.7% since first listed

2 events — show timeline

• 2026-06-05 Listed $65,000 BCAR
• 2012-08-10 Sold (Public Records) $44,000 Public Records

Property tax history

+9.5%/yr

Latest (2025): $294 · +7.0% YoY. Source: county tax records.