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437 W 75th St
B Composite 74.31
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +12.3/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +4.4/5.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +2.2/10.0
  • Appreciation +0.0/10.0

$40,000

437 W 75th St · Shreveport, LA 71106
3 bd · 1.0 ba · 1,316 sqft · SingleFamily public records · 48 Days on market
Built 1983 7,057 sqft lot $30/sqft · 11% below area Est $45k · 11% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Prime Investment Opportunity - This 3-bedroom, 1-bathroom property is an excellent opportunity for investors seeking immediate cash flow. Previously leased for $750. This home offers a steady stream of rental income. This property combines stability with growth potential, making it a solid addition to any investment portfolio. 437 W 75th st —Offered as part of a ($345K) package deal with the following additional listings: MLS#21255204- 8218 S Lakeshore DR, MLS#21255197 -2711 Parkridge st, MLS#21255202 437- Desoto st and MLS#21255133- 1808 Corbitt st. Individual sales will be considered. Buyer to verify all information; property sold AS-IS. Schedule you showing today!!

Key facts

  • 7,057 sq ft lot
  • Built 1983
  • Listed 48 days

Property features AI

Finance

  • Other: Listing status: Active; Possession at closing/funding; Listing agreement: Exclusive right to sell
  • Financial info: No second mortgage; Loan type: Treat as clear
  • HOA & community: No homeowners association

Exterior

  • Parking: Driveway
  • Utilities: Cable available; City water; Not in a municipal utility district
  • Home design: Single-family residence; One story; Residential property
  • Construction: Built in 1983
  • Exterior features: Lot under 0.5 acre (approximately 0.162 acres); Subdivision: Linwood Park Add

Interior

  • Kitchen: Gas water heater
  • Bedrooms: 3 bedrooms (primary bedroom on level 1)
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Cable TV available; One living area; Two total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $40k.

Deal economics

  • At list price, monthly cash flow is $585 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $40k).
  • Recommended offer: $39k (3.0% below list) — sets the bar for market timing.
  • Cap rate 23.8% vs local median 5.7% in Shreveport — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#270 in LA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D+, crime F, amenities F.
  • Caddo Parish (urban): math 21% / reading 32% proficiency, ranked #53 of 98 in LA (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+7.5%/yr); 485 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 221 units permitted in Caddo Parish in 2024 (0 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($81k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $277 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Caddo County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 7.5% rent growth), your $11k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($39k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $19k; list at $40k implies a 111% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 70% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $38,800 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.67%
Cap rate
23.84%
Cash-on-cash
62.65%
DSCR
3.79
GRM
3.1

CMA / ARV

ARV (median comp)
$44,733
List price
$40,000
Delta
-10.58%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
717 Damaka Dr 0.33mi 3/1.5 1,371 (+4%) 5mo $45,000 $33 71
533 W 77th St 0.16mi 3/1.0 1,162 (-12%) 4mo $24,000 $21 69
518 W 76th St 0.11mi 3/2.0 1,250 (-5%) 16mo $65,000 $52 69
721 Damaka Dr 0.34mi 3/2.0 1,243 (-6%) 8mo $45,000 $36 64
431 Melrose St 0.34mi 2/1.0 (-1) 1,177 (-11%) 9mo $40,000 $34 54
7101 Devonshire Cir 0.62mi 4/1.5 (+1) 1,376 (+5%) 4mo $70,000 $51 53
1015 Pine Tree Dr 0.68mi 3/1.5 1,303 (-1%) 16mo $52,000 $40 51
7123 Wyngate Blvd 0.55mi 3/1.0 1,146 (-13%) 2mo $35,000 $31 51
7135 Wyngate Blvd 0.52mi 3/1.0 1,124 (-15%) 4mo $51,950 $46 48
1022 Huntington Ln 0.75mi 3/1.0 1,254 (-5%) 12mo $27,900 $22 47
7910 Woodfield Dr 0.54mi 3/2.0 1,470 (+12%) 11mo $115,000 $78 42
7118 Wyngate Blvd 0.58mi 4/1.0 (+1) 1,193 (-9%) 16mo $49,900 $42 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.51% rent growth · sell at horizon

5-year hold
IRR
66.6%
Equity multiple
4.20×
Total profit
$35,833
Equity at exit
$5,964
10-year hold
IRR
72.2%
Equity multiple
10.11×
Total profit
$102,004
Equity at exit
$3,458

Cash invested: $11,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 71106

Rents YoY
7.5%
Active inventory
485
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,068 high interval (Pro) →
Mortgage (P&I)
$210
Tax from tax record
$33 /mo · $391/yr
Insurance
$17
HOA
$0
Vacancy / Maint / Mgmt
$224
Net cashflow
$585

Break-even live

Break-even rent $328
Max offer price $40,000
Occupancy floor 40%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$10,000
Closing costs
$1,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 17 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
638 Bringhurst Dr Shreveport, LA 3.0 1.5 1704 $1,200 $0.70 21d 1 0.29mi
702 Bringhurst Dr Shreveport, LA 3.0 1.5 1206 $1,100 $0.91 43d 1 0.30mi
7137 Burlingame Blvd Shreveport, LA 3.0 1.5 1100 $700 $0.64 43d 1 0.48mi
223 W 69th St Shreveport, LA 2.0 1.0 990 $750 $0.76 43d 1 0.48mi
7913 Woodfield Dr Shreveport, LA 3.0 1.0 1067 $1,000 $0.94 43d 1 0.50mi
749 W 68th St Shreveport, LA 3.0 1.0 1232 $800 $0.65 43d 1 0.58mi
323 W 83rd St Shreveport, LA 3.0 1.0 973 $750 $0.77 43d 1 0.60mi
513 Sassafras Ave Shreveport, LA 3.0 1.0 960 $870 $0.91 21d 1 0.69mi
629 David Dr Shreveport, LA 3.0 1.5 1064 $1,100 $1.03 21d 1 0.75mi
629 Woodmont Pl Shreveport, LA 3.0 1.0 1431 $1,295 $0.90 44d 1 0.86mi
570 Sally Ann Dr Shreveport, LA 3.0 1.0 1082 $825 $0.76 13d 1 0.87mi
530 E 81st St Shreveport, LA 3.0 1.0 1298 $800 $0.62 21d 1 1.08mi
8902 Coyth Ln Shreveport, LA 3.0 2.0 1082 $1,200 $1.11 43d 1 1.10mi
7504 W Canal Blvd Shreveport, LA 3.0 1.0 1388 $1,150 $0.83 43d 1 1.22mi
2762 Marquette St Shreveport, LA 3.0 1.0 1054 $1,000 $0.95 21d 1 1.23mi
2721 Sunnybrook St Shreveport, LA 3.0 1.0 913 $1,000 $1.10 43d 1 1.23mi
6002 Henderson Ave Shreveport, LA 3.0 1.0 1059 $1,050 $0.99 43d 1 1.30mi

Listing history 20 events

  1. 2026-06-18
    days on market $40,000 Active 48 DOM
  2. 2026-06-17
    days on market $40,000 Active 47 DOM
  3. 2026-06-16
    days on market $40,000 Active 46 DOM
  4. 2026-06-15
    days on market $40,000 Active 45 DOM
  5. 2026-06-14
    days on market $40,000 Active 43 DOM
  6. 2026-06-13
    days on market $40,000 Active 42 DOM
  7. 2026-06-10
    days on market $40,000 Active 40 DOM
  8. 2026-06-09
    days on market $40,000 Active 39 DOM
  9. 2026-06-08
    days on market $40,000 Active 38 DOM
  10. 2026-06-07
    days on market $40,000 Active 37 DOM
  11. 2026-06-05
    days on market $40,000 Active 34 DOM
  12. 2026-06-03
    days on market $40,000 Active 33 DOM
  13. 2026-06-02
    days on market $40,000 Active 32 DOM
  14. 2026-06-01
    days on market $40,000 Active 31 DOM
  15. 2026-05-31
    days on market $40,000 Active 30 DOM
  16. 2026-05-30
    days on market $40,000 Active 29 DOM
  17. 2026-05-01
    listed $45,000 Active 688-char remark
  18. 2010-01-12
    soldstatus $19,000
  19. 2006-08-22
    soldstatus
  20. 2003-07-03
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$391 · $33/mo
Projected year-2 tax
$391 · $33/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 70% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$12,816
− Mortgage interest
−$2,241
− Property taxes
−$391
− Insurance
−$200
− Repairs & maintenance
−$1,025
− Management
−$1,025
− Depreciation
−$1,164
Taxable income
$6,771
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,625
After-tax cash flow
$5,392/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Caddo Parish
NCES district ID
2200300
Math proficiency
21% ▼ -33.00%
Reading proficiency
32% ▼ -30.00%
Median HH income
$39,227
Composite
22.23/100
National rank
#8148
State rank
#53 of 98 in LA

Livability — Shreveport

Score
59/100
State rank
#270
US rank
#19730

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Shreveport, LA
County
Caddo Parish · 178,536 people
City population
164,123
Metro
Shreveport-Bossier City, LA
Population (ZIP)
34,117
Household income
$81,452
Rent vs Own
31.7% rent · 68.3% own
Severe rent burden
1333.0

Population outlook (Caddo County) Hauer SSP2

Today (2025)
243,190 people
By 2030
237,231 · -2.5%
By 2040
222,502 · -8.5%
By 2050
206,516 · -15.1%
By 2075
165,706 · -31.9%
By 2100
122,262 · -49.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
White 51% Black 39% Hispanic / Latino 5% Two or more races 5%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 3% Slovak 2% Serbian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3% Other Indo-European 0%

Political lean MEDSL · Caddo

2024 margin
Toss-up / Even · D 51.6% · R 47.0% · Other 1.4%
2008→2024 swing
+1.6pp toward D · 2008: 3.0pp · 2024: 4.6pp
All cycles
2024: D+4.6 2020: D+6.8 2016: D+4.2 2012: D+4.9 2008: D+3.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -86.48%
Current HPI
124.2416
Rent YoY
▲ 7.51%
Metro
Shreveport-Bossier City, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+110.5% since first listed
5 events — show timeline
  • 2026-05-20 Price Changed $40,000 NTREIS
  • 2026-05-01 Listed $45,000 NTREIS
  • 2010-01-12 Sold (Public Records) $19,000 Public Records
  • 2006-08-22 Sold (Public Records) Public Records
  • 2003-07-03 Sold (Public Records) Public Records

Property tax history

-1.0%/yr

Latest (2025): $391 · +0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…