8058 Jack Williams Rd · Semmes, AL 36587

$136,000

3 bd · 1.0 ba · 1,250 sqft · SingleFamily public records · 271 Days on market

Built 2006 2.00 ac lot $109/sqft · 19% below area Est $167k · 19% under ↓ 18% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +7.7/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

*Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

Key facts

• Blueberry bushes
• Barn
• Storage shed

Tags

• MATURE OAK AND PECAN TREES
• BLUEBERRY BUSHES
• FRUIT TREES
• NEW HVAC AND DUCTWORK
• BARN
• STORAGE SHED

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $136k.

Deal economics

• At list price, monthly cash flow is $554 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $136k).
• Recommended offer: $120k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.2% vs local median 5.3% in Semmes — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#311 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D-, crime F, amenities F.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 84 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $940 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $38k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 271 days — a 12% lower offer ($120k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago; this cycle's ask has dropped $169k (55%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $119,680 (12.0% below list)

Questions for the listing agent

1. It's been on market 271 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.27% ✓
• Cap rate: 11.18%
• Cash-on-cash: 17.47%
• DSCR: 1.78
• GRM: 6.6

CMA / ARV

• ARV (median comp): $167,389
• List price: $136,000
• Delta: -18.75%
• Verdict: UNDERPRICED
• Comps: 13 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
7875 Ridge Crest Dr W	0.59mi	2/2.0 (-1)	1,204 (-4%)	16mo	$200,000	$166	44
10030 Jim Tom Cir N	0.73mi	3/2.0	1,075 (-14%)	24mo	$157,900	$147	19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 8.8%
• Equity multiple: 1.35×
• Total profit: $13,213
• Equity at exit: $20,278

10-year hold

• IRR: 18.0%
• Equity multiple: 2.49×
• Total profit: $56,748
• Equity at exit: $11,759

Cash invested: $38,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36587

• Home prices YoY: -8.0%
• Active inventory: 84
• Price-to-rent: 6.6×

Monthly cashflow live

• Estimated rent: $1,728 medium
• Mortgage (P&I): −$713
• Tax from tax record: −$41 /mo · $492/yr
• Insurance: −$57
• HOA: −$0
• Vacancy / Maint / Mgmt: −$363
• Net cashflow: $554

Break-even live

Break-even rent $1,026

Max offer price $136,000

Occupancy floor 63%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,000
• Closing costs: $4,080
• Reserves months: —
• Total cash needed: —

Listing history 37 events

1. 2026-06-18
   days on market $136,000 Active 271 DOM
2. 2026-06-17
   days on market $136,000 Active 270 DOM
3. 2026-06-16
   days on market $136,000 Active 269 DOM
4. 2026-06-15
   days on market $136,000 Active 268 DOM
5. 2026-06-14
   days on market $136,000 Active 266 DOM
6. 2026-06-13
   days on market $136,000 Active 265 DOM
7. 2026-06-10
   days on market $136,000 Active 263 DOM
8. 2026-06-09
   days on market $136,000 Active 262 DOM
9. 2026-06-08
   days on market $136,000 Active 261 DOM
10. 2026-06-07
    days on market $136,000 Active 260 DOM
11. 2026-06-05
    days on market $136,000 Active 257 DOM
12. 2026-06-03
    days on market $136,000 Active 256 DOM
13. 2026-06-02
    days on market $136,000 Active 255 DOM
14. 2026-06-01
    days on market $136,000 Active 254 DOM
15. 2026-05-31
    days on market $136,000 Active 253 DOM
16. 2026-05-30
    days on market $136,000 Active 252 DOM
17. 2026-05-11
    price $142,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

18. 2026-03-02
    status Active 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

19. 2026-03-01
    historical 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

20. 2026-02-23
    price $132,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

21. 2025-12-31
    price $132,500 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

22. 2025-12-09
    price $133,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

23. 2025-11-24
    price $135,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

24. 2025-11-18
    price $140,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

25. 2025-11-12
    price $150,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

26. 2025-11-05
    price $159,900 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

27. 2025-10-27
    price $170,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

28. 2025-10-22
    price $175,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

29. 2025-10-08
    price $180,000 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

30. 2025-09-19
    listed $305,000 Active 1284-char remark

    Show marketing remark (1284 chars)

    *Priced to sell QUICKLY* MOTIVATED SELLERS! Looking for your next investment opportunity or dream country retreat? Nestled on 2 beautiful acres, this one-of-a-kind property is packed with potential and priced with motivated sellers ready to make a deal! Surrounded by mature oak and pecan trees, blueberry bushes, and fruit trees, the setting offers the perfect blend of privacy, charm, and peaceful country living. This home features 3 bedrooms and 2 bathrooms and is already well underway in renovations, giving buyers the opportunity to add their own finishing touches without starting from scratch. Major updates have already been completed, including a brand-new HVAC system and new ductwork. Additional improvements prior to listing include gas and city water being run to the property. To help complete the remodel, valuable materials will remain with the home, including flooring, tile, a claw-foot soaking tub, and a vanity. Enjoy quiet mornings on the oversized front porch, spend evenings under the shade of sprawling trees, and take advantage of the endless possibilities this property offers—whether for multi-generational living, guest space, rental income, or your own private homestead. Property is being sold AS IS. Buyer to verify all information.

31. 2022-04-19
    soldstatus $169,000
32. 2022-01-20
    historical
33. 2022-01-15
    status Pending
34. 2021-12-30
    price $159,000
35. 2021-12-29
    status Active
36. 2021-12-14
    historical
37. 2021-10-25
    listed $174,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $492 · $41/mo
• Projected year-2 tax: $558 · $46/mo
• Expected delta: +$66/yr (+$5/mo · 13.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,736
• − Mortgage interest: −$7,618
• − Property taxes: −$492
• − Insurance: −$680
• − Repairs & maintenance: −$1,659
• − Management: −$1,659
• − Depreciation: −$3,956
• Taxable income: $4,672
• Est. tax owed @ 24.0%: −$1,121
• After-tax cash flow: $5,530/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Semmes

• Score: 60/100
• State rank: #311
• US rank: #19360

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 12,039

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Two or more races 3% Black 2% Hispanic / Latino 2%
• Common ancestry: Lithuanian 7% Slovak 2% Romanian 1%
• Foreign-born: 1% · Canada
• Languages at home: 98% English-only · Spanish 2%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -24.70%
• Current HPI: 282.5522
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-18.4% since first listed

21 events — show timeline

• 2026-05-11 Price Changed $142,000 GCMLS AL
• 2026-03-02 Relisted — GCMLS AL
• 2026-03-01 Delisted — GCMLS AL
• 2026-02-23 Price Changed $132,000 GCMLS AL
• 2025-12-31 Price Changed $132,500 GCMLS AL
• 2025-12-09 Price Changed $133,000 GCMLS AL
• 2025-11-24 Price Changed $135,000 GCMLS AL
• 2025-11-18 Price Changed $140,000 GCMLS AL
• 2025-11-12 Price Changed $150,000 GCMLS AL
• 2025-11-05 Price Changed $159,900 GCMLS AL
• 2025-10-27 Price Changed $170,000 GCMLS AL
• 2025-10-22 Price Changed $175,000 GCMLS AL
• 2025-10-08 Price Changed $180,000 GCMLS AL
• 2025-09-19 Listed $305,000 GCMLS AL
• 2022-04-19 Sold (Public Records) $169,000 Public Records
• 2022-01-20 Delisted — BCAR
• 2022-01-15 Pending — BCAR
• 2021-12-30 Price Changed $159,000 BCAR
• 2021-12-29 Relisted — BCAR
• 2021-12-14 Delisted — BCAR
• 2021-10-25 Listed $174,000 BCAR

Property tax history

+4.9%/yr

Latest (2025): $492 · +2.4% YoY. Source: county tax records.