🏗️ New Construction
The Maddux II Plan · Villa Rica, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +7.5/15.0
- Cash flow +6.4/30.0
- Condition / age +4.8/5.0
- Schools +4.2/10.0
- Livability +3.2/5.0
- Rent growth +3.1/5.0
- 1% rule +1.6/10.0
- DSCR +0.7/10.0
- Appreciation +0.0/10.0
$230,990
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Maddux II townhome offers a thoughtfully planned layout that is not short on style or function. With its open kitchen-dining-living combination and convenient access to the rear yard, you'll find a comfortable living area perfect for spending time indoors or out. The upstairs is highlighted by the owner's suite, which has a bath complete with a walk-in closet and a separate water closet. Two bedrooms, a full hall bath, and a second-floor laundry room make it easy to keep up with household chores.
Key facts
- Rear yard access
- Walk-in closet
- Owner's suite
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $231k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $-506 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $221k (4.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $194k (16.2% below list).
- Recommended offer: $194k (16.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 65/100 on livability (#224 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: amenities F, commute F, health & safety F.
- Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ithica Elementary (math 66% / reading 52%, grade B-, #138 of 1,228 statewide, top 11%, 778 students, 49% FRL); Bay Springs Middle School (math 42% / reading 42%, grade D-, #126 of 470 statewide, top 28%, 930 students, 57% FRL); Villa Rica High School (math 16% / reading 34%, grade F, #181 of 424 statewide, top 43%, 1,807 students, 56% FRL) — zoned schools at 54% FRL track the district average.
- Market conditions: Rents rising (+2.4%/yr); 1086 active listings in the ZIP; 38 comparable units currently listed for rent nearby; rentals lingering (median 49d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 58% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 509 days — a 12% lower offer ($203k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 509 days. Have you received any prior offers? Is the seller open to a 16% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.66% ✗
- Cap rate
- 4.23%
- Cash-on-cash
- -7.37%
- DSCR
- 0.67
- GRM
- 12.7
CMA / ARV
- ARV (median comp)
- $294,568
- List price
- $230,990
- Delta
- -21.58%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 530 Firethorn Ct | 0.59mi | 3/2.0 | 1,741 (+1%) | 0mo | $275,000 | $158 | 69 |
| 116 Southside Dr | 0.24mi | 4/2.0 (+1) | 1,680 (-3%) | 16mo | $292,500 | $174 | 64 |
| 200 Augusta Woods Dr | 0.38mi | 3/2.5 | 1,793 (+4%) | 19mo | $288,000 | $161 | 60 |
| 527 Firethorn Ct | 0.59mi | 3/2.5 | 1,692 (-2%) | 14mo | $299,900 | $177 | 58 |
| 234 Augusta Woods Dr | 0.39mi | 3/2.5 | 1,954 (+13%) | 3mo | $180,000 | $92 | 58 |
| 1010 Nandina Ct | 0.68mi | 3/2.5 | 1,793 (+4%) | 7mo | $285,000 | $159 | 56 |
| 530 Firethorn Ct | 0.59mi | 3/2.0 | 1,741 (+1%) | 19mo | $309,000 | $177 | 53 |
| 510 Firethorn Ct | 0.49mi | 4/2.0 (+1) | 1,646 (-5%) | 19mo | $312,000 | $190 | 46 |
| 808 Hickory Level Rd | 0.56mi | 4/2.0 (+1) | 1,850 (+7%) | 13mo | $275,000 | $149 | 44 |
| 632 Amberwood Dr | 0.44mi | 4/3.0 (+1) | 1,512 (-12%) | 13mo | $300,000 | $198 | 41 |
| 800 Golden Bell Way | 0.66mi | 4/2.5 (+1) | 1,848 (+7%) | 21mo | $284,000 | $154 | 35 |
| 287 Augusta Woods Dr | 0.64mi | 3/2.5 | 1,954 (+13%) | 20mo | $285,000 | $146 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.42% rent growth · sell at horizon
- IRR
- -29.8%
- Equity multiple
- 0.02×
- Total profit
- $-81,071
- Equity at exit
- $43,921
- IRR
- -33.5%
- Equity multiple
- -0.41×
- Total profit
- $-116,552
- Equity at exit
- $25,469
Cash invested: $82,479 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 10 active · 9 under contract
- Months of supply
- 8.6 mo (12%/mo absorbed)
- Median asking
- $289,450 ($169/sqft)
- Median days on market
- 72 d
- This list price
- 10% of active listings are priced below it
- ARV vs active asking
- +1.2% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 30180
- Home prices YoY
- -12.8%
- Rents YoY
- 2.4%
- Active inventory
- 1086
- Price-to-rent
- 9.9×
Monthly cashflow live
- Estimated rent
- $1,936 high interval (Pro) →
- Mortgage (P&I)
- −$1,545
- Tax est. 1.5%
- −$368 /mo · $4,419/yr
- Insurance
- −$123
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$407
- Net cashflow
- $-506
Break-even live
Sensitivity live
| Price | -10% $-303 | -5% $-404 | +0% $-506 | +5% $-608 | +10% $-710 |
|---|---|---|---|---|---|
| Rent | -10% $-659 | -5% $-583 | +0% $-506 | +5% $-430 | +10% $-353 |
| Rate | -1.0pp $-358 | -0.5pp $-431 | base $-506 | +0.5pp $-583 | +1.0pp $-660 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $73,642
- Closing costs
- $8,837
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 38 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 235 Acorn Hill Ct Villa Rica, GA | 3.0 | 2.0 | 1516 | $1,895 | $1.25 | 43d | 1 | 0.12mi |
| 218 Augusta Woods Dr Villa Rica, GA | 4.0 | 2.5 | 2002 | $1,955 | $0.98 | 10d | 1 | 0.33mi |
| 222 Augusta Woods Dr Villa Rica, GA | 3.0 | 2.5 | 1800 | $1,865 | $1.04 | 33d | 1 | 0.33mi |
| 224 Augusta Woods Dr Villa Rica, GA | 4.0 | 2.5 | 2002 | $1,845 | $0.92 | 21d | 1 | 0.34mi |
| 234 Augusta Woods Dr Villa Rica, GA | 3.0 | 2.5 | 1954 | $1,300 | $0.67 | 28d | 1 | 0.39mi |
| 246 Augusta Woods Dr Villa Rica, GA | 3.0 | 2.0 | 1462 | $1,780 | $1.22 | 32d | 1 | 0.44mi |
| 540 S Carroll Rd Villa Rica, GA | 1.0–2.0 | 1.0–2.0 | 940 | $1,745 | $1.86 | 0d | 5 | 0.45mi |
| 211 Cypress Ln Villa Rica, GA | 2.0–3.0 | 2.5 | 1717 | $2,250 | $1.31 | 2d | 13 | 0.54mi |
| 521 Firethorn Ct Villa Rica, GA | 3.0 | 2.5 | 1915 | $1,895 | $0.99 | 7d | 1 | 0.57mi |
| 526 Firethorn Ct Villa Rica, GA | 3.0 | 2.0 | 1382 | $1,795 | $1.30 | 0d | 1 | 0.59mi |
| 902 Hickory Level Rd Villa Rica, GA | 3.0 | 2.0 | 1230 | $2,150 | $1.75 | 165d | 1 | 0.62mi |
| 1012 Nandina Ct Villa Rica, GA | 4.0 | 2.5 | 2002 | $1,980 | $0.99 | 27d | 1 | 0.69mi |
| 125 Azalea Dr Villa Rica, GA | 4.0 | 2.0 | 1879 | $1,795 | $0.96 | 122d | 1 | 0.74mi |
| 125 Azalea Dr Villa Rica, GA | 4.0 | 2.0 | 1879 | $1,795 | $0.96 | 130d | 1 | 0.74mi |
| 347 Augusta Woods Dr Villa Rica, GA | 3.0 | 2.5 | 1800 | $1,845 | $1.02 | 184d | 1 | 0.74mi |
| 303 Augusta Woods Dr Villa Rica, GA | 3.0 | 2.5 | 1793 | $1,895 | $1.06 | 122d | 1 | 0.74mi |
| 1005 Nandina Ct Villa Rica, GA | 3.0 | 2.5 | 1800 | $1,770 | $0.98 | 56d | 1 | 0.74mi |
| 332 Augusta Woods Dr Villa Rica, GA | 4.0 | 2.5 | 2002 | $1,925 | $0.96 | 0d | 1 | 0.81mi |
| 24 Azalea Dr Villa Rica, GA | 3.0 | 2.0 | 1268 | $1,750 | $1.38 | 184d | 1 | 0.92mi |
| 191 Commerce Dr Villa Rica, GA | 1.0–3.0 | 1.0–2.0 | 1063 | $2,393 | $2.25 | 1d | 19 | 0.92mi |
| 731 Parker St Villa Rica, GA | 4.0 | 2.0 | 1474 | $1,600 | $1.09 | 3d | 1 | 1.08mi |
| 730 Parker St Villa Rica, GA | 3.0 | 1.5 | 1474 | $1,385 | $0.94 | 128d | 1 | 1.12mi |
| 764 Crystal Bay Rd Villa Rica, GA | 4.0 | 3.0 | 2030 | $2,010 | $0.99 | 3d | 1 | 1.13mi |
| 218 N Winds Ct Villa Rica, GA | 3.0 | 2.0 | 1502 | $1,719 | $1.14 | 24d | 1 | 1.14mi |
| 413 Erin Ct Villa Rica, GA | 3.0 | 2.0 | 1233 | $1,950 | $1.58 | 10d | 1 | 1.16mi |
| 411 Erin Ct Villa Rica, GA | 3.0 | 2.5 | 1572 | $1,545 | $0.98 | 56d | 1 | 1.16mi |
| 408 Erin Ct Villa Rica, GA | 3.0 | 2.5 | 1772 | $1,495 | $0.84 | 184d | 1 | 1.18mi |
| 406 Erin Ct Villa Rica, GA | 3.0 | 2.5 | 1508 | $1,699 | $1.13 | 143d | 1 | 1.19mi |
| 124 S Winds Dr Villa Rica, GA | 3.0 | 3.0 | 1604 | $1,950 | $1.22 | 125d | 1 | 1.23mi |
| 709 Williamsburg Ct Villa Rica, GA | 3.0 | 2.5 | 1967 | $2,080 | $1.06 | 112d | 1 | 1.28mi |
| 221 Raleigh Way Villa Rica, GA | 3.0 | 2.5 | 2027 | $2,081 | $1.03 | 184d | 1 | 1.28mi |
| 138 Alton Cir Villa Rica, GA | 3.0 | 2.5 | 1524 | $1,525 | $1.00 | 10d | 1 | 1.31mi |
| 221 Alton Cir Villa Rica, GA | 3.0 | 2.0 | 1586 | $1,525 | $0.96 | 146d | 1 | 1.35mi |
| 617 Spring St Villa Rica, GA | 2.0 | 1.0 | 1366 | $1,395 | $1.02 | 48d | 1 | 1.36mi |
| 617 Spring St Villa Rica, GA | 2.0 | 1.0 | 1366 | $1,295 | $0.95 | 9d | 1 | 1.36mi |
| 1012 Sapphire St Villa Rica, GA | 2.0 | 1.0 | 1284 | $1,445 | $1.13 | 124d | 1 | 1.37mi |
| 170 Alton Cir Villa Rica, GA | 3.0 | 2.5 | 1796 | $1,820 | $1.01 | 152d | 1 | 1.40mi |
| 170 Lost Lake Trl Villa Rica, GA | 3.0 | 2.0 | 1200 | $1,831 | $1.53 | 134d | 1 | 1.48mi |
Listing history 50 events
-
2026-11-08days on market $230,990 Active 509 DOM
-
2026-11-07days on market $230,990 Active 508 DOM
-
2026-11-06days on market $230,990 Active 507 DOM
-
2026-11-05days on market $230,990 Active 506 DOM
-
2026-11-04days on market $230,990 Active 505 DOM
-
2026-11-02days on market $230,990 Active 503 DOM
-
2026-11-01days on market $230,990 Active 502 DOM
-
2026-10-31days on market $230,990 Active 501 DOM
-
2026-10-30days on market $230,990 Active 500 DOM
-
2026-10-29days on market $230,990 Active 499 DOM
-
2026-10-28days on market $230,990 Active 498 DOM
-
2026-10-27days on market $230,990 Active 497 DOM
-
2026-10-26days on market $230,990 Active 496 DOM
-
2026-10-26days on market $230,990 Active 495 DOM
-
2026-10-24days on market $230,990 Active 494 DOM
-
2026-10-23days on market $230,990 Active 493 DOM
-
2026-10-22days on market $230,990 Active 492 DOM
-
2026-10-21days on market $230,990 Active 491 DOM
-
2026-10-20days on market $230,990 Active 490 DOM
-
2026-10-19days on market $230,990 Active 489 DOM
-
2026-10-18days on market $230,990 Active 488 DOM
-
2026-10-17days on market $230,990 Active 487 DOM
-
2026-10-16days on market $230,990 Active 486 DOM
-
2026-10-15days on market $230,990 Active 485 DOM
-
2026-10-14days on market $230,990 Active 484 DOM
-
2026-10-13days on market $230,990 Active 483 DOM
-
2026-10-12days on market $230,990 Active 482 DOM
-
2026-10-11days on market $230,990 Active 481 DOM
-
2026-10-10days on market $230,990 Active 480 DOM
-
2026-10-09days on market $230,990 Active 479 DOM
-
2026-10-08days on market $230,990 Active 478 DOM
-
2026-10-07days on market $230,990 Active 477 DOM
-
2026-10-06days on market $230,990 Active 476 DOM
-
2026-10-05days on market $230,990 Active 475 DOM
-
2026-10-04days on market $230,990 Active 474 DOM
-
2026-10-04days on market $230,990 Active 473 DOM
-
2026-10-02days on market $230,990 Active 472 DOM
-
2026-10-01days on market $230,990 Active 471 DOM
-
2026-09-30days on market $230,990 Active 470 DOM
-
2026-09-29days on market $230,990 Active 469 DOM
-
2026-09-28days on market $230,990 Active 468 DOM
-
2026-09-27days on market $230,990 Active 467 DOM
-
2026-09-26days on market $230,990 Active 466 DOM
-
2026-09-25days on market $230,990 Active 465 DOM
-
2026-09-24days on market $230,990 Active 464 DOM
-
2026-09-23days on market $230,990 Active 463 DOM
-
2026-09-22days on market $230,990 Active 462 DOM
-
2026-09-21days on market $230,990 Active 461 DOM
-
2026-09-20days on market $230,990 Active 460 DOM
-
2026-09-19days on market $230,990 Active 459 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,232
- − Mortgage interest
- −$16,500
- − Property taxes
- −$4,419
- − Insurance
- −$1,473
- − Repairs & maintenance
- −$1,859
- − Management
- −$1,859
- − Depreciation
- −$8,569
- Taxable loss
- −$11,446
- Est. tax savings @ 24.0%
- +$2,747
- After-tax cash flow
- $-3,328/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This home is in excellent condition with no visible repairs or maintenance needed. It is move-in ready and would benefit from a fresh coat of paint and some landscaping improvements to further enhance its curb appeal and value.
Value-add opportunities
- Both Painting the exterior — Fresh paint can enhance curb appeal and the home's overall appearance. ↑
- Both Landscaping improvements — Enhanced landscaping can improve curb appeal and attract potential buyers/tenants. ↑
- Both Interior touch-ups — Fresh paint and minor touch-ups can improve the home's overall appearance and attract potential buyers/tenants. ↑
Zoned Schools
Schools (NCES district)
- District
- Carroll County
- NCES district ID
- 1300840
- Math proficiency
- 42% ▼ -7.00%
- Reading proficiency
- 41% ▼ -8.00%
- Median HH income
- $48,692
- Composite
- 35.62/100
- National rank
- #4888
- State rank
- #38 of 174 in GA
Livability — Villa Rica
- Score
- 65/100
- State rank
- #224
- US rank
- #13182
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Villa Rica, GA
- County
- Carroll County · 123,370 people
- City population
- 43,013
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 43,013
- Household income
- $88,514
- Rent vs Own
- Severe rent burden
- 5% of renters
Population outlook (Carroll County) Hauer SSP2
- Today (2025)
- 123,370 people
- By 2030
- 127,186 · +3.1%
- By 2040
- 133,534 · +8.2%
- By 2050
- 137,612 · +11.5%
- By 2075
- 142,892 · +15.8%
- By 2100
- 136,294 · +10.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 57% Black 29% Hispanic / Latino 7% Two or more races 7% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Languages at home
- 92% English-only · Spanish 5% Other Indo-European 2% French/Haitian/Cajun 1%
Political lean MEDSL · Carroll
- 2024 margin
- Solid R (+41.2) · D 29.1% · R 70.3%
- 2008→2024 swing
- -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
- All cycles
- 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -46.97%
- Current HPI
- 321.1874
- Rent YoY
- ▲ 2.42%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
-4.0% since first listed2 events — show timeline
- 2025-12-19 Price Changed $239,900 Zillow
- 2025-06-18 Listed $249,900 Zillow
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…