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4443 S Slauson Cir
C Composite 58.5
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.6/30.0
  • ARV discount +10.4/15.0
  • DSCR +7.6/10.0
  • 1% rule +5.3/10.0
  • Rent growth +4.1/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$165,520

4443 S Slauson Cir · Montgomery, AL 36106
4 bd · 2.0 ba · 1,740 sqft · SingleFamily public records · 164 Days on market
Built 1973 0.28 ac lot $95/sqft · 7% below area Est $177k · 7% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully updated 4-bedroom, 2-bath home was completely remodeled inside and out in 2022 and is truly move-in ready. The functional floor plan features a living and dining room combination, a spacious great room with a fireplace, and an eat-in kitchen offering generous cabinet space. The refrigerator will convey with the sale. Renovations completed in 2022 include fresh interior paint, new fascia boards, new carpet and tile flooring, a new water heater, six-panel interior and closet doors, updated bathroom sinks and vanities, new door hardware, blinds, ceiling fans, light switches, plugs, and updated kitchen moldings. The exterior was also professionally pressure washed. $5000 flooring allowance is now being offered with acceptable offer.

Key facts

  • Remodeled
  • Updated
  • Eat-in kitchen

Tags

UPDATEDREMODELEDGREAT ROOMEAT-IN KITCHENGENEROUS CABINET SPACEFRESH INTERIOR PAINT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $166k.

Deal economics

  • At list price, monthly cash flow is $312 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $166k).
  • Recommended offer: $146k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.6% vs local median 6.0% in Montgomery — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#138 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D, crime F.
  • Montgomery County (urban): math 9% / reading 31% proficiency, ranked #106 of 129 in AL (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 70% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.3%/yr); 137 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; 460 units permitted in Montgomery County in 2024 (37 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Montgomery County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 6.3% rent growth), your $46k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 164 days — a 12% lower offer ($146k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago; this cycle's ask has dropped $20k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $130k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,657 (12.0% below list)

Questions for the listing agent

  1. It's been on market 164 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
8.55%
Cash-on-cash
8.07%
DSCR
1.36
GRM
8.1

CMA / ARV

ARV (median comp)
$177,054
List price
$165,520
Delta
-6.51%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4712 Harvest Way 0.33mi 3/2.0 (-1) 1,778 (+2%) 2mo $185,500 $104 74
4451 Mccampbell Dr 0.13mi 3/2.0 (-1) 1,908 (+10%) 2mo $189,000 $99 71
1843 Heatherton Dr 0.53mi 4/2.0 1,815 (+4%) 1mo $199,000 $110 67
2253 Semaht Dr 0.46mi 4/2.0 1,866 (+7%) 1mo $235,000 $126 65
4257 Shamrock Ln 0.46mi 3/2.0 (-1) 1,832 (+5%) 2mo $198,000 $108 63
4312 Shamrock Ln 0.24mi 3/2.0 (-1) 1,961 (+13%) 2mo $200,000 $102 61
1948 Cottingham Dr 0.42mi 3/2.0 (-1) 1,881 (+8%) 1mo $242,000 $129 61
2109 Young Farm Pl 0.47mi 3/2.0 (-1) 1,658 (-5%) 6mo $247,000 $149 60
2015 Mallard Ln 0.55mi 3/2.0 (-1) 1,798 (+3%) 7mo $204,000 $113 58
4751 Harvest Way 0.31mi 3/2.0 (-1) 1,505 (-14%) 2mo $185,000 $123 56
1853 Llanfair Rd 0.74mi 4/2.0 1,861 (+7%) 6mo $190,000 $102 49
3315 Royal Carriage Dr 0.70mi 3/2.0 (-1) 1,904 (+9%) 7mo $182,000 $96 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.29% rent growth · sell at horizon

5-year hold
IRR
-0.6%
Equity multiple
0.97×
Total profit
$-1,159
Equity at exit
$24,680
10-year hold
IRR
12.0%
Equity multiple
2.08×
Total profit
$50,107
Equity at exit
$14,311

Cash invested: $46,346 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36106

Home prices YoY
-13.1%
Rents YoY
6.3%
Active inventory
137
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,713 high interval (Pro) →
Mortgage (P&I)
$868
Tax from tax record
$105 /mo · $1,256/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$360
Net cashflow
$312

Break-even live

Break-even rent $1,319
Max offer price $165,520
Occupancy floor 77%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,380
Closing costs
$4,966
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2311 Cottingham Dr Montgomery, AL 3.0 2.0 1676 $1,595 $0.95 44d 1 0.10mi
4409 McCampbell Dr Montgomery, AL 4.0 2.0 1786 $1,600 $0.90 14d 1 0.21mi
4285 Shamrock Ln Unit 1043850P Montgomery, AL 5.0 2.0 1991 $3,909 $1.96 21d 1 0.35mi
3364 Fountain Ln Montgomery, AL 1.0–3.0 1.0–2.5 1221 $1,099 $0.90 44d 1 0.57mi
1845 Young Farm Rd Montgomery, AL 3.0 2.0 1444 $1,750 $1.21 44d 1 0.59mi
4243 Vaughn Rd Unit 1043807P Montgomery, AL 4.0 2.0 1496 $3,360 $2.25 44d 1 0.63mi
3580 McGehee Pl Dr S Montgomery, AL 3.0 2.0 1200 $1,205 $1.00 44d 1 0.68mi
5635 Red Barn Rd Unit 1043848P Montgomery, AL 3.0 2.0 1496 $3,390 $2.27 14d 1 0.70mi
3638 Castle Ridge Rd Montgomery, AL 3.0 2.0 1100 $800 $0.73 14d 1 0.92mi
5800 Eagle Cir Montgomery, AL 1.0–3.0 1.0–2.0 1000 $1,051 $1.05 44d 1 0.94mi
2066 Rexford Rd Montgomery, AL 3.0 2.5 1632 $1,250 $0.77 21d 1 0.97mi
2060 Rexford Rd Montgomery, AL 3.0 2.5 1566 $925 $0.59 21d 1 0.97mi
2014 Rexford Rd Montgomery, AL 3.0 2.0 1596 $1,150 $0.72 44d 1 0.98mi
4008 Oak Shadow Ln Montgomery, AL 3.0 2.5 1741 $1,395 $0.80 21d 1 1.05mi
1516 Charleton Dr Montgomery, AL 3.0 2.0 1895 $1,650 $0.87 44d 1 1.07mi
2000 Central Pkwy Montgomery, AL 1.0–3.0 1.0–2.0 1133 $2,135 $1.88 14d 14 1.17mi
4220 Strathmore Dr Montgomery, AL 1.0–3.0 1.0–2.0 931 $1,099 $1.18 44d 1 1.20mi
4132 Carmichael Rd Montgomery, AL 1.0–3.0 1.0–2.0 900 $1,156 $1.28 14d 10 1.22mi
2651 Clement Curv Montgomery, AL 3.0 2.0 1402 $1,550 $1.11 21d 1 1.22mi
4707 Mitford Cir Montgomery, AL 3.0 2.0 1943 $1,800 $0.93 44d 1 1.25mi
2495 Meadow Ridge Ln Montgomery, AL 1.0–3.0 1.0–2.0 1205 $1,199 $1.00 14d 14 1.33mi
3248 Meadow Walk Ln Montgomery, AL 3.0 2.0 1114 $1,200 $1.08 44d 1 1.35mi
5540 Ash Grove Cir Montgomery, AL 4.0 2.0 1904 $2,200 $1.16 21d 1 1.41mi
3220 Virginia Downs Montgomery, AL 3.0 2.0 1215 $900 $0.74 44d 1 1.41mi
3352 Ridgefield Dr Montgomery, AL 3.0 2.0 1932 $1,761 $0.91 21d 1 1.46mi
3120 Guymar Rd Montgomery, AL 5.0 2.0 2088 $1,750 $0.84 21d 1 1.49mi

Listing history 26 events

  1. 2026-06-18
    days on market $165,520 Active 164 DOM
  2. 2026-06-17
    days on market $165,520 Active 163 DOM
  3. 2026-06-16
    days on market $165,520 Active 162 DOM
  4. 2026-06-15
    days on market $165,520 Active 161 DOM
  5. 2026-06-14
    days on market $165,520 Active 159 DOM
  6. 2026-06-13
    days on market $165,520 Active 158 DOM
  7. 2026-06-10
    days on market $165,520 Active 156 DOM
  8. 2026-06-09
    days on market $165,520 Active 155 DOM
  9. 2026-06-08
    days on market $165,520 Active 154 DOM
  10. 2026-06-07
    days on market $165,520 Active 153 DOM
  11. 2026-06-03
    days on market $165,520 Active 149 DOM
  12. 2026-06-02
    days on market $165,520 Active 148 DOM
  13. 2026-06-01
    days on market $165,520 Active 147 DOM
  14. 2026-05-31
    days on market $165,520 Active 146 DOM
  15. 2026-05-30
    days on market $165,520 Active 145 DOM
  16. 2026-04-20
    price $165,520 755-char remark
    Show marketing remark (755 chars)

    This beautifully updated 4-bedroom, 2-bath home was completely remodeled inside and out in 2022 and is truly move-in ready. The functional floor plan features a living and dining room combination, a spacious great room with a fireplace, and an eat-in kitchen offering generous cabinet space. The refrigerator will convey with the sale. Renovations completed in 2022 include fresh interior paint, new fascia boards, new carpet and tile flooring, a new water heater, six-panel interior and closet doors, updated bathroom sinks and vanities, new door hardware, blinds, ceiling fans, light switches, plugs, and updated kitchen moldings. The exterior was also professionally pressure washed. $5000 flooring allowance is now being offered with acceptable offer.

  17. 2026-02-24
    price $170,520 755-char remark
    Show marketing remark (755 chars)

    This beautifully updated 4-bedroom, 2-bath home was completely remodeled inside and out in 2022 and is truly move-in ready. The functional floor plan features a living and dining room combination, a spacious great room with a fireplace, and an eat-in kitchen offering generous cabinet space. The refrigerator will convey with the sale. Renovations completed in 2022 include fresh interior paint, new fascia boards, new carpet and tile flooring, a new water heater, six-panel interior and closet doors, updated bathroom sinks and vanities, new door hardware, blinds, ceiling fans, light switches, plugs, and updated kitchen moldings. The exterior was also professionally pressure washed. $5000 flooring allowance is now being offered with acceptable offer.

  18. 2026-01-05
    listed $186,000 Active 755-char remark
    Show marketing remark (755 chars)

    This beautifully updated 4-bedroom, 2-bath home was completely remodeled inside and out in 2022 and is truly move-in ready. The functional floor plan features a living and dining room combination, a spacious great room with a fireplace, and an eat-in kitchen offering generous cabinet space. The refrigerator will convey with the sale. Renovations completed in 2022 include fresh interior paint, new fascia boards, new carpet and tile flooring, a new water heater, six-panel interior and closet doors, updated bathroom sinks and vanities, new door hardware, blinds, ceiling fans, light switches, plugs, and updated kitchen moldings. The exterior was also professionally pressure washed. $5000 flooring allowance is now being offered with acceptable offer.

  19. 2024-01-23
    historical $1,350
  20. 2024-01-13
    listed $1,350
  21. 2022-03-17
    price $1,350
  22. 2021-03-04
    soldstatus $130,000 845-char remark
    Show marketing remark (845 chars)

    Vacant show anytime. This beautiful home has been completely remodeled inside and out! Move-in ready! Your new Four bedroom and 2 bath home boasts: •Living room and dining room combination w/ bar •Great room with fireplace. •Nice eat-in kitchen with lots of cabinet space. •Refrigerator remains. Recent updates: •Freshly paint throughout •New fascia boards •New carpet •New tile •New water heater •New 6 panel passage and closet doors •New bathroom sinks and vanities •New door handles •New blinds Present all offers •Outside pressure washed •New ceiling fans •New light switches and plugs •New moldings in kitchen * Roof approx. 4 years old This home won't last long! It's ready and waiting for you. .. Present all offers

  23. 2021-01-04
    listed $139,900 845-char remark
    Show marketing remark (845 chars)

    Vacant show anytime. This beautiful home has been completely remodeled inside and out! Move-in ready! Your new Four bedroom and 2 bath home boasts: •Living room and dining room combination w/ bar •Great room with fireplace. •Nice eat-in kitchen with lots of cabinet space. •Refrigerator remains. Recent updates: •Freshly paint throughout •New fascia boards •New carpet •New tile •New water heater •New 6 panel passage and closet doors •New bathroom sinks and vanities •New door handles •New blinds Present all offers •Outside pressure washed •New ceiling fans •New light switches and plugs •New moldings in kitchen * Roof approx. 4 years old This home won't last long! It's ready and waiting for you. .. Present all offers

  24. 2019-08-13
    soldstatus $72,000
  25. 2019-08-12
    soldstatus $72,000
  26. 2019-06-22
    listed $71,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

Current annual tax
$1,256 · $105/mo
Projected year-2 tax
$1,256 · $105/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,555
− Mortgage interest
−$9,272
− Property taxes
−$1,256
− Insurance
−$828
− Repairs & maintenance
−$1,644
− Management
−$1,644
− Depreciation
−$4,815
Taxable income
$1,095
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$263
After-tax cash flow
$3,476/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Montgomery County
NCES district ID
0102430
Math proficiency
9% ▼ -21.00%
Reading proficiency
31% ▼ -1.00%
Median HH income
$43,902
Composite
17.24/100
National rank
#9093
State rank
#106 of 129 in AL

Livability — Montgomery

Score
65/100
State rank
#138
US rank
#13416

Category grades

Amenities D- Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Montgomery, AL
County
Montgomery County · 190,016 people
City population
175,913
Metro
Montgomery, AL
Population (ZIP)
14,065
Household income
$69,087
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
876.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
224,008 people
By 2030
221,460 · -1.1%
By 2040
214,179 · -4.4%
By 2050
204,912 · -8.5%
By 2075
177,821 · -20.6%
By 2100
145,134 · -35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 47% Black 43% Hispanic / Latino 5% Two or more races 4% Asian 1%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Serbian 2% Slovak 2% Italian 1%
Foreign-born
4% · Canada, China, South Korea
Languages at home
94% English-only · Spanish 3%

Political lean MEDSL · Montgomery

2024 margin
Solid D (+30.7) · D 64.8% · R 34.1% · Other 1.1%
2008→2024 swing
+11.5pp toward D · 2008: 19.2pp · 2024: 30.7pp
All cycles
2024: D+30.7 2020: D+31.5 2016: D+26.2 2012: D+24.3 2008: D+19.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -22.82%
Current HPI
151.1822
Rent YoY
▲ 6.29%
Metro
Montgomery, AL
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

+133.1% since first listed
11 events — show timeline
  • 2026-04-20 Price Changed $165,520 MAAR
  • 2026-02-24 Price Changed $170,520 MAAR
  • 2026-01-05 Listed $186,000 MAAR
  • 2024-01-23 Rental Removed $1,350 MAAR
  • 2024-01-13 Listed for Rent $1,350 MAAR
  • 2022-03-17 Price Changed $1,350 RENT.
  • 2021-03-04 Sold (MLS) $130,000 MAAR
  • 2021-01-04 Listed $139,900 MAAR
  • 2019-08-13 Sold (Public Records) $72,000 Public Records
  • 2019-08-12 Sold (MLS) $72,000 MAAR
  • 2019-06-22 Listed $71,000 MAAR

Property tax history

+12.1%/yr

Latest (2025): $1,256 · +5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…