210 S Broadway Ave · Sylacauga, AL 35150

$160,000

3 bd · 2.0 ba · 1,716 sqft · SingleFamily public records · 158 Days on market

Built 1930 $93/sqft · 22% above area Est $262k · 39% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.3/30.0
• DSCR +3.3/10.0
• Livability +3.2/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great opportunity to own a cash-flowing duplex at 210 S Broadway Avenue in Sylacauga. This property features two separately metered units, offering immediate and stable rental income. • Unit A: 2 bed / 1 bath – rents for $850/month • Unit B: 1 bed / 1 bath – rents for $825/month Total potential monthly income of $1,675. Each unit has a private entrance, providing tenant privacy and ease of management. Strong rental demand in the area makes this an excellent addition to any investment portfolio. Ideal for buy-and-hold investors, first-time investors, or house hackers looking to live in one unit while renting the other. Convenient location near local amenities and major routes enhances long-term rental appeal. Solid cash flow. One property. Two income streams.

Key facts

• Strong rental demand
• Two income streams
• Private entrance

Tags

• CASH-FLOWING DUPLEX
• SEPARATELY METERED UNITS
• PRIVATE ENTRANCE
• STRONG RENTAL DEMAND
• TWO INCOME STREAMS

🏷️ Possibly a rental listed for sale. The $160,000 price doesn't fit this home's estimated sale value (~$262,338) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $-59 ($-703/yr) — negative.
• To cash-flow at today's rent, offer at most $150k (6.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $115k (28.4% below list).
• Recommended offer: $115k (28.4% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 4.3% in Sylacauga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#157 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A, health & safety A-; Watch: schools D+, crime F, amenities F.
• Sylacauga City (town): math 20% / reading 45% proficiency, ranked #63 of 129 in AL (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 135 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 189 units permitted in Talladega County in 2024 (6 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Talladega County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 158 days — a 12% lower offer ($141k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $21k; list at $160k implies a 662% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1930 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 55% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,554 (28.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 158 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
3. Built in 1930 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 5.85%
• Cash-on-cash: -1.57%
• DSCR: 0.93
• GRM: 11.6

CMA / ARV

• ARV (median comp): $262,338
• List price: $160,000
• Delta: -39.01%
• Verdict: UNDERPRICED
• Comps: 14 within 1.0 mi

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
309 & 311 S Main Ave	0.16mi	3/1.0	1,775 (+3%)	8mo	$40,000	$23	76
205 S Norton Ave	0.13mi	3/2.0	1,831 (+7%)	11mo	$194,000	$106	74
404 S Anniston Ave	0.25mi	3/1.5	1,596 (-7%)	17mo	$171,000	$107	61
205 S Cannon Ave	0.74mi	3/2.0	1,696 (-1%)	6mo	$173,000	$102	58
306 Main Ave	0.16mi	3/2.0	1,968 (+15%)	14mo	$27,500	$14	56
203 Hillbrook Dr	0.30mi	3/2.0	1,530 (-11%)	23mo	$158,000	$103	49
512 W Coosa St	0.64mi	3/2.0	1,852 (+8%)	11mo	$65,000	$35	48
610 W Hickory St	0.64mi	4/2.0 (+1)	1,692 (-1%)	22mo	$218,000	$129	44
301 E 4th St	0.74mi	3/1.0	1,530 (-11%)	4mo	$104,980	$69	40
418 Allen Dr	0.74mi	4/2.0 (+1)	1,954 (+14%)	6mo	$190,000	$97	33
104 S Cannon Ave	0.74mi	4/3.0 (+1)	1,945 (+13%)	18mo	$220,000	$113	19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -18.9%
• Equity multiple: 0.34×
• Total profit: $-29,727
• Equity at exit: $23,857

10-year hold

• IRR: -11.6%
• Equity multiple: 0.31×
• Total profit: $-30,974
• Equity at exit: $13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35150

• Home prices YoY: -7.9%
• Active inventory: 135
• Price-to-rent: 11.6×

Monthly cashflow live

• Estimated rent: $1,146 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$58 /mo · $694/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$241
• Net cashflow: $-59

Break-even live

Break-even rent $1,220

Max offer price $149,653

Occupancy floor —

Sensitivity live

Price	-10% $32	-5% $-13	+0% $-59	+5% $-104	+10% $-149
Rent	-10% $-149	-5% $-104	+0% $-59	+5% $-13	+10% $32
Rate	-1.0pp $22	-0.5pp $-18	base $-59	+0.5pp $-100	+1.0pp $-142

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
123 Avondale Ave Sylacauga, AL	3.0	1.5	1316	$915	$0.70	45d	1	0.93mi
307 N Cannon Ave Sylacauga, AL	4.0	2.0	1540	$1,350	$0.88	45d	1	0.97mi

Listing history 19 events

1. 2026-06-21
   days on market $160,000 Active 158 DOM
2. 2026-06-19
   days on market $160,000 Active 156 DOM
3. 2026-06-18
   days on market $160,000 Active 155 DOM
4. 2026-06-17
   days on market $160,000 Active 154 DOM
5. 2026-06-16
   days on market $160,000 Active 153 DOM
6. 2026-06-15
   days on market $160,000 Active 152 DOM
7. 2026-06-14
   days on market $160,000 Active 150 DOM
8. 2026-06-12
   days on market $160,000 Active 149 DOM
9. 2026-06-09
   days on market $160,000 Active 146 DOM
10. 2026-06-08
    days on market $160,000 Active 145 DOM
11. 2026-06-07
    days on market $160,000 Active 144 DOM
12. 2026-06-07
    days on market $160,000 Active 143 DOM
13. 2026-06-04
    days on market $160,000 Active 140 DOM
14. 2026-06-02
    days on market $160,000 Active 139 DOM
15. 2026-06-01
    days on market $160,000 Active 138 DOM
16. 2026-05-31
    days on market $160,000 Active 137 DOM
17. 2026-05-31
    days on market $160,000 Active 136 DOM
18. 2026-01-14
    listed $160,000 Active 791-char remark

    Show marketing remark (791 chars)

    Great opportunity to own a cash-flowing duplex at 210 S Broadway Avenue in Sylacauga. This property features two separately metered units, offering immediate and stable rental income. • Unit A: 2 bed / 1 bath – rents for $850/month • Unit B: 1 bed / 1 bath – rents for $825/month Total potential monthly income of $1,675. Each unit has a private entrance, providing tenant privacy and ease of management. Strong rental demand in the area makes this an excellent addition to any investment portfolio. Ideal for buy-and-hold investors, first-time investors, or house hackers looking to live in one unit while renting the other. Convenient location near local amenities and major routes enhances long-term rental appeal. Solid cash flow. One property. Two income streams.

19. 2004-07-01
    soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $694 · $58/mo
• Projected year-2 tax: $694 · $58/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 7/10 Severe 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 55% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,746
• − Mortgage interest: −$8,962
• − Property taxes: −$694
• − Insurance: −$800
• − Repairs & maintenance: −$1,100
• − Management: −$1,100
• − Depreciation: −$4,655
• Taxable loss: −$3,564
• Est. tax savings @ 24.0%: +$855
• After-tax cash flow: $152/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sylacauga City
• NCES district ID: 0103120
• Math proficiency: 20% ▼ -25.00%
• Reading proficiency: 45% ▲ 4.00%
• Median HH income: $33,900
• Composite: 26.64/100
• National rank: #7170
• State rank: #63 of 129 in AL

Livability — Sylacauga

• Score: 64/100
• State rank: #157
• US rank: #14297

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety A- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Sylacauga, AL
• City population: 17,118
• Population (ZIP): 17,118

Population outlook (Talladega County) Hauer SSP2

• Today (2025): 78,905 people
• By 2030: 77,160 · -2.2%
• By 2040: 72,937 · -7.6%
• By 2050: 68,279 · -13.5%
• By 2075: 57,884 · -26.6%
• By 2100: 47,220 · -40.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (62%)
• Race & ethnicity: White 62% Black 32% Two or more races 3% Hispanic / Latino 2%
• Common ancestry: Slovak 1% Hispanic 1% Italian 1%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Talladega

• 2024 margin: Solid R (+33.8) · D 32.9% · R 66.6%
• 2008→2024 swing: -15.3pp toward R · 2008: -18.5pp · 2024: -33.8pp
• All cycles: 2024: R+33.8 2020: R+25.5 2016: R+25.6 2012: R+16.0 2008: R+18.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -20.65%
• Current HPI: 240.527
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+661.9% since first listed

2 events — show timeline

• 2026-01-14 Listed $160,000 Greater Alabama MLS
• 2004-07-01 Sold (Public Records) $21,000 Public Records

Property tax history

-2.7%/yr

Latest (2025): $694 · -0.7% YoY. Source: county tax records.