1277 4th Ave · Auburn, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.5/15.0
- Cash flow +12.4/30.0
- DSCR +3.7/10.0
- Livability +3.7/5.0
- Rent growth +3.1/5.0
- 1% rule +2.9/10.0
- Schools +2.8/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$249,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Charming four-sided brick ranch home in the heart of downtown Auburn, offering convenient one-level living in a quiet, no-HOA neighborhood. This move-in-ready 3-bedroom, 1-bath residence features fresh interior paint, new-like wood flooring, hardwood floors in the living room, and an open living area filled with abundant natural light. Enjoy a nice lot with a private backyard, perfect for outdoor enjoyment or relaxation. Ideally situated just minutes from parks, schools, shopping, and downtown Auburn amenities, with easy access to major roadways. A solid, affordable brick ranch opportunity in a desirable location-don't miss out!
Key facts
- Private backyard
- One-level living
- Minutes from parks
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $250k.
Deal economics
- At list price, monthly cash flow is $-43 ($-519/yr) — negative.
- To cash-flow at today's rent, offer at most $242k (3.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (21.2% below list).
- Recommended offer: $197k (21.2% below list) — sets the bar for 1% rule.
- Cap rate 6.1% vs local median 3.8% in Auburn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#41 in GA, #4,693 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F.
- Barrow County (rural): math 29% / reading 34% proficiency, ranked #77 of 174 in GA (top 44%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Auburn Elementary School (math 32% / reading 27%, grade F, #633 of 1,228 statewide, top 54%, 766 students, 61% FRL); Westside Middle School (math 20% / reading 27%, grade F, #319 of 470 statewide, top 68%, 736 students, 66% FRL); Apalachee High School (math 13% / reading 35%, grade F, #203 of 424 statewide, top 48%, 1,894 students, 49% FRL).
- Market conditions: Rents rising (+2.5%/yr); 336 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,427 units permitted in Barrow County in 2024 (311 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Barrow County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 97 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 97 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.79% ✗
- Cap rate
- 6.09%
- Cash-on-cash
- -0.74%
- DSCR
- 0.97
- GRM
- 10.6
CMA / ARV
- ARV (median comp)
- $288,297
- List price
- $249,900
- Delta
- -13.32%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1257 4th Ave | 0.10mi | 3/1.5 | 1,105 (+2%) | 7mo | $215,000 | $195 | 86 |
| 117 Arnold Poplar Ln | 0.16mi | 2/2.5 (-1) | 1,086 (+0%) | 24mo | $309,900 | $285 | 64 |
| 86 Hilltop Cir | 0.50mi | 3/1.0 | 1,109 (+2%) | 10mo | $288,000 | $260 | 62 |
| 46 Mount Moriah Rd | 0.56mi | 3/1.0 | 965 (-11%) | 2mo | $257,000 | $266 | 51 |
| 1350 3rd Ave | 0.39mi | 2/2.0 (-1) | 986 (-9%) | 19mo | $253,000 | $257 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.47% rent growth · sell at horizon
- IRR
- -18.1%
- Equity multiple
- 0.37×
- Total profit
- $-44,342
- Equity at exit
- $37,261
- IRR
- -11.4%
- Equity multiple
- 0.33×
- Total profit
- $-46,598
- Equity at exit
- $21,607
Cash invested: $69,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30011
- Home prices YoY
- -30.5%
- Rents YoY
- 2.5%
- Active inventory
- 336
- Price-to-rent
- 10.6×
Monthly cashflow live
- Estimated rent
- $1,969 high interval (Pro) →
- Mortgage (P&I)
- −$1,311
- Tax from tax record
- −$184 /mo · $2,205/yr
- Insurance
- −$104
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$413
- Net cashflow
- $-43
Break-even live
Sensitivity live
| Price | -10% $98 | -5% $27 | +0% $-43 | +5% $-114 | +10% $-185 |
|---|---|---|---|---|---|
| Rent | -10% $-199 | -5% $-121 | +0% $-43 | +5% $35 | +10% $112 |
| Rate | -1.0pp $83 | -0.5pp $20 | base $-43 | +0.5pp $-108 | +1.0pp $-174 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,475
- Closing costs
- $7,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 6 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 180 Parks Mill Rd Auburn, GA | 1.0–2.0 | 1.0 | 695 | $1,275 | $1.83 | 4d | 4 | 0.63mi |
| 74 Mt Moriah Rd Unit 2A Auburn, GA | 2.0 | 1.5 | 1120 | $1,395 | $1.25 | 45d | 1 | 0.66mi |
| 245 Christy Ln Auburn, GA | 3.0 | 2.0 | 1457 | $1,890 | $1.30 | 45d | 1 | 0.81mi |
| 201 Mount Moriah Rd Unit 1 Auburn, GA | 2.0 | 2.0 | 800 | $1,175 | $1.47 | 26d | 1 | 1.23mi |
| 2099 Emerson Dr Auburn, GA | 3.0 | 2.5 | 1421 | $2,200 | $1.55 | 19d | 1 | 1.26mi |
| 23 N Auburn Landing Pl Unit 1 Auburn, GA | 3.0 | 2.5 | 1500 | $1,890 | $1.26 | 45d | 1 | 1.41mi |
Listing history 25 events
-
2026-06-21days on market $249,900 Active 97 DOM
-
2026-06-18days on market $249,900 Active 94 DOM
-
2026-06-17days on market $249,900 Active 93 DOM
-
2026-06-16days on market $249,900 Active 92 DOM
-
2026-06-15days on market $249,900 Active 91 DOM
-
2026-06-13days on market $249,900 Active 89 DOM
-
2026-06-09days on market $249,900 Active 85 DOM
-
2026-06-08days on market $249,900 Active 84 DOM
-
2026-06-07days on market $249,900 Active 83 DOM
-
2026-06-04days on market $249,900 Active 80 DOM
-
2026-06-03days on market $249,900 Active 79 DOM
-
2026-06-02days on market $249,900 Active 78 DOM
-
2026-06-01days on market $249,900 Active 77 DOM
-
2026-05-31days on market $249,900 Active 76 DOM
-
2026-04-19price $249,900 637-char remark
Show marketing remark (637 chars)
Charming four-sided brick ranch home in the heart of downtown Auburn, offering convenient one-level living in a quiet, no-HOA neighborhood. This move-in-ready 3-bedroom, 1-bath residence features fresh interior paint, new-like wood flooring, hardwood floors in the living room, and an open living area filled with abundant natural light. Enjoy a nice lot with a private backyard, perfect for outdoor enjoyment or relaxation. Ideally situated just minutes from parks, schools, shopping, and downtown Auburn amenities, with easy access to major roadways. A solid, affordable brick ranch opportunity in a desirable location-don't miss out!
-
2026-04-19price $249,900 637-char remark
Show marketing remark (637 chars)
Charming four-sided brick ranch home in the heart of downtown Auburn, offering convenient one-level living in a quiet, no-HOA neighborhood. This move-in-ready 3-bedroom, 1-bath residence features fresh interior paint, new-like wood flooring, hardwood floors in the living room, and an open living area filled with abundant natural light. Enjoy a nice lot with a private backyard, perfect for outdoor enjoyment or relaxation. Ideally situated just minutes from parks, schools, shopping, and downtown Auburn amenities, with easy access to major roadways. A solid, affordable brick ranch opportunity in a desirable location-don't miss out!
-
2026-04-09price $259,900 637-char remark
Show marketing remark (637 chars)
Charming four-sided brick ranch home in the heart of downtown Auburn, offering convenient one-level living in a quiet, no-HOA neighborhood. This move-in-ready 3-bedroom, 1-bath residence features fresh interior paint, new-like wood flooring, hardwood floors in the living room, and an open living area filled with abundant natural light. Enjoy a nice lot with a private backyard, perfect for outdoor enjoyment or relaxation. Ideally situated just minutes from parks, schools, shopping, and downtown Auburn amenities, with easy access to major roadways. A solid, affordable brick ranch opportunity in a desirable location-don't miss out!
-
2026-04-09price $259,900 637-char remark
Show marketing remark (637 chars)
Charming four-sided brick ranch home in the heart of downtown Auburn, offering convenient one-level living in a quiet, no-HOA neighborhood. This move-in-ready 3-bedroom, 1-bath residence features fresh interior paint, new-like wood flooring, hardwood floors in the living room, and an open living area filled with abundant natural light. Enjoy a nice lot with a private backyard, perfect for outdoor enjoyment or relaxation. Ideally situated just minutes from parks, schools, shopping, and downtown Auburn amenities, with easy access to major roadways. A solid, affordable brick ranch opportunity in a desirable location-don't miss out!
-
2026-03-12$265,000 New 637-char remark
Show marketing remark (637 chars)
Charming four-sided brick ranch home in the heart of downtown Auburn, offering convenient one-level living in a quiet, no-HOA neighborhood. This move-in-ready 3-bedroom, 1-bath residence features fresh interior paint, new-like wood flooring, hardwood floors in the living room, and an open living area filled with abundant natural light. Enjoy a nice lot with a private backyard, perfect for outdoor enjoyment or relaxation. Ideally situated just minutes from parks, schools, shopping, and downtown Auburn amenities, with easy access to major roadways. A solid, affordable brick ranch opportunity in a desirable location-don't miss out!
-
2026-03-12$265,000 Active 637-char remark
Show marketing remark (637 chars)
Charming four-sided brick ranch home in the heart of downtown Auburn, offering convenient one-level living in a quiet, no-HOA neighborhood. This move-in-ready 3-bedroom, 1-bath residence features fresh interior paint, new-like wood flooring, hardwood floors in the living room, and an open living area filled with abundant natural light. Enjoy a nice lot with a private backyard, perfect for outdoor enjoyment or relaxation. Ideally situated just minutes from parks, schools, shopping, and downtown Auburn amenities, with easy access to major roadways. A solid, affordable brick ranch opportunity in a desirable location-don't miss out!
-
2026-01-31historical
-
2023-11-13soldstatus $220,000
-
2018-07-31soldstatus $117,000
-
2002-06-12soldstatus $77,000
-
1995-02-17soldstatus $57,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,205 · $184/mo
- Projected year-2 tax
- $2,299 · $192/mo
- Expected delta
- +$94/yr (+$8/mo · 4.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,623
- − Mortgage interest
- −$13,998
- − Property taxes
- −$2,205
- − Insurance
- −$1,250
- − Repairs & maintenance
- −$1,890
- − Management
- −$1,890
- − Depreciation
- −$7,270
- Taxable loss
- −$4,880
- Est. tax savings @ 24.0%
- +$1,171
- After-tax cash flow
- $652/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Barrow County
- NCES district ID
- 1300290
- Math proficiency
- 29% ▼ -14.00%
- Reading proficiency
- 34% ▼ -10.00%
- Median HH income
- $52,082
- Composite
- 27.63/100
- National rank
- #6921
- State rank
- #77 of 174 in GA
Livability — Auburn
- Score
- 74/100
- State rank
- #41
- US rank
- #4693
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Auburn, GA
- County
- Barrow County · 133,377 people
- City population
- 21,624
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 21,624
- Household income
- $86,402
- Rent vs Own
- Severe rent burden
- 234.0
Population outlook (Barrow County) Hauer SSP2
- Today (2025)
- 86,670 people
- By 2030
- 92,039 · +6.2%
- By 2040
- 101,992 · +17.7%
- By 2050
- 110,075 · +27.0%
- By 2075
- 124,017 · +43.1%
- By 2100
- 127,579 · +47.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 58% Black 21% Hispanic / Latino 13% Two or more races 8% Asian 5%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 2% Dominican 2%
- Common ancestry
- Hispanic 5% Italian 2% Romanian 2%
- Foreign-born
- 14% · Canada, Jamaica, South Korea
- Languages at home
- 81% English-only · Spanish 10% French/Haitian/Cajun 2% Vietnamese 2%
Political lean MEDSL · Barrow
- 2024 margin
- Solid R (+40.5) · D 29.5% · R 70.0%
- 2008→2024 swing
- +4.1pp toward D · 2008: -44.6pp · 2024: -40.5pp
- All cycles
- 2024: R+40.5 2020: R+43.1 2016: R+50.4 2012: R+50.5 2008: R+44.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -93.30%
- Current HPI
- 212.2609
- Rent YoY
- ▲ 2.47%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+338.4% since first listed11 events — show timeline
- 2026-04-19 Price Changed $249,900 GAMLS
- 2026-04-19 Price Changed $249,900 FMLS
- 2026-04-09 Price Changed $259,900 GAMLS
- 2026-04-09 Price Changed $259,900 FMLS
- 2026-03-12 Listed $265,000 FMLS
- 2026-03-12 Listed $265,000 GAMLS
- 2026-01-31 Listing Removed — FMLS
- 2023-11-13 Sold (Public Records) $220,000 Public Records
- 2018-07-31 Sold (Public Records) $117,000 Public Records
- 2002-06-12 Sold (Public Records) $77,000 Public Records
- 1995-02-17 Sold (Public Records) $57,000 Public Records
Property tax history
+5.3%/yrLatest (2025): $2,205 · +0.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…