🏷️ Likely Rental
154 Saint Charles St · Johnson City, NY
Flood risk 2/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.05%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 3/10 · Minor
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Schools +5.6/10.0
- Rent growth +4.9/5.0
- Condition / age +4.0/5.0
- Livability +3.8/5.0
$94,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Multi-family units
County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records
Listing remarks
Investor opportunity in the heart of Johnson City 154 St. Charles Street is offered at just $129,900 and is currently the second most affordable multi-family property on the market in Johnson City today. This fully occupied multi-family features long term tenants with current rents of $850 and $725 per month, generating steady cash flow from day one. Tenants pay all utilities except water, helping keep owner expenses low. Current annual taxes are approximately $4,700. Based on current rents and taxes, the property offers an approximate 11% cap rate before additional operating expenses.
Key facts
- 0.32 acre lot
- Built 1904
- Listed 69 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath multifamily listed at $95k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($14k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $95k).
- Recommended offer: $89k (6.0% below list) — sets the bar for market timing.
- Cap rate 20.8% vs local median 6.3% in Johnson City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#238 in NY, #3,739 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, employment D-.
- Johnson City Central School District (suburban): math 38% / reading 41% proficiency, ranked #535 of 590 in NY (top 91%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Johnson City Elementary/Primary School (496 students, 55% FRL); Johnson City Middle School (math 19% / reading 43%, grade F, #534 of 729 statewide, top 73%, 500 students, 65% FRL); Johnson City Senior High School (math 98% / reading 64%, grade A, #485 of 1,100 statewide, top 45%, 729 students, 60% FRL) — zoned schools at 60% FRL track the district average.
- Zoned-school proficiency averages 56% at this address vs 40% district-wide (+16 pts) — the actual schools serving this property are materially stronger than the Johnson City Central School District average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+9.5%/yr); 119 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 70d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 340 units permitted in Broome County in 2024 (269 in 5+ unit buildings).
- At $2,625/mo this rent would consume 53% of the median local household income ($59k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $10k of equity ($656 loan paydown + $9k appreciation (10.0% local appreciation)).
- Broome County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 8.0% rent growth), your $27k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 70 days — a 6% lower offer ($89k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: property tax is 5.0% of price; built in 1904 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 70 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1904 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 2.77% ✓
- Cap rate
- 20.76%
- Cash-on-cash
- 51.65%
- DSCR
- 3.30
- GRM
- 3.0
CMA / ARV
- ARV (median comp)
- $175,820
- List price
- $94,900
- Delta
- -46.02%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 169 Corliss Ave | 0.13mi | 3/1.5 (+1) | 2,489 (+23%) | 2mo | $109,900 | $44 | 61 |
| 201 Ackley Ave | 0.62mi | 3/1.5 (+1) | 2,098 (+4%) | 2mo | $198,220 | $94 | 57 |
| 36 Eldridge Ave | 0.56mi | 3/1.5 (+1) | 1,793 (-12%) | 1mo | $210,000 | $117 | 47 |
| 33 Rugby Rd | 1.06mi | 3/1.5 (+1) | 2,205 (+9%) | 2mo | $240,033 | $109 | 42 |
| 20 Westmoor Pl | 0.87mi | 3/2.5 (+1) | 1,838 (-9%) | 3mo | $245,000 | $133 | 40 |
| 308 Riverside Dr | 1.18mi | 3/1.5 (+1) | 1,753 (-14%) | 1mo | $220,000 | $125 | 35 |
| 61 Schubert St | 1.35mi | 3/2.0 (+1) | 1,689 (-17%) | 0mo | $207,000 | $123 | 35 |
| 3 Edgecomb Rd | 1.13mi | 3/1.5 (+1) | 1,705 (-16%) | 0mo | $280,000 | $164 | 33 |
| 198 Leroy St | 1.45mi | 3/1.5 (+1) | 1,664 (-18%) | 1mo | $280,000 | $168 | 32 |
| 4525 Mansfield Rd | 1.31mi | 3/2.5 (+1) | 2,523 (+24%) | 2mo | $528,000 | $209 | 31 |
| 219 Leroy St | 1.32mi | 3/1.5 (+1) | 2,501 (+23%) | 3mo | $265,000 | $106 | 31 |
| 84 Matthews St | 1.10mi | 3/1.5 (+1) | 1,652 (-18%) | 3mo | $191,000 | $116 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 8.0% rent growth · sell at horizon
- IRR
- 69.5%
- Equity multiple
- 6.22×
- Total profit
- $138,614
- Equity at exit
- $85,493
- IRR
- 65.5%
- Equity multiple
- 15.51×
- Total profit
- $385,689
- Equity at exit
- $184,370
Cash invested: $26,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 13790
- Home prices YoY
- 6.8%
- Rents YoY
- 9.5%
- Active inventory
- 119
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $2,625 high interval (Pro) →
- Mortgage (P&I)
- −$498
- Tax from tax record
- −$393 /mo · $4,713/yr
- Insurance
- −$40
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$551
- Net cashflow
- $1,144
2-unit breakdown (identical units grouped — click to expand)
| Units | Beds | Baths | Est. rent |
|---|---|---|---|
| 2× units | 2 | 1 | $2,626 |
| #1 | 2 | 1 | $1,313 |
| #2 | 2 | 1 | $1,313 |
| Total (2 units) | $2,625 | ||
Break-even live
Sensitivity live
| Price | -10% $1,484 | -5% $1,451 | +0% $1,144 | +5% $1,117 | +10% $1,090 |
|---|---|---|---|---|---|
| Rent | -10% $936 | -5% $1,040 | +0% $1,144 | +5% $1,247 | +10% $1,351 |
| Rate | -1.0pp $1,192 | -0.5pp $1,168 | base $1,144 | +0.5pp $1,119 | +1.0pp $1,094 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $23,725
- Closing costs
- $2,847
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 333 Grand Ave Johnson City, NY | 1.0 | 1.0 | 726 | $882 | $1.21 | 62d | 1 | 0.13mi |
| 143 Harrison St Unit 2 Johnson City, NY | 2.0 | 1.0 | 750 | $1,100 | $1.47 | 62d | 1 | 0.13mi |
| 207 Saint Charles St #2 Johnson City, NY | 2.0 | 1.0 | 925 | $1,250 | $1.35 | 70d | 1 | 0.14mi |
| 79 Saint Charles St Apt 3 Johnson City, NY | 3.0 | 1.0 | 793 | $1,340 | $1.69 | 62d | 1 | 0.15mi |
| 204 Grand Ave Unit 10 Johnson City, NY | 2.0 | 1.0 | 500 | $1,150 | $2.30 | 70d | 1 | 0.19mi |
| 59 Allen St Johnson City, NY | 1.0 | 1.0 | — | $1,000 | — | 70d | 1 | 0.20mi |
| 51 Allen St Unit 1 Johnson City, NY | 3.0 | 1.0 | 1170 | $1,575 | $1.35 | 70d | 1 | 0.22mi |
| 155 Willow St Unit 3 Johnson City, NY | 2.0 | 1.0 | 739 | $1,200 | $1.62 | 70d | 1 | 0.35mi |
| 145 Floral Ave Unit 4 Johnson City, NY | 3.0 | 1.0 | 1095 | $1,250 | $1.14 | 70d | 1 | 0.40mi |
| 248 Main St Unit 2 Johnson City, NY | 2.0 | 1.0 | 1650 | $1,650 | $1.00 | 62d | 1 | 0.40mi |
| 275 Main St Unit 1 Johnson City, NY | 1.0 | 1.0 | 600 | $850 | $1.42 | 70d | 1 | 0.40mi |
| 263 Main St Unit 2 Johnson City, NY | 2.0 | 2.0 | 850 | $1,399 | $1.65 | 70d | 1 | 0.41mi |
| 56 Farr Ave Johnson City, NY | 3.0 | 1.0 | — | $1,600 | — | 62d | 1 | 0.50mi |
| 11 Avenue A Unit !R Johnson City, NY | 1.0 | 1.0 | 615 | $980 | $1.59 | 70d | 1 | 0.51mi |
| 11 Avenue A Unit 3L Johnson City, NY | 2.0 | 1.0 | 651 | $1,250 | $1.92 | 70d | 1 | 0.51mi |
| 127 Burbank Ave Unit 2 Johnson City, NY | 2.0 | 1.0 | 1032 | $1,000 | $0.97 | 70d | 1 | 0.55mi |
| 102 Main St Unit 2 Johnson City, NY | 3.0 | 1.0 | — | $1,300 | — | 62d | 1 | 0.61mi |
| 57 Fowler Ave Johnson City, NY | 3.0 | 2.5 | 2497 | $2,000 | $0.80 | 62d | 1 | 0.67mi |
| 400 Riverside Dr Unit 15 Johnson City, NY | 3.0 | 1.0 | 1000 | $2,425 | $2.42 | 62d | 1 | 0.72mi |
| 400 Riverside Dr Unit OVERLOOKBSMT9 Johnson City, NY | 1.0 | 1.0 | 700 | $1,700 | $2.43 | 62d | 1 | 0.72mi |
| 400 Riverside Dr Unit 212 Johnson City, NY | 3.0 | 1.0 | 1100 | $2,500 | $2.27 | 62d | 1 | 0.72mi |
| 400 Riverside Dr Unit 27 Johnson City, NY | 2.0 | 1.0 | 800 | $2,000 | $2.50 | 62d | 1 | 0.72mi |
| 260 Ackley Ave Unit 2Fl Johnson City, NY | 2.0 | 1.0 | — | $1,500 | — | 62d | 1 | 0.76mi |
| 260 Ackley Ave Unit 1FL Johnson City, NY | 2.0 | 1.0 | — | $1,400 | — | 62d | 1 | 0.76mi |
| 11 Dayton St Apt 5 Johnson City, NY | 2.0 | 1.0 | 900 | $1,200 | $1.33 | 62d | 1 | 0.83mi |
| 327 Main St Apt 4 Binghamton, NY | 2.0 | 1.0 | — | $1,200 | — | 62d | 1 | 0.89mi |
| 327 Main St Apt 10 Binghamton, NY | 1.0 | 1.0 | — | $975 | — | 93d | 1 | 0.89mi |
| 35 Dayton St Unit 2 Johnson City, NY | 2.0 | 1.0 | 648 | $1,000 | $1.54 | 62d | 1 | 0.94mi |
| 10 Bidwell St Johnson City, NY | 3.0 | 2.0 | 1200 | $1,850 | $1.54 | 93d | 1 | 0.99mi |
| 27-29 Tracy St Unit 1 Binghamton, NY | 1.0 | 1.0 | — | $1,100 | — | 70d | 1 | 1.02mi |
| 296 Main St Unit 6 Binghamton, NY | 3.0 | 1.0 | 1200 | $1,250 | $1.04 | 62d | 1 | 1.04mi |
| 72 Virginia Ave Apt 1 Johnson City, NY | 2.0 | 1.0 | — | $1,100 | — | 62d | 1 | 1.05mi |
| 133 Crestmont Rd Unit 2 Binghamton, NY | 3.0 | 1.0 | 1300 | $1,900 | $1.46 | 93d | 1 | 1.06mi |
| 111 Glenwood Ave Unit 1 Binghamton, NY | 1.0 | 1.0 | 800 | $900 | $1.12 | 62d | 1 | 1.07mi |
| 74 Matthews St Binghamton, NY | 3.0 | 2.0 | 2510 | $2,300 | $0.92 | 70d | 1 | 1.14mi |
| 263 Main St Binghamton, NY | 2.0 | 1.0 | 920 | $1,200 | $1.30 | 62d | 1 | 1.17mi |
| 99 Helen St Unit 2 Binghamton, NY | 3.0 | 1.0 | 1220 | $1,600 | $1.31 | 93d | 1 | 1.25mi |
| 65 Schubert St Unit 3 Binghamton, NY | 2.0 | 1.0 | — | $975 | — | 70d | 1 | 1.35mi |
| 16 Highland Ave Unit 1 Binghamton, NY | 3.0 | 1.0 | 1400 | $1,650 | $1.18 | 93d | 1 | 1.43mi |
| 36 Haendel St Unit Second Floor Binghamton, NY | 3.0 | 1.0 | 1200 | $1,450 | $1.21 | 93d | 1 | 1.44mi |
Property features AI
Finance
- Other
- Zoning: res1
- Financial info
- Two residential units with current rents: one unit rents for $850, the other for $725
Exterior
- Utilities
- Public waterPublic sewer
- Home design
- Duplex residential income propertyLevel lot
- Construction
- Wood sidingStone foundationBuilt above grade finished area: 2,026
- Exterior features
- Covered, enclosed porch
Interior
- Kitchen
- Refrigerator
- Bedrooms
- One unit with 3 bedroomsOne unit with 2 bedrooms
- Flooring
- CarpetHardwood
- Bathrooms
- Two full bathrooms (total)
- Heating & cooling
- Forced air heatingCeiling fans
- Interior features
- Gas water heaterRefrigeratorCarpet and hardwood flooringBasement
- Laundry & utility
- Gas water heater
Listing history 47 events
-
2026-08-08days on market $94,900 Active 70 DOM
-
2026-08-07days on market $94,900 Active 69 DOM
-
2026-08-06days on market $94,900 Active 68 DOM
-
2026-08-05days on market $94,900 Active 67 DOM
-
2026-08-04days on market $94,900 Active 66 DOM
-
2026-08-03days on market $94,900 Active 65 DOM
-
2026-07-31days on market $94,900 Active 62 DOM
-
2026-07-30days on market $94,900 Active 61 DOM
-
2026-07-29days on market $94,900 Active 60 DOM
-
2026-07-27days on market $94,900 Active 58 DOM
-
2026-07-25days on market $94,900 Active 56 DOM
-
2026-07-24days on market $94,900 Active 55 DOM
-
2026-07-23days on market $94,900 Active 54 DOM
-
2026-07-22days on market $94,900 Active 53 DOM
-
2026-07-22pricestatus $94,900 Active 52 DOM
-
2026-07-06status $109,900 Pending 52 DOM
-
2026-07-05days on market $109,900 Active 52 DOM
-
2026-07-04days on market $109,900 Active 51 DOM
-
2026-07-03days on market $109,900 Active 50 DOM
-
2026-07-02days on market $109,900 Active 49 DOM
-
2026-07-01days on market $109,900 Active 48 DOM
-
2026-06-30days on market $109,900 Active 47 DOM
-
2026-06-29days on market $109,900 Active 46 DOM
-
2026-06-28days on market $109,900 Active 45 DOM
-
2026-06-28days on market $109,900 Active 44 DOM
-
2026-06-27days on market $109,900 Active 43 DOM
-
2026-06-25days on market $109,900 Active 41 DOM
-
2026-06-23days on market $109,900 Active 39 DOM
-
2026-06-21days on market $109,900 Active 38 DOM
-
2026-06-19days on market $109,900 Active 36 DOM
-
2026-06-18days on market $109,900 Active 35 DOM
-
2026-06-17days on market $109,900 Active 34 DOM
-
2026-06-16days on market $109,900 Active 33 DOM
-
2026-06-15days on market $109,900 Active 32 DOM
-
2026-06-14days on market $109,900 Active 30 DOM
-
2026-06-13days on market $109,900 Active 29 DOM
-
2026-06-10pricedays on market $109,900 Active 27 DOM
-
2026-06-09days on market $129,900 Active 26 DOM
-
2026-06-08days on market $129,900 Active 25 DOM
-
2026-06-07days on market $129,900 Active 24 DOM
-
2026-06-05days on market $129,900 Active 21 DOM
-
2026-06-03days on market $129,900 Active 20 DOM
-
2026-06-02days on market $129,900 Active 19 DOM
-
2026-06-01days on market $129,900 Active 18 DOM
-
2026-05-31days on market $129,900 Active 17 DOM
-
2026-05-30days on market $129,900 Active 16 DOM
-
2026-05-14$129,900 Active 923-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $4,713 · $393/mo
- Projected year-2 tax
- $4,713 · $393/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 2/10 Low FEMA zone X · 5% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 3/10 Moderate 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,500
- − Mortgage interest
- −$5,316
- − Property taxes
- −$4,713
- − Insurance
- −$474
- − Repairs & maintenance
- −$2,520
- − Management
- −$2,520
- − Depreciation
- −$2,761
- Taxable income
- $13,196
- Est. tax owed @ 24.0%
- −$3,167
- After-tax cash flow
- $10,558/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This multi-family property is in good condition with a good roof and exterior. It has potential for value increase through minor repairs and updates to the interior walls and flooring.
Repairs flagged
- Minor Paint — The interior walls and paint show some wear but are not in critical condition.
- Minor Flooring — The carpeted flooring appears to be in fair condition but may benefit from cleaning or replacement.
Value-add opportunities
- Both Paint the interior walls — Fresh paint can improve the overall appearance and value of the property. ↑
- Both Replace the carpeted flooring — New flooring can enhance the living space and increase the property's appeal. ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Johnson City Central School District
- NCES district ID
- 3615900
- Math proficiency
- 38% ▼ -8.00%
- Reading proficiency
- 41% ▲ 2.00%
- Median HH income
- $40,514
- Composite
- 33.17/100
- National rank
- #5545
- State rank
- #535 of 590 in NY
Livability — Johnson City
- Score
- 76/100
- State rank
- #238
- US rank
- #3739
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Johnson City, NY
- County
- Broome County · 187,989 people
- City population
- 18,739
- Metro
- Binghamton, NY
- Population (ZIP)
- 18,739
- Household income
- $59,045
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Broome County) Hauer SSP2
- Today (2025)
- 187,989 people
- By 2030
- 183,066 · -2.6%
- By 2040
- 172,228 · -8.4%
- By 2050
- 163,161 · -13.2%
- By 2075
- 153,641 · -18.3%
- By 2100
- 140,851 · -25.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (75%)
- Race & ethnicity
- White 75% Two or more races 9% Asian 8% Black 6% Hispanic / Latino 4%
- Common ancestry
- Romanian 6% Lithuanian 3% Scotch-Irish 2%
- Foreign-born
- 9% · Canada, China, Vietnam
- Languages at home
- 88% English-only · Other Indo-European 4% French/Haitian/Cajun 2% Spanish 2%
Political lean MEDSL · Broome
- 2024 margin
- Toss-up / Even · D 50.2% · R 49.8%
- 2008→2024 swing
- -7.6pp toward R · 2008: 8.0pp · 2024: 0.4pp
- All cycles
- 2024: D+0.4 2020: D+3.5 2016: R+3.7 2012: D+4.6 2008: D+8.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 18.06%
- Current HPI
- 285.3668
- Rent YoY
- ▲ 9.47%
- Metro
- Binghamton, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
-15.4% since first listed2 events — show timeline
- 2026-06-09 Price Changed $109,900 GBAOR
- 2026-05-14 Listed $129,900 GBAOR
Property tax history
+3.8%/yrLatest (2025): $4,713 · +7.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…