615 W Texas St · Denison, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.0/30.0
- ARV discount +15.0/15.0
- DSCR +9.4/10.0
- 1% rule +8.9/10.0
- Schools +4.3/10.0
- Livability +3.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTORS… This Fixer Upper has been leveled, but requires some flooring repair and re-wiring. House sits high on the street and provides a great view from front porch. Side driveway not usable. Parking on street. Storage shed in back yard.
Key facts
- 7,501 sq ft lot
- Built 1928
- Listed 107 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $110k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $310 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $110k).
- Recommended offer: $100k (9.0% below list) — sets the bar for market timing.
- Cap rate 9.7% vs local median 4.0% in Denison — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#221 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: health & safety D+, amenities F, commute F.
- Denison ISD (urban): math 43% / reading 44% proficiency, ranked #315 of 826 in TX (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Lamar El (math 37% / reading 32%, grade F, #1,995 of 4,322 statewide, top 50%, 478 students, 70% FRL); Henry Scott Middle (math 36% / reading 48%, grade D-, #572 of 1,662 statewide, top 36%, 749 students, 66% FRL); Denison H S (math 53% / reading 53%, grade C-, #437 of 1,632 statewide, top 27%, 1,310 students, 58% FRL).
- Market conditions: Rents flat; 670 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,272 units permitted in Grayson County in 2024 (750 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Grayson County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 108 days — a 9% lower offer ($100k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 3.0% of price; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.39% ✓
- Cap rate
- 9.67%
- Cash-on-cash
- 12.07%
- DSCR
- 1.54
- GRM
- 6.0
CMA / ARV
- ARV (median comp)
- $201,417
- List price
- $110,000
- Delta
- -45.39%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1322 S Chandler Ave | 0.36mi | 3/2.0 | 1,433 (-0%) | 0mo | $285,000 | $199 | 79 |
| 326 W Day St | 0.30mi | 3/2.0 | 1,406 (-2%) | 4mo | $265,000 | $188 | 76 |
| 400 W Morgan St | 0.46mi | 3/2.0 | 1,441 (+0%) | 0mo | $249,990 | $173 | 74 |
| 1105 W Hull St | 0.43mi | 3/2.0 | 1,406 (-2%) | 2mo | $125,000 | $89 | 71 |
| 514 W Hull St | 0.10mi | 3/2.0 | 1,244 (-13%) | 1mo | $209,900 | $169 | 68 |
| 415 W Monterey St | 0.19mi | 4/2.0 (+1) | 1,315 (-8%) | 1mo | $199,900 | $152 | 67 |
| 517 W Bullock St | 0.45mi | 3/1.5 | 1,508 (+5%) | 2mo | $175,000 | $116 | 67 |
| 715 W Munson St | 0.17mi | 3/2.0 | 1,254 (-13%) | 0mo | $138,000 | $110 | 67 |
| 1029 W Shepherd St | 0.49mi | 4/2.0 (+1) | 1,496 (+4%) | 1mo | $219,000 | $146 | 60 |
| 100 W Hull St | 0.48mi | 3/2.0 | 1,545 (+8%) | 3mo | $224,900 | $146 | 58 |
| 913 W Day St | 0.34mi | 3/2.0 | 1,231 (-14%) | 3mo | $149,000 | $121 | 54 |
| 520 W Acheson St | 0.34mi | 4/2.0 (+1) | 1,632 (+14%) | 2mo | $169,500 | $104 | 51 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.05% rent growth · sell at horizon
- IRR
- -2.1%
- Equity multiple
- 0.92×
- Total profit
- $-2,401
- Equity at exit
- $16,401
- IRR
- 3.5%
- Equity multiple
- 1.22×
- Total profit
- $6,687
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 74 active · 33 under contract
- Months of supply
- 10.1 mo (10%/mo absorbed)
- Median asking
- $199,950 ($152/sqft)
- Median days on market
- 89 d
- This list price
- 5% of active listings are priced below it
- ARV vs active asking
- -7.7% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 75020
- Rents YoY
- 0.1%
- Active inventory
- 670
- Price-to-rent
- 6.0×
Monthly cashflow live
- Estimated rent
- $1,530 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$276 /mo · $3,313/yr
- Insurance
- −$46
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$321
- Net cashflow
- $310
Break-even live
Sensitivity live
| Price | -10% $372 | -5% $341 | +0% $310 | +5% $279 | +10% $247 |
|---|---|---|---|---|---|
| Rent | -10% $189 | -5% $249 | +0% $310 | +5% $370 | +10% $431 |
| Rate | -1.0pp $365 | -0.5pp $338 | base $310 | +0.5pp $281 | +1.0pp $252 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 901 S Barrett Ave Denison, TX | 3.0 | 2.0 | 1252 | $1,450 | $1.16 | 0d | 1 | 0.08mi |
| 508 W Hull St Denison, TX | 3.0 | 2.0 | 1173 | $1,395 | $1.19 | 5d | 1 | 0.09mi |
| 508 W Hull St Denison, TX | 3.0 | 2.0 | 1173 | $1,395 | $1.19 | 0d | 1 | 0.09mi |
| 718-720 W Texas St Denison, TX | 3.0 | 2.0 | 1368 | $1,375 | $1.01 | 3d | 1 | 0.13mi |
| 731 W Hull St Denison, TX | 4.0 | 2.0 | 1480 | $1,499 | $1.01 | 5d | 1 | 0.15mi |
| 1011 S Armstrong Ave Unit A Denison, TX | 2.0 | 1.0 | 1400 | $1,500 | $1.07 | 139d | 1 | 0.16mi |
| 423 W Monterey St Denison, TX | 3.0 | 3.0 | 1375 | $1,625 | $1.18 | 3d | 1 | 0.18mi |
| 405 W Hull St Denison, TX | 3.0 | 2.0 | 1344 | $1,525 | $1.13 | 5d | 1 | 0.20mi |
| 412 W Day St Denison, TX | 2.0 | 1.0 | 900 | $1,200 | $1.33 | 116d | 1 | 0.23mi |
| 1314 S Mirick Ave Unit A Denison, TX | 2.0 | 1.0 | 1100 | $1,200 | $1.09 | 5d | 1 | 0.24mi |
| 404 W Day St Denison, TX | 3.0 | 2.0 | 1057 | $1,400 | $1.32 | 5d | 1 | 0.24mi |
| 730 W Heron St Denison, TX | 3.0 | 3.0 | 1605 | $1,995 | $1.24 | 3d | 1 | 0.25mi |
| 1017 S Scullin Ave Unit 75020 Denison, TX | 3.0 | 2.0 | 1064 | $1,450 | $1.36 | 0d | 1 | 0.25mi |
| 404 W Heron St Denison, TX | 3.0 | 1.5 | 1188 | $1,395 | $1.17 | 2d | 1 | 0.28mi |
| 931 W Texas St Denison, TX | 3.0 | 2.0 | 1376 | $1,995 | $1.45 | 5d | 1 | 0.32mi |
| 921 W Day St Denison, TX | 3.0 | 2.0 | 1212 | $1,500 | $1.24 | 139d | 1 | 0.35mi |
| 1006 W Texas St Denison, TX | 3.0 | 2.0 | 1224 | $1,375 | $1.12 | 5d | 1 | 0.35mi |
| 410 S Mirick Ave Denison, TX | 3.0 | 2.0 | 1100 | $1,300 | $1.18 | 139d | 1 | 0.42mi |
| 411 S Fannin Ave #411 Denison, TX | 3.0 | 2.5 | 1322 | $1,450 | $1.10 | 116d | 1 | 0.44mi |
| 610 W Owing St Denison, TX | 3.0 | 2.0 | 1108 | $1,645 | $1.48 | 5d | 1 | 0.45mi |
| 1022 W Shepherd St #1022 Denison, TX | 3.0 | 2.5 | 1322 | $1,450 | $1.10 | 116d | 1 | 0.45mi |
| 102 W Texas St Denison, TX | 3.0 | 2.0 | 1444 | $1,595 | $1.10 | 4d | 1 | 0.47mi |
| 1527 S Austin Ave Denison, TX | 1.0–2.0 | 1.0–2.0 | 850 | $1,050 | $1.24 | 0d | 9 | 0.48mi |
| 1527 S Austin Ave Denison, TX | 1.0–2.0 | 1.0–1.5 | 850 | $999 | $1.18 | 116d | 2 | 0.48mi |
| 626 W Crawford St Unit 101 Denison, TX | 2.0 | 2.0 | 950 | $945 | $0.99 | 5d | 1 | 0.51mi |
| 114 E Hull St Denison, TX | 2.0 | 2.0 | 1279 | $1,450 | $1.13 | 139d | 1 | 0.52mi |
| 1011 S Perry Ave Denison, TX | 2.0 | 2.0 | 1079 | $1,350 | $1.25 | 139d | 1 | 0.52mi |
| 740 W Bullock St Denison, TX | 2.0 | 1.0 | 1000 | $1,250 | $1.25 | 116d | 1 | 0.53mi |
| 725 W Brock St Denison, TX | 3.0 | 1.5 | 1349 | $1,450 | $1.07 | 116d | 1 | 0.55mi |
| 1719 S Fannin Ave Denison, TX | 2.0 | 1.0 | 1310 | $1,000 | $0.76 | 5d | 1 | 0.55mi |
| 820 W Crawford St Denison, TX | 2.0 | 1.0 | 996 | $1,250 | $1.26 | 116d | 1 | 0.56mi |
| 108 W Acheson St Denison, TX | 3.0 | 2.0 | 1056 | $1,550 | $1.47 | 139d | 1 | 0.56mi |
| 626 W Chestnut St Denison, TX | 2.0 | 1.0 | 1132 | $1,300 | $1.15 | 116d | 1 | 0.58mi |
| 1031 W Morgan St Denison, TX | 2.0 | 1.0 | 1132 | $1,100 | $0.97 | 5d | 1 | 0.58mi |
| 715 W Chestnut St Denison, TX | 2.0 | 2.0 | 1273 | $1,300 | $1.02 | 139d | 1 | 0.62mi |
| 900 W Chestnut St Denison, TX | 3.0 | 2.0 | 1742 | $1,695 | $0.97 | 139d | 1 | 0.63mi |
| 1216 W Nelson St Denison, TX | 3.0 | 2.0 | 1200 | $1,550 | $1.29 | 5d | 1 | 0.64mi |
| 501 S Perry Ave Denison, TX | 3.0 | 1.0 | 1050 | $1,300 | $1.24 | 3d | 1 | 0.65mi |
| 500 W Burrell St Denison, TX | 3.0 | 1.0 | 1056 | $1,395 | $1.32 | 5d | 1 | 0.65mi |
| 1120 W Owing St Denison, TX | 3.0 | 2.0 | 1090 | $1,225 | $1.12 | 116d | 1 | 0.65mi |
Property features AI
Finance
- Other
- Listing is for sale and currently activePossession at closing/fundingStandard special listing conditions
- Financial info
- Accepts Cash and Conventional financingNo second mortgage indicated
- HOA & community
- No homeowners association
Exterior
- Parking
- On-street parking
- Security
- No specific security features listed
- Utilities
- City waterCity sewerElectricity connectedMunicipal utility district: No
- Home design
- Single-family residenceOne storyResidential property
- Construction
- Built in 1928 (preowned)Wood constructionComposition roofPillar/post/pier foundation
- Exterior features
- Lot smaller than 0.5 acre (approximately 0.172 acres)Shed(s) on the propertyAll-weather road access
Interior
- Kitchen
- Kitchen (13 x 11)Includes appliances (other - unspecified)
- Bedrooms
- 3 bedrooms (all on the main level)Primary bedroom on the main level
- Flooring
- Wood floors
- Bathrooms
- 2 full bathrooms
- Heating & cooling
- Electric heatingElectric cooling
- Interior features
- Open plan with 6 total roomsOne living area and one dining areaOther interior features (unspecified)
- Laundry & utility
- No specific laundry/utility appliances listed
Listing history 50 events
-
2026-08-16days on market $110,000 Active 108 DOM
-
2026-08-15days on market $110,000 Active 107 DOM
-
2026-08-14days on market $110,000 Active 106 DOM
-
2026-08-13days on market $110,000 Active 105 DOM
-
2026-08-12days on market $110,000 Active 104 DOM
-
2026-08-12status $110,000 Active 103 DOM
-
2026-08-11days on market $110,000 Active Option Contract 103 DOM
-
2026-08-10days on market $110,000 Active Option Contract 102 DOM
-
2026-08-09days on market $110,000 Active Option Contract 101 DOM
-
2026-08-08days on market $110,000 Active Option Contract 100 DOM
-
2026-08-07statusdays on market $110,000 Active Option Contract 99 DOM
-
2026-08-06days on market $110,000 Active 98 DOM
-
2026-08-05days on market $110,000 Active 97 DOM
-
2026-08-04days on market $110,000 Active 96 DOM
-
2026-08-03days on market $110,000 Active 95 DOM
-
2026-07-31days on market $110,000 Active 92 DOM
-
2026-07-30days on market $110,000 Active 91 DOM
-
2026-07-29days on market $110,000 Active 90 DOM
-
2026-07-27days on market $110,000 Active 88 DOM
-
2026-07-25days on market $110,000 Active 86 DOM
-
2026-07-24days on market $110,000 Active 85 DOM
-
2026-07-23days on market $110,000 Active 84 DOM
-
2026-07-22days on market $110,000 Active 83 DOM
-
2026-07-21days on market $110,000 Active 82 DOM
-
2026-07-18days on market $110,000 Active 79 DOM
-
2026-07-16days on market $110,000 Active 77 DOM
-
2026-07-16days on market $110,000 Active 76 DOM
-
2026-07-14days on market $110,000 Active 75 DOM
-
2026-07-13days on market $110,000 Active 74 DOM
-
2026-07-12days on market $110,000 Active 73 DOM
-
2026-07-11days on market $110,000 Active 72 DOM
-
2026-07-10days on market $110,000 Active 71 DOM
-
2026-07-09days on market $110,000 Active 70 DOM
-
2026-07-08days on market $110,000 Active 69 DOM
-
2026-07-07days on market $110,000 Active 68 DOM
-
2026-07-06days on market $110,000 Active 67 DOM
-
2026-07-05days on market $110,000 Active 66 DOM
-
2026-07-04days on market $110,000 Active 65 DOM
-
2026-07-03days on market $110,000 Active 64 DOM
-
2026-07-02days on market $110,000 Active 63 DOM
-
2026-07-01days on market $110,000 Active 62 DOM
-
2026-06-30days on market $110,000 Active 61 DOM
-
2026-06-29days on market $110,000 Active 60 DOM
-
2026-06-28days on market $110,000 Active 59 DOM
-
2026-06-28days on market $110,000 Active 58 DOM
-
2026-06-27days on market $110,000 Active 57 DOM
-
2026-06-26days on market $110,000 Active 56 DOM
-
2026-06-23days on market $110,000 Active 53 DOM
-
2026-06-22days on market $110,000 Active 52 DOM
-
2026-06-19days on market $110,000 Active 50 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,313 · $276/mo
- Projected year-2 tax
- $3,313 · $276/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,357
- − Mortgage interest
- −$6,162
- − Property taxes
- −$3,313
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,469
- − Management
- −$1,469
- − Depreciation
- −$3,200
- Taxable income
- $2,195
- Est. tax owed @ 24.0%
- −$527
- After-tax cash flow
- $3,190/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
This home requires moderate renovations to improve its condition and increase its value. The kitchen and bathrooms are in poor condition and need major updates. The HVAC system and exterior siding also need attention. Improving these areas will significantly increase the home's resale and rental value.
Deferred maintenance Est. $50,000–$150,000 screening
- Major Roof (roof) — The roof appears to be missing shingles and has visible damage.
- Major Windows (windows) — The windows appear to be old and possibly not functioning properly.
- Major Electrical (electrical) — The electrical panel appears to be old and possibly not functioning properly.
- Major Plumbing (plumbing) — The plumbing appears to be old and possibly not functioning properly.
- Major Exterior (exterior) — The exterior of the house appears to be in poor condition and possibly not functioning properly.
Repairs flagged
- Major Kitchen cabinets — The cabinets are outdated and may need replacement.
- Major Kitchen countertops — The countertops are outdated and may need replacement.
- Major Kitchen flooring — The flooring is outdated and may need replacement.
- Major Bathroom fixtures — The fixtures are outdated and may need replacement.
- Major Bathroom flooring — The flooring is outdated and may need replacement.
- Major Bathroom tub — The tub appears to be in poor condition and may need replacement.
Value-add opportunities
- Resale Replace outdated kitchen cabinets, countertops, and flooring — Updating the kitchen will significantly improve the home's appearance and functionality, making it more attractive to potential buyers. ↑
- Resale Replace outdated bathroom fixtures and flooring — Updating the bathrooms will improve the home's appearance and functionality, making it more attractive to potential buyers. ↑
- Both Replace HVAC system — A new HVAC system will improve the home's comfort and energy efficiency, making it more attractive to both buyers and renters. ↑
- Both Improve landscaping — Improving the landscaping will enhance the home's curb appeal and make it more attractive to potential buyers and renters. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Denison ISD
- NCES district ID
- 4816710
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 44% ▼ -3.00%
- Median HH income
- $41,650
- Composite
- 36.6/100
- National rank
- #4629
- State rank
- #315 of 826 in TX
Livability — Denison
- Score
- 73/100
- State rank
- #221
- US rank
- #5428
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Denison, TX
- County
- Grayson County · 134,540 people
- City population
- 34,008
- Metro
- Sherman-Denison, TX
- Population (ZIP)
- 24,835
- Household income
- $71,605
- Rent vs Own
- Severe rent burden
- 8% of renters
Population outlook (Grayson County) Hauer SSP2
- Today (2025)
- 134,540 people
- By 2030
- 138,653 · +3.1%
- By 2040
- 145,958 · +8.5%
- By 2050
- 151,218 · +12.4%
- By 2075
- 161,802 · +20.3%
- By 2100
- 159,036 · +18.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 13% Two or more races 9% Black 6%
- Hispanic origin (detail)
- Mexican 11%
- Common ancestry
- Slovak 5% Serbian 2% Portuguese 2%
- Foreign-born
- 4% · Canada
- Languages at home
- 93% English-only · Spanish 6%
Political lean MEDSL · Grayson
- 2024 margin
- Solid R (+54.3) · D 22.5% · R 76.7%
- 2008→2024 swing
- -16.4pp toward R · 2008: -37.9pp · 2024: -54.3pp
- All cycles
- 2024: R+54.3 2020: R+49.9 2016: R+53.1 2012: R+48.0 2008: R+37.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -295.96%
- Current HPI
- 257.1806
- Rent YoY
- ▬ 0.05%
- Metro
- Sherman-Denison, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+122.2% since first listed11 events — show timeline
- 2026-04-30 Listed $110,000 NTREIS
- 2026-01-19 Listing Removed — NTREIS
- 2025-05-06 Price Changed $135,000 NTREIS
- 2025-05-06 Relisted — NTREIS
- 2024-11-12 Listed $195,000 NTREIS
- 2016-09-13 Sold (Public Records) — Public Records
- 2016-09-13 Sold (MLS) — NTREIS
- 2016-08-29 Pending — NTREIS
- 2016-06-07 Listed $49,500 NTREIS
- 2016-05-19 Sold (Public Records) — Public Records
- 1978-09-19 Sold (Public Records) — Public Records
Property tax history
+7.1%/yrLatest (2025): $3,313 · -4.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…