230 1st Ave · Phoenixville, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 6/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +8.8/30.0
- Schools +4.9/10.0
- Livability +4.5/5.0
- Rent growth +3.9/5.0
- Condition / age +2.5/5.0
- DSCR +2.4/10.0
- 1% rule +2.1/10.0
- Appreciation +0.0/10.0
$345,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/ one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/ laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
Key facts
- Garage
- Built 1928
- Listed 5 days
Property features AI
Finance
- Other: Fee simple ownership
Exterior
- Parking: Detached garage (rear entry); One detached garage space and one off-street space (2 total parking spaces)
- Utilities: Public water; Public sewer; Natural gas hot water
- Home design: Interior townhouse/rowhouse
- Construction: Brick construction; Stone foundation; Estimated year built
- Exterior features: No tidal water; Above grade and below grade structures
Interior
- Kitchen: Kitchen
- Bedrooms: Three bedrooms on the upper level (second floor)
- Bathrooms: One full bathroom
- Heating & cooling: Hot water heating; Natural gas heat; Window air conditioning units (electric)
- Interior features: Partially finished basement; Living room; Dining room; Media room; Full bathroom
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath townhouse listed at $345k.
Deal economics
- At list price, monthly cash flow is $-287 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $294k (14.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $245k (29.1% below list).
- Recommended offer: $245k (29.1% below list) — sets the bar for 1% rule.
- Cap rate 5.3% vs local median 2.6% in Phoenixville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 91/100 on livability (#11 in PA, #48 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+.
- Phoenixville Area SD (suburban): math 44% / reading 66% proficiency, ranked #88 of 539 in PA (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Barkley El Sch (math 37% / reading 52%, grade F, #815 of 1,518 statewide, top 56%, 291 students, 57% FRL); Phoenixville Area Ms (math 22% / reading 68%, grade D, #187 of 512 statewide, top 38%, 937 students, 32% FRL); Phoenixville Area Hs (math 78% / reading 75%, grade A-, #24 of 437 statewide, top 5%, 1,272 students, 27% FRL) — zoned schools average 39% FRL vs 21% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+5.6%/yr); 171 active listings in the ZIP; 36 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,513 units permitted in Chester County in 2024 (354 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Chester County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
- 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1928 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.71% ✗
- Cap rate
- 5.29%
- Cash-on-cash
- -3.57%
- DSCR
- 0.84
- GRM
- 11.8
CMA / ARV
- ARV (median comp)
- $441,468
- List price
- $345,000
- Delta
- -21.85%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 365 Church St | 0.35mi | 3/1.5 | 1,464 (-2%) | 7mo | $325,000 | $222 | 73 |
| 238 Nutt Rd | 0.27mi | 3/1.0 | 1,413 (-5%) | 8mo | $344,900 | $244 | 72 |
| 317 Hall St | 0.26mi | 4/1.5 (+1) | 1,444 (-3%) | 7mo | $340,000 | $235 | 70 |
| 256 Washington Ave | 0.08mi | 3/2.0 | 1,647 (+11%) | 9mo | $535,000 | $325 | 67 |
| 325 Washington Ave | 0.16mi | 4/1.5 (+1) | 1,600 (+8%) | 12mo | $400,000 | $250 | 63 |
| 235 Morgan St | 0.15mi | 4/1.0 (+1) | 1,696 (+14%) | 3mo | $250,000 | $147 | 62 |
| 211 Morris St | 0.35mi | 3/1.5 | 1,308 (-12%) | 0mo | $387,500 | $296 | 61 |
| 328 Church St | 0.29mi | 4/1.5 (+1) | 1,295 (-13%) | 1mo | $399,900 | $309 | 57 |
| 231 Saint Marys St | 0.71mi | 3/1.5 | 1,468 (-1%) | 10mo | $425,000 | $290 | 54 |
| 11 Mill St | 0.39mi | 3/1.0 | 1,268 (-15%) | 4mo | $420,000 | $331 | 54 |
| 607 Vanderslice St #44 | 0.67mi | 2/2.5 (-1) | 1,488 (0%) | 11mo | $390,000 | $262 | 48 |
| 509 Nutt Rd | 0.61mi | 3/1.5 | 1,296 (-13%) | 7mo | $334,000 | $258 | 42 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.63% rent growth · sell at horizon
- IRR
- -19.6%
- Equity multiple
- 0.30×
- Total profit
- $-67,609
- Equity at exit
- $51,441
- IRR
- -8.1%
- Equity multiple
- 0.44×
- Total profit
- $-53,900
- Equity at exit
- $29,829
Cash invested: $96,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 19460
- Rents YoY
- 5.6%
- Active inventory
- 171
- Price-to-rent
- 11.8×
Monthly cashflow live
- Estimated rent
- $2,447 high interval (Pro) →
- Mortgage (P&I)
- −$1,809
- Tax from tax record
- −$267 /mo · $3,204/yr
- Insurance
- −$144
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$514
- Net cashflow
- $-287
Break-even live
Sensitivity live
| Price | -10% $-92 | -5% $-189 | +0% $-287 | +5% $-385 | +10% $-482 |
|---|---|---|---|---|---|
| Rent | -10% $-480 | -5% $-384 | +0% $-287 | +5% $-190 | +10% $-94 |
| Rate | -1.0pp $-113 | -0.5pp $-199 | base $-287 | +0.5pp $-376 | +1.0pp $-467 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $86,250
- Closing costs
- $10,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 36 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 305 S Main St Unit 5 Phoenixville, PA | 2.0 | 1.0 | 900 | $2,200 | $2.44 | 3d | 1 | 0.09mi |
| 305 S Main St Unit 3 Phoenixville, PA | 2.0 | 1.0 | 900 | $2,300 | $2.56 | 45d | 1 | 0.09mi |
| 252 Morgan St Unit 106 Phoenixville, PA | 2.0 | 1.0 | 900 | $1,895 | $2.11 | 26d | 1 | 0.13mi |
| 144 Gay St Unit 2 Phoenixville, PA | 3.0 | 2.0 | 1600 | $2,995 | $1.87 | 26d | 1 | 0.15mi |
| 600 Gay St Unit B4 Phoenixville, PA | 2.0 | 1.0 | 1100 | $1,791 | $1.63 | 26d | 1 | 0.22mi |
| 312 Milligan St Phoenixville, PA | 3.0 | 1.0 | 1064 | $2,650 | $2.49 | 45d | 1 | 0.30mi |
| 412 1st Ave Phoenixville, PA | 3.0 | 2.0 | 1300 | $2,650 | $2.04 | 7d | 1 | 0.31mi |
| 142 Church St Unit 2bed/2bath Luxury Unit Phoenixville, PA | 2.0 | 2.0 | 1000 | $2,450 | $2.45 | 45d | 1 | 0.31mi |
| 724 Main St Unit 3 Phoenixville, PA | 2.0 | 1.0 | 1000 | $1,895 | $1.90 | 0d | 1 | 0.32mi |
| 724 Main St Unit 3 Phoenixville, PA | 2.0 | 1.0 | 1100 | $2,100 | $1.91 | 26d | 1 | 0.32mi |
| 724 Main St Unit 3 Phoenixville, PA | 2.0 | 1.0 | 1000 | $1,895 | $1.90 | 45d | 1 | 0.32mi |
| 135 Prospect St Phoenixville, PA | 2.0 | 2.0 | 900 | $2,300 | $2.56 | 16d | 1 | 0.35mi |
| 134 Bridge St #201 Phoenixville, PA | 2.0 | 2.0 | 1176 | $2,650 | $2.25 | 45d | 1 | 0.38mi |
| 131 Bridge St Phoenixville, PA | 1.0–3.0 | 1.0–2.0 | 1010 | $3,125 | $3.09 | 0d | 31 | 0.38mi |
| 37 Bridge St Unit 201 Phoenixville, PA | 2.0 | 1.0 | 1100 | $2,400 | $2.18 | 0d | 1 | 0.46mi |
| 495 Nutt Rd Phoenixville, PA | 1.0–2.0 | 1.0 | 784 | $1,950 | $2.49 | 0d | 8 | 0.49mi |
| 45 N Main St Phoenixville, PA | 2.0 | 1.0–2.0 | 844 | $2,770 | $3.28 | 0d | 36 | 0.51mi |
| 963 Skylar Ct Phoenixville, PA | 2.0 | 1.5 | 1114 | $2,690 | $2.41 | 45d | 1 | 0.54mi |
| 723 Wheatland St Phoenixville, PA | 2.0 | 2.0 | 827 | $2,725 | $3.30 | 0d | 12 | 0.63mi |
| 129 Walnut St Mont Clare, PA | 4.0 | 2.0 | 1542 | $3,200 | $2.08 | 12d | 1 | 0.71mi |
| 126 Norwood St Unit 3 Mont Clare, PA | 2.0 | 1.0 | 1200 | $1,995 | $1.66 | 45d | 1 | 0.93mi |
| 23 Christman St Phoenixville, PA | 2.0 | 2.0 | 1450 | $2,850 | $1.97 | 0d | 1 | 0.97mi |
| 21 Christman St Phoenixville, PA | 2.0 | 2.0 | 1450 | $2,850 | $1.97 | 4d | 1 | 0.97mi |
| 10 Lexington Dr Phoenixville, PA | 2.0 | 1.0 | 925 | $1,897 | $2.05 | 16d | 1 | 1.05mi |
| 10 Lexington Dr Phoenixville, PA | 2.0 | 1.0 | 925 | $1,897 | $2.05 | 20d | 1 | 1.05mi |
| 10 Lexington Dr Phoenixville, PA | 2.0 | 1.0 | 925 | $1,847 | $2.00 | 19d | 1 | 1.05mi |
| 10 Lexington Dr Phoenixville, PA | 2.0 | 1.0 | 925 | $1,647 | $1.78 | 18d | 1 | 1.05mi |
| 504 Meadowview Ln #504 Mont Clare, PA | 3.0 | 2.0 | 1092 | $2,100 | $1.92 | 4d | 1 | 1.08mi |
| 909 Westridge Gardens Way Phoenixville, PA | 1.0–2.0 | 1.0–1.5 | 955 | $2,500 | $2.62 | 3d | 6 | 1.09mi |
| 1051 Balley Dr Phoenixville, PA | 3.0 | 2.5 | 1672 | $2,550 | $1.53 | 14d | 1 | 1.11mi |
| 383 Westridge Cir Phoenixville, PA | 2.0 | 2.0 | 1114 | $2,495 | $2.24 | 45d | 1 | 1.16mi |
| 8 Wendy Way Phoenixville, PA | 3.0 | 2.5 | 1640 | $2,900 | $1.77 | 45d | 1 | 1.25mi |
| 856 Graphite Dr Phoenixville, PA | 2.0 | 2.5 | 1237 | $2,700 | $2.18 | 45d | 1 | 1.26mi |
| 777 Platinum Dr Phoenixville, PA | 2.0 | 2.5 | 1237 | $2,650 | $2.14 | 45d | 1 | 1.28mi |
| 755 Platinum Dr Phoenixville, PA | 3.0 | 2.5 | 1868 | $2,800 | $1.50 | 45d | 1 | 1.30mi |
| 1401 Eland Downe Phoenixville, PA | 2.0–3.0 | 1.5–2.5 | 1050 | $3,150 | $3.00 | 0d | 1 | 1.32mi |
Listing history 25 events
-
2026-05-18status Pending 1755-char remark
-
2026-05-14$345,000 Active 1755-char remark
-
2026-05-13historical $345,000 1755-char remark
-
2012-04-02soldstatus $197,000
-
2012-03-27soldstatus $197,000 888-char remark
Show marketing remark (884 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
-
2012-03-27soldstatus $197,000 Sold
Show marketing remark (884 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
-
2012-03-26status Under Contract
Show marketing remark (884 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
-
2012-03-23soldstatus $197,000 Sold
Show marketing remark (884 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
-
2012-03-07status Under Contract
Show marketing remark (884 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
-
2012-02-12historical 888-char remark
Show marketing remark (888 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/ one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/ laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
-
2012-02-04$200,000 888-char remark
Show marketing remark (884 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
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2012-02-04$200,000 Active
Show marketing remark (884 chars)
Pottery Barn Charm! Beautiful home featuring warm colors throughout and rich hardwood flooring in dining room, over-sized living room & 2 Bedrooms! This beautiful house features a very large living room with bright sunshine flowing through the large picture window! Large formal dining room and great eat in kitchen with granite counter tops, bright sunshine and exit to rear fenced yard w/one car garage. This home also features 3 very good sized bedrooms, renovated bath & finished basement w/laundry room. Crown molding, warm colors, original doors/knobs, chair rail, hardwood floors, curved doorways and large windows begin to describe the charm this home is made of. Custom Blinds, new windows on 2nd floor, finished basement, new rear soffits, new front gutters, renovated bath & kitchen begin to describe this great house. You will not want to miss this one!
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2011-02-18soldstatus $194,000
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2011-02-04soldstatus $194,000
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2011-02-04soldstatus $194,000
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2010-12-28historical
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2010-11-17$199,900
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2010-11-17$199,900
-
2006-08-11soldstatus $197,500
-
2006-07-17soldstatus $197,500
-
2006-05-12historical
-
2006-03-31$197,500
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1989-12-01soldstatus $86,000
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1985-02-01soldstatus $51,000
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1979-04-01soldstatus $41,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $3,204 · $267/mo
- Projected year-2 tax
- $4,328 · $361/mo
- Expected delta
- +$1,123/yr (+$94/mo · 35.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥101°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,361
- − Mortgage interest
- −$19,325
- − Property taxes
- −$3,204
- − Insurance
- −$1,725
- − Repairs & maintenance
- −$2,349
- − Management
- −$2,349
- − Depreciation
- −$10,036
- Taxable loss
- −$9,628
- Est. tax savings @ 24.0%
- +$2,311
- After-tax cash flow
- $-1,134/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Phoenixville Area SD
- NCES district ID
- 4219050
- Math proficiency
- 44% ▼ -11.00%
- Reading proficiency
- 66% ▼ -10.00%
- Median HH income
- $74,870
- Composite
- 49.22/100
- National rank
- #2038
- State rank
- #88 of 539 in PA
Livability — Phoenixville
- Score
- 91/100
- State rank
- #11
- US rank
- #48
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Phoenixville, PA
- County
- Chester County · 432,350 people
- City population
- 45,423
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- Population (ZIP)
- 45,423
- Household income
- $124,050
- Rent vs Own
- Severe rent burden
- 1021.0
Population outlook (Chester County) Hauer SSP2
- Today (2025)
- 546,756 people
- By 2030
- 559,441 · +2.3%
- By 2040
- 576,377 · +5.4%
- By 2050
- 580,602 · +6.2%
- By 2075
- 581,575 · +6.4%
- By 2100
- 540,922 · -1.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Two or more races 8% Hispanic / Latino 5% Asian 4% Black 3%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 2%
- Common ancestry
- Romanian 7% Slovak 2% Lithuanian 2%
- Foreign-born
- 7% · Canada, China, Vietnam
- Languages at home
- 90% English-only · Spanish 3% Other Indo-European 2% Chinese 1%
Political lean MEDSL · Chester
- 2024 margin
- D (+14.5) · D 56.7% · R 42.2% · Other 1.0%
- 2008→2024 swing
- +5.2pp toward D · 2008: 9.2pp · 2024: 14.5pp
- All cycles
- 2024: D+14.5 2020: D+17.0 2016: D+9.2 2012: R+0.4 2008: D+9.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -269.54%
- Current HPI
- 280.8622
- Rent YoY
- ▲ 5.63%
- Metro
- Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+863.4% since first listed26 events — show timeline
- 2026-06-12 Sold (MLS) $395,000 BRIGHT MLS
- 2026-05-18 Pending — BRIGHT MLS
- 2026-05-14 Listed $345,000 BRIGHT MLS
- 2026-05-13 Coming Soon $345,000 BRIGHT MLS
- 2012-04-02 Sold (Public Records) $197,000 Public Records
- 2012-03-27 Sold (MLS) $197,000 TREND
- 2012-03-27 Sold (MLS) $197,000 BRIGHT MLS
- 2012-03-26 Pending — TREND
- 2012-03-23 Sold (MLS) $197,000 TREND
- 2012-03-07 Pending — TREND
- 2012-02-12 Listing Removed — BRIGHT MLS
- 2012-02-04 Listed $200,000 TREND
- 2012-02-04 Listed $200,000 BRIGHT MLS
- 2011-02-18 Sold (Public Records) $194,000 Public Records
- 2011-02-04 Sold (MLS) $194,000 TREND
- 2011-02-04 Sold (MLS) $194,000 BRIGHT MLS
- 2010-12-28 Listing Removed — BRIGHT MLS
- 2010-11-17 Listed $199,900 TREND
- 2010-11-17 Listed $199,900 BRIGHT MLS
- 2006-08-11 Sold (Public Records) $197,500 Public Records
- 2006-07-17 Sold (MLS) $197,500 BRIGHT MLS
- 2006-05-12 Listing Removed — BRIGHT MLS
- 2006-03-31 Listed $197,500 BRIGHT MLS
- 1989-12-01 Sold (Public Records) $86,000 Public Records
- 1985-02-01 Sold (Public Records) $51,000 Public Records
- 1979-04-01 Sold (Public Records) $41,000 Public Records
Property tax history
+2.2%/yrLatest (2026): $3,204 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…