25955 California 243 #1 · Idyllwild-Pine Cove, CA
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 8/10 · Major
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 3/10 · Minor
- Hot days now (above 87°F)
- 8 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 6/10 · Moderate
- Unhealthy air days now
- 9 days/yr
- Unhealthy air days in 30 yrs
- 12 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Condition / age +3.8/5.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Livability +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$74,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This bright and turnkey mobile home is located in downtown Idyllwild in the lovely 55+ community of mobile home park, Idyllwild Trailer Park. The home, which comes fully furnished, features a large bedroom with queen bed and plenty of closet and shelving space, bathroom with full size bathtub, large and airy living room with propane wood stove, new mini-split, skylights, updated kitchen with built-in display hutch, a separate dining area, and newer laminate flooring throughout. Additionally, the property offers a brand new fully fenced large front deck, fenced side yard, plenty of inside storage, and an outdoor storage shed. The mobile home has ample parking with its own carport, too. Idyllwild Trailer Park has a large community club house with complete amenities, as well as laundry facilities. Current space rent at the park is $818 per month, which includes water, snow removal, and trash services. Pets are welcome. All you need to bring is your toothbrush to this lovely full time or part time home in the mountains!
Key facts
- Fenced side yard
- Ample parking
- Turnkey mobile home
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $74k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $508 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $74k).
- Recommended offer: $68k (9.0% below list) — sets the bar for market timing.
- Cap rate 15.6% vs local median 2.9% in Idyllwild-Pine Cove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Hemet Unified (suburban): math 19% / reading 41% proficiency, ranked #360 of 517 in CA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 183 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 73% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $515 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 96 days — a 9% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 96 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.85% ✓
- Cap rate
- 15.55%
- Cash-on-cash
- 33.06%
- DSCR
- 2.47
- GRM
- 4.5
CMA / ARV
- ARV (median comp)
- $54,593
- List price
- $74,500
- Delta
- 36.46%
- Verdict
- OVERPRICED
- Comps
- 6 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 25955 Highway 243 #11 | 0.00mi | 1/1.0 | 520 (-1%) | 13mo | $145,000 | $279 | 88 |
| 25955 Hwy 243 #6 | 0.00mi | 1/1.0 | 500 (-5%) | 7mo | $55,000 | $110 | 86 |
| 25995 Hwy 243 #57 | 0.03mi | 1/1.0 | 545 (+4%) | 23mo | $30,000 | $55 | 73 |
| 25955 Hwy 243 #2 | 0.00mi | 1/1.0 | 450 (-14%) | 5mo | $55,000 | $122 | 72 |
| 25995 Hwy 243, Sp 57 | 0.07mi | 1/1.0 | 545 (+4%) | 23mo | $30,000 | $55 | 71 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 23.7%
- Equity multiple
- 1.98×
- Total profit
- $20,362
- Equity at exit
- $11,108
- IRR
- 31.6%
- Equity multiple
- 3.86×
- Total profit
- $59,666
- Equity at exit
- $6,441
Cash invested: $20,860 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92549
- Home prices YoY
- -25.8%
- Active inventory
- 183
- Price-to-rent
- 4.5×
Monthly cashflow live
- Estimated rent
- $1,379 high interval (Pro) →
- Mortgage (P&I)
- −$391
- Tax est. 1.5%
- −$93 /mo · $1,118/yr
- Insurance
- −$31
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$290
- Net cashflow
- $508
Break-even live
Sensitivity live
| Price | -10% $560 | -5% $534 | +0% $508 | +5% $483 | +10% $457 |
|---|---|---|---|---|---|
| Rent | -10% $399 | -5% $454 | +0% $508 | +5% $563 | +10% $617 |
| Rate | -1.0pp $546 | -0.5pp $527 | base $508 | +0.5pp $489 | +1.0pp $469 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,625
- Closing costs
- $2,235
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 54100 Pine Crest Ave Idyllwild, CA | 1.0 | 1.0 | 600 | $1,450 | $2.42 | 44d | 1 | 0.10mi |
| 54100 Pine Crest Ave Unit 8 Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 475 | $1,150 | $2.42 | 44d | 1 | 0.10mi |
| 54078 Pine Crest Ave Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 500 | $1,400 | $2.80 | 17d | 1 | 0.13mi |
| 54274 N Circle Dr Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 500 | $1,200 | $2.40 | 12d | 1 | 0.15mi |
| 54045 Pine Crest Ave Unit NA Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 609 | $1,300 | $2.13 | 20d | 1 | 0.17mi |
| 54042 Pine Crest Ave Idyllwild, CA | 1.0 | 1.0 | 529 | $1,199 | $2.27 | 44d | 1 | 0.20mi |
| 26500 California 243 Unit G Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 600 | $1,250 | $2.08 | 44d | 1 | 0.41mi |
| 54605 N Circle Dr Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 400 | $1,350 | $3.38 | 44d | 1 | 0.46mi |
| 54705 Pine Crest Ave Idyllwild, CA | 1.0 | 1.0 | 475 | $1,550 | $3.26 | 44d | 1 | 0.52mi |
| 54374 Valley-View Unit Upstairs Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 750 | $1,600 | $2.13 | 44d | 1 | 0.57mi |
| 52640 Marian View Dr Idyllwild-Pine Cove, CA | 1.0 | 1.0 | 648 | $1,500 | $2.31 | 44d | 1 | 1.48mi |
Listing history 17 events
-
2026-06-18days on market $74,500 Active 96 DOM
-
2026-06-18price $74,500 Active 95 DOM
-
2026-06-17days on market $79,500 Active 95 DOM
-
2026-06-16days on market $79,500 Active 94 DOM
-
2026-06-15days on market $79,500 Active 93 DOM
-
2026-06-13days on market $79,500 Active 91 DOM
-
2026-06-09days on market $79,500 Active 87 DOM
-
2026-06-08days on market $79,500 Active 86 DOM
-
2026-06-07days on market $79,500 Active 85 DOM
-
2026-06-04days on market $79,500 Active 82 DOM
-
2026-06-03days on market $79,500 Active 81 DOM
-
2026-06-02days on market $79,500 Active 80 DOM
-
2026-06-01days on market $79,500 Active 79 DOM
-
2026-05-31days on market $79,500 Active 78 DOM
-
2026-03-14$79,500 Active 1031-char remark
Show marketing remark (1031 chars)
This bright and turnkey mobile home is located in downtown Idyllwild in the lovely 55+ community of mobile home park, Idyllwild Trailer Park. The home, which comes fully furnished, features a large bedroom with queen bed and plenty of closet and shelving space, bathroom with full size bathtub, large and airy living room with propane wood stove, new mini-split, skylights, updated kitchen with built-in display hutch, a separate dining area, and newer laminate flooring throughout. Additionally, the property offers a brand new fully fenced large front deck, fenced side yard, plenty of inside storage, and an outdoor storage shed. The mobile home has ample parking with its own carport, too. Idyllwild Trailer Park has a large community club house with complete amenities, as well as laundry facilities. Current space rent at the park is $818 per month, which includes water, snow removal, and trash services. Pets are welcome. All you need to bring is your toothbrush to this lovely full time or part time home in the mountains!
-
2026-03-02price $79,500 1031-char remark
Show marketing remark (1031 chars)
This bright and turnkey mobile home is located in downtown Idyllwild in the lovely 55+ community of mobile home park, Idyllwild Trailer Park. The home, which comes fully furnished, features a large bedroom with queen bed and plenty of closet and shelving space, bathroom with full size bathtub, large and airy living room with propane wood stove, new mini-split, skylights, updated kitchen with built-in display hutch, a separate dining area, and newer laminate flooring throughout. Additionally, the property offers a brand new fully fenced large front deck, fenced side yard, plenty of inside storage, and an outdoor storage shed. The mobile home has ample parking with its own carport, too. Idyllwild Trailer Park has a large community club house with complete amenities, as well as laundry facilities. Current space rent at the park is $818 per month, which includes water, snow removal, and trash services. Pets are welcome. All you need to bring is your toothbrush to this lovely full time or part time home in the mountains!
-
2026-01-10$83,000 Active 1031-char remark
Show marketing remark (1031 chars)
This bright and turnkey mobile home is located in downtown Idyllwild in the lovely 55+ community of mobile home park, Idyllwild Trailer Park. The home, which comes fully furnished, features a large bedroom with queen bed and plenty of closet and shelving space, bathroom with full size bathtub, large and airy living room with propane wood stove, new mini-split, skylights, updated kitchen with built-in display hutch, a separate dining area, and newer laminate flooring throughout. Additionally, the property offers a brand new fully fenced large front deck, fenced side yard, plenty of inside storage, and an outdoor storage shed. The mobile home has ample parking with its own carport, too. Idyllwild Trailer Park has a large community club house with complete amenities, as well as laundry facilities. Current space rent at the park is $818 per month, which includes water, snow removal, and trash services. Pets are welcome. All you need to bring is your toothbrush to this lovely full time or part time home in the mountains!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 8/10 Severe
- Heat 3/10 Moderate 8 d/yr ≥87°F today · 22 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 6/10 Major 9 unhealthy d/yr today · 12 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,551
- − Mortgage interest
- −$4,173
- − Property taxes
- −$1,118
- − Insurance
- −$1,170
- − Repairs & maintenance
- −$1,324
- − Management
- −$1,324
- − Depreciation
- −$2,167
- Taxable income
- $5,275
- Est. tax owed @ 24.0%
- −$1,266
- After-tax cash flow
- $4,833/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This turnkey mobile home in Idyllwild is in good condition with updated features and a fenced yard, making it a great investment for both resale and rental.
Value-add opportunities
- Both painting interior walls — enhances curb appeal and interior aesthetics
- Both upgrading flooring — improves comfort and value
- Both upgrading kitchen appliances — enhances functionality and appeal
Renovation cost estimate screening
Value-add ROI direction
- Both painting interior walls — enhances curb appeal and interior aesthetics ↑
- Both upgrading flooring — improves comfort and value ↑
- Both upgrading kitchen appliances — enhances functionality and appeal ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Hemet Unified
- NCES district ID
- 0616920
- Math proficiency
- 19% ▼ -3.00%
- Reading proficiency
- 41% ▲ 4.00%
- Median HH income
- $39,962
- Composite
- 25.16/100
- National rank
- #7517
- State rank
- #360 of 517 in CA
Livability — Idyllwild-Pine Cove
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Idyllwild-Pine Cove, CA
- County
- Riverside County · 2,287,001 people
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 4,016
- Household income
- $73,750
- Rent vs Own
- Severe rent burden
- 156.0
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 57% Hispanic / Latino 24% Asian 9% Two or more races 8% Native American 2%
- Hispanic origin (detail)
- Mexican 13%
- Common ancestry
- Slovak 4% Italian 2% Romanian 2%
- Foreign-born
- 20% · Canada, China, Vietnam
- Languages at home
- 79% English-only · Spanish 14% Tagalog/Filipino 2% Other Indo-European 2%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -100.32%
- Current HPI
- 287.8582
- Rent YoY
- —
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-4.2% since first listed3 events — show timeline
- 2026-03-14 Listed $79,500 GPSMLS
- 2026-03-02 Price Changed $79,500 IAOR
- 2026-01-10 Listed $83,000 IAOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…