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528 Ansley Ave
C- Composite 51.47
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.8/30.0
  • ARV discount +8.9/15.0
  • DSCR +6.3/10.0
  • 1% rule +4.3/10.0
  • Schools +3.9/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$219,900

528 Ansley Ave · Perry, GA 31069
3 bd · 2.0 ba · 1,862 sqft · SingleFamily public records · 91 Days on market
Built 1978 0.34 ac lot $118/sqft · at area comps Est $227k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

A spacious 1862 foot home located in Perry, Georgia just minutes from downtown Perry and all of the amenities in beautiful Perry. A short drive to Ag Center and Houston County Fairgrounds, Houston County Board of Education and I 75. Home includes a wood burning fireplace and enclosed back porch with 3 bedrooms and two full baths. Less than 30 minutes from Robins Air Force Base, Frito Lay and Perdue Chicken plant. Home is tucked away in a quiet neighborhood. Call today and make Perry your new home.

Key facts

  • Enclosed back porch
  • 0.34 acre lot
  • Built 1978

Tags

WOOD BURNING FIREPLACEENCLOSED BACK PORCHMINUTES FROM DOWNTOWN PERRYSHORT DRIVE TO AG CENTER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $220k.

Deal economics

  • At list price, monthly cash flow is $261 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (7.3% below list).
  • Recommended offer: $200k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 4.5% in Perry — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#149 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 466 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($75k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 91 days — a 9% lower offer ($200k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $54k; list at $220k implies a 305% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $200,109 (9.0% below list)

Questions for the listing agent

  1. It's been on market 91 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
7.72%
Cash-on-cash
5.08%
DSCR
1.23
GRM
9.0

CMA / ARV

ARV (median comp)
$226,924
List price
$219,900
Delta
-3.10%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1404 Tucker Rd 0.20mi 3/2.0 1,852 (-0%) 9mo $216,900 $117 83
303 Shane Cir 0.15mi 3/2.5 1,851 (-1%) 12mo $263,000 $142 80
614 Hillcrest Ave 0.28mi 3/2.0 1,673 (-10%) 1mo $235,000 $140 69
630 Pine Ridge St 0.33mi 3/2.0 1,715 (-8%) 4mo $245,000 $143 68
706 Hillcrest Ave 0.54mi 3/2.0 1,885 (+1%) 6mo $298,000 $158 68
550 Linden St 0.19mi 4/3.0 (+1) 1,680 (-10%) 14mo $210,000 $125 54
310 Christopher Luke Cir 0.13mi 3/2.0 1,619 (-13%) 21mo $255,000 $158 54
310 Christopher Luke Cir 0.13mi 3/2.0 1,619 (-13%) 21mo $255,000 $158 54
444 Linden St 0.09mi 4/2.5 (+1) 2,140 (+15%) 13mo $283,000 $132 53
700 Hillcrest Ave 0.51mi 3/2.5 1,686 (-10%) 10mo $332,500 $197 50
606 Frank Satterfield Rd 0.37mi 3/1.5 1,586 (-15%) 14mo $165,000 $104 44
821 Keith Dr 0.72mi 3/3.0 1,884 (+1%) 22mo $215,000 $114 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.4%
Equity multiple
0.69×
Total profit
$-19,107
Equity at exit
$32,788
10-year hold
IRR
1.0%
Equity multiple
1.07×
Total profit
$4,438
Equity at exit
$19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31069

Active inventory
466
Price-to-rent
9.0×

Monthly cashflow live

Estimated rent
$2,038 high interval (Pro) →
Mortgage (P&I)
$1,153
Tax from tax record
$105 /mo · $1,255/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$428
Net cashflow
$261

Break-even live

Break-even rent $1,708
Max offer price $219,900
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,975
Closing costs
$6,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
304 Christopher Luke Cir Perry, GA 3.0 2.0 1769 $2,095 $1.18 44d 1 0.16mi
526 Ochlahatchee Dr Perry, GA 3.0 1.5 1300 $1,550 $1.19 44d 1 0.52mi
1501 Main St Perry, GA 3.0 2.0 1254 $1,750 $1.40 44d 1 0.65mi
705 Evergreen St Perry, GA 2.0 1.5 1489 $1,400 $0.94 21d 1 0.67mi
1100 Kenwood Dr Perry, GA 3.0 2.0 1298 $3,950 $3.04 44d 1 0.87mi
1100 Kenwood Dr Perry, GA 3.0 2.0 1298 $3,950 $3.04 21d 1 0.87mi
1115 Kingston Rd Perry, GA 4.0 3.0 1740 $2,000 $1.15 21d 1 0.95mi
1304 Georgia Ave Perry, GA 4.0 2.0 1485 $3,500 $2.36 44d 1 1.19mi
1304 Georgia Ave Perry, GA 4.0 2.0 1485 $3,500 $2.36 21d 1 1.19mi
1215 Macon Rd Perry, GA 3.0 2.5 1768 $1,700 $0.96 13d 1 1.31mi

Listing history 20 events

  1. 2026-06-19
    days on market $219,900 Active 91 DOM
  2. 2026-06-18
    days on market $219,900 Active 90 DOM
  3. 2026-06-17
    days on market $219,900 Active 89 DOM
  4. 2026-06-16
    days on market $219,900 Active 88 DOM
  5. 2026-06-15
    days on market $219,900 Active 87 DOM
  6. 2026-06-14
    days on market $219,900 Active 85 DOM
  7. 2026-06-13
    days on market $219,900 Active 84 DOM
  8. 2026-06-10
    days on market $219,900 Active 82 DOM
  9. 2026-06-09
    days on market $219,900 Active 81 DOM
  10. 2026-06-08
    days on market $219,900 Active 80 DOM
  11. 2026-06-07
    days on market $219,900 Active 79 DOM
  12. 2026-06-05
    days on market $219,900 Active 76 DOM
  13. 2026-06-03
    days on market $219,900 Active 75 DOM
  14. 2026-06-02
    days on market $219,900 Active 74 DOM
  15. 2026-06-01
    days on market $219,900 Active 73 DOM
  16. 2026-05-31
    days on market $219,900 Active 72 DOM
  17. 2026-05-30
    days on market $219,900 Active 71 DOM
  18. 2026-04-15
    price $219,900 502-char remark
    Show marketing remark (502 chars)

    A spacious 1862 foot home located in Perry, Georgia just minutes from downtown Perry and all of the amenities in beautiful Perry. A short drive to Ag Center and Houston County Fairgrounds, Houston County Board of Education and I 75. Home includes a wood burning fireplace and enclosed back porch with 3 bedrooms and two full baths. Less than 30 minutes from Robins Air Force Base, Frito Lay and Perdue Chicken plant. Home is tucked away in a quiet neighborhood. Call today and make Perry your new home.

  19. 2026-03-20
    listed $259,000 New 502-char remark
    Show marketing remark (502 chars)

    A spacious 1862 foot home located in Perry, Georgia just minutes from downtown Perry and all of the amenities in beautiful Perry. A short drive to Ag Center and Houston County Fairgrounds, Houston County Board of Education and I 75. Home includes a wood burning fireplace and enclosed back porch with 3 bedrooms and two full baths. Less than 30 minutes from Robins Air Force Base, Frito Lay and Perdue Chicken plant. Home is tucked away in a quiet neighborhood. Call today and make Perry your new home.

  20. 1991-02-22
    soldstatus $54,258

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,255 · $105/mo
Projected year-2 tax
$2,023 · $169/mo
Expected delta
+$768/yr (+$64/mo · 61.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,457
− Mortgage interest
−$12,318
− Property taxes
−$1,255
− Insurance
−$1,100
− Repairs & maintenance
−$1,957
− Management
−$1,957
− Depreciation
−$6,397
Taxable loss
−$526
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$126
After-tax cash flow
$3,254/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Perry

Score
68/100
State rank
#149
US rank
#9757

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Perry, GA
County
Houston County · 157,321 people
City population
22,953
Metro
Warner Robins, GA
Population (ZIP)
22,953
Household income
$74,501
Rent vs Own
30.4% rent · 69.6% own
Severe rent burden
666.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 24% Hispanic / Latino 4% Asian 3% Two or more races 3%
Common ancestry
Slovak 2% Romanian 1% Lithuanian 1%
Foreign-born
4% · Canada, South Korea
Languages at home
96% English-only · Spanish 2% Chinese 1%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -162.01%
Current HPI
240.9327
Rent YoY
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+305.3% since first listed
3 events — show timeline
  • 2026-04-15 Price Changed $219,900 GAMLS
  • 2026-03-20 Listed $259,000 GAMLS
  • 1991-02-22 Sold (Public Records) $54,258 Public Records

Property tax history

+4.5%/yr

Latest (2025): $1,255 · +5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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