107 Sherwood Ave · Bonanza, AR 72916

$155,000

3 bd · 1.0 ba · 1,140 sqft · SingleFamily public records · 144 Days on market

Built 1960 0.34 ac lot Est $125k · 24% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• DSCR +6.5/10.0
• 1% rule +5.4/10.0
• Livability +3.3/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks

Charm galore! This beautifully updated 3-bedroom, 1-bath home retains all the warmth and character it had the day it was built. Recent updates include a newer roof, fresh paint throughout, and refinished original hardwood floors, plus so much more. Additional features include a storm shelter and a storage shed. This one is full of charm and truly move-in ready—you won’t want to miss it!

Key facts

• Fresh paint
• Newer roof
• Storage shed

Tags

• NEWER ROOF
• FRESH PAINT
• STORM SHELTER
• STORAGE SHED

Property features AI

Exterior

• Security: Smoke detectors; Fire alarm
• Utilities: Electricity available; Sewer available
• Home design: Single family house; One story
• Construction: Stone and brick construction; Shingle roof
• Exterior features: Covered patio and porch; Porch; Patio; Cleared lot; Paved road access; Publicly maintained road

Interior

• Kitchen: Double oven; Electric water heater
• Flooring: Ceramic tile; Wood
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air; Ceiling fans
• Interior features: Ceiling fans; Eat-in kitchen; Wood burning stove fireplace
• Laundry & utility: Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $201 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $136k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 66/100 on livability (#137 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
• Hackett School District (rural): math 24% / reading 29% proficiency, ranked #173 of 238 in AR (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hackett Elementary School (math 24% / reading 16%, grade F, #376 of 454 statewide, top 84%, 493 students, 100% FRL); Hackett High School (math 24% / reading 40%, grade F, #119 of 292 statewide, top 43%, 327 students, 100% FRL) — zoned schools average 100% FRL vs 54% district-wide (46 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 238 active listings in the ZIP; solid renter incomes; 388 units permitted in Sebastian County in 2024 (16 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Sebastian County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 144 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $26k; list at $155k implies a 496% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

1. It's been on market 144 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 7.85%
• Cash-on-cash: 5.57%
• DSCR: 1.25
• GRM: 8.0

CMA / ARV

• ARV (on-the-fly): $125,400
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
107 Sherwood Ave	0.00mi	3/1.0	1,140 (0%)	0mo	$152,000	$133	100
111 Sherwood Ave	0.02mi	2/2.0 (-1)	1,274 (+12%)	6mo	$140,000	$110	65
606 Mcconnell Ave	0.34mi	2/1.0 (-1)	1,120 (-2%)	18mo	$12,650	$11	62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.57% rent growth · sell at horizon

5-year hold

• IRR: -9.3%
• Equity multiple: 0.66×
• Total profit: $-14,544
• Equity at exit: $23,111

10-year hold

• IRR: -1.9%
• Equity multiple: 0.88×
• Total profit: $-5,153
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 92 Strongly Landlord-Friendly
• State Arkansas: 92 Strongly Landlord-Friendly · R+14
• County: — inherits STATE
• City: — inherits STATE

Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

Methodology + full state rankings →

ZIP-level market 72916

• Home prices YoY: -20.1%
• Rents YoY: 1.6%
• Active inventory: 238
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,611 medium
• Mortgage (P&I): −$813
• Tax est. 1.5%: −$194 /mo · $2,325/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$338
• Net cashflow: $201

Break-even live

Break-even rent $1,356

Max offer price $155,000

Occupancy floor 82%

Sensitivity live

Price	-10% $309	-5% $255	+0% $201	+5% $148	+10% $94
Rent	-10% $74	-5% $138	+0% $201	+5% $265	+10% $329
Rate	-1.0pp $280	-0.5pp $241	base $201	+0.5pp $161	+1.0pp $120

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Listing history 24 events

1. 2026-06-18
   status $155,000 Pending 144 DOM
2. 2026-06-17
   days on market $155,000 Active 144 DOM
3. 2026-06-16
   days on market $155,000 Active 143 DOM
4. 2026-06-15
   days on market $155,000 Active 142 DOM
5. 2026-06-14
   days on market $155,000 Active 140 DOM
6. 2026-06-13
   days on market $155,000 Active 139 DOM
7. 2026-06-10
   days on market $155,000 Active 137 DOM
8. 2026-06-09
   days on market $155,000 Active 136 DOM
9. 2026-06-08
   days on market $155,000 Active 135 DOM
10. 2026-06-07
    days on market $155,000 Active 134 DOM
11. 2026-06-05
    days on market $155,000 Active 131 DOM
12. 2026-06-03
    days on market $155,000 Active 130 DOM
13. 2026-06-02
    days on market $155,000 Active 129 DOM
14. 2026-06-01
    days on market $155,000 Active 128 DOM
15. 2026-05-31
    days on market $155,000 Active 127 DOM
16. 2026-05-30
    days on market $155,000 Active 126 DOM
17. 2026-05-12
    price $155,000
18. 2026-04-28
    price $157,700
19. 2026-04-16
    price $159,700
20. 2026-04-08
    price $159,900
21. 2026-03-21
    price $160,000
22. 2026-02-19
    price $162,000
23. 2026-01-24
    listed $165,000 Active
24. 1997-09-18
    soldstatus $26,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 6/10 Major 7 d/yr ≥111°F today · 20 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 3% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,332
• − Mortgage interest: −$8,682
• − Property taxes: −$2,325
• − Insurance: −$775
• − Repairs & maintenance: −$1,547
• − Management: −$1,547
• − Depreciation: −$4,509
• Taxable loss: −$53
• Est. tax savings @ 24.0%: +$13
• After-tax cash flow: $2,431/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hackett School District
• NCES district ID: 0507170
• Math proficiency: 24% ▼ -16.00%
• Reading proficiency: 29% ▼ -17.00%
• Median HH income: $42,751
• Composite: 22.59/100
• National rank: #8071
• State rank: #173 of 238 in AR

Livability — Bonanza

• Score: 66/100
• State rank: #137
• US rank: #12289

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Bonanza, AR
• County: Sebastian County · 99,312 people
• Metro: Fort Smith, AR-OK
• Population (ZIP): 11,711
• Household income: $87,983
• Rent vs Own: 28.7% rent · 71.3% own
• Severe rent burden: 141.0

Population outlook (Sebastian County) Hauer SSP2

• Today (2025): 133,992 people
• By 2030: 136,620 · +2.0%
• By 2040: 140,832 · +5.1%
• By 2050: 143,301 · +6.9%
• By 2075: 147,964 · +10.4%
• By 2100: 145,848 · +8.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Two or more races 10% Asian 7% Hispanic / Latino 6% Black 4%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Italian 4% Scandinavian 2% Slovak 2%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 3% Other Asian/Pacific 3% German/W. Germanic 2%

Political lean MEDSL · Sebastian

• 2024 margin: Solid R (+37.5) · D 30.0% · R 67.6% · Other 2.4%
• 2008→2024 swing: -2.9pp toward R · 2008: -34.6pp · 2024: -37.5pp
• All cycles: 2024: R+37.5 2020: R+35.5 2016: R+38.1 2012: R+37.1 2008: R+34.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -54.92%
• Current HPI: 218.0302
• Rent YoY: ▲ 1.57%
• Metro: Fort Smith, AR-OK
• State GDP YoY: ▲ 3.80%
• F500 in state: 10

Industry mix (Fortune 500 HQ in AR)

Industry	F500 HQs	Revenue
▸Retail	1	$681B
▸Food / Agriculture	1	$53B
▸Retail / Energy	1	$22B
▸Transportation / Logistics	1	$12B
▸Energy	1	$4B

Price history

+496.2% since first listed

8 events — show timeline

• 2026-05-12 Price Changed $155,000 WRVBOR
• 2026-04-28 Price Changed $157,700 WRVBOR
• 2026-04-16 Price Changed $159,700 WRVBOR
• 2026-04-08 Price Changed $159,900 WRVBOR
• 2026-03-21 Price Changed $160,000 WRVBOR
• 2026-02-19 Price Changed $162,000 WRVBOR
• 2026-01-24 Listed $165,000 WRVBOR
• 1997-09-18 Sold (Public Records) $26,000 Public Records