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172 Fox St
D Composite 41.3
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +10.0/10.0
  • ARV discount +8.9/15.0
  • Cash flow +8.1/30.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.2/10.0
  • DSCR +2.1/10.0
  • Schools +2.1/10.0

$480,000

172 Fox St · Bennett, CO 80102
4 bd · 3.0 ba · 2,210 sqft · SingleFamily public records · 37 Days on market
Built 2021 5,000 sqft lot Est $495k · at est. $85/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Imagine pulling into your driveway in Bennett, Colorado, and realizing every box you've been hunting for just got checked. That's 172 Fox Street. Built in 2021 and impeccably maintained, this four-bedroom, two-and-a-half-bath home in Bennett feels like it was built yesterday - because in real estate years, it basically was. All four bedrooms live together upstairs, with the laundry room right there alongside them (no thank you to hauling baskets up and down stairs.). Downstairs, the open-concept living, kitchen, and dining flow together and are perfect for meal prep, homework, movie nights. Blinds throughout, smart thermostat, and a built-in security system mean you can move in Friday and host friends Sunday. Step out back to a brand-new deck made for slow mornings and string-light evenings. The fully landscaped yard is already irrigated front and back and the oversized hobby shed sits on a concrete pad with electric run to it, ready to become your workshop, studio, she-shed, or whatever your heart's been dreaming up. Out in the garage you'll find a bonus space and custom built-in shelving... yes, already done. Plus a Halo whole-house water filtration system and radon mitigation system already installed. Tens of thousands of dollars in upgrades you don't have to add later. And the location? Bennett is one of Colorado's fastest-growing communities, with the population up nearly 35% since 2020. You're right on the I-70 corridor... 25 minutes to DIA, 35 to downtown Denver, with quick access to Buckley Space Force Base, Aurora, and the Denver Tech Center. Anytime Fitness, QuikTrip, growing local restaurants, and that wave-at-your-neighbor charm round out the lifestyle. 172 Fox Street isn't waiting on a single project. It's just waiting on you.

Key facts

  • Brand-new deck
  • Open-concept living
  • Oversized hobby shed

Tags

OPEN-CONCEPT LIVINGBRAND-NEW DECKFULLY LANDSCAPED YARDOVERSIZED HOBBY SHEDCUSTOM BUILT-IN SHELVINGRADON MITIGATION SYSTEM

Property features AI

Finance

  • HOA & community: Homeowners association (professionally managed); Association amenities include a park and parking; Monthly association fee of $85 (annual $1,020); Association fee covers reserves, insurance, grounds maintenance, and trash

Exterior

  • Parking: 2 total parking spaces; 2-car attached garage; Concrete driveway; Oversized garage with oversized door; Smart garage door
  • Security: Video doorbell; Smart locks; Smoke detectors; Carbon monoxide detectors
  • Utilities: Electricity connected; Natural gas connected; Public water; Public sewer
  • Home design: Single family residence; Two levels; Faces west; Individual ownership
  • Construction: Built by D.R. Horton, Inc (model: Edmon); Concrete, frame, stone, and wood siding construction; Composition roof; Crawl space basement
  • Exterior features: Private yard; Covered front porch; Full fencing; Landscaped, level lot; Paved, public road frontage maintained by public

Interior

  • Kitchen: Dishwasher; Disposal; Oven; Range; Refrigerator; Kitchen island; Pantry; Granite and laminate counters; Breakfast bar
  • Bedrooms: 4 bedrooms (all on upper level)
  • Flooring: Carpet; Laminate; Vinyl
  • Bathrooms: 3 bathrooms total — 2 full, 1 half; 2 bathrooms on upper level, 1 bathroom on main level
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning
  • Interior features: Breakfast bar; Entrance foyer; Granite counters; Kitchen island; Laminate counters; Open floorplan; Pantry; Radon mitigation system; Smart lighting; Smart thermostat; Walk-in closets; Wired for data; Double pane windows
  • Laundry & utility: Washer; Dryer; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $480k.

Deal economics

  • At list price, monthly cash flow is $-475 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $396k (17.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $344k (28.3% below list).
  • Recommended offer: $344k (28.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#263 in CO) — a working-class tenant base; expect higher turnover. Strengths: housing A+, crime A-; Watch: cost of living D+, amenities F, commute F.
  • Bennett School District No. 29J (rural): math 13% / reading 31% proficiency, ranked #69 of 86 in CO (top 80%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Bennett Preschool (71 students, 11% FRL); Bennett Middle School (math 8% / reading 42%, grade F, #168 of 270 statewide, top 63%, 304 students, 38% FRL); Bennett High School (math 22% / reading 47%, grade F, #209 of 381 statewide, top 56%, 427 students, 25% FRL) — zoned schools at 25% FRL track the district average.
  • Market conditions: 213 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,299 units permitted in Adams County in 2024 (343 in 5+ unit buildings).

Forward outlook

  • In year one you build about $51k of equity ($3k loan paydown + $48k appreciation (10.0% local appreciation)).
  • Adams County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$82k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($466k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $405k; 19% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $343,985 (28.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.72%
Cap rate
5.10%
Cash-on-cash
-4.25%
DSCR
0.81
GRM
11.6

CMA / ARV

ARV (on-the-fly)
$495,040
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
45824 Silverdrop Ave 0.16mi 3/3.0 (-1) 2,222 (+0%) 0mo $480,000 $216 87
45907 Mill Ave 0.31mi 4/3.0 2,184 (-1%) 1mo $489,350 $224 83
45956 Wood Thrush Ave 0.35mi 3/3.0 (-1) 2,218 (+0%) 2mo $500,950 $226 76
45894 Mill Ave 0.32mi 5/3.0 (+1) 2,112 (-4%) 0mo $465,250 $220 73
45878 Mill Ave 0.30mi 5/3.0 (+1) 2,112 (-4%) 1mo $489,900 $232 72
45862 Mill Ave 0.29mi 5/3.0 (+1) 2,112 (-4%) 3mo $485,000 $230 72
231 Sage Grouse Way 0.26mi 4/3.0 2,407 (+9%) 3mo $527,050 $219 71
365 Wildflower Ct 0.37mi 5/3.0 (+1) 2,112 (-4%) 0mo $468,900 $222 70
45915 Wood Thrush Ave 0.29mi 3/3.0 (-1) 2,407 (+9%) 3mo $508,950 $211 64
45935 Gentry Ave 0.32mi 3/3.0 (-1) 2,407 (+9%) 2mo $514,950 $214 64
45886 Mill Ave 0.31mi 4/3.0 1,880 (-15%) 1mo $451,400 $240 60
45870 Mill Ave 0.30mi 4/3.0 1,880 (-15%) 3mo $474,900 $253 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.3%
Equity multiple
2.72×
Total profit
$231,115
Equity at exit
$432,422
10-year hold
IRR
19.2%
Equity multiple
6.24×
Total profit
$704,359
Equity at exit
$932,534

Cash invested: $134,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 80102

Home prices YoY
3.1%
Active inventory
213
Price-to-rent
11.6×

Monthly cashflow live

Estimated rent
$3,440 medium interval (Pro) →
Mortgage (P&I)
$2,517
Tax from tax record
$391 /mo · $4,689/yr
Insurance
$200
HOA
$85
Vacancy / Maint / Mgmt
$722
Net cashflow
$-475

Break-even live

Break-even rent $4,042
Max offer price $396,010
Occupancy floor

Sensitivity live

Price -10% $-204 -5% $-340 +0% $-475 +5% $-611 +10% $-747
Rent -10% $-747 -5% $-611 +0% $-475 +5% $-340 +10% $-204
Rate -1.0pp $-234 -0.5pp $-353 base $-475 +0.5pp $-600 +1.0pp $-726

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$120,000
Closing costs
$14,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
129 Racer St Bennett, CO 4.0 3.0 2536 $3,500 $1.38 26d 1 0.20mi
239 Adams St Bennett, CO 3.0 2.5 1653 $3,000 $1.81 26d 1 1.25mi

HOA detail

Monthly dues
$85 · $1,020/yr
Likely covers
waterelectricsecurity

Listing history 24 events

  1. 2026-06-21
    days on market $480,000 Active 37 DOM
  2. 2026-06-18
    days on market $480,000 Active 34 DOM
  3. 2026-06-17
    days on market $480,000 Active 33 DOM
  4. 2026-06-16
    days on market $480,000 Active 32 DOM
  5. 2026-06-15
    days on market $480,000 Active 31 DOM
  6. 2026-06-13
    days on market $480,000 Active 29 DOM
  7. 2026-06-13
    days on market $480,000 Active 28 DOM
  8. 2026-06-09
    days on market $480,000 Active 25 DOM
  9. 2026-06-08
    days on market $480,000 Active 24 DOM
  10. 2026-06-07
    days on market $480,000 Active 23 DOM
  11. 2026-06-04
    days on market $480,000 Active 20 DOM
  12. 2026-06-03
    days on market $480,000 Active 19 DOM
  13. 2026-06-02
    days on market $480,000 Active 18 DOM
  14. 2026-06-01
    days on market $480,000 Active 17 DOM
  15. 2026-05-31
    days on market $480,000 Active 16 DOM
  16. 2026-05-15
    listed $480,000 Active 1775-char remark
    Show marketing remark (1775 chars)

    Imagine pulling into your driveway in Bennett, Colorado, and realizing every box you've been hunting for just got checked. That's 172 Fox Street. Built in 2021 and impeccably maintained, this four-bedroom, two-and-a-half-bath home in Bennett feels like it was built yesterday - because in real estate years, it basically was. All four bedrooms live together upstairs, with the laundry room right there alongside them (no thank you to hauling baskets up and down stairs.). Downstairs, the open-concept living, kitchen, and dining flow together and are perfect for meal prep, homework, movie nights. Blinds throughout, smart thermostat, and a built-in security system mean you can move in Friday and host friends Sunday. Step out back to a brand-new deck made for slow mornings and string-light evenings. The fully landscaped yard is already irrigated front and back and the oversized hobby shed sits on a concrete pad with electric run to it, ready to become your workshop, studio, she-shed, or whatever your heart's been dreaming up. Out in the garage you'll find a bonus space and custom built-in shelving... yes, already done. Plus a Halo whole-house water filtration system and radon mitigation system already installed. Tens of thousands of dollars in upgrades you don't have to add later. And the location? Bennett is one of Colorado's fastest-growing communities, with the population up nearly 35% since 2020. You're right on the I-70 corridor... 25 minutes to DIA, 35 to downtown Denver, with quick access to Buckley Space Force Base, Aurora, and the Denver Tech Center. Anytime Fitness, QuikTrip, growing local restaurants, and that wave-at-your-neighbor charm round out the lifestyle. 172 Fox Street isn't waiting on a single project. It's just waiting on you.

  17. 2026-05-15
    listed $480,000 Active 1775-char remark
    Show marketing remark (1775 chars)

    Imagine pulling into your driveway in Bennett, Colorado, and realizing every box you've been hunting for just got checked. That's 172 Fox Street. Built in 2021 and impeccably maintained, this four-bedroom, two-and-a-half-bath home in Bennett feels like it was built yesterday - because in real estate years, it basically was. All four bedrooms live together upstairs, with the laundry room right there alongside them (no thank you to hauling baskets up and down stairs.). Downstairs, the open-concept living, kitchen, and dining flow together and are perfect for meal prep, homework, movie nights. Blinds throughout, smart thermostat, and a built-in security system mean you can move in Friday and host friends Sunday. Step out back to a brand-new deck made for slow mornings and string-light evenings. The fully landscaped yard is already irrigated front and back and the oversized hobby shed sits on a concrete pad with electric run to it, ready to become your workshop, studio, she-shed, or whatever your heart's been dreaming up. Out in the garage you'll find a bonus space and custom built-in shelving... yes, already done. Plus a Halo whole-house water filtration system and radon mitigation system already installed. Tens of thousands of dollars in upgrades you don't have to add later. And the location? Bennett is one of Colorado's fastest-growing communities, with the population up nearly 35% since 2020. You're right on the I-70 corridor... 25 minutes to DIA, 35 to downtown Denver, with quick access to Buckley Space Force Base, Aurora, and the Denver Tech Center. Anytime Fitness, QuikTrip, growing local restaurants, and that wave-at-your-neighbor charm round out the lifestyle. 172 Fox Street isn't waiting on a single project. It's just waiting on you.

  18. 2021-09-15
    soldstatus $404,530 Closed 959-char remark
    Show marketing remark (959 chars)

    Popular 4 bedroom, 2.5 bath home and upstairs laundry plus spacious 2.5 car garage for extra storage. Open flow between the great room, kitchen and nook makes entertaining easy. Timeless Burlap cabinets, granite kitchen counters with subway tile backsplash, stainless gas range, microwave, dishwasher plus laminate wood floors on most of main level. We offer an extensive list of included features in our homes such as 8' front door, 2 panel interior doors, A/C, tankless water heater, front yard landscaping, 8' tall garage doors with smart openers plus Smart Home features such as Echo Show5, Echo Dot, Skybell, Z-Wave Thermostat and more! 10/2/1 year New home warranty for peace of mind is also included. Family friendly area with community park, playground and picnic area plus quick access to rec center and shopping! Hurry, don't miss this one! Est. Move in 2nd Qtr 2021. Builder 2-10 Limited Warranty. Photos are representative, not of actual home.

  19. 2021-09-15
    soldstatus $404,530 959-char remark
    Show marketing remark (959 chars)

    Popular 4 bedroom, 2.5 bath home and upstairs laundry plus spacious 2.5 car garage for extra storage. Open flow between the great room, kitchen and nook makes entertaining easy. Timeless Burlap cabinets, granite kitchen counters with subway tile backsplash, stainless gas range, microwave, dishwasher plus laminate wood floors on most of main level. We offer an extensive list of included features in our homes such as 8' front door, 2 panel interior doors, A/C, tankless water heater, front yard landscaping, 8' tall garage doors with smart openers plus Smart Home features such as Echo Show5, Echo Dot, Skybell, Z-Wave Thermostat and more! 10/2/1 year New home warranty for peace of mind is also included. Family friendly area with community park, playground and picnic area plus quick access to rec center and shopping! Hurry, don't miss this one! Est. Move in 2nd Qtr 2021. Builder 2-10 Limited Warranty. Photos are representative, not of actual home.

  20. 2021-02-01
    status Pending 959-char remark
    Show marketing remark (959 chars)

    Popular 4 bedroom, 2.5 bath home and upstairs laundry plus spacious 2.5 car garage for extra storage. Open flow between the great room, kitchen and nook makes entertaining easy. Timeless Burlap cabinets, granite kitchen counters with subway tile backsplash, stainless gas range, microwave, dishwasher plus laminate wood floors on most of main level. We offer an extensive list of included features in our homes such as 8' front door, 2 panel interior doors, A/C, tankless water heater, front yard landscaping, 8' tall garage doors with smart openers plus Smart Home features such as Echo Show5, Echo Dot, Skybell, Z-Wave Thermostat and more! 10/2/1 year New home warranty for peace of mind is also included. Family friendly area with community park, playground and picnic area plus quick access to rec center and shopping! Hurry, don't miss this one! Est. Move in 2nd Qtr 2021. Builder 2-10 Limited Warranty. Photos are representative, not of actual home.

  21. 2021-01-26
    price $403,195 959-char remark
    Show marketing remark (959 chars)

    Popular 4 bedroom, 2.5 bath home and upstairs laundry plus spacious 2.5 car garage for extra storage. Open flow between the great room, kitchen and nook makes entertaining easy. Timeless Burlap cabinets, granite kitchen counters with subway tile backsplash, stainless gas range, microwave, dishwasher plus laminate wood floors on most of main level. We offer an extensive list of included features in our homes such as 8' front door, 2 panel interior doors, A/C, tankless water heater, front yard landscaping, 8' tall garage doors with smart openers plus Smart Home features such as Echo Show5, Echo Dot, Skybell, Z-Wave Thermostat and more! 10/2/1 year New home warranty for peace of mind is also included. Family friendly area with community park, playground and picnic area plus quick access to rec center and shopping! Hurry, don't miss this one! Est. Move in 2nd Qtr 2021. Builder 2-10 Limited Warranty. Photos are representative, not of actual home.

  22. 2021-01-22
    price $401,195 959-char remark
    Show marketing remark (959 chars)

    Popular 4 bedroom, 2.5 bath home and upstairs laundry plus spacious 2.5 car garage for extra storage. Open flow between the great room, kitchen and nook makes entertaining easy. Timeless Burlap cabinets, granite kitchen counters with subway tile backsplash, stainless gas range, microwave, dishwasher plus laminate wood floors on most of main level. We offer an extensive list of included features in our homes such as 8' front door, 2 panel interior doors, A/C, tankless water heater, front yard landscaping, 8' tall garage doors with smart openers plus Smart Home features such as Echo Show5, Echo Dot, Skybell, Z-Wave Thermostat and more! 10/2/1 year New home warranty for peace of mind is also included. Family friendly area with community park, playground and picnic area plus quick access to rec center and shopping! Hurry, don't miss this one! Est. Move in 2nd Qtr 2021. Builder 2-10 Limited Warranty. Photos are representative, not of actual home.

  23. 2021-01-18
    listed $399,195 Active 959-char remark
    Show marketing remark (959 chars)

    Popular 4 bedroom, 2.5 bath home and upstairs laundry plus spacious 2.5 car garage for extra storage. Open flow between the great room, kitchen and nook makes entertaining easy. Timeless Burlap cabinets, granite kitchen counters with subway tile backsplash, stainless gas range, microwave, dishwasher plus laminate wood floors on most of main level. We offer an extensive list of included features in our homes such as 8' front door, 2 panel interior doors, A/C, tankless water heater, front yard landscaping, 8' tall garage doors with smart openers plus Smart Home features such as Echo Show5, Echo Dot, Skybell, Z-Wave Thermostat and more! 10/2/1 year New home warranty for peace of mind is also included. Family friendly area with community park, playground and picnic area plus quick access to rec center and shopping! Hurry, don't miss this one! Est. Move in 2nd Qtr 2021. Builder 2-10 Limited Warranty. Photos are representative, not of actual home.

  24. 2021-01-18
    listed $403,195 959-char remark
    Show marketing remark (959 chars)

    Popular 4 bedroom, 2.5 bath home and upstairs laundry plus spacious 2.5 car garage for extra storage. Open flow between the great room, kitchen and nook makes entertaining easy. Timeless Burlap cabinets, granite kitchen counters with subway tile backsplash, stainless gas range, microwave, dishwasher plus laminate wood floors on most of main level. We offer an extensive list of included features in our homes such as 8' front door, 2 panel interior doors, A/C, tankless water heater, front yard landscaping, 8' tall garage doors with smart openers plus Smart Home features such as Echo Show5, Echo Dot, Skybell, Z-Wave Thermostat and more! 10/2/1 year New home warranty for peace of mind is also included. Family friendly area with community park, playground and picnic area plus quick access to rec center and shopping! Hurry, don't miss this one! Est. Move in 2nd Qtr 2021. Builder 2-10 Limited Warranty. Photos are representative, not of actual home.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

Current annual tax
$4,689 · $391/mo
Projected year-2 tax
$4,689 · $391/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 3/10 Moderate 6 d/yr ≥92°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$41,278
− Mortgage interest
−$26,887
− Property taxes
−$4,689
− Insurance
−$2,400
− Repairs & maintenance
−$3,302
− Management
−$3,302
− HOA
−$1,020
− Depreciation
−$13,964
Taxable loss
−$14,287
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,429
After-tax cash flow
$-2,277/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bennett School District No. 29J
NCES district ID
0802430
Math proficiency
13% ▼ -10.00%
Reading proficiency
31% ▼ -9.00%
Median HH income
$69,795
Composite
21.39/100
National rank
#8353
State rank
#69 of 86 in CO

Livability — Bennett

Score
59/100
State rank
#263
US rank
#19691

Category grades

Amenities F Commute F Cost of living D+ Crime A- Employment B- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bennett, CO
City population
5,994
Population (ZIP)
5,994

Population outlook (Adams County) Hauer SSP2

Today (2025)
598,184 people
By 2030
651,880 · +9.0%
By 2040
759,778 · +27.0%
By 2050
862,889 · +44.3%
By 2075
1,085,994 · +81.5%
By 2100
1,211,318 · +102.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 21% Two or more races 11% Black 2%
Hispanic origin (detail)
Mexican 17% Puerto Rican 1%
Common ancestry
Serbian 4% Italian 3% Lithuanian 2%
Foreign-born
6% · Canada, China
Languages at home
87% English-only · Spanish 10% German/W. Germanic 1% Chinese 1%

Political lean MEDSL · Adams

2024 margin
Lean D (+9.0) · D 53.2% · R 44.1% · Other 2.7%
2008→2024 swing
-9.3pp toward R · 2008: 18.4pp · 2024: 9.0pp
All cycles
2024: D+9.0 2020: D+16.3 2016: D+7.2 2012: D+15.1 2008: D+18.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 14.94%
Current HPI
494.39
Rent YoY
Metro
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

+20.2% since first listed
9 events — show timeline
  • 2026-05-15 Listed $480,000 IRES
  • 2026-05-15 Listed $480,000 REColorado as Distributed by MLS Grid
  • 2021-09-15 Sold (MLS) $404,530 IRES
  • 2021-09-15 Sold (MLS) $404,530 REColorado as Distributed by MLS Grid
  • 2021-02-01 Pending REColorado as Distributed by MLS Grid
  • 2021-01-26 Price Changed $403,195 REColorado as Distributed by MLS Grid
  • 2021-01-22 Price Changed $401,195 REColorado as Distributed by MLS Grid
  • 2021-01-18 Listed $403,195 IRES
  • 2021-01-18 Listed $399,195 REColorado as Distributed by MLS Grid

Property tax history

+49.5%/yr

Latest (2025): $4,689 · -9.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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