9066 Albion Ln N #5104 · Lely Resort, FL 34113

$389,000

3 bd · 2.0 ba · 1,771 sqft · Condo public records · 238 Days on market

Built 2014 $1244/mo HOA · 20% of rent

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.1/30.0
• 1% rule +10.0/10.0
• DSCR +9.4/10.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Rent growth +3.9/5.0
• Livability +3.1/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Immaculate 2nd floor San Pablo with 3 bedrooms, 2 baths, generous living space and lots of upgrades, you'll enjoy a perfect setting for relaxing and entertaining. The gourmet kitchen will inspire your inner chef with its quartzite counters, 42-inch raised cabinets and stainless steel appliances. The master bedroom has its own private bath plus a huge walk-in closet with built-in cabinets. The two spacious guest bedrooms share a tile bath with a tub-shower. Other features to mention: Window treatments throughout, large screened private balcony with southern exposure, crown molding, Designer Fans and much more. Attached 2-car garage. In a great neighborhood near it all with shops and restaurants just minutes away. All of this in a prime location in Ole. Perfect year-round or as winter escape. Truly resort style living in Ole at Lely Resort include gorgeous pool with pool-side service, tennis, pickle ball, state-of-the-art gym, Ice-cream shop movie theater, casual pub-style and fine dining options on-site. High-Speed internet and cable are already included in HOA fees. Ole is only 15 minutes from downtown Naples and Marco Island. Public Golf courses of Lely Resort within minutes.

Key facts

• Courtyard setting
• Lush landscaping
• Spacious bar island

Tags

• COURTYARD SETTING
• LUSH LANDSCAPING
• OPEN-CONCEPT LAYOUT
• WELL-EQUIPPED KITCHEN
• SPACIOUS BAR ISLAND
• STAINLESS STEEL APPLIANCES

Property features AI

Finance

• Financial info: Special assessment $2,400 annually
• HOA & community: Mandatory HOA (professional management); Master association fee $99 annually; Condo fee $3,710 quarterly; One-time other fee $500; Total annual recurring fees $17,339; Total one-time fees $950; HOA maintenance covers cable, insurance, internet/Wi-Fi, irrigation water, lawn/land maintenance, pest control (exterior), recreation facilities, repairs, reserves, sewer, street lights, trash removal, water, and master association fee; Community amenities include community pool and spa, exercise room, tennis, pickleball, bocce, basketball, volleyball, billiards, theater, library, restaurant, cabana, bike/jog paths, sidewalks, and underground utilities; Community type: non-gated, public golf

Exterior

• Parking: 2 assigned parking spaces; Covered parking; Guest parking; Street parking; Under-building closed parking; Attached garage (2 spaces)
• Security: Impact resistant doors and windows
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential property in Lely Resort; Low-rise building (1–3 stories); 2-story building; Rear exposure facing northeast; Zero lot line
• Construction: Built in 2014; Concrete block and wood frame construction; Stucco exterior finish; Tile roof; Impact resistant single-hung windows
• Exterior features: Patio

Interior

• Kitchen: Island; Cooktop (electric); Range; Self-cleaning oven; Microwave; Dishwasher; Disposal; Refrigerator/ice maker; Breakfast bar / dining (living)
• Bedrooms: 3 bedrooms; Master bedroom upstairs; Split bedroom floor plan
• Flooring: Tile; Wood
• Bathrooms: 2 full bathrooms; Master bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans
• Interior features: Cable pre-wired; Fire sprinkler system; High-speed internet available; Smoke detectors; Volume ceilings; Window coverings; Balcony; Screened balcony/lanai/porch; Guest bath; Guest room; Home office; Laundry in residence; Turnkey furnished
• Laundry & utility: Washer and dryer in unit; Auto garage door

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath condo listed at $389k.

Deal economics

• At list price, monthly cash flow is $674 ($8k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($6k rent vs $389k).
• Recommended offer: $342k (12.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 61/100 on livability (#786 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A-; Watch: health & safety D, amenities F, commute F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Lely Elementary School (math 45% / reading 46%, grade D-, #1,247 of 2,144 statewide, top 59%, 499 students, 62% FRL); Lely High School (math 40% / reading 39%, grade F, #304 of 667 statewide, top 47%, 1,504 students, 54% FRL) — zoned schools at 58% FRL track the district average.
• Zoned-school proficiency averages 42% at this address vs 58% district-wide (-16 pts) — the specific schools serving this property underperform the Collier average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising fast (+5.6%/yr); 597 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 5.6% rent growth), your $109k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 238 days — a 12% lower offer ($342k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago; this cycle's ask has dropped $86k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $308k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $342,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 238 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.62% ✓
• Cap rate: 9.69%
• Cash-on-cash: 12.13%
• DSCR: 1.54
• GRM: 5.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold

• IRR: -0.5%
• Equity multiple: 0.98×
• Total profit: $-2,130
• Equity at exit: $58,001

10-year hold

• IRR: 12.8%
• Equity multiple: 2.20×
• Total profit: $130,859
• Equity at exit: $33,634

Cash invested: $108,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34113

• Rents YoY: 5.6%
• Active inventory: 597
• Price-to-rent: 5.1×

Monthly cashflow live

• Estimated rent: $6,308 high
• Mortgage (P&I): −$2,040
• Tax from tax record: −$436 /mo · $5,238/yr
• Insurance: −$162
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$1,244
• Vacancy / Maint / Mgmt: −$1,325
• Net cashflow: $674

Break-even live

Break-even rent $5,455

Max offer price $389,000

Occupancy floor 84%

Sensitivity live

Price	-10% $895	-5% $784	+0% $674	+5% $564	+10% $454
Rent	-10% $176	-5% $425	+0% $674	+5% $924	+10% $1,173
Rate	-1.0pp $870	-0.5pp $773	base $674	+0.5pp $574	+1.0pp $471

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $97,250
• Closing costs: $11,670
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9066 Albion Ln N #5106 Naples, FL	3.0	2.5	1715	$6,500	$3.79	21d	1	0.02mi
9066 Albion Ln N Unit 51-1 Naples, FL	3.0	2.5	1989	$7,000	$3.52	24d	1	0.02mi
9071 Albion Ln N #5706 Naples, FL	2.0	2.5	1441	$2,200	$1.53	24d	1	0.02mi
8965 Malibu Ln #802 Naples, FL	3.0	2.0	1771	$6,595	$3.72	24d	1	0.05mi
9082 Capistrano St N Unit 48-5 Naples, FL	2.0	2.0	1227	$6,500	$5.30	24d	1	0.06mi
9081 Albion Ln S #6505 Naples, FL	2.0	2.0	1225	$7,500	$6.12	24d	1	0.07mi
9081 Albion Ln S #6510 Naples, FL	3.0	2.5	2004	$6,280	$3.13	14d	1	0.07mi
9073 Rialto St #6002 Naples, FL	3.0	2.0	1771	$7,500	$4.23	24d	1	0.09mi
9072 Rialto St #6302 Naples, FL	3.0	2.0	1771	$8,250	$4.66	21d	1	0.11mi
9102 Capistrano St S Unit 72-3 Naples, FL	2.0	2.5	1520	$6,500	$4.28	24d	1	0.12mi
9054 Capistrano St N #4002 Naples, FL	3.0	2.0	1674	$6,000	$3.58	24d	1	0.13mi
9054 Capistrano St N #4003 Naples, FL	2.0	2.0	1385	$2,495	$1.80	24d	1	0.13mi
9076 Rialto St Unit 62 Naples, FL	3.0	2.5	1624	$7,500	$4.62	24d	1	0.13mi
8519 Chase Preserve Dr Naples, FL	2.0	2.0	1827	$9,000	$4.93	24d	1	0.15mi
9109 Yuba Ln Unit 80 Naples, FL	3.0	2.5	1729	$3,900	$2.26	24d	1	0.18mi
9088 Chula Vista St Unit 108-3 Naples, FL	2.0	2.0	1404	$5,700	$4.06	24d	1	0.19mi
9092 Chula Vista St #11003 Naples, FL	2.0	2.0	1404	$6,850	$4.88	24d	1	0.20mi
9111 Capistrano St S #8303 Naples, FL	2.0	2.5	1432	$7,500	$5.24	24d	1	0.20mi
9115 Capistrano St S #8207 Naples, FL	2.0	2.5	1494	$6,000	$4.02	24d	1	0.20mi
8175 Celeste Dr Naples, FL	2.0	2.0	1460	$2,395	$1.64	24d	1	0.21mi
8175 Celeste Dr #1229 Naples, FL	3.0	2.0	1640	$2,975	$1.81	24d	1	0.21mi
8175 Celeste Dr #1230 Naples, FL	2.0	2.0	1476	$2,775	$1.88	24d	1	0.21mi
9102 Chula Vista St #11302 Naples, FL	2.0	2.5	1531	$2,695	$1.76	21d	1	0.22mi
9025 Alturas St #3102 Naples, FL	2.0	3.0	1531	$3,400	$2.22	24d	1	0.22mi
8135 Celeste Dr #4218 Naples, FL	2.0	2.0	1476	$7,500	$5.08	24d	1	0.23mi
9118 Chula Vista St #12002 Naples, FL	2.0	2.5	1531	$4,200	$2.74	24d	1	0.27mi
8986 Cambria Cir #2204 Naples, FL	3.0	2.0	1771	$7,500	$4.23	24d	1	0.28mi
8986 Cambria Cir Unit 22 Naples, FL	2.0	2.0	1404	$6,000	$4.27	24d	1	0.28mi
9151 Delano St #9702 Naples, FL	3.0	2.5	1733	$2,650	$1.53	14d	1	0.34mi
8989 Cambria Cir #1807 Naples, FL	3.0	2.5	2008	$7,000	$3.49	14d	1	0.34mi
8125 Celeste Dr #5113 Naples, FL	3.0	2.0	1635	$7,000	$4.28	24d	1	0.35mi
8125 Celeste Dr #5216 Naples, FL	3.0	2.0	1640	$4,500	$2.74	24d	1	0.35mi
9155 Delano St Unit 1545913P Naples, FL	3.0	2.0	1797	$3,871	$2.15	14d	1	0.36mi
9159 Delano St #9905 Naples, FL	3.0	2.0	1770	$4,995	$2.82	24d	1	0.37mi
8992 Cambria Cir Unit 1546062P Naples, FL	3.0	2.0	2002	$3,097	$1.55	14d	1	0.38mi
8967 Lely Island Cir Naples, FL	3.0	2.0	2056	$17,000	$8.27	24d	1	0.41mi
9161 Chula Vista St Unit 135-2 Naples, FL	4.0	3.0	1776	$7,500	$4.22	24d	1	0.42mi
8085 Celeste Dr #812 Naples, FL	2.0	2.0	1480	$6,000	$4.05	14d	1	0.45mi
9187 Celeste Dr Unit 1073494P Naples, FL	2.0	2.0	1399	$2,979	$2.13	14d	1	0.48mi
8949 Malibu St #304 Naples, FL	3.0	2.0	1771	$6,500	$3.67	24d	1	0.48mi

HOA detail condo

• Monthly dues: $1,244 · $14,928/yr
• Likely covers: internetcablepoolgym
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 25 events

1. 2026-06-18
   days on market $389,000 Active 238 DOM
2. 2026-06-17
   days on market $389,000 Active 237 DOM
3. 2026-06-16
   days on market $389,000 Active 236 DOM
4. 2026-06-15
   days on market $389,000 Active 235 DOM
5. 2026-06-10
   days on market $389,000 Active 230 DOM
6. 2026-06-09
   days on market $389,000 Active 229 DOM
7. 2026-06-08
   days on market $389,000 Active 228 DOM
8. 2026-06-07
   days on market $389,000 Active 227 DOM
9. 2026-06-03
   days on market $389,000 Active 223 DOM
10. 2026-06-02
    days on market $389,000 Active 222 DOM
11. 2026-06-01
    days on market $389,000 Active 221 DOM
12. 2026-05-31
    days on market $389,000 Active 220 DOM
13. 2026-05-30
    days on market $389,000 Active 219 DOM
14. 2026-04-20
    price $389,000
15. 2026-02-03
    price $449,900
16. 2025-10-23
    listed $475,000 Active
17. 2021-03-11
    soldstatus $307,500
18. 2021-03-03
    soldstatus $307,500 Sold 1195-char remark

    Show marketing remark (1195 chars)

    Immaculate 2nd floor San Pablo with 3 bedrooms, 2 baths, generous living space and lots of upgrades, you'll enjoy a perfect setting for relaxing and entertaining. The gourmet kitchen will inspire your inner chef with its quartzite counters, 42-inch raised cabinets and stainless steel appliances. The master bedroom has its own private bath plus a huge walk-in closet with built-in cabinets. The two spacious guest bedrooms share a tile bath with a tub-shower. Other features to mention: Window treatments throughout, large screened private balcony with southern exposure, crown molding, Designer Fans and much more. Attached 2-car garage. In a great neighborhood near it all with shops and restaurants just minutes away. All of this in a prime location in Ole. Perfect year-round or as winter escape. Truly resort style living in Ole at Lely Resort include gorgeous pool with pool-side service, tennis, pickle ball, state-of-the-art gym, Ice-cream shop movie theater, casual pub-style and fine dining options on-site. High-Speed internet and cable are already included in HOA fees. Ole is only 15 minutes from downtown Naples and Marco Island. Public Golf courses of Lely Resort within minutes.

19. 2021-01-25
    status Pending With Contingencies 1195-char remark

    Show marketing remark (1195 chars)

    Immaculate 2nd floor San Pablo with 3 bedrooms, 2 baths, generous living space and lots of upgrades, you'll enjoy a perfect setting for relaxing and entertaining. The gourmet kitchen will inspire your inner chef with its quartzite counters, 42-inch raised cabinets and stainless steel appliances. The master bedroom has its own private bath plus a huge walk-in closet with built-in cabinets. The two spacious guest bedrooms share a tile bath with a tub-shower. Other features to mention: Window treatments throughout, large screened private balcony with southern exposure, crown molding, Designer Fans and much more. Attached 2-car garage. In a great neighborhood near it all with shops and restaurants just minutes away. All of this in a prime location in Ole. Perfect year-round or as winter escape. Truly resort style living in Ole at Lely Resort include gorgeous pool with pool-side service, tennis, pickle ball, state-of-the-art gym, Ice-cream shop movie theater, casual pub-style and fine dining options on-site. High-Speed internet and cable are already included in HOA fees. Ole is only 15 minutes from downtown Naples and Marco Island. Public Golf courses of Lely Resort within minutes.

20. 2021-01-01
    listed $315,000 Active 1195-char remark

    Show marketing remark (1195 chars)

    Immaculate 2nd floor San Pablo with 3 bedrooms, 2 baths, generous living space and lots of upgrades, you'll enjoy a perfect setting for relaxing and entertaining. The gourmet kitchen will inspire your inner chef with its quartzite counters, 42-inch raised cabinets and stainless steel appliances. The master bedroom has its own private bath plus a huge walk-in closet with built-in cabinets. The two spacious guest bedrooms share a tile bath with a tub-shower. Other features to mention: Window treatments throughout, large screened private balcony with southern exposure, crown molding, Designer Fans and much more. Attached 2-car garage. In a great neighborhood near it all with shops and restaurants just minutes away. All of this in a prime location in Ole. Perfect year-round or as winter escape. Truly resort style living in Ole at Lely Resort include gorgeous pool with pool-side service, tennis, pickle ball, state-of-the-art gym, Ice-cream shop movie theater, casual pub-style and fine dining options on-site. High-Speed internet and cable are already included in HOA fees. Ole is only 15 minutes from downtown Naples and Marco Island. Public Golf courses of Lely Resort within minutes.

21. 2019-10-16
    soldstatus $290,000
22. 2019-10-15
    soldstatus $290,000 Sold 1191-char remark

    Show marketing remark (1191 chars)

    Offered furnished. Immaculate 3 bedroom, 2 bath, 2nd floor San Pablo floor plan with many upgrades. The kitchen includes 42-inch ungraded raised panel cabinets, crown with under counter lighting, beautiful grey and white quartzite counter-top with extended breakfast bar and a farm house sink, tiled back splash and GE profile stainless steel appliances. Other features include impact windows and doors, tile on the diagonal, new washer, fans, fixtures and window treatments throughout plus a custom California closet in the master. One of the best features is your large spacious South facing SCREENED patio. Included in your purchase is membership to the Village Center in Ole’ for residents only just steps from your unit. Amenities include resort style & kiddie pools, hot tub, movie theater, coffee shop & internet café, pub and bistro, volleyball, tennis, pickleball and basketball courts and a gym with aerobic an studio and a variety of fitness classes. Marco Island and Naples beaches are just a 15-minute drive as well as 5th Ave and 3rd St. for shopping and dining. For the Golf enthusiast there are 2 public and 1 private golf courses within Lely Resort.

23. 2019-09-11
    status Pending With Contingencies 1191-char remark

    Show marketing remark (1191 chars)

    Offered furnished. Immaculate 3 bedroom, 2 bath, 2nd floor San Pablo floor plan with many upgrades. The kitchen includes 42-inch ungraded raised panel cabinets, crown with under counter lighting, beautiful grey and white quartzite counter-top with extended breakfast bar and a farm house sink, tiled back splash and GE profile stainless steel appliances. Other features include impact windows and doors, tile on the diagonal, new washer, fans, fixtures and window treatments throughout plus a custom California closet in the master. One of the best features is your large spacious South facing SCREENED patio. Included in your purchase is membership to the Village Center in Ole’ for residents only just steps from your unit. Amenities include resort style & kiddie pools, hot tub, movie theater, coffee shop & internet café, pub and bistro, volleyball, tennis, pickleball and basketball courts and a gym with aerobic an studio and a variety of fitness classes. Marco Island and Naples beaches are just a 15-minute drive as well as 5th Ave and 3rd St. for shopping and dining. For the Golf enthusiast there are 2 public and 1 private golf courses within Lely Resort.

24. 2019-09-10
    price $299,000 1191-char remark

    Show marketing remark (1191 chars)

    Offered furnished. Immaculate 3 bedroom, 2 bath, 2nd floor San Pablo floor plan with many upgrades. The kitchen includes 42-inch ungraded raised panel cabinets, crown with under counter lighting, beautiful grey and white quartzite counter-top with extended breakfast bar and a farm house sink, tiled back splash and GE profile stainless steel appliances. Other features include impact windows and doors, tile on the diagonal, new washer, fans, fixtures and window treatments throughout plus a custom California closet in the master. One of the best features is your large spacious South facing SCREENED patio. Included in your purchase is membership to the Village Center in Ole’ for residents only just steps from your unit. Amenities include resort style & kiddie pools, hot tub, movie theater, coffee shop & internet café, pub and bistro, volleyball, tennis, pickleball and basketball courts and a gym with aerobic an studio and a variety of fitness classes. Marco Island and Naples beaches are just a 15-minute drive as well as 5th Ave and 3rd St. for shopping and dining. For the Golf enthusiast there are 2 public and 1 private golf courses within Lely Resort.

25. 2019-05-03
    listed $304,900 Active 1191-char remark

    Show marketing remark (1191 chars)

    Offered furnished. Immaculate 3 bedroom, 2 bath, 2nd floor San Pablo floor plan with many upgrades. The kitchen includes 42-inch ungraded raised panel cabinets, crown with under counter lighting, beautiful grey and white quartzite counter-top with extended breakfast bar and a farm house sink, tiled back splash and GE profile stainless steel appliances. Other features include impact windows and doors, tile on the diagonal, new washer, fans, fixtures and window treatments throughout plus a custom California closet in the master. One of the best features is your large spacious South facing SCREENED patio. Included in your purchase is membership to the Village Center in Ole’ for residents only just steps from your unit. Amenities include resort style & kiddie pools, hot tub, movie theater, coffee shop & internet café, pub and bistro, volleyball, tennis, pickleball and basketball courts and a gym with aerobic an studio and a variety of fitness classes. Marco Island and Naples beaches are just a 15-minute drive as well as 5th Ave and 3rd St. for shopping and dining. For the Golf enthusiast there are 2 public and 1 private golf courses within Lely Resort.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,238 · $436/mo
• Projected year-2 tax: $5,238 · $436/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone AE · 76% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $75,698
• − Mortgage interest: −$21,790
• − Property taxes: −$5,238
• − Insurance: −$7,064
• − Repairs & maintenance: −$6,056
• − Management: −$6,056
• − HOA: −$14,928
• − Depreciation: −$11,316
• Taxable income: $3,250
• Est. tax owed @ 24.0%: −$780
• After-tax cash flow: $7,312/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Lely Resort

• Score: 61/100
• State rank: #786
• US rank: #17981

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A- Housing D- Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lely Resort, FL
• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 26,056
• Household income: $81,674
• Rent vs Own: 26.7% rent · 73.3% own
• Severe rent burden: 954.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 56% Hispanic / Latino 28% Black 12% Two or more races 11% Asian 2%
• Hispanic origin (detail): Mexican 17% Puerto Rican 3% Cuban 2%
• Common ancestry: Hispanic 10% Romanian 3% Lithuanian 2%
• Foreign-born: 26% · Canada, Jamaica, Vietnam
• Languages at home: 63% English-only · Spanish 24% French/Haitian/Cajun 9% Other Indo-European 2%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -194.86%
• Current HPI: 279.4232
• Rent YoY: ▲ 5.59%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+27.6% since first listed

12 events — show timeline

• 2026-04-20 Price Changed $389,000 NAPLESMLS
• 2026-02-03 Price Changed $449,900 NAPLESMLS
• 2025-10-23 Listed $475,000 NAPLESMLS
• 2021-03-11 Sold (Public Records) $307,500 Public Records
• 2021-03-03 Sold (MLS) $307,500 NAPLESMLS
• 2021-01-25 Pending — NAPLESMLS
• 2021-01-01 Listed $315,000 NAPLESMLS
• 2019-10-16 Sold (Public Records) $290,000 Public Records
• 2019-10-15 Sold (MLS) $290,000 NAPLESMLS
• 2019-09-11 Pending — NAPLESMLS
• 2019-09-10 Price Changed $299,000 NAPLESMLS
• 2019-05-03 Listed $304,900 NAPLESMLS

Property tax history

+30.0%/yr

Latest (2025): $5,238 · +5.9% YoY. Source: county tax records.