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7 Antioch Hl
C Composite 57.78
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.0/30.0
  • DSCR +8.2/10.0
  • ARV discount +7.5/15.0
  • 1% rule +5.2/10.0
  • Livability +3.6/5.0
  • Schools +3.3/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$325,000

7 Antioch Hl · Blairsville, GA 30512
4 bd · 2.0 ba · 2,052 sqft · Manufactured public records · 1 Days on market
Built 2016 1.00 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Discover comfortable, convenient living in this well-maintained 4-bedroom, 2-bath home designed with both functionality and everyday enjoyment in mind. Step inside and be greeted by a spacious open floor plan that seamlessly connects the great room, kitchen, dining area, and family room, creating the perfect space for gathering with family and friends. The kitchen offers plenty of workspace and overlooks the main living areas, making entertaining effortless. The private primary suite features an ensuite bath with a beautifully crafted custom tile shower and a relaxing retreat at the end of the day. On the opposite side of the home, you'll find three additional bedrooms that provide flexibil

Key facts

  • Open floor plan
  • 25x30 shop garage
  • Custom tile shower

Tags

OPEN FLOOR PLANCUSTOM TILE SHOWER25X30 SHOP GARAGEMINUTES FROM DOWNTOWNNEARBY LAKE NOTTELY

Property features AI

Finance

  • HOA & community: Association fee charged annually

Exterior

  • Parking: Two total parking spaces; Two-car garage; Driveway; Gravel parking; Two covered spaces; Open parking available
  • Utilities: Public water; Septic tank sewer
  • Home design: One-level manufactured home; Residential property; Built in 2016; Resale condition
  • Construction: Vinyl siding; Permanent foundation
  • Exterior features: Insulated vinyl windows; Front porch; Exterior storage; Shingle roof; Level topography; Paved road frontage; One-acre lot; Has a view

Interior

  • Kitchen: Range; Microwave; Dishwasher; Electric water heater
  • Bedrooms: Master bedroom on the main level; Four bedrooms on the main level
  • Flooring: Luxury vinyl flooring
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric)
  • Interior features: Ceiling fans; Sheetrock walls; Wood trim/details; Storage; No fireplace
  • Laundry & utility: Main level laundry in the mud room; Crawl space foundation

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $325k.

Deal economics

  • At list price, monthly cash flow is $711 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $325k).
  • Cap rate 8.9% vs local median 2.6% in Blairsville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#73 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, health & safety A+; Watch: housing C-, amenities D, commute F.
  • Union County (rural): math 37% / reading 42% proficiency, ranked #48 of 174 in GA (top 28%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 789 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 281 units permitted in Union County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Union County population projected at +7% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $325,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
8.92%
Cash-on-cash
9.37%
DSCR
1.42
GRM
8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-2.2%
Equity multiple
0.92×
Total profit
$-7,563
Equity at exit
$48,459
10-year hold
IRR
7.4%
Equity multiple
1.56×
Total profit
$51,032
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30512

Home prices YoY
-12.8%
Active inventory
789
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$3,300 medium interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$57 /mo · $678/yr
Insurance
$135
HOA
$0
Vacancy / Maint / Mgmt
$693
Net cashflow
$711

Break-even live

Break-even rent $2,400
Max offer price $325,000
Occupancy floor 73%

Sensitivity live

Price -10% $895 -5% $803 +0% $711 +5% $249 +10% $136
Rent -10% $450 -5% $580 +0% $711 +5% $841 +10% $971
Rate -1.0pp $874 -0.5pp $793 base $711 +0.5pp $627 +1.0pp $541

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
274 Henson Rd Blairsville, GA 3.0 3.0 2212 $3,300 $1.49 44d 1 0.68mi

Listing history 2 events

  1. 2026-06-17
    remarks 699-char remark
  2. 2026-06-17
    listed $325,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$678 · $57/mo
Projected year-2 tax
$2,990 · $249/mo
Expected delta
+$2,312/yr (+$193/mo · 340.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 24% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$39,600
− Mortgage interest
−$18,205
− Property taxes
−$678
− Insurance
−$1,625
− Repairs & maintenance
−$3,168
− Management
−$3,168
− Depreciation
−$9,455
Taxable income
$3,301
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$792
After-tax cash flow
$7,736/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Union County
NCES district ID
1305250
Math proficiency
37% ▼ -19.00%
Reading proficiency
42% ▼ -12.00%
Median HH income
$41,487
Composite
33.25/100
National rank
#5514
State rank
#48 of 174 in GA

Livability — Blairsville

Score
72/100
State rank
#73
US rank
#6374

Category grades

Amenities D Commute F Cost of living A+ Crime A+ Employment F Housing C- Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
24,226

Population outlook (Union County) Hauer SSP2

Today (2025)
23,917 people
By 2030
24,582 · +2.8%
By 2040
25,370 · +6.1%
By 2050
25,697 · +7.4%
By 2075
26,629 · +11.3%
By 2100
26,162 · +9.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (93%)
Race & ethnicity
White 93% Two or more races 4% Hispanic / Latino 4%
Common ancestry
Slovak 4% Serbian 4% Iranian 3%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Union

2024 margin
Solid R (+62.5) · D 18.5% · R 81.0%
2008→2024 swing
-10.5pp toward R · 2008: -52.0pp · 2024: -62.5pp
All cycles
2024: R+62.5 2020: R+63.3 2016: R+65.5 2012: R+59.9 2008: R+52.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.27%
Current HPI
362.7971
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-17 Listed $325,000 NEGBOR

Property tax history

+15.3%/yr

Latest (2025): $678 · -5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…