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627 W Duquet Pl 🏗️ New Construction
F Composite 32.5
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.9/30.0
  • ARV discount +7.5/15.0
  • Schools +4.1/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +2.0/10.0
  • Appreciation +0.1/10.0

$274,990

627 W Duquet Pl · Citrus Springs, FL 34434
4 bd · 2.0 ba · 1,829 sqft · Land · 92 Days on market
Built 2025 10,000 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

Key facts

  • Quartz countertops
  • Large center island
  • Natural light

Tags

MODERN KITCHENQUARTZ COUNTERTOPSSTAINLESS STEEL APPLIANCESLARGE CENTER ISLANDTRIPLE SLIDERSNATURAL LIGHT

Property features AI

Finance

  • Other: Property type: Residential (Single Family Residence); Zoning: RUR; Living area reported by builder; Building area source: Builder; Direction faces: South; No lease restrictions indicated

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water (water connected); Septic sewer; Electricity connected
  • Home design: Single family residence; One story; Faces south; Under construction (projected completion December 15, 2025)
  • Construction: Block and stucco construction; Shingle roof; New construction; Slab foundation; Builder: Christopher Alan Homes (Model: St Augustine); Permit number BLD202509579; Builder license GCG1509627; Built area and lot: 0.23 acre
  • Exterior features: Front porch; Rear porch; Rain gutters; Sliding doors; Paved road access

Interior

  • Kitchen: Dishwasher; Garbage disposal; Microwave; Range; Refrigerator; Stone countertops; Eat-in kitchen
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air
  • Interior features: Cathedral ceilings; Crown molding; Eat-in kitchen; High ceilings; Open floorplan; Split bedroom layout; Stone countertops; Walk-in closets; Storm windows
  • Laundry & utility: Laundry room with washer and electric dryer hookups; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-290 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $233k (15.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (25.9% below list).
  • Recommended offer: $204k (25.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 68/100 on livability (#521 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D+, amenities F.
  • Citrus (rural): math 49% / reading 50% proficiency, ranked #44 of 73 in FL (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Central Ridge Elementary School (math 41% / reading 44%, grade F, #1,383 of 2,144 statewide, top 65%, 723 students, 64% FRL); Citrus Springs Middle School (math 55% / reading 54%, grade B-, #183 of 571 statewide, top 34%, 821 students, 59% FRL); Lecanto High School (math 46% / reading 53%, grade D, #179 of 667 statewide, top 29%, 1,630 students, 46% FRL) — zoned schools at 56% FRL track the district average.
  • Market conditions: 1247 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 2,443 units permitted in Citrus County in 2024 (0 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($69k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Citrus County population projected to shrink 10% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 92 days — a 9% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; list at $275k implies a 267% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $203,803 (25.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 92 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.03%
Cash-on-cash
-4.53%
DSCR
0.80
GRM
11.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-23.9%
Equity multiple
0.18×
Total profit
$-63,022
Equity at exit
$41,002
10-year hold
IRR
-19.0%
Equity multiple
-0.02×
Total profit
$-78,566
Equity at exit
$23,776

Cash invested: $76,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34434

Home prices YoY
-2.9%
Active inventory
1247
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$2,038 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax est. 1.5%
$344 /mo · $4,125/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$428
Net cashflow
$-290

Break-even live

Break-even rent $2,406
Max offer price $232,976
Occupancy floor

Sensitivity live

Price -10% $-100 -5% $-195 +0% $-290 +5% $-385 +10% $-480
Rent -10% $-451 -5% $-371 +0% $-290 +5% $-210 +10% $-129
Rate -1.0pp $-152 -0.5pp $-220 base $-290 +0.5pp $-362 +1.0pp $-434

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,748
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9066 N Akola Way Citrus Springs, FL 3.0 2.0 1833 $2,150 $1.17 22d 1 0.13mi
572 W Bluster Pl Dunnellon, FL 4.0 2.0 1630 $1,900 $1.17 22d 1 0.15mi
9065 N Akola Way Citrus Springs, FL 3.0 2.0 1511 $1,795 $1.19 22d 1 0.17mi
754 W Deacon Pl Citrus Springs, FL 3.0 2.0 1453 $1,800 $1.24 22d 1 0.20mi
904 W Rum Pl Dunnellon, FL 3.0 2.0 1453 $1,699 $1.17 22d 1 0.30mi
8450 N Travis Dr Citrus Springs, FL 4.0 2.0 1787 $1,900 $1.06 22d 1 0.50mi
696 W Hallam Dr Citrus Springs, FL 4.0 2.0 1797 $1,900 $1.06 22d 1 0.54mi
8398 N Jay Dr Dunnellon, FL 3.0 2.0 1541 $1,700 $1.10 22d 1 0.55mi
9298 N Mendoza Way Citrus Springs, FL 3.0 2.0 1350 $1,800 $1.33 22d 1 0.67mi
8190 N Wakefield Dr Dunnellon, FL 4.0 2.0 1772 $1,750 $0.99 22d 1 0.75mi
8180 N Wakefield Dr Dunnellon, FL 3.0 2.0 1502 $1,695 $1.13 22d 1 0.76mi
9676 N Jourden Dr Citrus Springs, FL 3.0 2.0 1353 $1,750 $1.29 22d 1 0.86mi
9475 N Camel Dr Dunnellon, FL 3.0 2.0 1670 $1,800 $1.08 22d 1 0.87mi
9779 N Langdon Rd Citrus Springs, FL 4.0 3.0 2274 $2,200 $0.97 22d 1 0.90mi
9995 N Sandree Dr Citrus Springs, FL 3.0 2.0 1453 $1,895 $1.30 22d 1 1.03mi
9924 N Country Club Way Citrus Springs, FL 3.0 2.0 1473 $1,795 $1.22 22d 1 1.11mi
8030 N Galena Ave Citrus Springs, FL 4.0 2.0 1833 $2,150 $1.17 22d 1 1.14mi
8267 N Santos Dr Citrus Springs, FL 3.0 2.0 1453 $1,800 $1.24 22d 1 1.17mi
316 W Wason St Citrus Springs, FL 3.0 2.0 1985 $2,200 $1.11 22d 1 1.20mi
7908 N Galena Ave Citrus Springs, FL 4.0 2.5 1551 $1,850 $1.19 22d 1 1.25mi
1301 N Galgano St Dunnellon, FL 4.0 3.0 2381 $2,800 $1.18 22d 1 1.49mi
7708 N Paris Dr Dunnellon, FL 3.0 2.0 1415 $1,800 $1.27 22d 1 1.49mi

Listing history 24 events

  1. 2026-06-17
    status $274,990 Pending 92 DOM
  2. 2026-06-16
    days on market $274,990 Active 92 DOM
  3. 2026-06-15
    days on market $274,990 Active 91 DOM
  4. 2026-06-14
    days on market $274,990 Active 89 DOM
  5. 2026-06-13
    days on market $274,990 Active 88 DOM
  6. 2026-06-09
    days on market $274,990 Active 85 DOM
  7. 2026-06-08
    days on market $274,990 Active 84 DOM
  8. 2026-06-07
    days on market $274,990 Active 83 DOM
  9. 2026-06-03
    days on market $274,990 Active 79 DOM
  10. 2026-06-02
    pricedays on market $274,990 Active 78 DOM
  11. 2026-06-01
    days on market $278,000 Active 77 DOM
  12. 2026-05-31
    days on market $278,000 Active 76 DOM
  13. 2026-05-30
    days on market $278,000 Active 75 DOM
  14. 2026-05-03
    price $278,000 1386-char remark
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  15. 2026-05-03
    price $278,000
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  16. 2026-04-21
    status Active 1386-char remark
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  17. 2026-04-21
    price $279,500 1386-char remark
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  18. 2026-04-21
    status Active
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  19. 2026-04-21
    price $279,500
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  20. 2025-10-31
    status Pending 1386-char remark
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  21. 2025-10-31
    status Pending
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  22. 2025-09-25
    listed $284,990 Active 1386-char remark
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  23. 2025-09-25
    listed $284,990 Active
    Show marketing remark (1386 chars)

    One or more photo(s) has been virtually staged. Modern Comfort & Quality Craftsmanship – 4BR/2BA St Augustine Floor Plan by Christopher Alan Homes. Up to 16k in closing costs! Open-concept design with a modern kitchen that includes quarts countertops, stainless steel appliances and large center island overlooks great room. Triple sliders allows natural light to flow throughout main living areas with wood plank tile and soft carpet in the bedrooms. Owner’s suite boasts dual closets and en-suite bath with dual vanities and walk-in shower. Three additional bedrooms and a full guest bath provide plenty of space for family, guests, or a home office. Additional features include a dedicated laundry room, spacious 2-car garage, and durable, energy-efficient construction with hurricane impact-resistant low E windows and hurricane impact doors for added peace of mind. Christopher Alan Homes delivers the perfect blend of style, quality, and affordability. Winning multiple accolades in the Southwest Florida region, Christopher Alan is bringing style, comfort and quality craftmanship to Citrus Springs in an affordable price range with multiple floorplans to suit your needs. * Please note finishes and materials may have slight differences. Up to date pictures coming soon! Schedule an in person tour now to see the new updates and other floor plans available!

  24. 2024-11-20
    soldstatus $75,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,456
− Mortgage interest
−$15,404
− Property taxes
−$4,125
− Insurance
−$1,375
− Repairs & maintenance
−$1,957
− Management
−$1,957
− Depreciation
−$8,000
Taxable loss
−$8,360
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,006
After-tax cash flow
$-1,478/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Citrus
NCES district ID
1200270
Math proficiency
49% ▼ -10.00%
Reading proficiency
50% ▼ -6.00%
Median HH income
$38,618
Composite
41.28/100
National rank
#3519
State rank
#44 of 73 in FL

Livability — Citrus Springs

Score
68/100
State rank
#521
US rank
#9598

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Citrus Springs, FL
County
Citrus County · 111,314 people
City population
10,730
Metro
Homosassa Springs, FL
Population (ZIP)
11,074
Household income
$68,939
Rent vs Own
12.4% rent · 87.6% own
Severe rent burden
171.0

Population outlook (Citrus County) Hauer SSP2

Today (2025)
138,622 people
By 2030
136,886 · -1.3%
By 2040
132,009 · -4.8%
By 2050
125,196 · -9.7%
By 2075
108,570 · -21.7%
By 2100
84,454 · -39.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (78%)
Race & ethnicity
White 78% Two or more races 11% Hispanic / Latino 9% Black 6%
Hispanic origin (detail)
Mexican 3% Puerto Rican 4%
Common ancestry
Iranian 3% Romanian 2% Slovak 2%
Foreign-born
4% · Canada
Languages at home
93% English-only · Spanish 5% German/W. Germanic 1% Other Indo-European 1%

Political lean MEDSL · Citrus

2024 margin
Solid R (+45.9) · D 26.8% · R 72.6%
2008→2024 swing
-29.8pp toward R · 2008: -16.1pp · 2024: -45.9pp
All cycles
2024: R+45.9 2020: R+41.0 2016: R+39.7 2012: R+21.9 2008: R+16.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -9.70%
Current HPI
328.2164
Rent YoY
Metro
Homosassa Springs, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+270.7% since first listed
11 events — show timeline
  • 2026-05-03 Price Changed $278,000 RACC
  • 2026-05-03 Price Changed $278,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-21 Relisted RACC
  • 2026-04-21 Price Changed $279,500 RACC
  • 2026-04-21 Relisted Stellar MLS as Distributed by MLS Grid
  • 2026-04-21 Price Changed $279,500 Stellar MLS as Distributed by MLS Grid
  • 2025-10-31 Pending RACC
  • 2025-10-31 Pending Stellar MLS as Distributed by MLS Grid
  • 2025-09-25 Listed $284,990 RACC
  • 2025-09-25 Listed $284,990 Stellar MLS as Distributed by MLS Grid
  • 2024-11-20 Sold (Public Records) $75,000 Public Records

Property tax history

+16.0%/yr

Latest (2025): $308 · +118.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…