635 Quartz Ln · Graniteville, SC 29829

$189,900

2 bd · 2.0 ba · 1,092 sqft · SingleFamily public records · 116 Days on market

Built 2023 Good condition 4,356 sqft lot $174/sqft · 13% below area Est $220k · 13% under $190/mo HOA · 12% of rent ↓ 4% since listing

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.6/15.0
• Cash flow +11.8/30.0
• Appreciation +9.2/10.0
• Condition / age +4.0/5.0
• Schools +3.8/10.0
• 1% rule +3.5/10.0
• DSCR +3.5/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

Like-new and move-in ready, this beautifully maintained 2-bedroom, 2-bath townhome offers low-maintenance living with all the comforts of home. Featuring 1,078 square feet of thoughtfully designed living space, this home boasts an open-concept floor plan with spacious living and dining areas that flow seamlessly into the kitchen, complete with abundant cabinet storage. The private owner's suite includes a full en-suite bath, while the second bedroom is perfect for guests, a home office, or flex space to fit your needs. Enjoy peaceful wooded views and added privacy from the backyard, creating the perfect setting to relax outdoors. With exterior maintenance handled by the HOA, this property offers a truly carefree lifestyle in a convenient location close to shopping, dining, and everyday amenities. A fantastic opportunity for first-time buyers, downsizers, or anyone seeking easy living in a like-new home.

Key facts

• En suite bathroom
• Open concept living
• 4,356 sq ft lot

Tags

• WELL DESIGNED FLOOR PLAN
• OPEN CONCEPT LIVING
• AMPLE ROOM FOR ENTERTAINING
• PLENTY OF CABINET SPACE
• EN SUITE BATHROOM
• NICE PRIVACY IN BACKYARD

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $190k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-54 ($-642/yr) — negative.
• To cash-flow at today's rent, offer at most $180k (5.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $162k (14.6% below list).
• Recommended offer: $162k (14.6% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 455 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

• In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (8.4% appreciation + 3.0% rent growth), your $53k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 116 days — a 9% lower offer ($173k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 3y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Recommended offer $162,192 (14.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 116 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 5.95%
• Cash-on-cash: -1.21%
• DSCR: 0.95
• GRM: 9.8

CMA / ARV

• ARV (median comp): $219,500
• List price: $189,900
• Delta: -13.49%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
618 Quartz Ln	0.04mi	3/2.0 (+1)	1,184 (+8%)	1mo	$219,500	$185	78
3436 Nolana Lp	0.09mi	3/2.0 (+1)	1,184 (+8%)	1mo	$219,500	$185	76
3397 Nolana Lp Loop	0.12mi	3/2.0 (+1)	1,184 (+8%)	3mo	$219,500	$185	73
3050 Nolana Loop	0.13mi	3/2.0 (+1)	1,184 (+8%)	6mo	$219,500	$185	70
3050 Nolana Loop	0.13mi	3/2.0 (+1)	1,184 (+8%)	6mo	$219,500	$185	70
3352 Nolana Loop	0.15mi	3/2.0 (+1)	1,184 (+8%)	6mo	$222,500	$188	69
3352 Nolana Loop	0.15mi	3/2.0 (+1)	1,184 (+8%)	6mo	$222,500	$188	69
101 Simms St	0.23mi	3/2.0 (+1)	1,034 (-5%)	10mo	$92,900	$90	68
3067 Nolana Loop Loop	0.16mi	3/2.0 (+1)	1,184 (+8%)	9mo	$222,500	$188	66
3327 Nolana Loop Loop	0.17mi	3/2.0 (+1)	1,184 (+8%)	12mo	$225,000	$190	63
3276 Nolana Loop Loop	0.20mi	3/2.0 (+1)	1,184 (+8%)	13mo	$225,000	$190	60
3118 Nolana LP Loop	0.18mi	3/2.0 (+1)	1,184 (+8%)	17mo	$222,000	$188	58

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.9%
• Equity multiple: 2.50×
• Total profit: $79,500
• Equity at exit: $149,210

10-year hold

• IRR: 18.5%
• Equity multiple: 5.39×
• Total profit: $233,561
• Equity at exit: $301,018

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 2 active · 5 under contract
• Months of supply: 2.4 mo (42%/mo absorbed)
• Median asking: $215,000 ($174/sqft)
• Median days on market: 24 d
• This list price: lowest-priced of the active set
• ARV vs active asking: +15.3% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 455
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $1,622 medium
• Mortgage (P&I): −$996
• Tax from tax record: −$70 /mo · $838/yr
• Insurance: −$79
• HOA: −$190
• Vacancy / Maint / Mgmt: −$341
• Net cashflow: $-54

Break-even live

Break-even rent $1,690

Max offer price $180,448

Occupancy floor 98%

Sensitivity live

Price	-10% $54	-5% $0	+0% $-54	+5% $-107	+10% $-161
Rent	-10% $-182	-5% $-118	+0% $-54	+5% $11	+10% $75
Rate	-1.0pp $42	-0.5pp $-5	base $-54	+0.5pp $-103	+1.0pp $-153

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,475
• Closing costs: $5,697
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6107 Village West Ln Graniteville, SC	2.0	2.0	1144	$1,240	$1.08	6d	1	1.47mi

Property features AI

Finance

• Other: Zoning: RUDDirections: just off Ascauga Lake Rd into Byrd Village
• HOA & community: Homeowners association with an annual fee of $2,280 (about $190/month)Community sidewalksStreet lightsSubdivision: Byrd Village

Exterior

• Parking: Parking pad
• Utilities: Public waterPublic sewerCable available
• Home design: Single-family residenceOne storyEntry level: 1
• Construction: Aluminum siding and frame constructionComposition roofSlab foundationBuilt on one level
• Exterior features: PatioFenced yardLandscaped lotFront sprinklersHas a view

Interior

• Kitchen: Built-in electric ovenRangeDishwasherEat-in kitchenPantry
• Bedrooms: Total rooms: 5
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heat pumpNatural gas heatingCentral air conditioning
• Interior features: PantryEat-in kitchenWindow coveringsInsulated windowsBuilt-in electric ovenRangeDishwasher

HOA detail $190/mo · $2,280/yr

• Likely covers: exterior maint.

Listing history 50 events

1. 2026-09-05
   days on market $189,900 Active 116 DOM
2. 2026-09-04
   days on market $189,900 Active 115 DOM
3. 2026-09-03
   days on market $189,900 Active 114 DOM
4. 2026-08-31
   days on market $189,900 Active 111 DOM
5. 2026-08-30
   days on market $189,900 Active 110 DOM
6. 2026-08-29
   days on market $189,900 Active 109 DOM
7. 2026-08-28
   days on market $189,900 Active 108 DOM
8. 2026-08-27
   days on market $189,900 Active 107 DOM
9. 2026-08-26
   days on market $189,900 Active 106 DOM
10. 2026-08-25
    days on market $189,900 Active 105 DOM
11. 2026-08-24
    days on market $189,900 Active 104 DOM
12. 2026-08-23
    days on market $189,900 Active 103 DOM
13. 2026-08-22
    days on market $189,900 Active 102 DOM
14. 2026-08-21
    days on market $189,900 Active 101 DOM
15. 2026-08-20
    days on market $189,900 Active 100 DOM
16. 2026-08-19
    days on market $189,900 Active 99 DOM
17. 2026-08-18
    days on market $189,900 Active 98 DOM
18. 2026-08-17
    days on market $189,900 Active 97 DOM
19. 2026-08-16
    days on market $189,900 Active 96 DOM
20. 2026-08-15
    days on market $189,900 Active 95 DOM
21. 2026-08-13
    days on market $189,900 Active 94 DOM
22. 2026-08-12
    days on market $189,900 Active 93 DOM
23. 2026-08-11
    days on market $189,900 Active 92 DOM
24. 2026-08-10
    days on market $189,900 Active 91 DOM
25. 2026-08-09
    days on market $189,900 Active 90 DOM
26. 2026-08-08
    days on market $189,900 Active 89 DOM
27. 2026-08-07
    days on market $189,900 Active 88 DOM
28. 2026-08-06
    days on market $189,900 Active 87 DOM
29. 2026-08-05
    days on market $189,900 Active 86 DOM
30. 2026-08-04
    days on market $189,900 Active 85 DOM
31. 2026-08-03
    days on market $189,900 Active 84 DOM
32. 2026-07-31
    days on market $189,900 Active 81 DOM
33. 2026-07-29
    days on market $189,900 Active 79 DOM
34. 2026-07-27
    days on market $189,900 Active 77 DOM
35. 2026-07-25
    days on market $189,900 Active 75 DOM
36. 2026-07-24
    days on market $189,900 Active 74 DOM
37. 2026-07-23
    days on market $189,900 Active 73 DOM
38. 2026-07-22
    days on market $189,900 Active 72 DOM
39. 2026-07-21
    days on market $189,900 Active 71 DOM
40. 2026-07-18
    days on market $189,900 Active 68 DOM
41. 2026-07-16
    days on market $189,900 Active 66 DOM
42. 2026-07-16
    days on market $189,900 Active 65 DOM
43. 2026-07-14
    days on market $189,900 Active 64 DOM
44. 2026-07-14
    days on market $189,900 Active 63 DOM
45. 2026-07-12
    days on market $189,900 Active 62 DOM
46. 2026-07-11
    pricedays on market $189,900 Active 61 DOM
47. 2026-07-10
    days on market $192,500 Active 60 DOM
48. 2026-07-09
    days on market $192,500 Active 59 DOM
49. 2026-07-08
    days on market $192,500 Active 58 DOM
50. 2026-07-07
    days on market $192,500 Active 57 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

• Current annual tax: $838 · $70/mo
• Projected year-2 tax: $1,082 · $90/mo
• Expected delta: +$244/yr (+$20/mo · 29.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $19,463
• − Mortgage interest: −$10,637
• − Property taxes: −$838
• − Insurance: −$950
• − Repairs & maintenance: −$1,557
• − Management: −$1,557
• − HOA: −$2,280
• − Depreciation: −$5,524
• Taxable loss: −$3,880
• Est. tax savings @ 24.0%: +$931
• After-tax cash flow: $289/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This well-maintained, move-in-ready townhouse offers a comfortable and convenient living environment with modern amenities and a good condition score.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑

F Composite school gradezoned avg 38/100

Zoned Schools

Elementary Byrd Elementary F SC #369/597 Nat'l #24,950/41,679 Middle Leavelle Mccampbell Middle F SC #162/229 Nat'l #10,204/14,009 High Midland Valley High C SC #120/196 Nat'l #4,077/17,239

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

D Composite livability gradescore 59/100

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 178,003 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 33% of renters

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Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

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Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

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Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Property features AI

Finance

• Other: Zoning: RUDDirections: just off Ascauga Lake Rd into Byrd Village
• HOA & community: Homeowners association with an annual fee of $2,280 (about $190/month)Community sidewalksStreet lightsSubdivision: Byrd Village

Exterior

• Parking: Parking pad
• Utilities: Public waterPublic sewerCable available
• Home design: Single-family residenceOne storyEntry level: 1
• Construction: Aluminum siding and frame constructionComposition roofSlab foundationBuilt on one level
• Exterior features: PatioFenced yardLandscaped lotFront sprinklersHas a view

Interior

• Kitchen: Built-in electric ovenRangeDishwasherEat-in kitchenPantry
• Bedrooms: Total rooms: 5
• Bathrooms: 2 full bathrooms
• Heating & cooling: Heat pumpNatural gas heatingCentral air conditioning
• Interior features: PantryEat-in kitchenWindow coveringsInsulated windowsBuilt-in electric ovenRangeDishwasher

Price history

-3.8% since first listed

25 events — show timeline

• 2026-06-19 Price Changed $192,500 Hive MLS
• 2026-06-19 Price Changed $192,500 AMLS
• 2026-05-11 Listing Removed — Hive MLS
• 2026-05-07 Price Changed $195,000 Hive MLS
• 2026-05-07 Price Changed $195,000 AMLS
• 2026-02-13 Listed $199,900 Hive MLS
• 2026-02-13 Listed $199,900 AMLS
• 2026-02-13 Listed $195,000 Hive MLS
• 2026-01-13 Listing Removed — Hive MLS
• 2026-01-13 Listing Removed — Hive MLS
• 2025-11-08 Price Changed $192,000 AMLS
• 2025-08-27 Listed $192,000 Hive MLS
• 2025-08-27 Listed $192,000 Hive MLS
• 2023-10-05 Sold (MLS) $186,430 Hive MLS
• 2023-10-05 Sold (MLS) $186,430 AMLS
• 2023-10-05 Sold (MLS) $186,430 Hive MLS
• 2023-08-29 Pending — AMLS
• 2023-08-29 Relisted — AMLS
• 2023-08-01 Delisted — AMLS
• 2023-07-20 Price Changed $189,000 AMLS
• 2023-07-07 Price Changed $189,430 AMLS
• 2023-06-01 Price Changed $198,430 AMLS
• 2023-04-10 Listed $189,000 Hive MLS
• 2023-04-10 Listed $189,000 Hive MLS
• 2023-03-23 Listed $200,000 AMLS

Property tax history

+0.0%/yr

Latest (2025): $838 · +0.0% YoY. Source: county tax records.