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8030 Lincoln Rd
B Composite 72.14
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.8/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$114,900

8030 Lincoln Rd · Penn Hills, PA 15147
3 bd · 1.5 ba · 1,067 sqft · SingleFamily public records · 41 Days on market
Built 1961 6,281 sqft lot $108/sqft · 18% below area Est $140k · 18% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming property offering great potential for homeowners and investors alike. Conveniently located near major roadways, shopping, dining, and just a short drive to Pittsburgh, this home provides both accessibility and value. Featuring a functional layout and a spacious lot, there’s plenty of room to make it your own. Whether you’re looking to renovate, invest, or settle in, this property is full of possibilities. Don’t miss out!

Key facts

  • 6,281 sq ft lot
  • Garage
  • Built 1961

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $400 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $115k).
  • Recommended offer: $111k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Penn Hills SD (suburban): math 13% / reading 24% proficiency, ranked #496 of 539 in PA (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 64 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $794 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $32k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($111k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 20y ago; this cycle's ask has dropped $10k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $76k; list at $115k implies a 51% gain — meaningful room to come down on a strong offer.
Recommended offer $111,453 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.38%
Cap rate
10.47%
Cash-on-cash
14.92%
DSCR
1.66
GRM
6.0

CMA / ARV

ARV (median comp)
$140,329
List price
$114,900
Delta
-18.12%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
101 Selvin Dr 0.24mi 3/1.5 1,079 (+1%) 8mo $224,900 $208 80
134 Jeanette Dr 0.38mi 3/1.0 1,008 (-6%) 2mo $143,000 $142 69
8056 Lincoln Rd 0.06mi 3/1.0 952 (-11%) 13mo $133,500 $140 66
571 Grove Rd 0.17mi 3/1.0 1,200 (+12%) 4mo $85,000 $71 66
7735 Mount Carmel Rd 0.75mi 3/1.5 1,047 (-2%) 8mo $75,000 $72 56
149 Eastminster Dr 0.55mi 3/2.0 960 (-10%) 4mo $110,500 $115 52
7895 Mark Dr 0.50mi 3/2.0 1,200 (+12%) 4mo $115,500 $96 50
157 Suncrest Dr 0.58mi 3/2.0 950 (-11%) 10mo $188,000 $198 45
216 Calmar Dr 0.58mi 3/2.0 1,200 (+12%) 7mo $184,900 $154 44
7709 Mark Dr 0.51mi 3/1.5 1,218 (+14%) 10mo $224,900 $185 44
8021 Thon Dr 0.62mi 3/1.0 1,165 (+9%) 12mo $146,000 $125 43
7729 Mark Dr 0.54mi 2/2.0 (-1) 950 (-11%) 12mo $197,000 $207 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
5.5%
Equity multiple
1.21×
Total profit
$6,915
Equity at exit
$17,132
10-year hold
IRR
15.0%
Equity multiple
2.21×
Total profit
$39,069
Equity at exit
$9,934

Cash invested: $32,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15147

Home prices YoY
-26.0%
Active inventory
64
Price-to-rent
6.0×

Monthly cashflow live

Estimated rent
$1,587 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$203 /mo · $2,442/yr
Insurance
$48
HOA
$0
Vacancy / Maint / Mgmt
$333
Net cashflow
$400

Break-even live

Break-even rent $1,081
Max offer price $114,900
Occupancy floor 70%

Sensitivity live

Price -10% $465 -5% $432 +0% $400 +5% $367 +10% $335
Rent -10% $275 -5% $337 +0% $400 +5% $463 +10% $525
Rate -1.0pp $458 -0.5pp $429 base $400 +0.5pp $370 +1.0pp $340

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,725
Closing costs
$3,447
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8075 Chaske St Verona, PA 3.0 1.5 1092 $1,425 $1.30 8d 1 0.12mi
273 Bramble St Verona, PA 3.0 1.5 1076 $1,720 $1.60 5d 1 0.17mi
251 Selvin Dr Verona, PA 3.0 1.0 1320 $1,295 $0.98 3d 1 0.24mi
216 Grove Rd Verona, PA 3.0 1.0 1165 $1,550 $1.33 44d 1 0.59mi
103 Grove Rd Verona, PA 3.0 1.5 1460 $1,450 $0.99 13d 1 0.65mi
8612 Oakcrest Rd Pittsburgh, PA 2.0 1.0 1218 $1,450 $1.19 24d 1 0.93mi
8 Riverside Ct Pittsburgh, PA 3.0 1.0 1015 $1,350 $1.33 24d 1 0.99mi
8918 Frankstown Rd Pittsburgh, PA 3.0 1.0 1400 $1,907 $1.36 15d 1 1.13mi
10135 Pearl Rd Pittsburgh, PA 3.0 2.0 1163 $1,450 $1.25 24d 1 1.18mi
10043 Calvin St Pittsburgh, PA 2.0 1.0 778 $1,195 $1.54 44d 1 1.18mi
1250 Blackadore Ave Pittsburgh, PA 3.0 1.0 1440 $1,750 $1.22 24d 1 1.29mi
185 Howard St Pittsburgh, PA 2.0 1.0 1000 $1,250 $1.25 44d 1 1.42mi
1526 Edwards St Verona, PA 3.0 1.0 1296 $1,730 $1.33 44d 1 1.49mi

Listing history 10 events

  1. 2026-06-18
    days on market $114,900 Active 41 DOM
  2. 2026-06-17
    pricestatus $114,900 Active 40 DOM
  3. 2026-05-13
    status Pending 467-char remark
    Show marketing remark (467 chars)

    Welcome to this charming property offering great potential for homeowners and investors alike. Conveniently located near major roadways, shopping, dining, and just a short drive to Pittsburgh, this home provides both accessibility and value. Featuring a functional layout and a spacious lot, there’s plenty of room to make it your own. Whether you’re looking to renovate, invest, or settle in, this property is full of possibilities. Don’t miss out!

  4. 2026-04-03
    listed $124,900 Active 467-char remark
    Show marketing remark (467 chars)

    Welcome to this charming property offering great potential for homeowners and investors alike. Conveniently located near major roadways, shopping, dining, and just a short drive to Pittsburgh, this home provides both accessibility and value. Featuring a functional layout and a spacious lot, there’s plenty of room to make it your own. Whether you’re looking to renovate, invest, or settle in, this property is full of possibilities. Don’t miss out!

  5. 2021-10-01
    soldstatus $76,000 Closed 193-char remark
    Show marketing remark (193 chars)

    Cute and cozy 3 bedroom 1.5 baths ranch that offers generous room sizes, LR/DR combination, finished basement area, both side patio and a covered rear patio leading to the multi level back yard

  6. 2021-07-16
    status Pending 193-char remark
    Show marketing remark (193 chars)

    Cute and cozy 3 bedroom 1.5 baths ranch that offers generous room sizes, LR/DR combination, finished basement area, both side patio and a covered rear patio leading to the multi level back yard

  7. 2021-06-13
    listed $79,900 Active 193-char remark
    Show marketing remark (193 chars)

    Cute and cozy 3 bedroom 1.5 baths ranch that offers generous room sizes, LR/DR combination, finished basement area, both side patio and a covered rear patio leading to the multi level back yard

  8. 2007-05-25
    soldstatus $65,000
  9. 2007-05-16
    soldstatus $65,000
  10. 2006-12-01
    listed $67,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,442 · $203/mo
Projected year-2 tax
$2,442 · $203/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,046
− Mortgage interest
−$6,436
− Property taxes
−$2,442
− Insurance
−$574
− Repairs & maintenance
−$1,524
− Management
−$1,524
− Depreciation
−$3,343
Taxable income
$3,204
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$769
After-tax cash flow
$4,031/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Penn Hills SD
NCES district ID
4218590
Math proficiency
13% ▼ -6.00%
Reading proficiency
24% ▼ -14.00%
Median HH income
$47,794
Composite
16.42/100
National rank
#9192
State rank
#496 of 539 in PA

Livability — Penn Hills

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Allegheny County · 1,022,028 people
Metro
Pittsburgh, PA
Population (ZIP)
15,798
Household income
$66,757
Rent vs Own
29.8% rent · 70.2% own
Severe rent burden
511.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 21% Two or more races 6% Hispanic / Latino 4%
Common ancestry
Romanian 6% Slovak 2% Serbian 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -87.47%
Current HPI
249.3773
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+86.4% since first listed
8 events — show timeline
  • 2026-05-13 Pending West Penn MLS
  • 2026-04-03 Listed $124,900 West Penn MLS
  • 2021-10-01 Sold (MLS) $76,000 West Penn MLS
  • 2021-07-16 Pending West Penn MLS
  • 2021-06-13 Listed $79,900 West Penn MLS
  • 2007-05-25 Sold (Public Records) $65,000 Public Records
  • 2007-05-16 Sold (MLS) $65,000 West Penn MLS
  • 2006-12-01 Listed $67,000 West Penn MLS

Property tax history

+2.5%/yr

Latest (2026): $2,442 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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