CashFlowRE
Sign in Sign up
894 Cr 792
D Composite 40.01
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +10.0/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • Cash flow +2.9/30.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$515,000

894 Cr 792 · Brookland, AR 72417
4 bd · 3.0 ba · 3,325 sqft · SingleFamily public records · 365 Days on market
Built 2024 1.10 ac lot $155/sqft · 31% below area Est $753k · 32% under ↓ 29% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

Key facts

  • 1.1 acre lot
  • Garage
  • Built 2024

Tags

PRIVATE FENCED-IN POOLDETACHED METAL GARAGELARGE DETACHED GARAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $515k.

Deal economics

  • At list price, monthly cash flow is $-2k ($-20k/yr) — negative.
  • To cash-flow at today's rent, offer at most $215k (58.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $178k (65.5% below list).
  • Recommended offer: $178k (65.5% below list) — sets the bar for 1% rule.
  • Cap rate 2.3% vs local median 4.2% in Brookland — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 70/100 on livability (#57 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D, amenities F, commute F.
  • Brookland School District (suburban): math 45% / reading 39% proficiency, ranked #47 of 238 in AR (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Brookland Elementary School (875 students, 32% FRL); Brookland Junior High School (math 36% / reading 46%, grade F, #83 of 201 statewide, top 44%, 718 students, 26% FRL); Brookland High School (math 22% / reading 37%, grade F, #142 of 292 statewide, top 53%, 589 students, 27% FRL) — zoned schools at 28% FRL track the district average.
  • Market conditions: 118 active listings in the ZIP; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $55k of equity ($4k loan paydown + $52k appreciation (10.0% local appreciation)).
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$89k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 365 days — a 12% lower offer ($453k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 2y ago; this cycle's ask has dropped $70k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $177,823 (65.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 365 days. Have you received any prior offers? Is the seller open to a 65% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.35%
Cap rate
2.33%
Cash-on-cash
-14.15%
DSCR
0.37
GRM
24.1

CMA / ARV

ARV (median comp)
$753,066
List price
$515,000
Delta
-31.61%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
610 County Road 793 0.60mi 5/3.5 (+1) 3,462 (+4%) 2mo $815,000 $235 57
1949 County Road 761 0.67mi 4/3.5 3,121 (-6%) 10mo $685,000 $219 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.4%
Equity multiple
2.19×
Total profit
$171,949
Equity at exit
$463,953
10-year hold
IRR
14.3%
Equity multiple
5.10×
Total profit
$591,011
Equity at exit
$1,000,532

Cash invested: $144,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72417

Home prices YoY
20.6%
Active inventory
118
Price-to-rent
24.1×

Monthly cashflow live

Estimated rent
$1,778 medium interval (Pro) →
Mortgage (P&I)
$2,701
Tax from tax record
$190 /mo · $2,276/yr
Insurance
$215
HOA
$0
Vacancy / Maint / Mgmt
$373
Net cashflow
$-1,700

Break-even live

Break-even rent $3,930
Max offer price $214,666
Occupancy floor

Sensitivity live

Price -10% $-1,409 -5% $-1,554 +0% $-1,700 +5% $-1,846 +10% $-1,992
Rent -10% $-1,841 -5% $-1,770 +0% $-1,700 +5% $-1,630 +10% $-1,560
Rate -1.0pp $-1,441 -0.5pp $-1,569 base $-1,700 +0.5pp $-1,834 +1.0pp $-1,969

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$128,750
Closing costs
$15,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 27 events

  1. 2026-06-19
    days on market $515,000 Active 365 DOM
  2. 2026-06-18
    days on market $515,000 Active 364 DOM
  3. 2026-06-17
    days on market $515,000 Active 363 DOM
  4. 2026-06-16
    days on market $515,000 Active 362 DOM
  5. 2026-06-15
    days on market $515,000 Active 361 DOM
  6. 2026-06-14
    days on market $515,000 Active 359 DOM
  7. 2026-06-13
    days on market $515,000 Active 358 DOM
  8. 2026-06-10
    days on market $515,000 Active 356 DOM
  9. 2026-06-09
    days on market $515,000 Active 355 DOM
  10. 2026-06-08
    days on market $515,000 Active 354 DOM
  11. 2026-06-07
    days on market $515,000 Active 353 DOM
  12. 2026-06-05
    days on market $515,000 Active 350 DOM
  13. 2026-06-02
    days on market $515,000 Active 348 DOM
  14. 2026-06-01
    days on market $515,000 Active 347 DOM
  15. 2026-05-31
    days on market $515,000 Active 346 DOM
  16. 2026-05-30
    days on market $515,000 Active 345 DOM
  17. 2026-04-28
    price $515,000 399-char remark
    Show marketing remark (399 chars)

    Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

  18. 2026-04-17
    price $515,000 399-char remark
    Show marketing remark (399 chars)

    Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

  19. 2026-02-03
    price $549,000 399-char remark
    Show marketing remark (399 chars)

    Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

  20. 2026-02-02
    price $549,000 399-char remark
    Show marketing remark (399 chars)

    Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

  21. 2025-09-22
    price $565,876 399-char remark
    Show marketing remark (399 chars)

    Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

  22. 2025-06-19
    listed $585,000 New Listing 399-char remark
    Show marketing remark (399 chars)

    Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

  23. 2025-06-19
    listed $585,000 Active 399-char remark
    Show marketing remark (399 chars)

    Newly built in 2024, this spacious 5-bedroom, 3-bath home offers over 3,300 square feet of modern comfort on 1.1 acres in Brookland. The open layout is bright and functional, with thoughtful finishes throughout. Enjoy a private fenced-in pool, a large detached metal garage/workshop, and room to grow inside and out. A rare blend of new construction, space, and quiet setting just minutes from town.

  24. 2025-02-25
    price $639,900
  25. 2025-01-04
    price $645,000
  26. 2024-11-26
    listed $650,000 Active
  27. 2024-05-15
    listed $725,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$2,276 · $190/mo
Projected year-2 tax
$3,296 · $275/mo
Expected delta
+$1,020/yr (+$85/mo · 44.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,339
− Mortgage interest
−$28,848
− Property taxes
−$2,276
− Insurance
−$2,575
− Repairs & maintenance
−$1,707
− Management
−$1,707
− Depreciation
−$14,982
Taxable loss
−$30,756
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$7,381
After-tax cash flow
$-13,020/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brookland School District
NCES district ID
0503640
Math proficiency
45% ▼ -15.00%
Reading proficiency
39% ▼ -16.00%
Median HH income
$52,226
Composite
36.4/100
National rank
#4678
State rank
#47 of 238 in AR

Livability — Brookland

Score
70/100
State rank
#57
US rank
#7817

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Craighead County · 97,185 people
City population
5,940
Metro
Jonesboro, AR
Population (ZIP)
5,940
Household income
$61,964
Rent vs Own
37.6% rent · 62.4% own
Severe rent burden
152.0

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Black 2% Hispanic / Latino 2%
Common ancestry
Slovak 3% Italian 3%
Foreign-born
1% · Canada, South Korea

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 56.75%
Current HPI
331.5025
Rent YoY
Metro
Jonesboro, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-29.0% since first listed
11 events — show timeline
  • 2026-04-28 Price Changed $515,000 CARMLS
  • 2026-04-17 Price Changed $515,000 NEABOR MLS
  • 2026-02-03 Price Changed $549,000 CARMLS
  • 2026-02-02 Price Changed $549,000 NEABOR MLS
  • 2025-09-22 Price Changed $565,876 NEABOR MLS
  • 2025-06-19 Listed $585,000 NEABOR MLS
  • 2025-06-19 Listed $585,000 CARMLS
  • 2025-02-25 Price Changed $639,900 NEABOR MLS
  • 2025-01-04 Price Changed $645,000 NEABOR MLS
  • 2024-11-26 Listed $650,000 NEABOR MLS
  • 2024-05-15 Listed $725,000 NEABOR MLS

Property tax history

+182.5%/yr

Latest (2025): $2,276 · -20.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…