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17 Dusk St
B+ Composite 78.58
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +14.8/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.8/10.0
  • Condition / age +3.8/5.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$59,500

17 Dusk St · Quarryville, PA 17566
2 bd · 1.0 ba · 840 sqft · SingleFamily · 34 Days on market
Built 1994 Good condition $71/sqft · 16% below area Est $71k · 16% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This adorable 2 BR, 1 Bath home is situated in the desirable and affordable EDEN GLEN VILLAGE, located just south of Strasburg and just a hop and a skip from Quarryville. This unique country location offers country views, and the beautiful rolling hills of Lancaster County! Ready for your interior design, and your creative concepts! The home includes a renovated bathroom, newer appliances, open floor plan, updated LVP flooring, laundry, , cool central air, and energy efficient propane heat. The home also has 5 newer replacement double pane windows! The outdoor space includes 2 private parking spaces, and a generous lot for your creativity. Park approval application available. Call and schedule your private tour, and make this a place to call home!

Key facts

  • Open floor plan
  • Generous lot
  • Updated lvp flooring

Tags

OPEN FLOOR PLANUPDATED LVP FLOORINGCENTRAL AIRENERGY EFFICIENT PROPANE HEATPRIVATE PARKING SPACESGENEROUS LOT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $60k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $738 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $60k).
  • Recommended offer: $58k (3.0% below list) — sets the bar for market timing.
  • Cap rate 21.2% vs local median 1.5% in Quarryville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#499 in PA, #4,587 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools C-, amenities F, commute F.
  • Solanco SD (rural): math 31% / reading 57% proficiency, ranked #272 of 539 in PA (top 50%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 50 active listings in the ZIP; 1,093 units permitted in Lancaster County in 2024 (201 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $411 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Lancaster County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $17k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 34 days — a 3% lower offer ($58k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $57,715 (3.0% below list)

Questions for the listing agent

  1. It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.44%
Cap rate
21.17%
Cash-on-cash
53.15%
DSCR
3.36
GRM
3.4

CMA / ARV

ARV (median comp)
$71,000
List price
$59,500
Delta
-16.20%
Verdict
UNDERPRICED
Comps
7 within 1.0 mi
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
17 Dusk St 0.00mi 2/1.0 840 (0%) 1mo $56,500 $67 100
110 Dawn St 0.06mi 3/1.0 (+1) 924 (+10%) 4mo $80,000 $87 72
122 Dawn St 0.06mi 3/1.5 (+1) 924 (+10%) 3mo $71,000 $77 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
51.2%
Equity multiple
3.24×
Total profit
$37,376
Equity at exit
$8,872
10-year hold
IRR
56.6%
Equity multiple
6.59×
Total profit
$93,150
Equity at exit
$5,144

Cash invested: $16,660 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17566

Active inventory
50
Price-to-rent
3.4×

Monthly cashflow live

Estimated rent
$1,455 medium interval (Pro) →
Mortgage (P&I)
$312
Tax est. 1.5%
$74 /mo · $892/yr
Insurance
$25
HOA
$0
Vacancy / Maint / Mgmt
$305
Net cashflow
$738

Break-even live

Break-even rent $520
Max offer price $59,500
Occupancy floor 44%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$14,875
Closing costs
$1,785
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-05-15
    status Pending 761-char remark
    Show marketing remark (761 chars)

    This adorable 2 BR, 1 Bath home is situated in the desirable and affordable EDEN GLEN VILLAGE, located just south of Strasburg and just a hop and a skip from Quarryville. This unique country location offers country views, and the beautiful rolling hills of Lancaster County! Ready for your interior design, and your creative concepts! The home includes a renovated bathroom, newer appliances, open floor plan, updated LVP flooring, laundry, , cool central air, and energy efficient propane heat. The home also has 5 newer replacement double pane windows! The outdoor space includes 2 private parking spaces, and a generous lot for your creativity. Park approval application available. Call and schedule your private tour, and make this a place to call home!

  2. 2026-05-12
    historical Active Under Contract 761-char remark
    Show marketing remark (761 chars)

    This adorable 2 BR, 1 Bath home is situated in the desirable and affordable EDEN GLEN VILLAGE, located just south of Strasburg and just a hop and a skip from Quarryville. This unique country location offers country views, and the beautiful rolling hills of Lancaster County! Ready for your interior design, and your creative concepts! The home includes a renovated bathroom, newer appliances, open floor plan, updated LVP flooring, laundry, , cool central air, and energy efficient propane heat. The home also has 5 newer replacement double pane windows! The outdoor space includes 2 private parking spaces, and a generous lot for your creativity. Park approval application available. Call and schedule your private tour, and make this a place to call home!

  3. 2026-05-07
    price $59,500 761-char remark
    Show marketing remark (761 chars)

    This adorable 2 BR, 1 Bath home is situated in the desirable and affordable EDEN GLEN VILLAGE, located just south of Strasburg and just a hop and a skip from Quarryville. This unique country location offers country views, and the beautiful rolling hills of Lancaster County! Ready for your interior design, and your creative concepts! The home includes a renovated bathroom, newer appliances, open floor plan, updated LVP flooring, laundry, , cool central air, and energy efficient propane heat. The home also has 5 newer replacement double pane windows! The outdoor space includes 2 private parking spaces, and a generous lot for your creativity. Park approval application available. Call and schedule your private tour, and make this a place to call home!

  4. 2026-04-08
    listed $59,900 Active 761-char remark
    Show marketing remark (761 chars)

    This adorable 2 BR, 1 Bath home is situated in the desirable and affordable EDEN GLEN VILLAGE, located just south of Strasburg and just a hop and a skip from Quarryville. This unique country location offers country views, and the beautiful rolling hills of Lancaster County! Ready for your interior design, and your creative concepts! The home includes a renovated bathroom, newer appliances, open floor plan, updated LVP flooring, laundry, , cool central air, and energy efficient propane heat. The home also has 5 newer replacement double pane windows! The outdoor space includes 2 private parking spaces, and a generous lot for your creativity. Park approval application available. Call and schedule your private tour, and make this a place to call home!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,454
− Mortgage interest
−$3,333
− Property taxes
−$892
− Insurance
−$298
− Repairs & maintenance
−$1,396
− Management
−$1,396
− Depreciation
−$1,731
Taxable income
$8,408
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,018
After-tax cash flow
$6,837/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab

This 2-bedroom, 1-bathroom home in Eden Glen Village is in good condition with recent updates and a well-maintained exterior. Painting and landscaping improvements can further enhance its curb appeal and value.

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value
  • Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Solanco SD
NCES district ID
4221810
Math proficiency
31% ▼ -10.00%
Reading proficiency
57% ▼ -4.00%
Median HH income
$57,326
Composite
38.41/100
National rank
#4205
State rank
#272 of 539 in PA

Livability — Quarryville

Score
74/100
State rank
#499
US rank
#4587

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
12,276

Population outlook (Lancaster County) Hauer SSP2

Today (2025)
561,011 people
By 2030
570,969 · +1.8%
By 2040
585,929 · +4.4%
By 2050
591,056 · +5.4%
By 2075
594,747 · +6.0%
By 2100
558,850 · -0.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 3% Hispanic / Latino 3% Asian 2% Black 1%
Common ancestry
Polish 3% Serbian 2% Lithuanian 2%
Foreign-born
4% · Vietnam, Canada
Languages at home
77% English-only · German/W. Germanic 17% Spanish 2% Vietnamese 1%

Political lean MEDSL · Lancaster

2024 margin
R (+15.9) · D 41.5% · R 57.5%
2008→2024 swing
-4.1pp toward R · 2008: -11.8pp · 2024: -15.9pp
All cycles
2024: R+15.9 2020: R+15.8 2016: R+19.7 2012: R+19.2 2008: R+11.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -146.74%
Current HPI
262.7066
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-0.7% since first listed
4 events — show timeline
  • 2026-05-15 Pending BRIGHT MLS
  • 2026-05-12 Contingent BRIGHT MLS
  • 2026-05-07 Price Changed $59,500 BRIGHT MLS
  • 2026-04-08 Listed $59,900 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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