2080 Tuskegee Rd · Jacksonville, FL 32209

$139,900

3 bd · 1.0 ba · 1,000 sqft · SingleFamily public records · 11 Days on market

Built 1996 6,969 sqft lot

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.2/30.0
• ARV discount +7.5/15.0
• DSCR +5.7/10.0
• 1% rule +4.5/10.0
• Livability +4.2/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown,Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities; perfect for entertaining, gardening, or simply enjoying the outdoors. This move in ready home combines convenience, comfort, and character in one great package.

Key facts

• In-unit laundry room
• Lvp flooring
• Functional layout

Tags

• CORNER LOT
• SCREENED-IN FRONT PORCH
• LVP FLOORING
• IN-UNIT LAUNDRY ROOM
• FUNCTIONAL LAYOUT
• INVITING OUTDOOR FEATURES

Property features AI

Finance

• HOA & community: Not a senior community

Exterior

• Parking: Garage; Off-street parking; Other parking
• Utilities: Public sewer; Cable available; Electricity connected; Sewer connected; Water connected
• Home design: Single family residence; One story
• Exterior features: Back yard fencing; Corner lot

Interior

• Kitchen: Electric range; Microwave; Refrigerator
• Bedrooms: 3 bedrooms
• Flooring: Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fan(s)
• Laundry & utility: In-unit laundry

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $140k.

Deal economics

• At list price, monthly cash flow is $125 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (4.8% below list).
• Recommended offer: $133k (4.8% below list) — sets the bar for 1% rule.
• Cap rate 7.4% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.8%/yr); 394 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
• At $1,332/mo this rent would consume 52% of the median local household income ($31k/yr) (locally 2921% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $38k; list at $140k implies a 273% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $133,163 (4.8% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 7.37%
• Cash-on-cash: 3.84%
• DSCR: 1.17
• GRM: 8.8

CMA / ARV

• ARV (on-the-fly): $83,000
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2170 Talladega Rd	0.13mi	3/1.0	1,000 (0%)	5mo	$179,017	$179	90
2058 W 40th St	0.40mi	3/1.0	1,010 (+1%)	1mo	$71,000	$70	79
2050 W 40th St	0.40mi	3/1.0	1,010 (+1%)	3mo	$79,500	$79	77
2117 W 41st St	0.32mi	3/1.0	960 (-4%)	3mo	$19,000	$20	76
2163 Meharry Ave	0.14mi	3/2.0	1,060 (+6%)	5mo	$166,000	$157	75
5704 Xavier Rd	0.19mi	4/2.0 (+1)	1,058 (+6%)	2mo	$85,000	$80	71
5745 Benedict Rd	0.30mi	3/1.0	904 (-10%)	5mo	$60,000	$66	66
5352 Dodge Rd	0.50mi	3/2.0	1,050 (+5%)	3mo	$75,000	$71	62
5342 Mays Dr	0.55mi	3/1.0	900 (-10%)	4mo	$74,500	$83	55
5248 Bunche Dr	0.72mi	3/1.0	900 (-10%)	3mo	$110,000	$122	47
5428 Bunche Dr	0.72mi	3/1.0	900 (-10%)	5mo	$105,000	$117	46
4318 Bessie Cir W	0.66mi	3/1.0	864 (-14%)	5mo	$117,200	$136	43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.81% rent growth · sell at horizon

5-year hold

• IRR: -11.6%
• Equity multiple: 0.58×
• Total profit: $-16,274
• Equity at exit: $20,860

10-year hold

• IRR: -4.2%
• Equity multiple: 0.74×
• Total profit: $-10,232
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32209

• Home prices YoY: -22.1%
• Rents YoY: 1.8%
• Active inventory: 394
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,332 high
• Mortgage (P&I): −$734
• Tax from tax record: −$135 /mo · $1,618/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$280
• Net cashflow: $125

Break-even live

Break-even rent $1,173

Max offer price $139,900

Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2069 Talladega Rd Jacksonville, FL	4.0	2.0	1152	$1,298	$1.13	3d	1	0.05mi
2108 Talladega Rd Jacksonville, FL	3.0	2.0	1160	$1,579	$1.36	3d	1	0.06mi
5306 Paris Ave Jacksonville, FL	3.0	1.0	944	$1,150	$1.22	23d	1	0.22mi
2268 W 44th St Jacksonville, FL	3.0	2.0	1077	$1,440	$1.34	3d	1	0.24mi
1959 W 45th St Jacksonville, FL	2.0	1.0	895	$1,245	$1.39	13d	1	0.26mi
2151 Wilberforce Rd Jacksonville, FL	3.0	2.0	1166	$1,249	$1.07	23d	1	0.27mi
2092 Benedict Rd Jacksonville, FL	3.0	1.0	816	$1,095	$1.34	23d	1	0.27mi
1834 Meharry Ave Jacksonville, FL	3.0	1.0	1291	$1,295	$1.00	4d	1	0.31mi
2171 W 40th St Jacksonville, FL	2.0	1.0	700	$950	$1.36	23d	1	0.38mi
2050 W 40th St Jacksonville, FL	3.0	1.0	1010	$1,350	$1.34	16d	1	0.40mi
5531 Agra Ct Jacksonville, FL	3.0	1.0	988	$1,295	$1.31	14d	1	0.43mi
5035 Campenella Dr Jacksonville, FL	3.0	1.0	875	$1,095	$1.25	23d	1	0.43mi
1823 W 44th St Jacksonville, FL	3.0	2.0	1066	$1,500	$1.41	23d	1	0.46mi
1867 W 41st St Jacksonville, FL	3.0	2.0	1218	$1,325	$1.09	17d	1	0.47mi
1803 W 44th St Unit 1803 Jacksonville, FL	2.0	1.0	750	$950	$1.27	7d	1	0.48mi
5565 Minosa Cir E Jacksonville, FL	3.0	1.0	1227	$1,400	$1.14	4d	1	0.48mi
5352 Dodge Rd Jacksonville, FL	3.0	2.0	1050	$1,261	$1.20	23d	1	0.52mi
5350 Dodge Rd Jacksonville, FL	3.0	1.0	1000	$1,500	$1.50	23d	1	0.53mi
5326 Mays Dr Jacksonville, FL	3.0	1.0	900	$1,200	$1.33	23d	1	0.55mi
5217 Mays Dr Jacksonville, FL	3.0	1.0	900	$1,250	$1.39	7d	1	0.55mi
1750 Rutledge Ave Jacksonville, FL	3.0	2.0	1250	$1,358	$1.09	14d	1	0.59mi
5736 Teeler Ave Jacksonville, FL	3.0	1.0	852	$1,000	$1.17	23d	1	0.59mi
6114 Strawflower Pl Jacksonville, FL	3.0	1.0	1030	$1,200	$1.17	23d	1	0.63mi
5227 Bunche Dr Jacksonville, FL	3.0	2.0	1174	$1,450	$1.24	23d	1	0.68mi
5821 Begonia Rd Jacksonville, FL	3.0	2.0	1230	$1,155	$0.94	4d	1	0.69mi
5428 Bunche Dr Jacksonville, FL	3.0	1.0	900	$1,600	$1.78	23d	1	0.70mi
5814 Begonia Rd Unit 1 Jacksonville, FL	3.0	1.5	1500	$1,655	$1.10	23d	1	0.72mi
5838 Abelia Rd Jacksonville, FL	3.0	1.0	1135	$1,150	$1.01	23d	1	0.79mi
1536 W 45th St Jacksonville, FL	2.0	1.0	800	$1,050	$1.31	23d	1	0.81mi
1653 W 35th St Jacksonville, FL	2.0	1.0	800	$825	$1.03	23d	1	0.83mi
4813 Moncrief Rd Jacksonville, FL	2.0–3.0	1.0	755	$920	$1.22	2d	8	0.85mi
1567 Rutledge Ave Jacksonville, FL	3.0	2.0	1050	$1,113	$1.06	23d	1	0.85mi
2904 Lippia Rd Jacksonville, FL	4.0	1.0	964	$1,400	$1.45	23d	1	0.86mi
1839 W 30th St Jacksonville, FL	3.0	1.0	828	$1,050	$1.27	23d	1	0.86mi
1863 W 29th St Jacksonville, FL	3.0	2.0	956	$1,190	$1.24	21d	1	0.88mi
1837 W 28th St Jacksonville, FL	3.0	2.0	1333	$1,600	$1.20	23d	1	0.93mi
3516 Penton St Jacksonville, FL	3.0	1.0	1000	$1,350	$1.35	23d	1	0.94mi
5903 Droad St Jacksonville, FL	3.0	1.0	1161	$1,400	$1.21	2d	1	0.95mi
1737 W 28th St Jacksonville, FL	3.0	1.0	1105	$700	$0.63	23d	1	1.00mi
1830 W 27th St Jacksonville, FL	3.0	2.0	952	$1,375	$1.44	23d	1	1.00mi

Listing history 13 events

1. 2026-04-29
   status Pending
2. 2026-04-07
   listed $139,900 Active
3. 2026-02-18
   historical 536-char remark

   Show marketing remark (536 chars)

   Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown,Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities; perfect for entertaining, gardening, or simply enjoying the outdoors. This move in ready home combines convenience, comfort, and character in one great package.

4. 2026-02-09
   price $129,900 536-char remark

   Show marketing remark (536 chars)

   Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown,Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities; perfect for entertaining, gardening, or simply enjoying the outdoors. This move in ready home combines convenience, comfort, and character in one great package.

5. 2026-01-26
   price $134,900 536-char remark

   Show marketing remark (536 chars)

   Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown,Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities; perfect for entertaining, gardening, or simply enjoying the outdoors. This move in ready home combines convenience, comfort, and character in one great package.

6. 2026-01-08
   listed $139,900 Active 536-char remark

   Show marketing remark (536 chars)

   Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown,Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities; perfect for entertaining, gardening, or simply enjoying the outdoors. This move in ready home combines convenience, comfort, and character in one great package.

7. 2026-01-06
   historical 541-char remark

   Show marketing remark (541 chars)

   Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown, Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities—perfect for entertaining, gardening, or simply enjoying the outdoors. This move-in ready home combines convenience, comfort, and character in one great package.

8. 2025-12-01
   price $139,900 541-char remark

   Show marketing remark (541 chars)

   Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown, Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities—perfect for entertaining, gardening, or simply enjoying the outdoors. This move-in ready home combines convenience, comfort, and character in one great package.

9. 2025-11-17
   price $144,900 541-char remark

   Show marketing remark (541 chars)

   Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown, Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities—perfect for entertaining, gardening, or simply enjoying the outdoors. This move-in ready home combines convenience, comfort, and character in one great package.

10. 2025-11-03
    price $149,990 541-char remark

    Show marketing remark (541 chars)

    Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown, Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities—perfect for entertaining, gardening, or simply enjoying the outdoors. This move-in ready home combines convenience, comfort, and character in one great package.

11. 2025-10-06
    price $154,500 541-char remark

    Show marketing remark (541 chars)

    Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown, Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities—perfect for entertaining, gardening, or simply enjoying the outdoors. This move-in ready home combines convenience, comfort, and character in one great package.

12. 2025-09-07
    listed $158,500 Active 541-char remark

    Show marketing remark (541 chars)

    Charming 3 bedroom, 1 bathroom home situated on an oversized corner lot in a prime Jacksonville location! Just minutes from Downtown, Historic Riverside, and an easy drive to shopping, dining, and entertainment. Step inside to find fresh paint, brand new carpet, and an inviting open living space filled with natural light. The spacious backyard offers endless possibilities—perfect for entertaining, gardening, or simply enjoying the outdoors. This move-in ready home combines convenience, comfort, and character in one great package.

13. 1996-12-31
    soldstatus $37,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,618 · $135/mo
• Projected year-2 tax: $1,618 · $135/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,980
• − Mortgage interest: −$7,837
• − Property taxes: −$1,618
• − Insurance: −$700
• − Repairs & maintenance: −$1,278
• − Management: −$1,278
• − Depreciation: −$4,070
• Taxable loss: −$801
• Est. tax savings @ 24.0%: +$192
• After-tax cash flow: $1,695/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Duval
• NCES district ID: 1200480
• Math proficiency: 46% ▼ -11.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $48,987
• Composite: 38.97/100
• National rank: #4076
• State rank: #48 of 73 in FL

Livability — Jacksonville

• Score: 83/100
• State rank: #50
• US rank: #911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jacksonville, FL
• County: Duval County · 1,015,274 people
• City population: 979,034
• Metro: Jacksonville, FL
• Population (ZIP): 34,657
• Household income: $30,514
• Rent vs Own: 53.0% rent · 47.0% own
• Severe rent burden: 2921.0

Population outlook (Duval County) Hauer SSP2

• Today (2025): 1,013,010 people
• By 2030: 1,059,228 · +4.6%
• By 2040: 1,141,439 · +12.7%
• By 2050: 1,205,258 · +19.0%
• By 2075: 1,324,282 · +30.7%
• By 2100: 1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (88%)
• Race & ethnicity: Black 88% White 5% Hispanic / Latino 5% Two or more races 2%
• Hispanic origin (detail): Puerto Rican 3%
• Common ancestry: Hispanic 1% Romanian 1%
• Foreign-born: 3% · Canada
• Languages at home: 95% English-only · Spanish 4% French/Haitian/Cajun 1%

Political lean MEDSL · Duval

• 2024 margin: Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
• 2008→2024 swing: +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
• All cycles: 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -53.92%
• Current HPI: 189.5977
• Rent YoY: ▲ 1.81%
• Metro: Jacksonville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+273.1% since first listed

13 events — show timeline

• 2026-04-29 Pending — realMLS
• 2026-04-07 Listed $139,900 realMLS
• 2026-02-18 Listing Removed — realMLS
• 2026-02-09 Price Changed $129,900 realMLS
• 2026-01-26 Price Changed $134,900 realMLS
• 2026-01-08 Listed $139,900 realMLS
• 2026-01-06 Listing Removed — realMLS
• 2025-12-01 Price Changed $139,900 realMLS
• 2025-11-17 Price Changed $144,900 realMLS
• 2025-11-03 Price Changed $149,990 realMLS
• 2025-10-06 Price Changed $154,500 realMLS
• 2025-09-07 Listed $158,500 realMLS
• 1996-12-31 Sold (Public Records) $37,500 Public Records

Property tax history

+12.8%/yr

Latest (2025): $1,618 · +16.2% YoY. Source: county tax records.