26 Magyar St · Toledo, OH 43605

$82,000

3 bd · 1.0 ba · 1,322 sqft · SingleFamily public records · 243 Days on market

Built 1899 5,898 sqft lot $62/sqft · 28% above area Est $64k · 28% over

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +9.9/10.0
• Rent growth +3.8/5.0
• Livability +3.3/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

NOTICE: We are not considering seller financing or creative financing offers that do not consist of us in recorded first lien position with a minimum of 30% down. Thank you for understanding! This property is being sold as part of an 46-unit portfolio or a 5-unit sub-portfolio. In place cap is ~8.5%, pro forma cap is ~11.0%, and occupancy is 100%. Asking price for the 46-unit portfolio is $3.57M and asking price for the 11-unit sub-portfolio is $1,045,000. The sub-portfolio includes 549 Spencer, 560 Williamsville, 26 Magyar, 3256 Jeannette, 1413 Colburn, 1912 Greenwood, 2074 Price, 4321 Burnham, 4345 Burnham, 615 Cuthbert Rd, and 4228 N Lockwood. The entire 46-unit list can be found in the attachments. Property is occupied and photos are from the last time it was vacant.

Key facts

• 5,898 sq ft lot
• Built 1899
• Listed 242 days

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $82k.

Deal economics

• At list price, monthly cash flow is $385 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $82k).
• Recommended offer: $72k (12.0% below list) — sets the bar for market timing.
• Cap rate 11.9% vs local median 7.6% in Toledo — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#645 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, schools D-, crime F.
• Toledo City (urban): math 15% / reading 24% proficiency, ranked #634 of 656 in OH (top 97%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.4%/yr); 117 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).
• This rent runs 38% of the median local income ($39k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $567 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 5.4% rent growth), your $23k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 243 days — a 12% lower offer ($72k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 23y ago; this cycle's ask has dropped $4k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $41k; list at $82k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1899 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $72,160 (12.0% below list)

Questions for the listing agent

1. It's been on market 243 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1899 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.49% ✓
• Cap rate: 11.92%
• Cash-on-cash: 20.11%
• DSCR: 1.89
• GRM: 5.6

CMA / ARV

• ARV (median comp): $64,042
• List price: $82,000
• Delta: 28.04%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1839 Genesee St	0.06mi	3/1.0	1,351 (+2%)	5mo	$32,000	$24	89
146 Esther St	0.10mi	3/1.0	1,255 (-5%)	1mo	$71,500	$57	86
310 Whittemore St	0.31mi	3/3.0	1,296 (-2%)	4mo	$79,800	$62	70
2137 Valentine St	0.41mi	3/1.0	1,272 (-4%)	6mo	$47,500	$37	70
130 Burger St	0.30mi	2/2.0 (-1)	1,242 (-6%)	3mo	$134,000	$108	64
2220 Genesee St	0.51mi	3/2.0	1,362 (+3%)	6mo	$80,000	$59	62
2315 Caledonia St	0.62mi	3/1.0	1,370 (+4%)	4mo	$12,000	$9	62
2232 Caledonia St	0.53mi	3/1.0	1,273 (-4%)	11mo	$75,000	$59	60
2023 Woodford St	0.29mi	2/1.0 (-1)	1,152 (-13%)	3mo	$26,000	$23	58
2142 Woodford St	0.44mi	3/1.0	1,480 (+12%)	7mo	$71,100	$48	54
136 Steel St	0.68mi	4/1.0 (+1)	1,229 (-7%)	3mo	$95,000	$77	50
1421 N Ravine Pkwy	0.70mi	3/1.5	1,132 (-14%)	8mo	$62,000	$55	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.37% rent growth · sell at horizon

5-year hold

• IRR: 15.0%
• Equity multiple: 1.62×
• Total profit: $14,230
• Equity at exit: $12,226

10-year hold

• IRR: 25.5%
• Equity multiple: 3.48×
• Total profit: $56,913
• Equity at exit: $7,090

Cash invested: $22,960 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43605

• Home prices YoY: -25.6%
• Rents YoY: 5.4%
• Active inventory: 117
• Price-to-rent: 5.6×

Monthly cashflow live

• Estimated rent: $1,223 high
• Mortgage (P&I): −$430
• Tax from tax record: −$117 /mo · $1,403/yr
• Insurance: −$34
• HOA: −$0
• Vacancy / Maint / Mgmt: −$257
• Net cashflow: $385

Break-even live

Break-even rent $736

Max offer price $82,000

Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,500
• Closing costs: $2,460
• Reserves months: —
• Total cash needed: —

Rent comps 34 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1848 Genesee St Toledo, OH	3.0	1.0	1069	$1,200	$1.12	43d	1	0.08mi
1848 Genesee St Toledo, OH	3.0	1.0	1069	$1,300	$1.22	23d	1	0.08mi
1964 Burr St Toledo, OH	3.0	1.0	1159	$1,250	$1.08	43d	1	0.13mi
128 Carbon St Toledo, OH	3.0	1.0	1113	$1,200	$1.08	23d	1	0.60mi
221 Licking St Unit 2 Toledo, OH	3.0	1.0	1048	$1,099	$1.05	23d	1	0.65mi
223 Valleywood Dr Toledo, OH	2.0	1.0	1098	$1,099	$1.00	23d	1	0.74mi
1306 Mott Ave Toledo, OH	3.0	1.5	1282	$1,149	$0.90	43d	1	0.75mi
1305 Mott Ave Toledo, OH	3.0	1.0	1080	$1,000	$0.93	43d	1	0.76mi
2453 Caledonia St Toledo, OH	2.0	1.0	1179	$810	$0.69	13d	1	0.84mi
245 Plymouth St Toledo, OH	3.0	1.0	1600	$1,125	$0.70	13d	1	0.88mi
622 Whitlock Ave Toledo, OH	3.0	1.0	925	$1,195	$1.29	43d	1	0.91mi
2074 Starr Ave Toledo, OH	3.0	1.0	1115	$1,025	$0.92	23d	1	0.93mi
1536 N Erie St Toledo, OH	4.0	1.0	1600	$1,300	$0.81	43d	1	0.99mi
1449 N Huron St Toledo, OH	4.0	2.0	1430	$1,045	$0.73	13d	1	1.01mi
653 Oswald St Toledo, OH	2.0	1.0	920	$800	$0.87	43d	1	1.12mi
1119 N Summit St Toledo, OH	1.0–2.0	1.0–2.0	1023	$1,750	$1.71	13d	2	1.14mi
1119 N Summit St Toledo, OH	2.0	2.0	1500	$1,890	$1.26	43d	1	1.14mi
1119 N Summit St Toledo, OH	2.0	2.0	1226	$1,750	$1.43	23d	1	1.14mi
630 Mulberry St Toledo, OH	2.0	1.0	1000	$950	$0.95	23d	1	1.16mi
414 Platt St Unit ST-3 Toledo, OH	3.0	1.0	1500	$1,150	$0.77	23d	1	1.18mi
420 Platt St Toledo, OH	2.0	1.0	1499	$685	$0.46	21d	1	1.18mi
2129 Nevada St Toledo, OH	3.0	1.0	1352	$1,200	$0.89	13d	1	1.20mi
724 Mulberry St Toledo, OH	4.0	1.0	1530	$995	$0.65	43d	1	1.21mi
1614 Nevada St Toledo, OH	2.0	1.0	1172	$1,000	$0.85	21d	1	1.23mi
625 Riverside Dr Toledo, OH	1.0–2.0	1.0–2.0	860	$1,767	$2.05	13d	37	1.25mi
470 2nd St Unit 1 Toledo, OH	2.0	1.0	950	$799	$0.84	43d	1	1.31mi
413 Sandusky St Toledo, OH	2.0	1.0	900	$775	$0.86	23d	1	1.32mi
722 Coyne Ave Toledo, OH	2.0	1.0	900	$1,000	$1.11	13d	1	1.34mi
732 Coyne Ave Toledo, OH	3.0	1.0	968	$1,145	$1.18	13d	1	1.36mi
29 Garfield Pl Toledo, OH	4.0	2.0	1300	$1,250	$0.96	13d	1	1.36mi
1031 N Michigan St Toledo, OH	3.0	2.0	1488	$1,195	$0.80	23d	1	1.43mi
1505 Navarre Ave Toledo, OH	3.0	1.0	1331	$1,145	$0.86	43d	1	1.46mi
3148 Corduroy Rd Oregon, OH	1.0–2.0	1.0–1.5	800	$870	$1.09	13d	1	1.48mi
626 Walnut St Toledo, OH	3.0	1.0	1088	$995	$0.91	43d	1	1.49mi

Listing history 36 events

1. 2026-06-01
   days on market $82,000 Active 243 DOM
2. 2026-05-31
   days on market $82,000 Active 242 DOM
3. 2026-05-30
   days on market $82,000 Active 241 DOM
4. 2026-01-14
   price $91,500 783-char remark

   Show marketing remark (783 chars)

   NOTICE: We are not considering seller financing or creative financing offers that do not consist of us in recorded first lien position with a minimum of 30% down. Thank you for understanding! This property is being sold as part of an 46-unit portfolio or a 5-unit sub-portfolio. In place cap is ~8.5%, pro forma cap is ~11.0%, and occupancy is 100%. Asking price for the 46-unit portfolio is $3.57M and asking price for the 11-unit sub-portfolio is $1,045,000. The sub-portfolio includes 549 Spencer, 560 Williamsville, 26 Magyar, 3256 Jeannette, 1413 Colburn, 1912 Greenwood, 2074 Price, 4321 Burnham, 4345 Burnham, 615 Cuthbert Rd, and 4228 N Lockwood. The entire 46-unit list can be found in the attachments. Property is occupied and photos are from the last time it was vacant.

5. 2025-11-10
   price $96,460 783-char remark

   Show marketing remark (783 chars)

   NOTICE: We are not considering seller financing or creative financing offers that do not consist of us in recorded first lien position with a minimum of 30% down. Thank you for understanding! This property is being sold as part of an 46-unit portfolio or a 5-unit sub-portfolio. In place cap is ~8.5%, pro forma cap is ~11.0%, and occupancy is 100%. Asking price for the 46-unit portfolio is $3.57M and asking price for the 11-unit sub-portfolio is $1,045,000. The sub-portfolio includes 549 Spencer, 560 Williamsville, 26 Magyar, 3256 Jeannette, 1413 Colburn, 1912 Greenwood, 2074 Price, 4321 Burnham, 4345 Burnham, 615 Cuthbert Rd, and 4228 N Lockwood. The entire 46-unit list can be found in the attachments. Property is occupied and photos are from the last time it was vacant.

6. 2025-10-14
   price $41,000 526-char remark

   Show marketing remark (526 chars)

   This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

7. 2025-10-03
   price $102,000 783-char remark

   Show marketing remark (783 chars)

   NOTICE: We are not considering seller financing or creative financing offers that do not consist of us in recorded first lien position with a minimum of 30% down. Thank you for understanding! This property is being sold as part of an 46-unit portfolio or a 5-unit sub-portfolio. In place cap is ~8.5%, pro forma cap is ~11.0%, and occupancy is 100%. Asking price for the 46-unit portfolio is $3.57M and asking price for the 11-unit sub-portfolio is $1,045,000. The sub-portfolio includes 549 Spencer, 560 Williamsville, 26 Magyar, 3256 Jeannette, 1413 Colburn, 1912 Greenwood, 2074 Price, 4321 Burnham, 4345 Burnham, 615 Cuthbert Rd, and 4228 N Lockwood. The entire 46-unit list can be found in the attachments. Property is occupied and photos are from the last time it was vacant.

8. 2025-09-25
   listed $86,500 Active 783-char remark

   Show marketing remark (783 chars)

   NOTICE: We are not considering seller financing or creative financing offers that do not consist of us in recorded first lien position with a minimum of 30% down. Thank you for understanding! This property is being sold as part of an 46-unit portfolio or a 5-unit sub-portfolio. In place cap is ~8.5%, pro forma cap is ~11.0%, and occupancy is 100%. Asking price for the 46-unit portfolio is $3.57M and asking price for the 11-unit sub-portfolio is $1,045,000. The sub-portfolio includes 549 Spencer, 560 Williamsville, 26 Magyar, 3256 Jeannette, 1413 Colburn, 1912 Greenwood, 2074 Price, 4321 Burnham, 4345 Burnham, 615 Cuthbert Rd, and 4228 N Lockwood. The entire 46-unit list can be found in the attachments. Property is occupied and photos are from the last time it was vacant.

9. 2022-10-19
   soldstatus $41,000 Closed 526-char remark

   Show marketing remark (526 chars)

   This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

10. 2022-10-14
    status Pending 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

11. 2022-09-20
    historical Contingent 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

12. 2022-09-08
    price $48,500 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

13. 2022-07-30
    status Active 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

14. 2022-07-30
    price $48,900 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

15. 2022-07-26
    historical Contingent 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

16. 2022-06-02
    status Active 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

17. 2022-05-25
    historical Contingent 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

18. 2022-05-13
    listed $49,000 Active 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

19. 2022-05-08
    historical $49,000 526-char remark

    Show marketing remark (526 chars)

    This home has it all! 3 bedrooms, 2 car garage and many updates! Large great room with vaulted ceilings and sky lights. Nice sized kitchen with beautiful backsplash. Oversized dining area. Huge bathroom offering a jacuzzi tub & separate shower. Alarm system for peace of mind. Call today to make this one your own! 3rd bedroom is currently being used as a closet. Currently rented at $750 per month. $5000 Credit given back at closing for any repairs/updates buyer would like to make after closing. Sold As Is.

20. 2015-08-09
    historical
21. 2015-02-09
    listed $7,900
22. 2006-09-29
    soldstatus $35,000
23. 2006-05-23
    historical
24. 2006-03-23
    listed $14,900
25. 2006-03-06
    historical
26. 2005-12-06
    listed $21,900
27. 2005-11-11
    historical
28. 2005-08-12
    listed $24,900
29. 2005-08-11
    historical
30. 2005-06-04
    listed $24,900
31. 2004-09-30
    historical
32. 2003-07-27
    listed $29,900
33. 1999-05-20
    soldstatus $30,000
34. 1995-08-15
    soldstatus $17,500
35. 1993-05-05
    soldstatus $15,000
36. 1992-05-22
    soldstatus $20,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,403 · $117/mo
• Projected year-2 tax: $1,403 · $117/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,672
• − Mortgage interest: −$4,593
• − Property taxes: −$1,403
• − Insurance: −$410
• − Repairs & maintenance: −$1,174
• − Management: −$1,174
• − Depreciation: −$2,385
• Taxable income: $3,532
• Est. tax owed @ 24.0%: −$848
• After-tax cash flow: $3,769/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Toledo City
• NCES district ID: 3904490
• Math proficiency: 15% ▼ -16.00%
• Reading proficiency: 24% ▼ -13.00%
• Median HH income: $32,137
• Composite: 15.76/100
• National rank: #9276
• State rank: #634 of 656 in OH

Livability — Toledo

• Score: 66/100
• State rank: #645
• US rank: #11442

Category grades

Amenities C- Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Toledo, OH
• County: Lucas County · 380,724 people
• City population: 280,811
• Metro: Toledo, OH
• Population (ZIP): 24,441
• Household income: $39,118
• Rent vs Own: 51.9% rent · 48.1% own
• Severe rent burden: 1257.0

Population outlook (Lucas County) Hauer SSP2

• Today (2025): 420,751 people
• By 2030: 410,187 · -2.5%
• By 2040: 384,019 · -8.7%
• By 2050: 355,125 · -15.6%
• By 2075: 291,683 · -30.7%
• By 2100: 233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 57% Hispanic / Latino 21% Black 14% Two or more races 14%
• Hispanic origin (detail): Mexican 17% Puerto Rican 2%
• Common ancestry: Romanian 3% Lithuanian 2% Portuguese 1%
• Foreign-born: 3% · Canada
• Languages at home: 91% English-only · Spanish 7% Arabic 1%

Political lean MEDSL · Lucas

• 2024 margin: D (+12.6) · D 55.8% · R 43.2%
• 2008→2024 swing: -18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
• All cycles: 2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -47.85%
• Current HPI: 138.6894
• Rent YoY: ▲ 5.37%
• Metro: Toledo, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+357.5% since first listed

33 events — show timeline

• 2026-01-14 Price Changed $91,500 NORIS
• 2025-11-10 Price Changed $96,460 NORIS
• 2025-10-14 Price Changed $41,000 NORIS
• 2025-10-03 Price Changed $102,000 NORIS
• 2025-09-25 Listed $86,500 NORIS
• 2022-10-19 Sold (MLS) $41,000 NORIS
• 2022-10-14 Pending — NORIS
• 2022-09-20 Contingent — NORIS
• 2022-09-08 Price Changed $48,500 NORIS
• 2022-07-30 Relisted — NORIS
• 2022-07-30 Price Changed $48,900 NORIS
• 2022-07-26 Contingent — NORIS
• 2022-06-02 Relisted — NORIS
• 2022-05-25 Contingent — NORIS
• 2022-05-13 Listed $49,000 NORIS
• 2022-05-08 Coming Soon $49,000 NORIS
• 2015-08-09 Listing Removed — NORIS
• 2015-02-09 Listed $7,900 NORIS
• 2006-09-29 Sold (Public Records) $35,000 Public Records
• 2006-05-23 Listing Removed — NORIS
• 2006-03-23 Listed $14,900 NORIS
• 2006-03-06 Listing Removed — NORIS
• 2005-12-06 Listed $21,900 NORIS
• 2005-11-11 Listing Removed — NORIS
• 2005-08-12 Listed $24,900 NORIS
• 2005-08-11 Listing Removed — NORIS
• 2005-06-04 Listed $24,900 NORIS
• 2004-09-30 Listing Removed — NORIS
• 2003-07-27 Listed $29,900 NORIS
• 1999-05-20 Sold (Public Records) $30,000 Public Records
• 1995-08-15 Sold (Public Records) $17,500 Public Records
• 1993-05-05 Sold (Public Records) $15,000 Public Records
• 1992-05-22 Sold (Public Records) $20,000 Public Records

Property tax history

+5.0%/yr

Latest (2025): $1,403 · +12.2% YoY. Source: county tax records.