1515 Arrowhead Dr · Sun City Center, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.9/30.0
- ARV discount +7.5/15.0
- DSCR +6.0/10.0
- 1% rule +4.3/10.0
- Schools +4.2/10.0
- Livability +3.9/5.0
- Appreciation +3.4/10.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
$190,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
Key facts
- Oversized corner lot
- Brand new floors
- New air conditioner
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $196 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $176k (7.4% below list).
- Recommended offer: $167k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: schools D+, amenities F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.6%/yr); 602 active listings in the ZIP; 34 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 299 days — a 12% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts; this cycle's ask has dropped $45k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $50k; list at $190k implies a 276% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 299 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 7.53%
- Cash-on-cash
- 4.41%
- DSCR
- 1.20
- GRM
- 9.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.65% rent growth · sell at horizon
- IRR
- -9.8%
- Equity multiple
- 0.64×
- Total profit
- $-18,992
- Equity at exit
- $28,330
- IRR
- -0.9%
- Equity multiple
- 0.94×
- Total profit
- $-3,198
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33573
- Home prices YoY
- -1.2%
- Rents YoY
- 2.6%
- Active inventory
- 602
- Price-to-rent
- 9.0×
Monthly cashflow live
- Estimated rent
- $1,759 high interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$91 /mo · $1,089/yr
- Insurance
- −$79
- HOA
- −$28
- Vacancy / Maint / Mgmt
- −$369
- Net cashflow
- $196
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 34 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1528 Chevy Chase Dr Sun City Center, FL | 2.0 | 2.0 | 1346 | $2,000 | $1.49 | 24d | 1 | 0.15mi |
| 1301 Warwick Ct Unit 1301 Sun City Center, FL | 1.0 | 1.0 | 1102 | $1,575 | $1.43 | 24d | 1 | 0.58mi |
| 201 Kings Blvd #19 Sun City Center, FL | 1.0 | 1.5 | 800 | $1,495 | $1.87 | 24d | 1 | 0.62mi |
| 1005 Rickenbacker Dr Sun City Center, FL | 2.0 | 1.0 | 1224 | $1,595 | $1.30 | 2d | 1 | 0.65mi |
| 1802 Bedford Ter #182 Sun City Center, FL | 1.0 | 1.5 | 800 | $1,400 | $1.75 | 17d | 1 | 0.65mi |
| 1802 Bedford Ter #182 Sun City Center, FL | 1.0 | 1.5 | 960 | $1,375 | $1.43 | 21d | 1 | 0.65mi |
| 101 Cambridge Trl Sun City Center, FL | 1.0–2.0 | 1.5–2.0 | 880 | $1,650 | $1.88 | 11d | 1 | 0.66mi |
| 1901 Andover Way #38 Sun City Center, FL | 1.0 | 1.5 | 800 | $1,495 | $1.87 | 24d | 1 | 0.67mi |
| 201 Bedford St #95 Sun City Center, FL | 1.0 | 1.5 | 800 | $1,450 | $1.81 | 14d | 1 | 0.67mi |
| 1104 Desert Hills Dr Sun City Center, FL | 2.0 | 2.0 | 1383 | $1,825 | $1.32 | 17d | 1 | 0.68mi |
| 207 Islip Way Sun City Center, FL | 2.0 | 1.5 | 992 | $1,500 | $1.51 | 17d | 1 | 0.69mi |
| 202 Bedford Trl #99 Sun City Center, FL | 1.0 | 1.0 | 800 | $1,500 | $1.88 | 4d | 1 | 0.69mi |
| 1802 Bedford Ln Sun City Center, FL | 1.0–2.0 | 2.0 | 952 | $1,800 | $1.89 | 10d | 2 | 0.70mi |
| 810 Oakmont Ave Sun City Center, FL | 2.0 | 2.0 | 1266 | $2,100 | $1.66 | 24d | 1 | 0.70mi |
| 201 Bedford Trl Unit F128 Sun City Center, FL | 2.0 | 2.0 | 960 | $1,275 | $1.33 | 24d | 1 | 0.70mi |
| 2202 Clubhouse Dr #169 Sun City Center, FL | 2.0 | 2.0 | 984 | $1,450 | $1.47 | 4d | 1 | 0.71mi |
| 2202 Clubhouse Dr #187 Sun City Center, FL | 1.0 | 1.5 | 800 | $1,550 | $1.94 | 24d | 1 | 0.71mi |
| 717 Indian Wells Ave Sun City Center, FL | 2.0 | 2.0 | 1264 | $1,595 | $1.26 | 24d | 1 | 0.74mi |
| 306 Fowling Ct Sun City Center, FL | 2.0 | 2.0 | 960 | $1,700 | $1.77 | 24d | 1 | 0.82mi |
| 701 Cypress Pl Sun City Center, FL | 2.0 | 2.0 | 1425 | $1,700 | $1.19 | 24d | 1 | 0.82mi |
| 301 Kings Blvd #138 Sun City Center, FL | 1.0 | 1.5 | 1020 | $1,800 | $1.76 | 21d | 1 | 0.83mi |
| 403 Finchley Ct Unit B Sun City Center, FL | 2.0 | 2.0 | 960 | $2,000 | $2.08 | 24d | 1 | 0.85mi |
| 409 Feltham Trl Unit B Sun City Center, FL | 2.0 | 2.0 | 984 | $1,650 | $1.68 | 24d | 1 | 0.86mi |
| 704 Torrey Pines Ave Sun City Center, FL | 2.0 | 1.0 | 981 | $1,675 | $1.71 | 24d | 1 | 0.87mi |
| 704 Torrey Pines Ave Sun City Center, FL | 2.0 | 1.0 | 981 | $1,700 | $1.73 | 14d | 1 | 0.87mi |
| 1814 Foxhunt Dr Unit A Sun City Center, FL | 1.0 | 1.5 | 800 | $1,475 | $1.84 | 24d | 1 | 0.87mi |
| 302 Canton Ct #62 Sun City Center, FL | 1.0 | 1.5 | 800 | $1,575 | $1.97 | 17d | 1 | 0.91mi |
| 110 Gloucester Blvd Sun City Center, FL | 2.0 | 2.0 | 1136 | $1,950 | $1.72 | 24d | 1 | 0.92mi |
| 2345 Glenmore Cir Unit 294 Sun City Center, FL | 2.0 | 2.0 | 984 | $1,500 | $1.52 | 24d | 1 | 0.96mi |
| 1750 Atrium Dr Sun City Center, FL | 2.0 | 2.0 | 1367 | $1,750 | $1.28 | 24d | 1 | 1.01mi |
| 323 Knottwood Ct Sun City Center, FL | 1.0 | 1.0 | 908 | $1,290 | $1.42 | 24d | 1 | 1.10mi |
| 323 Knottwood Ct #1 Sun City Center, FL | 1.0 | 1.0 | 908 | $1,090 | $1.20 | 4d | 1 | 1.10mi |
| 1902 Dandridge St #12 Sun City Center, FL | 1.0 | 1.5 | 800 | $1,495 | $1.87 | 14d | 1 | 1.13mi |
| 704 Tremont Greens Ln Unit 107 Sun City Center, FL | 2.0 | 2.0 | 974 | $1,700 | $1.75 | 24d | 1 | 1.40mi |
HOA detail
- Monthly dues
- $28 · $336/yr
- Likely covers
- waterpoolgymsecurity
Listing history 31 events
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2026-06-18days on market $190,000 Active 299 DOM
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2026-06-17days on market $190,000 Active 298 DOM
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2026-06-16days on market $190,000 Active 297 DOM
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2026-06-15days on market $190,000 Active 296 DOM
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2026-06-13days on market $190,000 Active 294 DOM
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2026-06-13days on market $190,000 Active 293 DOM
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2026-06-09days on market $190,000 Active 290 DOM
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2026-06-08days on market $190,000 Active 289 DOM
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2026-06-07days on market $190,000 Active 288 DOM
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2026-06-04days on market $190,000 Active 285 DOM
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2026-06-03days on market $190,000 Active 284 DOM
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2026-06-02days on market $190,000 Active 283 DOM
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2026-06-01days on market $190,000 Active 282 DOM
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2026-05-31days on market $190,000 Active 281 DOM
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2026-03-06price $190,000 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2026-02-19price $205,000 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
-
2026-02-09status Active 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2026-01-27status Pending 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2026-01-20status Active 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2026-01-20price $215,000 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-12-10status Pending 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-12-03status Active 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-08-25status Pending 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-08-19status Active 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-08-14status Pending 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-08-11price $180,000 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-06-10price $199,999 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-05-15price $215,000 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-04-09price $229,000 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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2025-03-17$234,667 Active 1123-char remark
Show marketing remark (1123 chars)
One or more photo(s) has been virtually staged. This corner lot home has already been pre-inspected and features major recent upgrades including a new roof (2025), updated HVAC with an ECO HVAC Rheem 2.5 ton package unit (2024), new flooring throughout (2024), a water softening system, hurricane shutters, a generator, and two pet doors leading to a screened in patio and secure gated backyard. The property is situated on a rare oversized corner lot, providing convenient access in and out of the community. Community amenities include a fitness center, golf cart accessibility, reclaimed water irrigation, and a community pool. There is no HOA. The location offers access to shops, restaurants, Little Harbor beaches, and nearby cities such as Sarasota, Bradenton, St. Pete, Tampa via I-75, and Orlando via I-75/I-4. Sun City Center is a 55+ community with over 100 clubs and activities, indoor and outdoor pools, a fitness center, softball facilities, tennis and pickleball courts, lawn bowling, horseshoes, volleyball, dog parks, billiards, and multiple rooms for meetings, arts and crafts, theater, and social events.
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1998-08-07soldstatus $50,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,089 · $91/mo
- Projected year-2 tax
- $1,577 · $131/mo
- Expected delta
- +$488/yr (+$41/mo · 44.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $21,112
- − Mortgage interest
- −$10,643
- − Property taxes
- −$1,089
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,689
- − Management
- −$1,689
- − HOA
- −$336
- − Depreciation
- −$5,527
- Taxable loss
- −$810
- Est. tax savings @ 24.0%
- +$195
- After-tax cash flow
- $2,542/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Sun City Center
- Score
- 78/100
- State rank
- #178
- US rank
- #2736
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sun City Center, FL
- County
- Hillsborough County · 1,540,968 people
- City population
- 35,362
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 35,362
- Household income
- $72,834
- Rent vs Own
- Severe rent burden
- 1382.0
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 6% Cuban 2%
- Common ancestry
- Romanian 3% Lithuanian 3% Slovak 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -3.27%
- Current HPI
- 272.9767
- Rent YoY
- ▲ 2.65%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+276.2% since first listed17 events — show timeline
- 2026-03-06 Price Changed $190,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-19 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-09 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-01-27 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-01-20 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-01-20 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-10 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-12-03 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-08-25 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-08-19 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-08-14 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-08-11 Price Changed $180,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-10 Price Changed $199,999 Stellar MLS as Distributed by MLS Grid
- 2025-05-15 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-09 Price Changed $229,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-17 Listed $234,667 Stellar MLS as Distributed by MLS Grid
- 1998-08-07 Sold (Public Records) $50,500 Public Records
Property tax history
+3.0%/yrLatest (2025): $1,089 · +7.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…