151 Oak Ave · Hueytown, AL 35023

$129,900

2 bd · 1.0 ba · 1,246 sqft · SingleFamily public records · 9 Days on market

Built 1950 0.31 ac lot Est $148k · 12% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.1/30.0
• ARV discount +13.1/15.0
• DSCR +5.7/10.0
• Appreciation +4.7/10.0
• 1% rule +3.8/10.0
• Rent growth +2.9/5.0
• Livability +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0

Listing remarks MLS

Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

Key facts

• Large backyard
• Swimming pool
• 0.31 acre lot

Tags

• LARGE BACKYARD
• SWIMMING POOL

Property features AI

Finance

• Financial info: Quarterly garbage fee applies

Exterior

• Parking: Detached garage; Driveway parking; Two carport spaces
• Utilities: Public water; Connected sewer; Gas water heater; Internet service available
• Home design: Existing home; Crawl-space foundation
• Construction: Vinyl siding
• Exterior features: Fenced yard; Porch; Covered patio; Open deck; Some trees on the lot; Personal above-ground pool

Interior

• Kitchen: Laminate countertops; Dishwasher (built-in); Electric oven; Electric stove; Refrigerator
• Bedrooms: Two bedrooms on the main level
• Flooring: Hardwood and hardwood laminate floors
• Bathrooms: One full bathroom with tub/shower combo
• Heating & cooling: Gas heating; Central air conditioning
• Interior features: 9-plus-foot smooth ceilings; Window treatments remain; No additional interior features listed
• Laundry & utility: Main-level laundry room; Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $115 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $114k (12.0% below list).
• Recommended offer: $114k (12.0% below list) — sets the bar for 1% rule.
• Cap rate 7.4% vs local median 5.9% in Hueytown — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 57/100 on livability (#378 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
• Jefferson County (suburban): math 9% / reading 32% proficiency, ranked #104 of 129 in AL (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Hueytown Primary School (653 students, 64% FRL); Hueytown Middle School (math 0% / reading 30%, grade F, #206 of 257 statewide, top 80%, 789 students, 62% FRL); Hueytown High School (math 7% / reading 20%, grade F, #235 of 305 statewide, top 77%, 1,210 students, 79% FRL) — zoned schools average 68% FRL vs 49% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+1.6%/yr); 255 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• In year one you build about $119 of equity ($898 loan paydown + $-779 appreciation (-0.6% local appreciation)).
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $106k; 23% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,297 (12.0% below list)

Questions for the listing agent

1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 7.36%
• Cash-on-cash: 3.80%
• DSCR: 1.17
• GRM: 9.5

CMA / ARV

• ARV (on-the-fly): $148,274
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2086 Cherry Ave	0.42mi	2/1.0	1,209 (-3%)	3mo	$124,900	$103	73
2110 Cherry Ave	0.51mi	3/2.0 (+1)	1,256 (+1%)	0mo	$149,000	$119	66
120 Honeysuckle Rd	0.74mi	2/1.0	1,243 (-0%)	2mo	$155,000	$125	64
107 Beta St	0.31mi	3/2.0 (+1)	1,343 (+8%)	2mo	$154,000	$115	62
119 Wheeler Dr	0.50mi	3/2.0 (+1)	1,215 (-2%)	5mo	$80,500	$66	59
133 Crystal Ave	0.68mi	3/1.0 (+1)	1,214 (-3%)	1mo	$129,000	$106	58
107 Vines Ave	0.75mi	2/1.0	1,188 (-5%)	2mo	$145,000	$122	56
1212 Bunchie St	0.71mi	3/1.0 (+1)	1,285 (+3%)	1mo	$159,900	$124	56
821 Overlook Cir	0.46mi	3/1.5 (+1)	1,163 (-7%)	6mo	$80,000	$69	55
111 Holly St	0.60mi	3/2.0 (+1)	1,218 (-2%)	6mo	$167,500	$138	54
108 Branch St	0.56mi	3/2.0 (+1)	1,353 (+9%)	3mo	$125,000	$92	48
406 Forest Rd	0.70mi	3/2.0 (+1)	1,200 (-4%)	6mo	$164,000	$137	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.6% appreciation · 1.6% rent growth · sell at horizon

5-year hold

• IRR: -1.1%
• Equity multiple: 0.95×
• Total profit: $-1,725
• Equity at exit: $33,868

10-year hold

• IRR: 4.1%
• Equity multiple: 1.40×
• Total profit: $14,463
• Equity at exit: $37,753

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35023

• Home prices YoY: -0.1%
• Rents YoY: 1.6%
• Active inventory: 255
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $1,143 high
• Mortgage (P&I): −$681
• Tax from tax record: −$52 /mo · $630/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$240
• Net cashflow: $115

Break-even live

Break-even rent $997

Max offer price $129,900

Occupancy floor 85%

Sensitivity live

Price	-10% $189	-5% $152	+0% $115	+5% $78	+10% $42
Rent	-10% $25	-5% $70	+0% $115	+5% $160	+10% $205
Rate	-1.0pp $181	-0.5pp $148	base $115	+0.5pp $81	+1.0pp $47

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 22 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
109 Oak Ave Bessemer, AL	3.0	1.0	1120	$1,200	$1.07	4d	1	0.22mi
123 Westbrook Rd Bessemer, AL	3.0	2.0	1427	$1,275	$0.89	46d	1	0.26mi
2020 High School Rd Unit C Bessemer, AL	2.0	1.0	733	$750	$1.02	16d	1	0.43mi
102 Wheeler Dr Bessemer, AL	3.0	1.5	1200	$1,175	$0.98	45d	1	0.46mi
107 Wheeler Dr Bessemer, AL	2.0	1.0	950	$950	$1.00	45d	1	0.48mi
119 Wheeler Dr Bessemer, AL	3.0	2.0	1215	$1,300	$1.07	13d	1	0.48mi
1409 Hueytown Rd Apt 63 Bessemer, AL	2.0	1.0	876	$995	$1.14	45d	1	0.59mi
1409 Hueytown Rd Unit 76 Bessemer, AL	2.0	1.0	876	$995	$1.14	4d	1	0.59mi
110 Ray Ave Apt 7 Hueytown, AL	2.0	2.0	900	$875	$0.97	4d	1	0.62mi
425 Oakwood Ave Bessemer, AL	2.0–3.0	2.0	1082	$700	$0.65	3d	2	0.67mi
406 Forest Rd Bessemer, AL	3.0	2.0	1200	$1,175	$0.98	16d	1	0.69mi
1444 Hueytown Rd Unit B Hueytown, AL	2.0	1.0	725	$945	$1.30	25d	1	0.74mi
116 Vail Ave Bessemer, AL	2.0	1.0	1008	$975	$0.97	20d	1	0.74mi
105 Louis Ave Bessemer, AL	2.0	1.0	1073	$1,100	$1.03	45d	1	0.87mi
622 S Parkell Ave Bessemer, AL	3.0	1.0	963	$1,200	$1.25	45d	1	0.91mi
3269 Allison Bonnett Memorial Dr Bessemer, AL	3.0	2.0	1306	$1,435	$1.10	16d	1	0.97mi
309 Sunrise Blvd Bessemer, AL	2.0	1.0	1105	$1,160	$1.05	13d	1	1.10mi
208 Kentwood Ave Bessemer, AL	3.0	1.0	1177	$1,075	$0.91	45d	1	1.18mi
1983 Townhouse Ln Bessemer, AL	2.0	2.0	1465	$1,100	$0.75	17d	1	1.22mi
119 Lakeland Ave Bessemer, AL	3.0	1.0	1042	$1,125	$1.08	25d	1	1.27mi
216 Meadowood Ave Bessemer, AL	3.0	1.0	1430	$1,250	$0.87	4d	1	1.33mi
315 Pope Dr Bessemer, AL	3.0	2.0	1292	$1,225	$0.95	20d	1	1.41mi

Listing history 15 events

1. 2026-05-19
   listed $129,900 Active
2. 2022-11-11
   soldstatus $106,000 Sold 428-char remark

   Show marketing remark (428 chars)

   Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

3. 2022-11-04
   soldstatus $106,000
4. 2022-10-04
   historical Contingent 428-char remark

   Show marketing remark (428 chars)

   Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

5. 2022-09-30
   price $104,900 428-char remark

   Show marketing remark (428 chars)

   Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

6. 2022-08-26
   status Active 428-char remark

   Show marketing remark (428 chars)

   Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

7. 2022-08-18
   historical 428-char remark

   Show marketing remark (428 chars)

   Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

8. 2022-08-15
   status Active 428-char remark

   Show marketing remark (428 chars)

   Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

9. 2022-07-27
   historical Contingent 428-char remark

   Show marketing remark (428 chars)

   Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

10. 2022-06-29
    price $119,900 428-char remark

    Show marketing remark (428 chars)

    Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

11. 2022-06-23
    listed $129,900 Active 428-char remark

    Show marketing remark (428 chars)

    Looking for a home that could be great for a first time home buyer or investment? This home has so much to offer. There are 2 bedrooms and a bonus room that could be a 3rd bedroom. With a formal dining room and laundry room. There is an updated bathroom. Original hardwood flooring under the carpet. There is a canopy for covered parking and a shed where you can store your lawn equipment. You will love the fenced in backyard.

12. 2004-03-23
    soldstatus $82,000
13. 2001-07-03
    soldstatus $79,900
14. 1996-08-09
    soldstatus $61,000
15. 1988-09-12
    soldstatus $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $630 · $52/mo
• Projected year-2 tax: $630 · $52/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 6/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,716
• − Mortgage interest: −$7,276
• − Property taxes: −$630
• − Insurance: −$650
• − Repairs & maintenance: −$1,097
• − Management: −$1,097
• − Depreciation: −$3,779
• Taxable loss: −$813
• Est. tax savings @ 24.0%: +$195
• After-tax cash flow: $1,577/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson County
• NCES district ID: 0101920
• Math proficiency: 9% ▼ -24.00%
• Reading proficiency: 32% ▼ -5.00%
• Median HH income: $51,712
• Composite: 18.4/100
• National rank: #8937
• State rank: #104 of 129 in AL

Livability — Hueytown

• Score: 57/100
• State rank: #378
• US rank: #21611

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hueytown, AL
• County: Jefferson County · 527,445 people
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 25,533
• Household income: $69,863
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 247.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 58% Black 30% Hispanic / Latino 7% Two or more races 3%
• Hispanic origin (detail): Mexican 5%
• Common ancestry: Slovak 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 93% English-only · Spanish 7%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.60%
• Current HPI: 389.38
• Rent YoY: ▲ 1.60%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+347.9% since first listed

16 events — show timeline

• 2026-05-28 Pending — Greater Alabama MLS
• 2026-05-19 Listed $129,900 Greater Alabama MLS
• 2022-11-11 Sold (MLS) $106,000 Greater Alabama MLS
• 2022-11-04 Sold (Public Records) $106,000 Public Records
• 2022-10-04 Contingent — Greater Alabama MLS
• 2022-09-30 Price Changed $104,900 Greater Alabama MLS
• 2022-08-26 Relisted — Greater Alabama MLS
• 2022-08-18 Delisted — Greater Alabama MLS
• 2022-08-15 Relisted — Greater Alabama MLS
• 2022-07-27 Contingent — Greater Alabama MLS
• 2022-06-29 Price Changed $119,900 Greater Alabama MLS
• 2022-06-23 Listed $129,900 Greater Alabama MLS
• 2004-03-23 Sold (Public Records) $82,000 Public Records
• 2001-07-03 Sold (Public Records) $79,900 Public Records
• 1996-08-09 Sold (Public Records) $61,000 Public Records
• 1988-09-12 Sold (Public Records) $29,000 Public Records

Property tax history

+2.9%/yr

Latest (2025): $630 · +2.3% YoY. Source: county tax records.