7413 Petula Ave · Rotonda, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.2/30.0
- ARV discount +15.0/15.0
- DSCR +9.5/10.0
- 1% rule +9.1/10.0
- Schools +4.6/10.0
- Rent growth +3.8/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$119,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Under contract-accepting backup offers. Don’t miss your chance to OWN A PIECE OF PARADISE! This property is located with a gorgeous LAKEVIEW in the sought-after Village of Holiday Lake. This property is unique in size as you’ll find a large addition of a 12 X 22 FAMILY ROOM and a 16 X 22 MASTER BEDROOM bringing the home to a total of 1068 square feet! The large master suite includes a back exit to the lakeview patio where you can enjoy your morning coffee or evening cocktail. This home did receive some damage from the hurricane. Some repairs have been done such as new 2 x 6 trusses built and a new plywood subfloor. ALL NEW TIE DOWNS, VAPOR BARRIER and DUCT WORK. The air conditioner is 5 years old. Will still need a new roof and sheet rook on some of the ceilings and walls. This home comes with 2 ELECTRIC BIKES and TWO SHEDS with a large area in between to be used for sitting area or to park a golf cart. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
Key facts
- Quartz countertops
- Boat slips
- Serene water view
Tags
Property features AI
Finance
- Other: Living area recorded as 1,068 (public records); Lot size about 0.14 acre (approx. 557 m²); Water view (lake) with water access and amenities including private boat ramp, fishing pier, riprap, sailboat water and no-fixed-bridge clearances
- Financial info: Total monthly fees $140; Total annual fees $1,680; Lease restrictions apply
- HOA & community: Monthly association fee of $140; Association amenities: clubhouse, pool, tennis courts, pickleball courts, handicap modified facilities; Association fee covers common area taxes, pool, escrow reserves, grounds maintenance, management, private road, recreational facilities; Association name: LISA ANDERSON; Buyer approval required; Deed restrictions; Fitness center; Golf carts allowed; Wheelchair access; Pets allowed
Exterior
- Parking: Carport (1 space)
- Utilities: Public water; Public sewer; Public utilities
- Home design: Manufactured home (single wide); Attached property; One story; Faces south; Completed condition
- Construction: Vinyl siding; Other roof; Crawlspace foundation; Built as a manufactured home
- Exterior features: Private mailbox; Exterior storage; Street dead-end; Paved lot; Asphalt road
Interior
- Kitchen: Eat-in kitchen; Solid surface counters
- Bedrooms: 2 bedrooms
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Ceiling fans; Eat-in kitchen; Solid surface counters; Vaulted ceilings; Storage rooms
- Laundry & utility: Laundry located outside; Crawlspace storage / crawl space foundation
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $119k.
Deal economics
- At list price, monthly cash flow is $-86 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $104k (12.7% below list).
- Meets the 1% rule at list price ($2k rent vs $119k).
- Recommended offer: $104k (12.7% below list) — sets the bar for cash-flow.
- Cap rate 9.7% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: amenities F, commute F, health & safety D-.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Myakka River Elementary School (math 65% / reading 60%, grade B, #601 of 2,144 statewide, top 28%, 608 students, 51% FRL); L. A. Ainger Middle School (math 65% / reading 53%, grade B, #144 of 571 statewide, top 26%, 720 students, 40% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL).
- Market conditions: Rents rising fast (+5.3%/yr); 2198 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $823 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 403 days — a 12% lower offer ($105k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 3y ago; this cycle's ask has dropped $76k (39%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $67k; list at $119k implies a 78% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 403 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.41% ✓
- Cap rate
- 9.73%
- Cash-on-cash
- 12.27%
- DSCR
- 1.55
- GRM
- 5.9
CMA / ARV
- ARV (on-the-fly)
- $144,180
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7502 Fulmar Ave | 0.26mi | 2/2.0 | 960 (-10%) | 1mo | $125,000 | $130 | 70 |
| 7321 Adana Ave | 0.12mi | 2/2.0 | 960 (-10%) | 11mo | $130,000 | $135 | 69 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 5.29% rent growth · sell at horizon
- IRR
- -16.6%
- Equity multiple
- 0.39×
- Total profit
- $-20,404
- Equity at exit
- $17,743
- IRR
- -2.3%
- Equity multiple
- 0.81×
- Total profit
- $-6,206
- Equity at exit
- $10,289
Cash invested: $33,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33981
- Home prices YoY
- -7.5%
- Rents YoY
- 5.3%
- Active inventory
- 2198
- Price-to-rent
- 5.9×
Monthly cashflow live
- Estimated rent
- $1,680 high interval (Pro) →
- Mortgage (P&I)
- −$624
- Tax from tax record
- −$173 /mo · $2,073/yr
- Insurance
- −$50
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$140
- Vacancy / Maint / Mgmt
- −$353
- Net cashflow
- $-86
Break-even live
Sensitivity live
| Price | -10% $-18 | -5% $-52 | +0% $-86 | +5% $-120 | +10% $-153 |
|---|---|---|---|---|---|
| Rent | -10% $-219 | -5% $-152 | +0% $-86 | +5% $-20 | +10% $47 |
| Rate | -1.0pp $-26 | -0.5pp $-56 | base $-86 | +0.5pp $-117 | +1.0pp $-148 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,750
- Closing costs
- $3,570
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7415 Beckley St Port Charlotte, FL | 3.0 | 2.0 | 1405 | $1,400 | $1.00 | 23d | 1 | 0.09mi |
| 13900 San Domingo Blvd Port Charlotte, FL | 2.0 | 2.0 | 775 | $1,699 | $2.19 | 15d | 1 | 0.80mi |
| 14295 Overlook Ave Port Charlotte, FL | 3.0 | 2.0 | 1450 | $1,700 | $1.17 | 23d | 1 | 0.91mi |
| 8249 Dimstead St Port Charlotte, FL | 3.0 | 2.0 | 1202 | $1,675 | $1.39 | 23d | 1 | 1.02mi |
| 8373 Agate St Unit 8375 Port Charlotte, FL | 3.0 | 2.0 | 1379 | $1,747 | $1.27 | 23d | 1 | 1.20mi |
| 6551 Coliseum Blvd Port Charlotte, FL | 3.0 | 2.0 | 1386 | $1,850 | $1.33 | 15d | 1 | 1.29mi |
| 8479 Agate St Port Charlotte, FL | 3.0 | 2.0 | 1379 | $2,495 | $1.81 | 23d | 1 | 1.40mi |
| 13100 S McCall Rd Port Charlotte, FL | 2.0 | 2.0 | 832 | $1,300 | $1.56 | 23d | 1 | 1.44mi |
| 6248 Drucker Cir Port Charlotte, FL | 3.0 | 2.0 | 1414 | $1,810 | $1.28 | 15d | 1 | 1.47mi |
| 8519 Agate St Unit 8521 Port Charlotte, FL | 3.0 | 2.0 | 1379 | $1,697 | $1.23 | 23d | 1 | 1.48mi |
| 13288 Fowler Ave Port Charlotte, FL | 3.0 | 2.0 | 1203 | $2,500 | $2.08 | 23d | 1 | 1.50mi |
HOA detail
- Monthly dues
- $140 · $1,680/yr
- Likely covers
- waterelectricpoolgym
Listing history 39 events
-
2026-06-22days on market $119,000 Active 403 DOM
-
2026-06-18days on market $119,000 Active 400 DOM
-
2026-06-17days on market $119,000 Active 399 DOM
-
2026-06-16days on market $119,000 Active 398 DOM
-
2026-06-15days on market $119,000 Active 397 DOM
-
2026-06-14days on market $119,000 Active 395 DOM
-
2026-06-13days on market $119,000 Active 394 DOM
-
2026-06-10days on market $119,000 Active 392 DOM
-
2026-06-09days on market $119,000 Active 391 DOM
-
2026-06-08days on market $119,000 Active 390 DOM
-
2026-06-05days on market $119,000 Active 386 DOM
-
2026-06-02days on market $119,000 Active 384 DOM
-
2026-06-01days on market $119,000 Active 383 DOM
-
2026-05-31days on market $119,000 Active 382 DOM
-
2026-05-30days on market $119,000 Active 381 DOM
-
2026-05-21price $119,000
-
2026-03-24price $130,000
-
2026-02-17status Active
-
2026-02-12status Pending
-
2025-12-30price $140,000
-
2025-12-30status Active
-
2025-11-11status Pending
-
2025-10-01price $112,000
-
2025-08-23price $122,000
-
2025-08-06price $132,000
-
2025-07-25price $142,000
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2025-06-30price $147,000
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2025-06-03price $154,000
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2025-04-28price $169,000
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2025-04-22price $179,000
-
2025-03-21$195,000 Active
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2023-07-21soldstatus $67,000 Closed 1685-char remark
Show marketing remark (1685 chars)
Under contract-accepting backup offers. Don’t miss your chance to OWN A PIECE OF PARADISE! This property is located with a gorgeous LAKEVIEW in the sought-after Village of Holiday Lake. This property is unique in size as you’ll find a large addition of a 12 X 22 FAMILY ROOM and a 16 X 22 MASTER BEDROOM bringing the home to a total of 1068 square feet! The large master suite includes a back exit to the lakeview patio where you can enjoy your morning coffee or evening cocktail. This home did receive some damage from the hurricane. Some repairs have been done such as new 2 x 6 trusses built and a new plywood subfloor. ALL NEW TIE DOWNS, VAPOR BARRIER and DUCT WORK. The air conditioner is 5 years old. Will still need a new roof and sheet rook on some of the ceilings and walls. This home comes with 2 ELECTRIC BIKES and TWO SHEDS with a large area in between to be used for sitting area or to park a golf cart. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
-
2023-06-22status Pending 1685-char remark
Show marketing remark (1685 chars)
Under contract-accepting backup offers. Don’t miss your chance to OWN A PIECE OF PARADISE! This property is located with a gorgeous LAKEVIEW in the sought-after Village of Holiday Lake. This property is unique in size as you’ll find a large addition of a 12 X 22 FAMILY ROOM and a 16 X 22 MASTER BEDROOM bringing the home to a total of 1068 square feet! The large master suite includes a back exit to the lakeview patio where you can enjoy your morning coffee or evening cocktail. This home did receive some damage from the hurricane. Some repairs have been done such as new 2 x 6 trusses built and a new plywood subfloor. ALL NEW TIE DOWNS, VAPOR BARRIER and DUCT WORK. The air conditioner is 5 years old. Will still need a new roof and sheet rook on some of the ceilings and walls. This home comes with 2 ELECTRIC BIKES and TWO SHEDS with a large area in between to be used for sitting area or to park a golf cart. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
-
2023-05-24status Active 1685-char remark
Show marketing remark (1685 chars)
Under contract-accepting backup offers. Don’t miss your chance to OWN A PIECE OF PARADISE! This property is located with a gorgeous LAKEVIEW in the sought-after Village of Holiday Lake. This property is unique in size as you’ll find a large addition of a 12 X 22 FAMILY ROOM and a 16 X 22 MASTER BEDROOM bringing the home to a total of 1068 square feet! The large master suite includes a back exit to the lakeview patio where you can enjoy your morning coffee or evening cocktail. This home did receive some damage from the hurricane. Some repairs have been done such as new 2 x 6 trusses built and a new plywood subfloor. ALL NEW TIE DOWNS, VAPOR BARRIER and DUCT WORK. The air conditioner is 5 years old. Will still need a new roof and sheet rook on some of the ceilings and walls. This home comes with 2 ELECTRIC BIKES and TWO SHEDS with a large area in between to be used for sitting area or to park a golf cart. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
-
2023-05-19status Pending 1685-char remark
Show marketing remark (1685 chars)
Under contract-accepting backup offers. Don’t miss your chance to OWN A PIECE OF PARADISE! This property is located with a gorgeous LAKEVIEW in the sought-after Village of Holiday Lake. This property is unique in size as you’ll find a large addition of a 12 X 22 FAMILY ROOM and a 16 X 22 MASTER BEDROOM bringing the home to a total of 1068 square feet! The large master suite includes a back exit to the lakeview patio where you can enjoy your morning coffee or evening cocktail. This home did receive some damage from the hurricane. Some repairs have been done such as new 2 x 6 trusses built and a new plywood subfloor. ALL NEW TIE DOWNS, VAPOR BARRIER and DUCT WORK. The air conditioner is 5 years old. Will still need a new roof and sheet rook on some of the ceilings and walls. This home comes with 2 ELECTRIC BIKES and TWO SHEDS with a large area in between to be used for sitting area or to park a golf cart. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
-
2023-04-04$109,000 Active 1685-char remark
Show marketing remark (1685 chars)
Under contract-accepting backup offers. Don’t miss your chance to OWN A PIECE OF PARADISE! This property is located with a gorgeous LAKEVIEW in the sought-after Village of Holiday Lake. This property is unique in size as you’ll find a large addition of a 12 X 22 FAMILY ROOM and a 16 X 22 MASTER BEDROOM bringing the home to a total of 1068 square feet! The large master suite includes a back exit to the lakeview patio where you can enjoy your morning coffee or evening cocktail. This home did receive some damage from the hurricane. Some repairs have been done such as new 2 x 6 trusses built and a new plywood subfloor. ALL NEW TIE DOWNS, VAPOR BARRIER and DUCT WORK. The air conditioner is 5 years old. Will still need a new roof and sheet rook on some of the ceilings and walls. This home comes with 2 ELECTRIC BIKES and TWO SHEDS with a large area in between to be used for sitting area or to park a golf cart. The Village of Holiday Lake boasts 25+ boat slips, beautiful pool area with 2 pools and BBQ area. There is always something going on at the large recreation hall with full kitchen, craft room, fitness center, laundry facility along with areas for woodworking, tennis, pickleball, shuffleboard and more. Golf Carts welcome. The outdoor enthusiast in you will love the closeness of boating and fishing from the community docks and boat ramp. You will also find several Gulf Shore Beaches close by. The foodie in you will love the local delights like Gerry’s Tiki Hut, TT’s Tiki on the Water and the Sandbar Tiki & Grill all of which can be accessed by boat or by car. The Village is perfect for year round living or a winter get away spot.
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2015-03-30soldstatus $80,000
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2011-08-22soldstatus $42,000
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1988-04-01soldstatus $25,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,073 · $173/mo
- Projected year-2 tax
- $2,073 · $173/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,158
- − Mortgage interest
- −$6,666
- − Property taxes
- −$2,073
- − Insurance
- −$5,714
- − Repairs & maintenance
- −$1,613
- − Management
- −$1,613
- − HOA
- −$1,680
- − Depreciation
- −$3,462
- Taxable loss
- −$2,661
- Est. tax savings @ 24.0%
- +$639
- After-tax cash flow
- $-392/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Rotonda
- Score
- 67/100
- State rank
- #548
- US rank
- #10359
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Charlotte County · 196,994 people
- City population
- 10,490
- Metro
- Punta Gorda, FL
- Population (ZIP)
- 15,622
- Household income
- $84,098
- Rent vs Own
- Severe rent burden
- 105.0
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 4% Hispanic / Latino 4% Black 2% Asian 1%
- Common ancestry
- Romanian 4% Lithuanian 3% Italian 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 96% English-only · Spanish 1% German/W. Germanic 1% Tagalog/Filipino 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -28.09%
- Current HPI
- 346.5247
- Rent YoY
- ▲ 5.29%
- Metro
- Punta Gorda, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+376.0% since first listed24 events — show timeline
- 2026-05-21 Price Changed $119,000 Stellar MLS as Distributed by MLS Grid
- 2026-03-24 Price Changed $130,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-17 Relisted — Stellar MLS as Distributed by MLS Grid
- 2026-02-12 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-12-30 Price Changed $140,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-30 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-11-11 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-10-01 Price Changed $112,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-23 Price Changed $122,000 Stellar MLS as Distributed by MLS Grid
- 2025-08-06 Price Changed $132,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-25 Price Changed $142,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-30 Price Changed $147,000 Stellar MLS as Distributed by MLS Grid
- 2025-06-03 Price Changed $154,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-28 Price Changed $169,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-22 Price Changed $179,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-21 Listed $195,000 Stellar MLS as Distributed by MLS Grid
- 2023-07-21 Sold (MLS) $67,000 Stellar MLS as Distributed by MLS Grid
- 2023-06-22 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-05-24 Relisted — Stellar MLS as Distributed by MLS Grid
- 2023-05-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-04-04 Listed $109,000 Stellar MLS as Distributed by MLS Grid
- 2015-03-30 Sold (Public Records) $80,000 Public Records
- 2011-08-22 Sold (Public Records) $42,000 Public Records
- 1988-04-01 Sold (Public Records) $25,000 Public Records
Property tax history
+4.9%/yrLatest (2025): $2,073 · -10.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…