220 Navidad River Dr · San Marcos, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 6 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.1/30.0
- ARV discount +13.8/15.0
- DSCR +6.4/10.0
- 1% rule +5.8/10.0
- Condition / age +4.8/5.0
- Livability +4.0/5.0
- Rent growth +3.0/5.0
- Schools +2.0/10.0
- Appreciation +0.0/10.0
$186,999
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
Key facts
- 5,227 sq ft lot
- Parking
- Built 2026
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $187k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $233 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $187k).
- Recommended offer: $165k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.8% vs local median 3.2% in San Marcos — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 81/100 on livability (#30 in TX, #1,601 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, health & safety A+; Watch: crime D+, schools F, employment F.
- San Marcos CISD (rural): math 18% / reading 31% proficiency, ranked #731 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.0%/yr); 1145 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).
- This rent runs 44% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 127 days — a 12% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $44k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.08% ✓
- Cap rate
- 7.79%
- Cash-on-cash
- 5.35%
- DSCR
- 1.24
- GRM
- 7.7
CMA / ARV
- ARV (median comp)
- $217,490
- List price
- $186,999
- Delta
- -14.02%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 204 Navidad River Dr | 0.03mi | 4/2.0 | 1,500 (0%) | 1mo | $211,999 | $141 | 98 |
| 228 Navidad River Dr | 0.01mi | 4/2.0 | 1,500 (0%) | 2mo | $225,990 | $151 | 98 |
| 236 Navidad River Dr | 0.03mi | 4/2.0 | 1,500 (0%) | 3mo | $199,990 | $133 | 96 |
| 308 Navidad River Dr | 0.06mi | 4/2.0 | 1,500 (0%) | 2mo | $199,990 | $133 | 96 |
| 248 Navidad River Dr | 0.05mi | 4/2.0 | 1,500 (0%) | 5mo | $205,990 | $137 | 94 |
| 316 Trinity River Holw | 0.09mi | 3/2.0 (-1) | 1,474 (-2%) | 3mo | $208,990 | $142 | 85 |
| 216 Navidad River Dr | 0.01mi | 3/2.0 (-1) | 1,380 (-8%) | 2mo | $199,990 | $145 | 80 |
| 249 Trinity River Holw | 0.05mi | 3/2.0 (-1) | 1,380 (-8%) | 1mo | $196,999 | $143 | 78 |
| 229 Navidad River Dr | 0.04mi | 4/2.0 | 1,667 (+11%) | 3mo | $231,990 | $139 | 77 |
| 313 Trinity River Holw | 0.07mi | 3/2.0 (-1) | 1,380 (-8%) | 2mo | $196,990 | $143 | 77 |
| 223 Navidad River Dr | 0.04mi | 4/2.0 | 1,707 (+14%) | 1mo | $224,990 | $132 | 75 |
| 214 Trinity River Holw | 0.06mi | 4/2.0 | 1,707 (+14%) | 1mo | $223,990 | $131 | 73 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.98% rent growth · sell at horizon
- IRR
- -9.2%
- Equity multiple
- 0.67×
- Total profit
- $-17,411
- Equity at exit
- $27,882
- IRR
- -1.2%
- Equity multiple
- 0.92×
- Total profit
- $-3,957
- Equity at exit
- $16,168
Cash invested: $52,360 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78666
- Rents YoY
- 2.0%
- Active inventory
- 1145
- Price-to-rent
- 7.7×
Monthly cashflow live
- Estimated rent
- $2,014 medium interval (Pro) →
- Mortgage (P&I)
- −$981
- Tax est. 1.5%
- −$234 /mo · $2,805/yr
- Insurance
- −$78
- HOA
- −$65
- Vacancy / Maint / Mgmt
- −$423
- Net cashflow
- $233
Break-even live
Sensitivity live
| Price | -10% $363 | -5% $298 | +0% $233 | +5% $169 | +10% $104 |
|---|---|---|---|---|---|
| Rent | -10% $74 | -5% $154 | +0% $233 | +5% $313 | +10% $392 |
| Rate | -1.0pp $328 | -0.5pp $281 | base $233 | +0.5pp $185 | +1.0pp $136 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,750
- Closing costs
- $5,610
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 213 Navidad River Dr San Marcos, TX | 4.0 | 2.0 | 2162 | $2,195 | $1.02 | 3d | 1 | 0.01mi |
| 308 Navidad River Dr San Marcos, TX | 4.0 | 2.0 | 1500 | $1,800 | $1.20 | 25d | 1 | 0.07mi |
| 426 Spring River Dr Martindale, TX | 3.0 | 2.0 | 1266 | $2,250 | $1.78 | 25d | 1 | 1.08mi |
HOA detail
- Monthly dues
- $65 · $780/yr
Listing history 34 events
-
2026-06-08status $186,999 Pending 127 DOM
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2026-06-07days on market $186,999 Active 127 DOM
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2026-06-05pricedays on market $186,999 Active 124 DOM
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2026-06-03days on market $187,999 Active 123 DOM
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2026-06-02days on market $187,999 Active 122 DOM
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2026-06-01days on market $187,999 Active 121 DOM
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2026-05-31days on market $187,999 Active 120 DOM
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2026-05-13price $187,999 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-05-12price $187,999 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-05-09price $190,999 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-05-08price $190,999 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-05-06price $191,999 320-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-05-06price $189,999 320-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-05-06price $191,999 320-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-05-06price $191,999 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-05-01price $189,999 320-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-05-01price $189,999 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-04-28price $191,999 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-04-27price $191,999 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-04-25price $196,999 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
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2026-04-24price $196,999 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-04-22price $199,999 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
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2026-04-21price $199,999 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-04-20price $201,999 530-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-04-20price $201,999 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-04-17price $206,990 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-04-16price $206,990 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-04-07price $207,990 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-04-06price $207,990 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-04-05price $208,990 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
-
2026-03-25price $210,990 320-char remark
Show marketing remark (320 chars)
This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.
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2026-03-24$230,990 Active 320-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-03-24price $210,990 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
-
2026-01-31$230,990 Active 530-char remark
Show marketing remark (530 chars)
The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,163
- − Mortgage interest
- −$10,475
- − Property taxes
- −$2,805
- − Insurance
- −$935
- − Repairs & maintenance
- −$1,933
- − Management
- −$1,933
- − HOA
- −$780
- − Depreciation
- −$5,440
- Taxable loss
- −$138
- Est. tax savings @ 24.0%
- +$33
- After-tax cash flow
- $2,834/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This modern single-level home is move-in ready with excellent condition and minimal maintenance required. Potential buyers and renters will appreciate the fresh paint, landscaping, and smart home features that can be added to further enhance its value.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
- Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
- Both Add smart home features — Smart home features can increase both resale and rental value by making the home more modern and convenient.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
- Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value. ↑
- Both Add smart home features — Smart home features can increase both resale and rental value by making the home more modern and convenient. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- San Marcos CISD
- NCES district ID
- 4838970
- Math proficiency
- 18% ▼ -16.00%
- Reading proficiency
- 31% ▼ -8.00%
- Median HH income
- $34,538
- Composite
- 20.11/100
- National rank
- #8644
- State rank
- #731 of 826 in TX
Livability — San Marcos
- Score
- 81/100
- State rank
- #30
- US rank
- #1601
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Marcos, TX
- County
- Hays County · 280,138 people
- City population
- 88,583
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 88,583
- Household income
- $54,737
- Rent vs Own
- Severe rent burden
- 6504.0
Population outlook (Hays County) Hauer SSP2
- Today (2025)
- 286,948 people
- By 2030
- 336,923 · +17.4%
- By 2040
- 441,894 · +54.0%
- By 2050
- 553,462 · +92.9%
- By 2075
- 838,261 · +192.1%
- By 2100
- 1,063,658 · +270.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- White 45% Hispanic / Latino 44% Two or more races 20% Black 5% Asian 2%
- Hispanic origin (detail)
- Mexican 37%
- Common ancestry
- Slovak 2% Lithuanian 2% Italian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 73% English-only · Spanish 24% Other Indo-European 1%
Political lean MEDSL · Hays
- 2024 margin
- Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
- 2008→2024 swing
- +7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
- All cycles
- 2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -108.27%
- Current HPI
- 187.6679
- Rent YoY
- ▲ 1.98%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-18.6% since first listed27 events — show timeline
- 2026-05-13 Price Changed $187,999 Zillow
- 2026-05-12 Price Changed $187,999 Unlock MLS
- 2026-05-09 Price Changed $190,999 Zillow
- 2026-05-08 Price Changed $190,999 Unlock MLS
- 2026-05-06 Price Changed $191,999 Zillow
- 2026-05-06 Price Changed $189,999 Zillow
- 2026-05-06 Price Changed $191,999 Zillow
- 2026-05-06 Price Changed $191,999 Unlock MLS
- 2026-05-01 Price Changed $189,999 Zillow
- 2026-05-01 Price Changed $189,999 Unlock MLS
- 2026-04-28 Price Changed $191,999 Zillow
- 2026-04-27 Price Changed $191,999 Unlock MLS
- 2026-04-25 Price Changed $196,999 Zillow
- 2026-04-24 Price Changed $196,999 Unlock MLS
- 2026-04-22 Price Changed $199,999 Zillow
- 2026-04-21 Price Changed $199,999 Unlock MLS
- 2026-04-20 Price Changed $201,999 Unlock MLS
- 2026-04-20 Price Changed $201,999 Zillow
- 2026-04-17 Price Changed $206,990 Zillow
- 2026-04-16 Price Changed $206,990 Unlock MLS
- 2026-04-07 Price Changed $207,990 Zillow
- 2026-04-06 Price Changed $207,990 Unlock MLS
- 2026-04-05 Price Changed $208,990 Zillow
- 2026-03-25 Price Changed $210,990 Zillow
- 2026-03-24 Listed $230,990 Zillow
- 2026-03-24 Price Changed $210,990 Unlock MLS
- 2026-01-31 Listed $230,990 Unlock MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…