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220 Navidad River Dr
C Composite 59.88
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.1/30.0
  • ARV discount +13.8/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.8/10.0
  • Condition / age +4.8/5.0
  • Livability +4.0/5.0
  • Rent growth +3.0/5.0
  • Schools +2.0/10.0
  • Appreciation +0.0/10.0

$186,999

220 Navidad River Dr · San Marcos, TX 78666
4 bd · 2.0 ba · 1,500 sqft · SingleFamily · 127 Days on market
Built 2026 Excellent condition 5,227 sqft lot $125/sqft · 14% below area Est $217k · 14% under $65/mo HOA · 3% of rent ↓ 19% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

Key facts

  • 5,227 sq ft lot
  • Parking
  • Built 2026

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $187k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $233 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $187k).
  • Recommended offer: $165k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.8% vs local median 3.2% in San Marcos — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#30 in TX, #1,601 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, health & safety A+; Watch: crime D+, schools F, employment F.
  • San Marcos CISD (rural): math 18% / reading 31% proficiency, ranked #731 of 826 in TX (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 63% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.0%/yr); 1145 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 127 days — a 12% lower offer ($165k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $44k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $164,559 (12.0% below list)

Questions for the listing agent

  1. It's been on market 127 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.08%
Cap rate
7.79%
Cash-on-cash
5.35%
DSCR
1.24
GRM
7.7

CMA / ARV

ARV (median comp)
$217,490
List price
$186,999
Delta
-14.02%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
204 Navidad River Dr 0.03mi 4/2.0 1,500 (0%) 1mo $211,999 $141 98
228 Navidad River Dr 0.01mi 4/2.0 1,500 (0%) 2mo $225,990 $151 98
236 Navidad River Dr 0.03mi 4/2.0 1,500 (0%) 3mo $199,990 $133 96
308 Navidad River Dr 0.06mi 4/2.0 1,500 (0%) 2mo $199,990 $133 96
248 Navidad River Dr 0.05mi 4/2.0 1,500 (0%) 5mo $205,990 $137 94
316 Trinity River Holw 0.09mi 3/2.0 (-1) 1,474 (-2%) 3mo $208,990 $142 85
216 Navidad River Dr 0.01mi 3/2.0 (-1) 1,380 (-8%) 2mo $199,990 $145 80
249 Trinity River Holw 0.05mi 3/2.0 (-1) 1,380 (-8%) 1mo $196,999 $143 78
229 Navidad River Dr 0.04mi 4/2.0 1,667 (+11%) 3mo $231,990 $139 77
313 Trinity River Holw 0.07mi 3/2.0 (-1) 1,380 (-8%) 2mo $196,990 $143 77
223 Navidad River Dr 0.04mi 4/2.0 1,707 (+14%) 1mo $224,990 $132 75
214 Trinity River Holw 0.06mi 4/2.0 1,707 (+14%) 1mo $223,990 $131 73

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.98% rent growth · sell at horizon

5-year hold
IRR
-9.2%
Equity multiple
0.67×
Total profit
$-17,411
Equity at exit
$27,882
10-year hold
IRR
-1.2%
Equity multiple
0.92×
Total profit
$-3,957
Equity at exit
$16,168

Cash invested: $52,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78666

Rents YoY
2.0%
Active inventory
1145
Price-to-rent
7.7×

Monthly cashflow live

Estimated rent
$2,014 medium interval (Pro) →
Mortgage (P&I)
$981
Tax est. 1.5%
$234 /mo · $2,805/yr
Insurance
$78
HOA
$65
Vacancy / Maint / Mgmt
$423
Net cashflow
$233

Break-even live

Break-even rent $1,718
Max offer price $186,999
Occupancy floor 83%

Sensitivity live

Price -10% $363 -5% $298 +0% $233 +5% $169 +10% $104
Rent -10% $74 -5% $154 +0% $233 +5% $313 +10% $392
Rate -1.0pp $328 -0.5pp $281 base $233 +0.5pp $185 +1.0pp $136

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,750
Closing costs
$5,610
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
213 Navidad River Dr San Marcos, TX 4.0 2.0 2162 $2,195 $1.02 3d 1 0.01mi
308 Navidad River Dr San Marcos, TX 4.0 2.0 1500 $1,800 $1.20 25d 1 0.07mi
426 Spring River Dr Martindale, TX 3.0 2.0 1266 $2,250 $1.78 25d 1 1.08mi

HOA detail

Monthly dues
$65 · $780/yr

Listing history 34 events

  1. 2026-06-08
    status $186,999 Pending 127 DOM
  2. 2026-06-07
    days on market $186,999 Active 127 DOM
  3. 2026-06-05
    pricedays on market $186,999 Active 124 DOM
  4. 2026-06-03
    days on market $187,999 Active 123 DOM
  5. 2026-06-02
    days on market $187,999 Active 122 DOM
  6. 2026-06-01
    days on market $187,999 Active 121 DOM
  7. 2026-05-31
    days on market $187,999 Active 120 DOM
  8. 2026-05-13
    price $187,999 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  9. 2026-05-12
    price $187,999 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  10. 2026-05-09
    price $190,999 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  11. 2026-05-08
    price $190,999 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  12. 2026-05-06
    price $191,999 320-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  13. 2026-05-06
    price $189,999 320-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  14. 2026-05-06
    price $191,999 320-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  15. 2026-05-06
    price $191,999 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  16. 2026-05-01
    price $189,999 320-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  17. 2026-05-01
    price $189,999 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  18. 2026-04-28
    price $191,999 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  19. 2026-04-27
    price $191,999 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  20. 2026-04-25
    price $196,999 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  21. 2026-04-24
    price $196,999 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  22. 2026-04-22
    price $199,999 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  23. 2026-04-21
    price $199,999 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  24. 2026-04-20
    price $201,999 530-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  25. 2026-04-20
    price $201,999 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  26. 2026-04-17
    price $206,990 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  27. 2026-04-16
    price $206,990 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  28. 2026-04-07
    price $207,990 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  29. 2026-04-06
    price $207,990 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  30. 2026-04-05
    price $208,990 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  31. 2026-03-25
    price $210,990 320-char remark
    Show marketing remark (320 chars)

    This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner's suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet.

  32. 2026-03-24
    listed $230,990 Active 320-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  33. 2026-03-24
    price $210,990 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  34. 2026-01-31
    listed $230,990 Active 530-char remark
    Show marketing remark (530 chars)

    The Timms - This new single-level home features a modern and low-maintenance design. Three bedrooms can be found off the foyer, leading to an open-concept floorplan that combines the kitchen, living and dining areas. The luxe owner’s suite is tucked into a private rear corner, complete with an en-suite bathroom and walk-in closet. Photos are for illustrative purposes only. Estimated Completion February 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,163
− Mortgage interest
−$10,475
− Property taxes
−$2,805
− Insurance
−$935
− Repairs & maintenance
−$1,933
− Management
−$1,933
− HOA
−$780
− Depreciation
−$5,440
Taxable loss
−$138
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$33
After-tax cash flow
$2,834/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This modern single-level home is move-in ready with excellent condition and minimal maintenance required. Potential buyers and renters will appreciate the fresh paint, landscaping, and smart home features that can be added to further enhance its value.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
  • Both Add smart home features — Smart home features can increase both resale and rental value by making the home more modern and convenient.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
  • Both Landscaping improvements — Enhanced landscaping can increase both resale and rental value.
  • Both Add smart home features — Smart home features can increase both resale and rental value by making the home more modern and convenient.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
San Marcos CISD
NCES district ID
4838970
Math proficiency
18% ▼ -16.00%
Reading proficiency
31% ▼ -8.00%
Median HH income
$34,538
Composite
20.11/100
National rank
#8644
State rank
#731 of 826 in TX

Livability — San Marcos

Score
81/100
State rank
#30
US rank
#1601

Category grades

Amenities A+ Commute A- Cost of living A+ Crime D+ Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Marcos, TX
County
Hays County · 280,138 people
City population
88,583
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
88,583
Household income
$54,737
Rent vs Own
61.9% rent · 38.1% own
Severe rent burden
6504.0

Population outlook (Hays County) Hauer SSP2

Today (2025)
286,948 people
By 2030
336,923 · +17.4%
By 2040
441,894 · +54.0%
By 2050
553,462 · +92.9%
By 2075
838,261 · +192.1%
By 2100
1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 45% Hispanic / Latino 44% Two or more races 20% Black 5% Asian 2%
Hispanic origin (detail)
Mexican 37%
Common ancestry
Slovak 2% Lithuanian 2% Italian 1%
Foreign-born
8% · Canada
Languages at home
73% English-only · Spanish 24% Other Indo-European 1%

Political lean MEDSL · Hays

2024 margin
Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
2008→2024 swing
+7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
All cycles
2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -108.27%
Current HPI
187.6679
Rent YoY
▲ 1.98%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-18.6% since first listed
27 events — show timeline
  • 2026-05-13 Price Changed $187,999 Zillow
  • 2026-05-12 Price Changed $187,999 Unlock MLS
  • 2026-05-09 Price Changed $190,999 Zillow
  • 2026-05-08 Price Changed $190,999 Unlock MLS
  • 2026-05-06 Price Changed $191,999 Zillow
  • 2026-05-06 Price Changed $189,999 Zillow
  • 2026-05-06 Price Changed $191,999 Zillow
  • 2026-05-06 Price Changed $191,999 Unlock MLS
  • 2026-05-01 Price Changed $189,999 Zillow
  • 2026-05-01 Price Changed $189,999 Unlock MLS
  • 2026-04-28 Price Changed $191,999 Zillow
  • 2026-04-27 Price Changed $191,999 Unlock MLS
  • 2026-04-25 Price Changed $196,999 Zillow
  • 2026-04-24 Price Changed $196,999 Unlock MLS
  • 2026-04-22 Price Changed $199,999 Zillow
  • 2026-04-21 Price Changed $199,999 Unlock MLS
  • 2026-04-20 Price Changed $201,999 Unlock MLS
  • 2026-04-20 Price Changed $201,999 Zillow
  • 2026-04-17 Price Changed $206,990 Zillow
  • 2026-04-16 Price Changed $206,990 Unlock MLS
  • 2026-04-07 Price Changed $207,990 Zillow
  • 2026-04-06 Price Changed $207,990 Unlock MLS
  • 2026-04-05 Price Changed $208,990 Zillow
  • 2026-03-25 Price Changed $210,990 Zillow
  • 2026-03-24 Listed $230,990 Zillow
  • 2026-03-24 Price Changed $210,990 Unlock MLS
  • 2026-01-31 Listed $230,990 Unlock MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…