10628 Cochron Dr · McKinney, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 22.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +6.9/30.0
- Schools +6.1/10.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- Rent growth +2.0/5.0
- DSCR +1.2/10.0
- Appreciation +0.0/10.0
$390,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PRICE REDUCTION!! Welcome to this impeccably maintained Highland Home, nestled in the sought-after Heights of Westridge community. This residence offers a harmonious blend of comfort, elegance, and functionality, designed to accommodate both family living and stylish entertaining. Step into the expansive kitchen, adorned with gleaming granite countertops, a generous island and upgraded stainless steel appliances. The open-concept floor plan enhances the sense of space and connectivity throughout the home, making it ideal for modern family living and effortless entertaining. Upstairs, the oversized primary suite offers a tranquil retreat, thoughtfully separated from the secondary bedrooms by a versatile game room. The garage boasts extended storage space, providing ample room for tools and whatever you need stored. Situated within walking distance to a top-rated elementary school, neighborhood parks and a community pool. This home also benefits from access to the highly acclaimed Frisco ISD.
Key facts
- Water softener
- Massive game room
- Gourmet kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $390k.
Deal economics
- At list price, monthly cash flow is $-581 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $287k (26.3% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $285k (26.8% below list).
- Recommended offer: $285k (26.8% below list) — sets the bar for 1% rule.
- Cap rate 4.5% vs local median 2.5% in McKinney — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 76/100 on livability (#115 in TX, #3,716 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, commute F.
- Frisco ISD (suburban): math 64% / reading 68% proficiency, ranked #14 of 826 in TX (top 2%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
- Market conditions: Rents soft (-1.8%/yr); 399 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 19,194 units permitted in Collin County in 2024 (3,988 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Collin County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($384k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 7y ago; this cycle's ask is 19% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 4.51%
- Cash-on-cash
- -6.38%
- DSCR
- 0.72
- GRM
- 11.4
CMA / ARV
- ARV (median comp)
- $481,484
- List price
- $390,000
- Delta
- -19.21%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1908 Hopkins Dr | 0.43mi | 3/2.5 | 2,115 (-1%) | 0mo | $400,000 | $189 | 78 |
| 10520 Sexton Dr | 0.34mi | 3/2.0 | 2,087 (-2%) | 8mo | $474,500 | $227 | 72 |
| 10621 Sedalia Dr | 0.29mi | 3/2.0 | 2,298 (+8%) | 0mo | $450,000 | $196 | 71 |
| 10413 Sexton Dr | 0.41mi | 3/2.0 | 2,110 (-1%) | 8mo | $484,000 | $229 | 70 |
| 10604 Sexton Dr | 0.32mi | 3/2.0 | 2,311 (+8%) | 0mo | $475,000 | $206 | 69 |
| 10721 Leesa Dr | 0.24mi | 3/2.0 | 2,293 (+7%) | 8mo | $489,000 | $213 | 68 |
| 10409 Flat Creek Trl | 0.32mi | 4/2.0 (+1) | 2,038 (-5%) | 4mo | $479,900 | $235 | 67 |
| 10600 Sedalia Dr | 0.26mi | 4/3.0 (+1) | 2,246 (+5%) | 7mo | $550,000 | $245 | 66 |
| 10425 Old Eagle River Ln | 0.61mi | 3/2.0 | 2,051 (-4%) | 0mo | $469,000 | $229 | 63 |
| 10224 Flat Creek Trl | 0.44mi | 3/2.0 | 2,012 (-6%) | 9mo | $420,000 | $209 | 60 |
| 12537 Ravine Creek Rd | 0.55mi | 4/3.0 (+1) | 2,254 (+6%) | 9mo | $615,000 | $273 | 51 |
| 12439 Lost Valley Dr | 0.64mi | 4/3.0 (+1) | 2,260 (+6%) | 5mo | $650,000 | $288 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -30.9%
- Equity multiple
- 0.01×
- Total profit
- $-108,414
- Equity at exit
- $58,150
- IRR
- -55.4%
- Equity multiple
- -0.59×
- Total profit
- $-173,825
- Equity at exit
- $33,720
Cash invested: $109,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75072
- Home prices YoY
- -26.5%
- Rents YoY
- -1.8%
- Active inventory
- 399
- Price-to-rent
- 11.4×
Monthly cashflow live
- Estimated rent
- $2,854 high interval (Pro) →
- Mortgage (P&I)
- −$2,045
- Tax from tax record
- −$574 /mo · $6,885/yr
- Insurance
- −$162
- HOA
- −$54
- Vacancy / Maint / Mgmt
- −$599
- Net cashflow
- $-581
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $97,500
- Closing costs
- $11,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10640 Colfax Dr McKinney, TX | 3.0 | 2.5 | 2136 | $2,400 | $1.12 | 2d | 1 | 0.05mi |
| 10616 Colfax Dr McKinney, TX | 3.0 | 2.5 | 2136 | $2,550 | $1.19 | 20d | 1 | 0.09mi |
| 10537 Matador Dr McKinney, TX | 4.0 | 3.0 | 2540 | $3,975 | $1.56 | 7d | 1 | 0.10mi |
| 10537 Matador Dr McKinney, TX | 4.0 | 3.0 | 2540 | $3,975 | $1.56 | 15d | 1 | 0.10mi |
| 10525 Flat Creek Trl McKinney, TX | 4.0 | 2.0 | 2038 | $2,450 | $1.20 | 24d | 1 | 0.23mi |
| 2113 Lanshire Dr McKinney, TX | 3.0 | 2.0 | 1540 | $2,450 | $1.59 | 43d | 1 | 0.38mi |
| 10208 Coolidge Dr McKinney, TX | 4.0 | 2.5 | 2751 | $2,750 | $1.00 | 4d | 1 | 0.49mi |
| 1504 Lauren Creek Ln McKinney, TX | 3.0 | 3.0 | 2648 | $2,650 | $1.00 | 24d | 1 | 0.50mi |
| 820 Callcott St McKinney, TX | 3.0 | 2.0 | 2054 | $2,850 | $1.39 | 43d | 1 | 0.58mi |
| 10137 Sanden Dr McKinney, TX | 3.0 | 2.0 | 1862 | $2,300 | $1.24 | 20d | 1 | 0.64mi |
| 10101 Benwick Dr McKinney, TX | 4.0 | 2.5 | 2751 | $2,600 | $0.95 | 1d | 1 | 0.65mi |
| 10408 Old Eagle River Ln McKinney, TX | 4.0 | 3.0 | 2574 | $3,300 | $1.28 | 3d | 1 | 0.65mi |
| 10129 Sanden Dr McKinney, TX | 3.0 | 2.0 | 1495 | $2,175 | $1.45 | 12d | 1 | 0.66mi |
| 10301 Blue Skies Dr McKinney, TX | 3.0 | 2.0 | 2013 | $2,625 | $1.30 | 12d | 1 | 0.66mi |
| 10709 Blake Gdns McKinney, TX | 4.0 | 3.5 | 2731 | $3,299 | $1.21 | 18d | 1 | 0.68mi |
| 9964 George Bush Dr McKinney, TX | 4.0 | 2.0 | 1783 | $2,250 | $1.26 | 4d | 1 | 0.75mi |
| 2404 Grover Cleveland Dr McKinney, TX | 3.0 | 2.0 | 1700 | $2,095 | $1.23 | 12d | 1 | 0.78mi |
| 10616 Jackson Hole Ln McKinney, TX | 3.0 | 2.0 | 2058 | $2,395 | $1.16 | 12d | 1 | 0.78mi |
| 9909 Coolidge Dr McKinney, TX | 3.0 | 2.0 | 1654 | $2,095 | $1.27 | 12d | 1 | 0.78mi |
| 9917 Carter Dr McKinney, TX | 3.0 | 2.0 | 2036 | $2,250 | $1.11 | 43d | 1 | 0.78mi |
| 9909 Carter Dr McKinney, TX | 3.0 | 2.0 | 1614 | $2,395 | $1.48 | 7d | 1 | 0.80mi |
| 10408 Jackson Hole Ln McKinney, TX | 4.0 | 3.5 | 2758 | $2,995 | $1.09 | 44d | 1 | 0.81mi |
| 12079 Kingsville Dr Frisco, TX | 3.0 | 2.0 | 1846 | $2,300 | $1.25 | 20d | 1 | 0.81mi |
| 9929 Wild Ginger Dr McKinney, TX | 3.0 | 2.0 | 1735 | $2,450 | $1.41 | 12d | 1 | 0.83mi |
| 9821 Pierce Dr McKinney, TX | 3.0 | 2.0 | 1490 | $2,095 | $1.41 | 43d | 1 | 0.85mi |
| 12032 Henderson Dr Frisco, TX | 4.0 | 3.0 | 2702 | $2,895 | $1.07 | 15d | 1 | 0.85mi |
| 12032 Henderson Dr Frisco, TX | 4.0 | 2.5 | 2702 | $2,895 | $1.07 | 17d | 1 | 0.85mi |
| 11956 Kingsville Dr Frisco, TX | 3.0 | 2.0 | 1840 | $2,250 | $1.22 | 43d | 1 | 0.85mi |
| 10700 Lariat Trail Dr McKinney, TX | 4.0 | 3.5 | 2765 | $3,250 | $1.18 | 12d | 1 | 0.85mi |
| 9924 Wild Ginger Dr McKinney, TX | 3.0 | 2.0 | 1772 | $2,295 | $1.30 | 24d | 1 | 0.86mi |
| 524 Mount Olive Ave McKinney, TX | 3.0 | 2.5 | 2289 | $2,650 | $1.16 | 5d | 1 | 0.87mi |
| 9917 George Bush Dr McKinney, TX | 3.0 | 2.5 | 2535 | $2,695 | $1.06 | 43d | 1 | 0.89mi |
| 11921 Kingsville Dr Frisco, TX | 4.0 | 2.5 | 2691 | $2,700 | $1.00 | 43d | 1 | 0.89mi |
| 9929 George Washington Dr McKinney, TX | 3.0 | 2.0 | 1700 | $2,799 | $1.65 | 18d | 1 | 0.89mi |
| 9925 George Washington Dr McKinney, TX | 3.0 | 2.0 | 1509 | $2,100 | $1.39 | 7d | 1 | 0.90mi |
| 9913 Thomas Jefferson Dr McKinney, TX | 4.0 | 2.0 | 1848 | $2,200 | $1.19 | 43d | 1 | 0.91mi |
| 412 Tanner Sq McKinney, TX | 4.0 | 2.0 | 2033 | $3,000 | $1.48 | 43d | 1 | 0.92mi |
| 9904 George Washington Dr McKinney, TX | 3.0 | 2.0 | 1640 | $2,150 | $1.31 | 43d | 1 | 0.94mi |
| 9800 Old Field Dr McKinney, TX | 3.0 | 2.0 | 1776 | $2,195 | $1.24 | 12d | 1 | 0.94mi |
| 10404 Hidden Haven Dr McKinney, TX | 4.0 | 3.0 | 2245 | $2,995 | $1.33 | 18d | 1 | 0.95mi |
HOA detail
- Monthly dues
- $54 · $648/yr
- Likely covers
- pool
Listing history 39 events
-
2026-06-18days on market $390,000 Active 21 DOM
-
2026-06-17statusdays on market $390,000 Active 20 DOM
-
2026-06-16days on market $390,000 Active Option Contract 19 DOM
-
2026-06-15days on market $390,000 Active Option Contract 18 DOM
-
2026-06-13days on market $390,000 Active Option Contract 16 DOM
-
2026-06-13days on market $390,000 Active Option Contract 15 DOM
-
2026-06-09days on market $390,000 Active Option Contract 12 DOM
-
2026-06-08days on market $390,000 Active Option Contract 11 DOM
-
2026-06-07days on market $390,000 Active Option Contract 10 DOM
-
2026-06-04days on market $390,000 Active Option Contract 7 DOM
-
2026-06-03days on market $390,000 Active Option Contract 6 DOM
-
2026-06-02days on market $390,000 Active Option Contract 5 DOM
-
2026-06-02status $390,000 Active Option Contract 4 DOM
-
2026-06-01days on market $390,000 Active 4 DOM
-
2026-05-31days on market $390,000 Active 3 DOM
-
2026-05-16historical
-
2026-05-01status Active
-
2026-04-30historical
-
2026-04-22price $389,000
-
2026-04-15price $355,000
-
2026-04-02price $412,000
-
2026-04-02status Active
-
2026-03-31historical
-
2026-03-13price $419,000
-
2026-02-28price $429,000
-
2026-02-28$329,000 Active
-
2025-08-15soldstatus Closed 1010-char remark
Show marketing remark (1010 chars)
PRICE REDUCTION!! Welcome to this impeccably maintained Highland Home, nestled in the sought-after Heights of Westridge community. This residence offers a harmonious blend of comfort, elegance, and functionality, designed to accommodate both family living and stylish entertaining. Step into the expansive kitchen, adorned with gleaming granite countertops, a generous island and upgraded stainless steel appliances. The open-concept floor plan enhances the sense of space and connectivity throughout the home, making it ideal for modern family living and effortless entertaining. Upstairs, the oversized primary suite offers a tranquil retreat, thoughtfully separated from the secondary bedrooms by a versatile game room. The garage boasts extended storage space, providing ample room for tools and whatever you need stored. Situated within walking distance to a top-rated elementary school, neighborhood parks and a community pool. This home also benefits from access to the highly acclaimed Frisco ISD.
-
2025-08-15soldstatus
Show marketing remark (1010 chars)
PRICE REDUCTION!! Welcome to this impeccably maintained Highland Home, nestled in the sought-after Heights of Westridge community. This residence offers a harmonious blend of comfort, elegance, and functionality, designed to accommodate both family living and stylish entertaining. Step into the expansive kitchen, adorned with gleaming granite countertops, a generous island and upgraded stainless steel appliances. The open-concept floor plan enhances the sense of space and connectivity throughout the home, making it ideal for modern family living and effortless entertaining. Upstairs, the oversized primary suite offers a tranquil retreat, thoughtfully separated from the secondary bedrooms by a versatile game room. The garage boasts extended storage space, providing ample room for tools and whatever you need stored. Situated within walking distance to a top-rated elementary school, neighborhood parks and a community pool. This home also benefits from access to the highly acclaimed Frisco ISD.
-
2025-07-19status Pending 1010-char remark
Show marketing remark (1010 chars)
PRICE REDUCTION!! Welcome to this impeccably maintained Highland Home, nestled in the sought-after Heights of Westridge community. This residence offers a harmonious blend of comfort, elegance, and functionality, designed to accommodate both family living and stylish entertaining. Step into the expansive kitchen, adorned with gleaming granite countertops, a generous island and upgraded stainless steel appliances. The open-concept floor plan enhances the sense of space and connectivity throughout the home, making it ideal for modern family living and effortless entertaining. Upstairs, the oversized primary suite offers a tranquil retreat, thoughtfully separated from the secondary bedrooms by a versatile game room. The garage boasts extended storage space, providing ample room for tools and whatever you need stored. Situated within walking distance to a top-rated elementary school, neighborhood parks and a community pool. This home also benefits from access to the highly acclaimed Frisco ISD.
-
2025-07-14historical Active Option Contract 1010-char remark
Show marketing remark (1010 chars)
PRICE REDUCTION!! Welcome to this impeccably maintained Highland Home, nestled in the sought-after Heights of Westridge community. This residence offers a harmonious blend of comfort, elegance, and functionality, designed to accommodate both family living and stylish entertaining. Step into the expansive kitchen, adorned with gleaming granite countertops, a generous island and upgraded stainless steel appliances. The open-concept floor plan enhances the sense of space and connectivity throughout the home, making it ideal for modern family living and effortless entertaining. Upstairs, the oversized primary suite offers a tranquil retreat, thoughtfully separated from the secondary bedrooms by a versatile game room. The garage boasts extended storage space, providing ample room for tools and whatever you need stored. Situated within walking distance to a top-rated elementary school, neighborhood parks and a community pool. This home also benefits from access to the highly acclaimed Frisco ISD.
-
2025-07-07price $385,000 1010-char remark
Show marketing remark (1010 chars)
PRICE REDUCTION!! Welcome to this impeccably maintained Highland Home, nestled in the sought-after Heights of Westridge community. This residence offers a harmonious blend of comfort, elegance, and functionality, designed to accommodate both family living and stylish entertaining. Step into the expansive kitchen, adorned with gleaming granite countertops, a generous island and upgraded stainless steel appliances. The open-concept floor plan enhances the sense of space and connectivity throughout the home, making it ideal for modern family living and effortless entertaining. Upstairs, the oversized primary suite offers a tranquil retreat, thoughtfully separated from the secondary bedrooms by a versatile game room. The garage boasts extended storage space, providing ample room for tools and whatever you need stored. Situated within walking distance to a top-rated elementary school, neighborhood parks and a community pool. This home also benefits from access to the highly acclaimed Frisco ISD.
-
2025-06-20$400,000 Active 1010-char remark
Show marketing remark (1010 chars)
PRICE REDUCTION!! Welcome to this impeccably maintained Highland Home, nestled in the sought-after Heights of Westridge community. This residence offers a harmonious blend of comfort, elegance, and functionality, designed to accommodate both family living and stylish entertaining. Step into the expansive kitchen, adorned with gleaming granite countertops, a generous island and upgraded stainless steel appliances. The open-concept floor plan enhances the sense of space and connectivity throughout the home, making it ideal for modern family living and effortless entertaining. Upstairs, the oversized primary suite offers a tranquil retreat, thoughtfully separated from the secondary bedrooms by a versatile game room. The garage boasts extended storage space, providing ample room for tools and whatever you need stored. Situated within walking distance to a top-rated elementary school, neighborhood parks and a community pool. This home also benefits from access to the highly acclaimed Frisco ISD.
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2024-05-03historical $2,400
-
2024-04-13$2,400
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2019-08-30soldstatus
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2019-08-29soldstatus Sold
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2019-08-10status Pending
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2019-08-06historical Active Option Contract
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2019-07-03$290,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,885 · $574/mo
- Projected year-2 tax
- $7,137 · $595/mo
- Expected delta
- +$252/yr (+$21/mo · 3.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
- Wind 4/10 Moderate 22% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,250
- − Mortgage interest
- −$21,846
- − Property taxes
- −$6,885
- − Insurance
- −$1,950
- − Repairs & maintenance
- −$2,740
- − Management
- −$2,740
- − HOA
- −$648
- − Depreciation
- −$11,345
- Taxable loss
- −$13,904
- Est. tax savings @ 24.0%
- +$3,337
- After-tax cash flow
- $-3,631/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Frisco ISD
- NCES district ID
- 4820010
- Math proficiency
- 64% ▼ -11.00%
- Reading proficiency
- 68% ▼ -5.00%
- Median HH income
- $102,037
- Composite
- 61.01/100
- National rank
- #799
- State rank
- #14 of 826 in TX
Livability — McKinney
- Score
- 76/100
- State rank
- #115
- US rank
- #3716
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- McKinney, TX
- County
- Collin County · 1,159,394 people
- City population
- 232,161
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 55,087
- Household income
- $165,682
- Rent vs Own
- Severe rent burden
- 671.0
Population outlook (Collin County) Hauer SSP2
- Today (2025)
- 1,210,074 people
- By 2030
- 1,358,201 · +12.2%
- By 2040
- 1,654,061 · +36.7%
- By 2050
- 1,937,359 · +60.1%
- By 2075
- 2,567,039 · +112.1%
- By 2100
- 2,952,048 · +144.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 63% Asian 12% Hispanic / Latino 11% Two or more races 10% Black 8%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Lithuanian 3% Slovak 2% Italian 2%
- Foreign-born
- 16% · Canada, China, Vietnam
- Languages at home
- 80% English-only · Spanish 6% Other Indo-European 5% Other Asian/Pacific 3%
Political lean MEDSL · Collin
- 2024 margin
- R (+11.1) · D 43.1% · R 54.3% · Other 2.6%
- 2008→2024 swing
- +14.4pp toward D · 2008: -25.6pp · 2024: -11.1pp
- All cycles
- 2024: R+11.1 2020: R+4.3 2016: R+17.0 2012: R+31.6 2008: R+25.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.96%
- Current HPI
- 161.081
- Rent YoY
- ▼ -1.82%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+34.1% since first listed24 events — show timeline
- 2026-05-16 Listing Removed — NTREIS
- 2026-05-01 Relisted — NTREIS
- 2026-04-30 Listing Removed — NTREIS
- 2026-04-22 Price Changed $389,000 NTREIS
- 2026-04-15 Price Changed $355,000 NTREIS
- 2026-04-02 Price Changed $412,000 NTREIS
- 2026-04-02 Relisted — NTREIS
- 2026-03-31 Listing Removed — NTREIS
- 2026-03-13 Price Changed $419,000 NTREIS
- 2026-02-28 Price Changed $429,000 NTREIS
- 2026-02-28 Listed $329,000 NTREIS
- 2025-08-15 Sold (Public Records) — Public Records
- 2025-08-15 Sold (MLS) — NTREIS
- 2025-07-19 Pending — NTREIS
- 2025-07-14 Contingent — NTREIS
- 2025-07-07 Price Changed $385,000 NTREIS
- 2025-06-20 Listed $400,000 NTREIS
- 2024-05-03 Rental Removed $2,400 NTREIS
- 2024-04-13 Listed for Rent $2,400 NTREIS
- 2019-08-30 Sold (Public Records) — Public Records
- 2019-08-29 Sold (MLS) — NTREIS
- 2019-08-10 Pending — NTREIS
- 2019-08-06 Contingent — NTREIS
- 2019-07-03 Listed $290,000 NTREIS
Property tax history
+15.3%/yrLatest (2025): $6,885 · -9.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…