🏷️ Likely Rental
6549 Bartmer Ave · University City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.7/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor Opportunity – Stable Rental History in U City This traditional 2-story home offers a solid rental track record, with prior rents of $950/month (2018–2022) and $975/month (2022–2026), presenting a stable income baseline with potential for future increases. The property features 3 bedrooms and 1.5 bathrooms across 1,200+ square feet of living space. The layout includes both a living room and separate family room, providing flexibility and appeal for tenants. The main level includes a bedroom and half bath, while the second floor offers two spacious bedrooms and a full bath. Additional highlights include a large eat-in kitchen with gas cooktop and dishwasher, a full basement with washer/dryer hookups and ample storage, and a sizable backyard on a corner lot—features that support long-term tenant retention. Please note: the furnace will require replacement, presenting an opportunity to add value and improve efficiency. Overall, this property combines consistent rental history, functional layout, and upside potential—ideal for investors seeking steady cash flow with room for improvement. This home is sold in 'As-Is' condition. The seller will not obtain the municipal occupancy inspection or make any repairs.
Key facts
- 4,399 sq ft lot
- Built 1908
- Listed 34 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $105k.
Deal economics
- At list price, monthly cash flow is $708 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $105k).
- Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
- Cap rate 14.4% vs local median 4.9% in University City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#84 in MO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living B; Watch: amenities D-, commute D-, health & safety F.
- University City (suburban): math 15% / reading 26% proficiency, ranked #297 of 324 in MO (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.6%/yr); 162 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.6% rent growth), your $29k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 34 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $38k; list at $105k implies a 176% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1908 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 34 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1908 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.71% ✓
- Cap rate
- 14.39%
- Cash-on-cash
- 28.90%
- DSCR
- 2.29
- GRM
- 4.9
CMA / ARV
- ARV (median comp)
- $144,178
- List price
- $105,000
- Delta
- -27.17%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6721 Chamberlain Ave | 0.19mi | 3/1.0 | 1,242 (-4%) | 7mo | $190,000 | $153 | 76 |
| 6543 Crest Ave | 0.08mi | 3/2.0 | 1,385 (+7%) | 9mo | $175,000 | $126 | 75 |
| 6810 Bartmer Ave | 0.35mi | 3/1.0 | 1,310 (+1%) | 8mo | $189,900 | $145 | 73 |
| 6959 Dartmouth Ave | 0.50mi | 3/2.0 | 1,331 (+3%) | 2mo | $294,000 | $221 | 69 |
| 6512 Etzel Ave | 0.14mi | 4/1.5 (+1) | 1,448 (+12%) | 4mo | $59,900 | $41 | 65 |
| 6624 Bartmer Ave | 0.04mi | 2/1.0 (-1) | 1,125 (-13%) | 6mo | $119,900 | $107 | 64 |
| 6821 Primrose Ave | 0.67mi | 3/1.0 | 1,344 (+4%) | 2mo | $48,500 | $36 | 59 |
| 6918 Dartmouth Ave | 0.44mi | 3/2.5 | 1,434 (+11%) | 3mo | $375,000 | $262 | 55 |
| 6806 Corbitt Ave | 0.39mi | 2/1.0 (-1) | 1,459 (+12%) | 2mo | $140,000 | $96 | 52 |
| 6534 Whitney Ave | 0.51mi | 2/1.0 (-1) | 1,126 (-13%) | 0mo | $65,000 | $58 | 47 |
| 6934 Julian Ave | 0.64mi | 2/1.0 (-1) | 1,158 (-11%) | 1mo | $130,000 | $112 | 44 |
| 6903 Etzel Ave | 0.52mi | 2/2.5 (-1) | 1,464 (+13%) | 3mo | $249,900 | $171 | 43 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.61% rent growth · sell at horizon
- IRR
- 23.9%
- Equity multiple
- 1.99×
- Total profit
- $29,206
- Equity at exit
- $15,656
- IRR
- 32.2%
- Equity multiple
- 4.00×
- Total profit
- $88,166
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63130
- Rents YoY
- 3.6%
- Active inventory
- 162
- Price-to-rent
- 4.9×
Monthly cashflow live
- Estimated rent
- $1,792 high interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax from tax record
- −$113 /mo · $1,361/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$376
- Net cashflow
- $708
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6614 Chamberlain Ave Saint Louis, MO | 3.0 | 2.0 | 1000 | $1,820 | $1.82 | 24d | 1 | 0.10mi |
| 6543 Etzel Ave Saint Louis, MO | 3.0 | 1.0 | 967 | $1,600 | $1.65 | 18d | 1 | 0.14mi |
| 6636 Etzel Ave Saint Louis, MO | 3.0 | 1.5 | 1019 | $1,350 | $1.32 | 8d | 1 | 0.14mi |
| 6636 Etzel Ave Saint Louis, MO | 3.0 | 2.0 | 1019 | $1,350 | $1.32 | 20d | 1 | 0.14mi |
| 6318 Cabanne Ave Apt 1w University City, MO | 2.0 | 1.0 | 950 | $1,250 | $1.32 | 4d | 1 | 0.35mi |
| 6312 Cates Ave Unit 2E University City, MO | 2.0 | 1.0 | 900 | $1,300 | $1.44 | 44d | 1 | 0.43mi |
| 908 Eastgate Ave Unit 2N University City, MO | 2.0 | 1.0 | 900 | $1,300 | $1.44 | 4d | 1 | 0.44mi |
| 900 Eastgate Ave Saint Louis, MO | 2.0 | 1.0 | 900 | $1,095 | $1.22 | 44d | 1 | 0.46mi |
| 6274 Cates Ave Saint Louis, MO | 3.0 | 2.0 | 1400 | $2,295 | $1.64 | 44d | 1 | 0.49mi |
| 6261 Clemens Ave Saint Louis, MO | 3.0 | 1.0 | 1200 | $1,700 | $1.42 | 44d | 1 | 0.52mi |
| 716 Westgate Ave Unit 3 University City, MO | 3.0 | 2.0 | 1500 | $2,995 | $2.00 | 44d | 1 | 0.52mi |
| 6913 Etzel Ave Unit 1496954P University City, MO | 3.0 | 2.0 | 1399 | $5,767 | $4.12 | 8d | 1 | 0.52mi |
| 6827 Melrose Ave Saint Louis, MO | 2.0 | 1.0 | 1200 | $1,300 | $1.08 | 8d | 1 | 0.54mi |
| 1019 N Skinker Pkwy St. Louis, MO | 1.0–3.0 | 1.0–3.0 | 1137 | $2,795 | $2.46 | 2d | 9 | 0.55mi |
| 6409 Enright Ave University City, MO | 3.0 | 1.5 | 1320 | $2,420 | $1.83 | 2d | 2 | 0.56mi |
| 603 Westgate Ave University City, MO | 2.0 | 2.5 | 1290 | $1,750 | $1.36 | 44d | 1 | 0.61mi |
| 6650 Delmar Blvd Saint Louis, MO | 3.0 | 1.0–3.0 | 760 | $2,095 | $2.76 | 2d | 1 | 0.64mi |
| 6936 Melrose Ave Saint Louis, MO | 4.0 | 2.0 | 1396 | $1,858 | $1.33 | 24d | 1 | 0.65mi |
| 7002 Tulane Ave Unit 2FL Saint Louis, MO | 2.0 | 2.0 | 1700 | $1,995 | $1.17 | 20d | 1 | 0.66mi |
| 7055 Dartmouth Ave Unit 2 University City, MO | 2.0 | 1.0 | 1320 | $2,100 | $1.59 | 44d | 1 | 0.73mi |
| 7055 Dartmouth Ave Unit 1 University City, MO | 2.0 | 1.0 | 1320 | $2,100 | $1.59 | 44d | 1 | 0.73mi |
| 7045 Plymouth Ave Saint Louis, MO | 3.0 | 2.0 | 1532 | $1,745 | $1.14 | 12d | 1 | 0.76mi |
| 6043 Clemens Ave Apt 2E St. Louis, MO | 2.0 | 1.0 | 1023 | $1,075 | $1.05 | 24d | 1 | 0.77mi |
| 7104 Tulane Ave Saint Louis, MO | 2.0 | 1.0 | 1400 | $1,745 | $1.25 | 44d | 1 | 0.78mi |
| 7104 Tulane Ave Unit 1 University City, MO | 2.0 | 1.0 | 1200 | $1,900 | $1.58 | 24d | 1 | 0.78mi |
| 7125 Dartmouth Ave Saint Louis, MO | 2.0 | 1.0 | 1242 | $1,550 | $1.25 | 44d | 1 | 0.80mi |
| 7120 Dartmouth Ave Unit A University City, MO | 2.0 | 1.0 | 1200 | $1,345 | $1.12 | 3d | 1 | 0.80mi |
| 6105 Delmar Blvd Saint Louis, MO | 1.0–3.0 | 1.0–3.0 | 931 | $2,610 | $2.80 | 4d | 1 | 0.81mi |
| 7156 Tulane Ave Unit 56A University City, MO | 2.0 | 1.0 | 1000 | $1,295 | $1.29 | 22d | 1 | 0.90mi |
| 6048 Washington Blvd Unit 1W St. Louis, MO | 2.0 | 2.0 | 1012 | $1,475 | $1.46 | 44d | 1 | 0.91mi |
| 1266 Amherst Pl Unit 2nd floor St. Louis, MO | 2.0 | 1.0 | 1050 | $1,000 | $0.95 | 44d | 1 | 0.91mi |
| 6036 Washington Blvd Apt 1W St. Louis, MO | 2.0 | 1.0 | 1200 | $1,350 | $1.12 | 18d | 1 | 0.92mi |
| 7204 Tulane Ave Unit 7204-B Tulane University City, MO | 2.0 | 1.0 | 1100 | $1,100 | $1.00 | 44d | 1 | 0.93mi |
| 7227 Balson Ave Saint Louis, MO | 3.0 | 2.0 | 1682 | $1,650 | $0.98 | 8d | 1 | 0.99mi |
| 1115 Backer St Saint Louis, MO | 3.0 | 1.0 | 984 | $1,495 | $1.52 | 24d | 1 | 1.00mi |
| 6017 Kingsbury Ave Unit 2f St. Louis, MO | 4.0 | 1.0 | 1500 | $3,250 | $2.17 | 18d | 1 | 1.03mi |
| 6186 Waterman Blvd Saint Louis, MO | 3.0 | 1.5 | 1100 | $3,000 | $2.73 | 3d | 1 | 1.03mi |
| 6017 Kingsbury Ave Unit 1F St. Louis, MO | 3.0 | 1.0 | 1600 | $2,700 | $1.69 | 18d | 1 | 1.03mi |
| 6009 Kingsbury Ave Saint Louis, MO | 3.0 | 1.0 | 1368 | $2,000 | $1.46 | 4d | 1 | 1.04mi |
| 6009 Kingsbury Ave Saint Louis, MO | 2.0 | 1.0 | 1368 | $1,300 | $0.95 | 24d | 1 | 1.04mi |
Listing history 21 events
-
2026-05-04status Active 1263-char remark
Show marketing remark (1263 chars)
Investor Opportunity – Stable Rental History in U City This traditional 2-story home offers a solid rental track record, with prior rents of $950/month (2018–2022) and $975/month (2022–2026), presenting a stable income baseline with potential for future increases. The property features 3 bedrooms and 1.5 bathrooms across 1,200+ square feet of living space. The layout includes both a living room and separate family room, providing flexibility and appeal for tenants. The main level includes a bedroom and half bath, while the second floor offers two spacious bedrooms and a full bath. Additional highlights include a large eat-in kitchen with gas cooktop and dishwasher, a full basement with washer/dryer hookups and ample storage, and a sizable backyard on a corner lot—features that support long-term tenant retention. Please note: the furnace will require replacement, presenting an opportunity to add value and improve efficiency. Overall, this property combines consistent rental history, functional layout, and upside potential—ideal for investors seeking steady cash flow with room for improvement. This home is sold in 'As-Is' condition. The seller will not obtain the municipal occupancy inspection or make any repairs.
-
2026-04-30historical Active Under Contract 1263-char remark
Show marketing remark (1263 chars)
Investor Opportunity – Stable Rental History in U City This traditional 2-story home offers a solid rental track record, with prior rents of $950/month (2018–2022) and $975/month (2022–2026), presenting a stable income baseline with potential for future increases. The property features 3 bedrooms and 1.5 bathrooms across 1,200+ square feet of living space. The layout includes both a living room and separate family room, providing flexibility and appeal for tenants. The main level includes a bedroom and half bath, while the second floor offers two spacious bedrooms and a full bath. Additional highlights include a large eat-in kitchen with gas cooktop and dishwasher, a full basement with washer/dryer hookups and ample storage, and a sizable backyard on a corner lot—features that support long-term tenant retention. Please note: the furnace will require replacement, presenting an opportunity to add value and improve efficiency. Overall, this property combines consistent rental history, functional layout, and upside potential—ideal for investors seeking steady cash flow with room for improvement. This home is sold in 'As-Is' condition. The seller will not obtain the municipal occupancy inspection or make any repairs.
-
2026-04-24$105,000 Active 1263-char remark
Show marketing remark (1263 chars)
Investor Opportunity – Stable Rental History in U City This traditional 2-story home offers a solid rental track record, with prior rents of $950/month (2018–2022) and $975/month (2022–2026), presenting a stable income baseline with potential for future increases. The property features 3 bedrooms and 1.5 bathrooms across 1,200+ square feet of living space. The layout includes both a living room and separate family room, providing flexibility and appeal for tenants. The main level includes a bedroom and half bath, while the second floor offers two spacious bedrooms and a full bath. Additional highlights include a large eat-in kitchen with gas cooktop and dishwasher, a full basement with washer/dryer hookups and ample storage, and a sizable backyard on a corner lot—features that support long-term tenant retention. Please note: the furnace will require replacement, presenting an opportunity to add value and improve efficiency. Overall, this property combines consistent rental history, functional layout, and upside potential—ideal for investors seeking steady cash flow with room for improvement. This home is sold in 'As-Is' condition. The seller will not obtain the municipal occupancy inspection or make any repairs.
-
2026-04-21historical $105,000 1263-char remark
Show marketing remark (1263 chars)
Investor Opportunity – Stable Rental History in U City This traditional 2-story home offers a solid rental track record, with prior rents of $950/month (2018–2022) and $975/month (2022–2026), presenting a stable income baseline with potential for future increases. The property features 3 bedrooms and 1.5 bathrooms across 1,200+ square feet of living space. The layout includes both a living room and separate family room, providing flexibility and appeal for tenants. The main level includes a bedroom and half bath, while the second floor offers two spacious bedrooms and a full bath. Additional highlights include a large eat-in kitchen with gas cooktop and dishwasher, a full basement with washer/dryer hookups and ample storage, and a sizable backyard on a corner lot—features that support long-term tenant retention. Please note: the furnace will require replacement, presenting an opportunity to add value and improve efficiency. Overall, this property combines consistent rental history, functional layout, and upside potential—ideal for investors seeking steady cash flow with room for improvement. This home is sold in 'As-Is' condition. The seller will not obtain the municipal occupancy inspection or make any repairs.
-
2016-10-06soldstatus $38,000
-
2016-09-30soldstatus Closed 500-char remark
Show marketing remark (500 chars)
Main floor offers an entry foyer with hardwood floors that leads to living room with built in bookcase, storage closet, main floor bedroom, updated kitchen and a half bath. Home is bright, clean and ready for you to move right in. Upstairs there are 2 additional bedrooms and a large bath with a claw foot tub. There is a full basement and a small covered back porch. Home is located close to the U-City loop, restaurants public transportation. All of this and a great price! Hurry before it is gone.
-
2016-09-08status Pending 500-char remark
Show marketing remark (500 chars)
Main floor offers an entry foyer with hardwood floors that leads to living room with built in bookcase, storage closet, main floor bedroom, updated kitchen and a half bath. Home is bright, clean and ready for you to move right in. Upstairs there are 2 additional bedrooms and a large bath with a claw foot tub. There is a full basement and a small covered back porch. Home is located close to the U-City loop, restaurants public transportation. All of this and a great price! Hurry before it is gone.
-
2016-08-24status Active 500-char remark
Show marketing remark (500 chars)
Main floor offers an entry foyer with hardwood floors that leads to living room with built in bookcase, storage closet, main floor bedroom, updated kitchen and a half bath. Home is bright, clean and ready for you to move right in. Upstairs there are 2 additional bedrooms and a large bath with a claw foot tub. There is a full basement and a small covered back porch. Home is located close to the U-City loop, restaurants public transportation. All of this and a great price! Hurry before it is gone.
-
2016-08-17historical Contingent (No Kickout) 500-char remark
Show marketing remark (500 chars)
Main floor offers an entry foyer with hardwood floors that leads to living room with built in bookcase, storage closet, main floor bedroom, updated kitchen and a half bath. Home is bright, clean and ready for you to move right in. Upstairs there are 2 additional bedrooms and a large bath with a claw foot tub. There is a full basement and a small covered back porch. Home is located close to the U-City loop, restaurants public transportation. All of this and a great price! Hurry before it is gone.
-
2016-08-10price $39,900 500-char remark
Show marketing remark (500 chars)
Main floor offers an entry foyer with hardwood floors that leads to living room with built in bookcase, storage closet, main floor bedroom, updated kitchen and a half bath. Home is bright, clean and ready for you to move right in. Upstairs there are 2 additional bedrooms and a large bath with a claw foot tub. There is a full basement and a small covered back porch. Home is located close to the U-City loop, restaurants public transportation. All of this and a great price! Hurry before it is gone.
-
2016-07-25$49,900 Active 500-char remark
Show marketing remark (500 chars)
Main floor offers an entry foyer with hardwood floors that leads to living room with built in bookcase, storage closet, main floor bedroom, updated kitchen and a half bath. Home is bright, clean and ready for you to move right in. Upstairs there are 2 additional bedrooms and a large bath with a claw foot tub. There is a full basement and a small covered back porch. Home is located close to the U-City loop, restaurants public transportation. All of this and a great price! Hurry before it is gone.
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2016-04-30historical
-
2016-02-08price $55,000
-
2015-12-12price $64,900
-
2015-10-28$69,000 Active
-
2014-10-01soldstatus $60,000
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2014-09-25soldstatus
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2014-06-22$68,900
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2006-06-14soldstatus $49,900
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2005-02-25soldstatus $70,000
-
1999-04-01soldstatus $56,420
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,361 · $113/mo
- Projected year-2 tax
- $1,361 · $113/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $21,507
- − Mortgage interest
- −$5,882
- − Property taxes
- −$1,361
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,721
- − Management
- −$1,721
- − Depreciation
- −$3,055
- Taxable income
- $7,244
- Est. tax owed @ 24.0%
- −$1,738
- After-tax cash flow
- $6,758/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- University City
- NCES district ID
- 2930660
- Math proficiency
- 15% ▼ -10.00%
- Reading proficiency
- 26% ▼ -7.00%
- Median HH income
- $52,927
- Composite
- 18.57/100
- National rank
- #8910
- State rank
- #297 of 324 in MO
Livability — University City
- Score
- 73/100
- State rank
- #84
- US rank
- #5618
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- University City, MO
- County
- Saint Louis County · 888,823 people
- City population
- 28,910
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 28,910
- Household income
- $85,823
- Rent vs Own
- Severe rent burden
- 893.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 54% Black 31% Asian 6% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Italian 3% Romanian 3% Lithuanian 2%
- Foreign-born
- 11% · China, Canada, Vietnam
- Languages at home
- 89% English-only · Chinese 4% Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -436.88%
- Current HPI
- 185.599
- Rent YoY
- ▲ 3.61%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+86.1% since first listed21 events — show timeline
- 2026-05-04 Relisted — MARIS as Distributed by MLS Grid
- 2026-04-30 Contingent — MARIS as Distributed by MLS Grid
- 2026-04-24 Listed $105,000 MARIS as Distributed by MLS Grid
- 2026-04-21 Coming Soon $105,000 MARIS as Distributed by MLS Grid
- 2016-10-06 Sold (Public Records) $38,000 Public Records
- 2016-09-30 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2016-09-08 Pending — MARIS as Distributed by MLS Grid
- 2016-08-24 Relisted — MARIS as Distributed by MLS Grid
- 2016-08-17 Contingent — MARIS as Distributed by MLS Grid
- 2016-08-10 Price Changed $39,900 MARIS as Distributed by MLS Grid
- 2016-07-25 Listed $49,900 MARIS as Distributed by MLS Grid
- 2016-04-30 Delisted — MARIS as Distributed by MLS Grid
- 2016-02-08 Price Changed $55,000 MARIS as Distributed by MLS Grid
- 2015-12-12 Price Changed $64,900 MARIS as Distributed by MLS Grid
- 2015-10-28 Listed $69,000 MARIS as Distributed by MLS Grid
- 2014-10-01 Sold (Public Records) $60,000 Public Records
- 2014-09-25 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2014-06-22 Listed $68,900 MARIS as Distributed by MLS Grid
- 2006-06-14 Sold (Public Records) $49,900 Public Records
- 2005-02-25 Sold (Public Records) $70,000 Public Records
- 1999-04-01 Sold (Public Records) $56,420 Public Records
Property tax history
+3.5%/yrLatest (2022): $1,361 · +1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…