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8204 Jubilee Blvd
D+ Composite 45.04
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.8/10.0
  • 1% rule +4.9/10.0
  • Condition / age +2.5/5.0
  • Livability +2.4/5.0
  • Rent growth +2.2/5.0
  • Schools +1.1/10.0
  • Appreciation +0.0/10.0

$134,000

8204 Jubilee Blvd · Muniz, TX 78542
3 bd · 1.0 ba · 1,152 sqft · Manufactured public records · 129 Days on market
Built 1999 0.50 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Take a look at this 1/2 acre lot featuring a 4 bedroom and 2 bath mobile home featuring a covered porch area in the front of the home. It has a great space along with a covered workspace and a storage building a long with it as well. Take a look today before it's too late !

Key facts

  • Storage building
  • Covered porch area
  • Covered workspace

Tags

COVERED PORCH AREACOVERED WORKSPACESTORAGE BUILDING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $134k.

Deal economics

  • At list price, monthly cash flow is $129 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $133k (1.1% below list).
  • Recommended offer: $118k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 48/100 on livability (#1,534 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A, housing A-; Watch: amenities F, commute F, employment F.
  • Donna ISD (suburban): math 11% / reading 18% proficiency, ranked #821 of 826 in TX (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Daniel Singleterry Sr (math 8% / reading 10%, grade F, #4,293 of 4,322 statewide, top 99%, 553 students, 99% FRL); Dora M Sauceda Middle (math 12% / reading 23%, grade F, #1,507 of 1,662 statewide, top 91%, 660 students, 100% FRL); Donna North H S (math 8% / reading 17%, grade F, #1,539 of 1,632 statewide, top 95%, 2,091 students, 100% FRL) — zoned schools average 99% FRL vs 48% district-wide (51 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents soft (-1.1%/yr); 1011 active listings in the ZIP; 7,378 units permitted in Hidalgo County in 2024 (641 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $926 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Hidalgo County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 129 days — a 12% lower offer ($118k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $11k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $36k; list at $134k implies a 269% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; severe wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $117,920 (12.0% below list)

Questions for the listing agent

  1. It's been on market 129 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.45%
Cash-on-cash
4.13%
DSCR
1.18
GRM
8.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-13.2%
Equity multiple
0.54×
Total profit
$-17,358
Equity at exit
$19,980
10-year hold
IRR
-9.8%
Equity multiple
0.48×
Total profit
$-19,473
Equity at exit
$11,586

Cash invested: $37,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78542

Home prices YoY
-13.4%
Rents YoY
-1.1%
Active inventory
1011
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$1,325 medium interval (Pro) →
Mortgage (P&I)
$703
Tax from tax record
$159 /mo · $1,911/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$278
Net cashflow
$129

Break-even live

Break-even rent $1,162
Max offer price $134,000
Occupancy floor 85%

Sensitivity live

Price -10% $205 -5% $167 +0% $129 +5% $91 +10% $53
Rent -10% $24 -5% $77 +0% $129 +5% $181 +10% $234
Rate -1.0pp $197 -0.5pp $163 base $129 +0.5pp $94 +1.0pp $59

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,500
Closing costs
$4,020
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 22 events

  1. 2026-06-21
    days on market $134,000 Active 129 DOM
  2. 2026-06-18
    days on market $134,000 Active 126 DOM
  3. 2026-06-17
    days on market $134,000 Active 125 DOM
  4. 2026-06-16
    days on market $134,000 Active 124 DOM
  5. 2026-06-15
    days on market $134,000 Active 123 DOM
  6. 2026-06-14
    days on market $134,000 Active 121 DOM
  7. 2026-06-13
    pricedays on market $134,000 Active 120 DOM
  8. 2026-06-10
    days on market $135,000 Active 118 DOM
  9. 2026-06-09
    days on market $135,000 Active 117 DOM
  10. 2026-06-08
    days on market $135,000 Active 116 DOM
  11. 2026-06-07
    days on market $135,000 Active 115 DOM
  12. 2026-06-05
    days on market $135,000 Active 112 DOM
  13. 2026-06-03
    days on market $135,000 Active 111 DOM
  14. 2026-06-02
    days on market $135,000 Active 110 DOM
  15. 2026-06-01
    days on market $135,000 Active 109 DOM
  16. 2026-05-31
    days on market $135,000 Active 108 DOM
  17. 2026-05-31
    days on market $135,000 Active 107 DOM
  18. 2026-05-05
    price $135,000 274-char remark
    Show marketing remark (274 chars)

    Take a look at this 1/2 acre lot featuring a 4 bedroom and 2 bath mobile home featuring a covered porch area in the front of the home. It has a great space along with a covered workspace and a storage building a long with it as well. Take a look today before it's too late !

  19. 2026-02-11
    listed $145,000 Active 274-char remark
    Show marketing remark (274 chars)

    Take a look at this 1/2 acre lot featuring a 4 bedroom and 2 bath mobile home featuring a covered porch area in the front of the home. It has a great space along with a covered workspace and a storage building a long with it as well. Take a look today before it's too late !

  20. 2025-03-19
    listed $145,000 Active
  21. 2008-03-14
    soldstatus
  22. 2007-11-06
    soldstatus $36,272

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,911 · $159/mo
Projected year-2 tax
$2,452 · $204/mo
Expected delta
+$542/yr (+$45/mo · 28.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,902
− Mortgage interest
−$7,506
− Property taxes
−$1,911
− Insurance
−$670
− Repairs & maintenance
−$1,272
− Management
−$1,272
− Depreciation
−$3,898
Taxable loss
−$627
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$150
After-tax cash flow
$1,700/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Donna ISD
NCES district ID
4817390
Math proficiency
11% ▼ -30.00%
Reading proficiency
18% ▼ -13.00%
Median HH income
$27,330
Composite
11.16/100
National rank
#9728
State rank
#821 of 826 in TX

Livability — Muniz

Score
48/100
State rank
#1534
US rank
#26137

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A- Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Muniz, TX
County
Hidalgo County · 623,128 people
Metro
McAllen-Edinburg-Mission, TX
Population (ZIP)
89,401
Household income
$55,243
Rent vs Own
24.3% rent · 75.7% own
Severe rent burden
1240.0

Population outlook (Hidalgo County) Hauer SSP2

Today (2025)
955,232 people
By 2030
1,009,774 · +5.7%
By 2040
1,120,332 · +17.3%
By 2050
1,225,036 · +28.2%
By 2075
1,439,189 · +50.7%
By 2100
1,533,429 · +60.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (95%)
Race & ethnicity
Hispanic / Latino 95% Two or more races 59% White 4%
Hispanic origin (detail)
Mexican 91%
Foreign-born
25% · Canada
Languages at home
15% English-only · Spanish 84%

Political lean MEDSL · Hidalgo

2024 margin
Toss-up / Even · D 48.1% · R 51.0%
2008→2024 swing
-41.6pp toward R · 2008: 38.7pp · 2024: -2.9pp
All cycles
2024: R+2.9 2020: D+17.1 2016: D+40.5 2012: D+41.8 2008: D+38.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -34.17%
Current HPI
220.921
Rent YoY
▼ -1.07%
Metro
McAllen-Edinburg-Mission, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+272.2% since first listed
5 events — show timeline
  • 2026-05-05 Price Changed $135,000 MCALLENMLS
  • 2026-02-11 Listed $145,000 MCALLENMLS
  • 2025-03-19 Listed $145,000 MCALLENMLS
  • 2008-03-14 Sold (Public Records) Public Records
  • 2007-11-06 Sold (Public Records) $36,272 Public Records

Property tax history

+6.1%/yr

Latest (2025): $1,911 · +15.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…