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100 Clive St Multi-family
C Composite 58.78
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.2/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +6.1/10.0
  • 1% rule +5.1/10.0
  • Livability +3.4/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$189,900

100 Clive St · Berryville, AR 72616
4 bd · 2.0 ba · 1,550 sqft · MultiFamily · 8 Days on market
Built 2005 0.25 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

Investor Alert! You will want to check out this 18 unit package of rentals in Berryville and Green Forest. Well maintained buildings, long term tenants, space available for additional units all make this a great opportunity to expand your business. Ten units in Berryville and 8 in Green Forest. Includes 100, 102 Clive duplexes, 104 Clive & 1205 Laura, single family homes, 901 Jefferson fourplex, Berryville and 209, 211 Sneed, 4 duplexes, Green Forest. Total sq footage of 14,766. All units 2 bed, 1 bath 5 units have attached garages. Proof of funds or pre-qualification letter required for showing. Owner provides lawn service for all locations, and trash for Green Forest. Call today to obtain additional information and schedule a showing.

Key facts

  • Turnkey asset
  • Fully remodeled
  • Metal roof

Tags

INCOME PRODUCING OPPORTUNITYTURNKEY ASSETFULLY REMODELEDMETAL ROOFLOW MAINTENANCE

Property features AI

Finance

  • Other: Annual tax amount listed (amount not included per instructions)
  • HOA & community: Association fees billed monthly

Exterior

  • Parking: Concrete driveway (on-site parking)
  • Utilities: Electricity available; Public water; Public sewer
  • Home design: Single-story; Slab foundation
  • Construction: Aluminum siding; Block and concrete construction; Metal roof; Built on a slab foundation
  • Exterior features: Concrete driveway; City lot in a subdivision; Public road frontage

Interior

  • Kitchen: Electric range; Microwave with hood fan; Refrigerator
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Carpet and tile flooring; No additional interior features listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath multifamily listed at $190k.

Deal economics

  • At list price, monthly cash flow is $204 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $190k).
  • Cap rate 7.6% vs local median 3.2% in Berryville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#103 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: crime C-, schools D+, amenities F.
  • Berryville School District (town): math 31% / reading 31% proficiency, ranked #148 of 238 in AR (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 117 active listings in the ZIP; 30 units permitted in Carroll County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $20k of equity ($1k loan paydown + $19k appreciation (10.0% local appreciation)).
  • Carroll County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $53k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $189,900

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.01%
Cap rate
7.58%
Cash-on-cash
4.61%
DSCR
1.21
GRM
8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.6%
Equity multiple
3.19×
Total profit
$116,475
Equity at exit
$171,077
10-year hold
IRR
24.1%
Equity multiple
7.26×
Total profit
$332,817
Equity at exit
$368,934

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72616

Home prices YoY
15.2%
Active inventory
117
Price-to-rent
16.5×

Monthly cashflow live

Estimated rent
$1,920 medium interval (Pro) →
Mortgage (P&I)
$996
Tax est. 1.5%
$237 /mo · $2,848/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$403
Net cashflow
$204

Break-even live

Break-even rent $1,661
Max offer price $189,900
Occupancy floor 84%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $1,920

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-06-19
    days on market $189,900 Active 8 DOM
  2. 2026-06-18
    days on market $189,900 Active 7 DOM
  3. 2026-06-17
    days on market $189,900 Active 6 DOM
  4. 2026-06-16
    days on market $189,900 Active 5 DOM
  5. 2026-06-15
    days on market $189,900 Active 4 DOM
  6. 2026-06-14
    days on market $189,900 Active 2 DOM
  7. 2026-06-12
    remarks 542-char remark
  8. 2026-06-12
    listed $189,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,040
− Mortgage interest
−$10,637
− Property taxes
−$2,848
− Insurance
−$950
− Repairs & maintenance
−$1,843
− Management
−$1,843
− Depreciation
−$5,524
Taxable loss
−$606
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$145
After-tax cash flow
$2,599/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berryville School District
NCES district ID
0503150
Math proficiency
31% ▼ -12.00%
Reading proficiency
31% ▼ -11.00%
Median HH income
$37,169
Composite
25.81/100
National rank
#7360
State rank
#148 of 238 in AR

Livability — Berryville

Score
67/100
State rank
#103
US rank
#10632

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Berryville, AR
Population (ZIP)
11,046

Population outlook (Carroll County) Hauer SSP2

Today (2025)
28,014 people
By 2030
28,006 · +-0.0%
By 2040
28,242 · +0.8%
By 2050
29,169 · +4.1%
By 2075
33,935 · +21.1%
By 2100
39,497 · +41.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Two or more races 27% Hispanic / Latino 18% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 13%
Common ancestry
Slovak 1% Italian 1% Scottish 1%
Foreign-born
10% · Canada
Languages at home
83% English-only · Spanish 11% German/W. Germanic 3% Other Asian/Pacific 2%

Political lean MEDSL · Carroll

2024 margin
Solid R (+31.7) · D 33.0% · R 64.7% · Other 2.2%
2008→2024 swing
-13.6pp toward R · 2008: -18.1pp · 2024: -31.7pp
All cycles
2024: R+31.7 2020: R+28.8 2016: R+32.3 2012: R+23.9 2008: R+18.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 40.46%
Current HPI
306.898
Rent YoY
Metro
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-84.8% since first listed
6 events — show timeline
  • 2026-06-11 Listed $189,900 NWARMLS
  • 2023-05-01 Sold (MLS) $1,100,000 NWARMLS
  • 2023-05-01 Sold (MLS) $1,100,000 NWARMLS
  • 2023-03-23 Pending NWARMLS
  • 2023-03-06 Listed $1,250,000 NWARMLS
  • 2023-03-06 Listed $1,250,000 NWARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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