8997 Huntwood Ln · Riverdale, GA
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.95%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.5/30.0
- ARV discount +7.6/15.0
- DSCR +5.1/10.0
- 1% rule +3.9/10.0
- Livability +3.5/5.0
- Rent growth +2.8/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$195,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 8997 Huntwood Ln! This charming ranch offers 1,080 square feet of living space, featuring 3 bedrooms, one full bath and one-half bathrooms, Recent updates include fresh paint, new carpet in bedrooms, other flooring added that looks like real hardwood, light fixtures, along with a one-car garage for added convenience. Is an excellent opportunity for buyers looking to add significant value. With no HOA, the property offers flexibility for rental income or long-term investment. Whether you're an investor or a buyer seeking a home with potential, 8997 Huntswood Ln presents multiple opportunities to enhance both comfort and value.
Key facts
- 0.37 acre lot
- Garage
- Built 1978
Property features AI
Exterior
- Parking: Attached garage facing the front with 1 garage space
- Utilities: Public water; Electricity available; Water available; Sewer: Other
- Home design: One-level home; Resale property
- Construction: Built with other construction materials; Composition roof; Slab foundation
- Exterior features: Patio; Other exterior features
Interior
- Kitchen: No specific kitchen features listed
- Bedrooms: Three main-level bedrooms
- Flooring: Carpet; Hardwood
- Bathrooms: One full bathroom; One half bathroom (main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: High 10-ft ceilings on the main level; One stone fireplace; No shared/common walls
- Laundry & utility: Laundry located in the kitchen
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $195k.
Deal economics
- At list price, monthly cash flow is $46 ($555/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (11.2% below list).
- Recommended offer: $173k (11.2% below list) — sets the bar for 1% rule.
- Cap rate 7.0% vs local median 5.5% in Riverdale — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 70/100 on livability (#100 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, schools D-, amenities F.
- Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+1.3%/yr); 182 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
- This rent runs 40% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $96k; list at $195k implies a 103% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 6.99%
- Cash-on-cash
- 2.48%
- DSCR
- 1.11
- GRM
- 9.4
CMA / ARV
- ARV (on-the-fly)
- $195,480
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9046 Homewood Dr | 0.05mi | 3/2.0 | 1,056 (-2%) | 1mo | $155,000 | $147 | 93 |
| 207 Kipling Way | 0.13mi | 3/1.5 | 1,056 (-2%) | 16mo | $170,000 | $161 | 75 |
| 8958 Sterling Ridge Ln | 0.37mi | 3/1.5 | 1,028 (-5%) | 4mo | $180,000 | $175 | 70 |
| 418 Martin Dr | 0.53mi | 3/2.0 | 1,128 (+4%) | 3mo | $145,000 | $129 | 65 |
| 8890 Homewood Dr | 0.25mi | 3/2.0 | 1,028 (-5%) | 20mo | $216,000 | $210 | 64 |
| 9127 Greenwood Dr | 0.59mi | 3/2.0 | 1,084 (+0%) | 14mo | $196,000 | $181 | 60 |
| 9072 Woodgreen Way | 0.61mi | 3/2.0 | 1,070 (-1%) | 18mo | $185,000 | $173 | 55 |
| 151 Andover Dr | 0.74mi | 3/1.0 | 1,040 (-4%) | 8mo | $199,900 | $192 | 49 |
| 526 Post Oak Rd | 0.56mi | 3/2.0 | 1,232 (+14%) | 8mo | $225,000 | $183 | 43 |
| 9119 Woodgreen Way | 0.70mi | 3/2.0 | 1,224 (+13%) | 11mo | $210,000 | $172 | 36 |
| 9010 Raven Dr | 0.70mi | 4/2.0 (+1) | 1,228 (+14%) | 8mo | $225,000 | $183 | 33 |
| 169 Peartree Ter | 0.74mi | 3/2.0 | 1,236 (+14%) | 23mo | $242,000 | $196 | 22 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.3% rent growth · sell at horizon
- IRR
- -16.6%
- Equity multiple
- 0.42×
- Total profit
- $-31,553
- Equity at exit
- $29,075
- IRR
- -11.7%
- Equity multiple
- 0.36×
- Total profit
- $-35,186
- Equity at exit
- $16,860
Cash invested: $54,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30274
- Home prices YoY
- -19.6%
- Rents YoY
- 1.3%
- Active inventory
- 182
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $1,731 high interval (Pro) →
- Mortgage (P&I)
- −$1,023
- Tax from tax record
- −$151 /mo · $1,808/yr
- Insurance
- −$81
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$363
- Net cashflow
- $46
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,750
- Closing costs
- $5,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 8931 Wesley Pl Jonesboro, GA | 3.0 | 2.0 | 1216 | $1,498 | $1.23 | 24d | 1 | 0.34mi |
| 9138 Clubhouse Dr Riverdale, GA | 3.0 | 2.0 | 1312 | $1,850 | $1.41 | 24d | 1 | 0.37mi |
| 9206 Fairway Ct Riverdale, GA | 3.0 | 2.0 | 1353 | $1,690 | $1.25 | 43d | 1 | 0.37mi |
| 205 Inverness Trce Riverdale, GA | 3.0 | 2.0 | 1490 | $1,719 | $1.15 | 43d | 1 | 0.43mi |
| 432 Wesley Park Dr Jonesboro, GA | 3.0 | 2.0 | 1350 | $1,685 | $1.25 | 24d | 1 | 0.48mi |
| 271 River Chase Dr Jonesboro, GA | 3.0 | 2.0 | 1148 | $1,620 | $1.41 | 24d | 1 | 0.52mi |
| 9268 Club View Trce Riverdale, GA | 3.0 | 2.5 | 1224 | $2,300 | $1.88 | 24d | 1 | 0.54mi |
| 9170 Dorsey Rd Riverdale, GA | 2.0 | 2.0 | 975 | $1,250 | $1.28 | 11d | 1 | 0.55mi |
| 9170 Dorsey Rd Riverdale, GA | 4.0 | 2.0 | 1358 | $1,500 | $1.10 | 12d | 1 | 0.55mi |
| 9170 Dorsey Rd Riverdale, GA | 2.0 | 2.0 | 975 | $1,250 | $1.28 | 10d | 1 | 0.55mi |
| 90 Inverness Trce Riverdale, GA | 3.0 | 2.0 | 1393 | $1,670 | $1.20 | 12d | 1 | 0.63mi |
| 575 Oak Trace Ct Jonesboro, GA | 3.0 | 2.0 | 1302 | $1,761 | $1.35 | 43d | 1 | 0.66mi |
| 372 Cheri Pl Jonesboro, GA | 3.0 | 2.0 | 1468 | $1,749 | $1.19 | 24d | 1 | 0.67mi |
| 57 Inverness Trce Jonesboro, GA | 3.0 | 2.5 | 1452 | $1,850 | $1.27 | 43d | 1 | 0.68mi |
| 9265 Forest Knoll Dr Jonesboro, GA | 3.0 | 2.0 | 1272 | $2,400 | $1.89 | 43d | 1 | 0.69mi |
| 9360 Thomas Rd Jonesboro, GA | 3.0 | 2.0 | 1400 | $1,700 | $1.21 | 24d | 1 | 0.69mi |
| 8970 Cornell Dr Jonesboro, GA | 3.0 | 2.0 | 1040 | $1,585 | $1.52 | 43d | 1 | 0.72mi |
| 222 Peartree Ln Riverdale, GA | 3.0 | 1.5 | 1028 | $1,480 | $1.44 | 24d | 1 | 0.76mi |
| 8584 Guthrie Dr Riverdale, GA | 3.0 | 2.0 | 1445 | $1,650 | $1.14 | 15d | 1 | 0.77mi |
| 655 Post Oak Rd Jonesboro, GA | 3.0 | 1.0 | 1302 | $1,600 | $1.23 | 15d | 1 | 0.78mi |
| 9430 Sleepy Hollow Ln Jonesboro, GA | 3.0 | 2.0 | 1320 | $1,680 | $1.27 | 5d | 1 | 0.80mi |
| 69 Flint River Rd Unit 1UNIT 16 A Riverdale, GA | 3.0 | 2.5 | 1274 | $1,550 | $1.22 | 43d | 1 | 0.80mi |
| 9432 Cypress Ln Jonesboro, GA | 2.0 | 2.0 | 1253 | $1,550 | $1.24 | 24d | 1 | 0.82mi |
| 9432 Cypress Ln Jonesboro, GA | 2.0 | 2.0 | 1253 | $1,550 | $1.24 | 15d | 1 | 0.82mi |
| 9439 Sleepy Hollow Ln Jonesboro, GA | 4.0 | 3.0 | 1500 | $1,745 | $1.16 | 24d | 1 | 0.83mi |
| 672 Raven Ct Jonesboro, GA | 3.0 | 2.0 | 1362 | $1,645 | $1.21 | 43d | 1 | 0.85mi |
| 9370 Woodloop Ct Jonesboro, GA | 3.0 | 2.0 | 1353 | $1,781 | $1.32 | 43d | 1 | 0.86mi |
| 423 Brookfield Way Jonesboro, GA | 3.0 | 2.0 | 1400 | $1,745 | $1.25 | 19d | 1 | 0.89mi |
| 9602 Sleepy Hollow Ln Jonesboro, GA | 3.0 | 2.0 | 1404 | $1,600 | $1.14 | 43d | 1 | 0.89mi |
| 8837 Freedom Way Unit 8839 Jonesboro, GA | 2.0 | 1.5 | 1275 | $1,450 | $1.14 | 2d | 1 | 0.89mi |
| 8542 Taylor Rd Riverdale, GA | 3.0 | 1.0 | 1120 | $1,435 | $1.28 | 5d | 1 | 0.96mi |
| 505 Brookfield Way Jonesboro, GA | 3.0 | 2.0 | 1400 | $1,655 | $1.18 | 24d | 1 | 0.96mi |
| 634 Morton Ct Unit 636 Jonesboro, GA | 2.0 | 1.5 | 1050 | $1,225 | $1.17 | 43d | 1 | 0.97mi |
| 772 Pointe South Pkwy Jonesboro, GA | 3.0 | 2.5 | 1202 | $1,384 | $1.15 | 43d | 1 | 1.00mi |
| 240 Flint River Rd Jonesboro, GA | 2.0–3.0 | 1.0–2.0 | 918 | $1,695 | $1.85 | 2d | 67 | 1.04mi |
| 566 Brookfield Way Jonesboro, GA | 3.0 | 2.0 | 1432 | $1,500 | $1.05 | 43d | 1 | 1.06mi |
| 8443 Cedar Creek Rdg Riverdale, GA | 3.0 | 2.0 | 1476 | $1,735 | $1.18 | 19d | 1 | 1.11mi |
| 785 Redland Dr Jonesboro, GA | 4.0 | 2.0 | 1496 | $1,935 | $1.29 | 12d | 1 | 1.22mi |
| 801 Redland Dr Jonesboro, GA | 3.0 | 2.0 | 1370 | $1,725 | $1.26 | 12d | 1 | 1.23mi |
| 801 Redland Dr Jonesboro, GA | 3.0 | 2.0 | 1370 | $1,750 | $1.28 | 43d | 1 | 1.23mi |
Listing history 7 events
-
2026-06-18days on market $195,000 Active 10 DOM
-
2026-06-17days on market $195,000 Active 9 DOM
-
2026-06-16days on market $195,000 Active 8 DOM
-
2026-06-15days on market $195,000 Active 7 DOM
-
2026-06-13days on market $195,000 Active 5 DOM
-
2026-06-08remarks 644-char remark
Show marketing remark (644 chars)
Welcome to 8997 Huntwood Ln! This charming ranch offers 1,080 square feet of living space, featuring 3 bedrooms, one full bath and one-half bathrooms, Recent updates include fresh paint, new carpet in bedrooms, other flooring added that looks like real hardwood, light fixtures, along with a one-car garage for added convenience. Is an excellent opportunity for buyers looking to add significant value. With no HOA, the property offers flexibility for rental income or long-term investment. Whether you're an investor or a buyer seeking a home with potential, 8997 Huntswood Ln presents multiple opportunities to enhance both comfort and value.
-
2026-06-08$195,000 Active 1 DOM
Show marketing remark (644 chars)
Welcome to 8997 Huntwood Ln! This charming ranch offers 1,080 square feet of living space, featuring 3 bedrooms, one full bath and one-half bathrooms, Recent updates include fresh paint, new carpet in bedrooms, other flooring added that looks like real hardwood, light fixtures, along with a one-car garage for added convenience. Is an excellent opportunity for buyers looking to add significant value. With no HOA, the property offers flexibility for rental income or long-term investment. Whether you're an investor or a buyer seeking a home with potential, 8997 Huntswood Ln presents multiple opportunities to enhance both comfort and value.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,808 · $151/mo
- Projected year-2 tax
- $1,808 · $151/mo
- Expected delta
- $0/yr ($0/mo · -0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 95% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,768
- − Mortgage interest
- −$10,923
- − Property taxes
- −$1,808
- − Insurance
- −$1,772
- − Repairs & maintenance
- −$1,661
- − Management
- −$1,661
- − Depreciation
- −$5,673
- Taxable loss
- −$2,731
- Est. tax savings @ 24.0%
- +$655
- After-tax cash flow
- $1,211/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clayton County
- NCES district ID
- 1301230
- Math proficiency
- 11% ▼ -13.00%
- Reading proficiency
- 20% ▼ -9.00%
- Median HH income
- $42,266
- Composite
- 13.41/100
- National rank
- #9527
- State rank
- #155 of 174 in GA
Livability — Riverdale
- Score
- 70/100
- State rank
- #100
- US rank
- #7907
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Clayton County · 230,153 people
- City population
- 61,126
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 34,081
- Household income
- $52,209
- Rent vs Own
- Severe rent burden
- 2586.0
Population outlook (Clayton County) Hauer SSP2
- Today (2025)
- 310,777 people
- By 2030
- 329,762 · +6.1%
- By 2040
- 368,052 · +18.4%
- By 2050
- 401,196 · +29.1%
- By 2075
- 472,488 · +52.0%
- By 2100
- 500,446 · +61.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (76%)
- Race & ethnicity
- Black 76% Hispanic / Latino 14% Two or more races 5% Asian 5% White 5%
- Hispanic origin (detail)
- Mexican 9% Puerto Rican 1%
- Foreign-born
- 15% · Canada, Vietnam
- Languages at home
- 80% English-only · Spanish 12% Vietnamese 2% Other Asian/Pacific 2%
Political lean MEDSL · Clayton
- 2024 margin
- Solid D (+69.2) · D 84.3% · R 15.1%
- 2008→2024 swing
- +2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
- All cycles
- 2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -57.82%
- Current HPI
- 236.3592
- Rent YoY
- ▲ 1.30%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+153.2% since first listed4 events — show timeline
- 2026-06-08 Listed $195,000 FMLS
- 2026-06-08 Listed $195,000 GAMLS
- 2005-03-18 Sold (Public Records) $95,900 Public Records
- 2002-09-26 Sold (Public Records) $77,000 Public Records
Property tax history
+2.5%/yrLatest (2025): $1,808 · -1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…