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8997 Huntwood Ln
D Composite 43.21
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.5/30.0
  • ARV discount +7.6/15.0
  • DSCR +5.1/10.0
  • 1% rule +3.9/10.0
  • Livability +3.5/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$195,000

8997 Huntwood Ln · Riverdale, GA 30274
3 bd · 2.0 ba · 1,080 sqft · SingleFamily public records · 10 Days on market
Built 1978 0.37 ac lot Est $195k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 8997 Huntwood Ln! This charming ranch offers 1,080 square feet of living space, featuring 3 bedrooms, one full bath and one-half bathrooms, Recent updates include fresh paint, new carpet in bedrooms, other flooring added that looks like real hardwood, light fixtures, along with a one-car garage for added convenience. Is an excellent opportunity for buyers looking to add significant value. With no HOA, the property offers flexibility for rental income or long-term investment. Whether you're an investor or a buyer seeking a home with potential, 8997 Huntswood Ln presents multiple opportunities to enhance both comfort and value.

Key facts

  • 0.37 acre lot
  • Garage
  • Built 1978

Property features AI

Exterior

  • Parking: Attached garage facing the front with 1 garage space
  • Utilities: Public water; Electricity available; Water available; Sewer: Other
  • Home design: One-level home; Resale property
  • Construction: Built with other construction materials; Composition roof; Slab foundation
  • Exterior features: Patio; Other exterior features

Interior

  • Kitchen: No specific kitchen features listed
  • Bedrooms: Three main-level bedrooms
  • Flooring: Carpet; Hardwood
  • Bathrooms: One full bathroom; One half bathroom (main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: High 10-ft ceilings on the main level; One stone fireplace; No shared/common walls
  • Laundry & utility: Laundry located in the kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

  • At list price, monthly cash flow is $46 ($555/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $173k (11.2% below list).
  • Recommended offer: $173k (11.2% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 5.5% in Riverdale — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 70/100 on livability (#100 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, schools D-, amenities F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.3%/yr); 182 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $96k; list at $195k implies a 103% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo.
  • Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $173,065 (11.2% below list)

Questions for the listing agent

  1. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
6.99%
Cash-on-cash
2.48%
DSCR
1.11
GRM
9.4

CMA / ARV

ARV (on-the-fly)
$195,480
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9046 Homewood Dr 0.05mi 3/2.0 1,056 (-2%) 1mo $155,000 $147 93
207 Kipling Way 0.13mi 3/1.5 1,056 (-2%) 16mo $170,000 $161 75
8958 Sterling Ridge Ln 0.37mi 3/1.5 1,028 (-5%) 4mo $180,000 $175 70
418 Martin Dr 0.53mi 3/2.0 1,128 (+4%) 3mo $145,000 $129 65
8890 Homewood Dr 0.25mi 3/2.0 1,028 (-5%) 20mo $216,000 $210 64
9127 Greenwood Dr 0.59mi 3/2.0 1,084 (+0%) 14mo $196,000 $181 60
9072 Woodgreen Way 0.61mi 3/2.0 1,070 (-1%) 18mo $185,000 $173 55
151 Andover Dr 0.74mi 3/1.0 1,040 (-4%) 8mo $199,900 $192 49
526 Post Oak Rd 0.56mi 3/2.0 1,232 (+14%) 8mo $225,000 $183 43
9119 Woodgreen Way 0.70mi 3/2.0 1,224 (+13%) 11mo $210,000 $172 36
9010 Raven Dr 0.70mi 4/2.0 (+1) 1,228 (+14%) 8mo $225,000 $183 33
169 Peartree Ter 0.74mi 3/2.0 1,236 (+14%) 23mo $242,000 $196 22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.3% rent growth · sell at horizon

5-year hold
IRR
-16.6%
Equity multiple
0.42×
Total profit
$-31,553
Equity at exit
$29,075
10-year hold
IRR
-11.7%
Equity multiple
0.36×
Total profit
$-35,186
Equity at exit
$16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30274

Home prices YoY
-19.6%
Rents YoY
1.3%
Active inventory
182
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,731 high interval (Pro) →
Mortgage (P&I)
$1,023
Tax from tax record
$151 /mo · $1,808/yr
Insurance
$81
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$363
Net cashflow
$46

Break-even live

Break-even rent $1,672
Max offer price $195,000
Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,750
Closing costs
$5,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
8931 Wesley Pl Jonesboro, GA 3.0 2.0 1216 $1,498 $1.23 24d 1 0.34mi
9138 Clubhouse Dr Riverdale, GA 3.0 2.0 1312 $1,850 $1.41 24d 1 0.37mi
9206 Fairway Ct Riverdale, GA 3.0 2.0 1353 $1,690 $1.25 43d 1 0.37mi
205 Inverness Trce Riverdale, GA 3.0 2.0 1490 $1,719 $1.15 43d 1 0.43mi
432 Wesley Park Dr Jonesboro, GA 3.0 2.0 1350 $1,685 $1.25 24d 1 0.48mi
271 River Chase Dr Jonesboro, GA 3.0 2.0 1148 $1,620 $1.41 24d 1 0.52mi
9268 Club View Trce Riverdale, GA 3.0 2.5 1224 $2,300 $1.88 24d 1 0.54mi
9170 Dorsey Rd Riverdale, GA 2.0 2.0 975 $1,250 $1.28 11d 1 0.55mi
9170 Dorsey Rd Riverdale, GA 4.0 2.0 1358 $1,500 $1.10 12d 1 0.55mi
9170 Dorsey Rd Riverdale, GA 2.0 2.0 975 $1,250 $1.28 10d 1 0.55mi
90 Inverness Trce Riverdale, GA 3.0 2.0 1393 $1,670 $1.20 12d 1 0.63mi
575 Oak Trace Ct Jonesboro, GA 3.0 2.0 1302 $1,761 $1.35 43d 1 0.66mi
372 Cheri Pl Jonesboro, GA 3.0 2.0 1468 $1,749 $1.19 24d 1 0.67mi
57 Inverness Trce Jonesboro, GA 3.0 2.5 1452 $1,850 $1.27 43d 1 0.68mi
9265 Forest Knoll Dr Jonesboro, GA 3.0 2.0 1272 $2,400 $1.89 43d 1 0.69mi
9360 Thomas Rd Jonesboro, GA 3.0 2.0 1400 $1,700 $1.21 24d 1 0.69mi
8970 Cornell Dr Jonesboro, GA 3.0 2.0 1040 $1,585 $1.52 43d 1 0.72mi
222 Peartree Ln Riverdale, GA 3.0 1.5 1028 $1,480 $1.44 24d 1 0.76mi
8584 Guthrie Dr Riverdale, GA 3.0 2.0 1445 $1,650 $1.14 15d 1 0.77mi
655 Post Oak Rd Jonesboro, GA 3.0 1.0 1302 $1,600 $1.23 15d 1 0.78mi
9430 Sleepy Hollow Ln Jonesboro, GA 3.0 2.0 1320 $1,680 $1.27 5d 1 0.80mi
69 Flint River Rd Unit 1UNIT 16 A Riverdale, GA 3.0 2.5 1274 $1,550 $1.22 43d 1 0.80mi
9432 Cypress Ln Jonesboro, GA 2.0 2.0 1253 $1,550 $1.24 24d 1 0.82mi
9432 Cypress Ln Jonesboro, GA 2.0 2.0 1253 $1,550 $1.24 15d 1 0.82mi
9439 Sleepy Hollow Ln Jonesboro, GA 4.0 3.0 1500 $1,745 $1.16 24d 1 0.83mi
672 Raven Ct Jonesboro, GA 3.0 2.0 1362 $1,645 $1.21 43d 1 0.85mi
9370 Woodloop Ct Jonesboro, GA 3.0 2.0 1353 $1,781 $1.32 43d 1 0.86mi
423 Brookfield Way Jonesboro, GA 3.0 2.0 1400 $1,745 $1.25 19d 1 0.89mi
9602 Sleepy Hollow Ln Jonesboro, GA 3.0 2.0 1404 $1,600 $1.14 43d 1 0.89mi
8837 Freedom Way Unit 8839 Jonesboro, GA 2.0 1.5 1275 $1,450 $1.14 2d 1 0.89mi
8542 Taylor Rd Riverdale, GA 3.0 1.0 1120 $1,435 $1.28 5d 1 0.96mi
505 Brookfield Way Jonesboro, GA 3.0 2.0 1400 $1,655 $1.18 24d 1 0.96mi
634 Morton Ct Unit 636 Jonesboro, GA 2.0 1.5 1050 $1,225 $1.17 43d 1 0.97mi
772 Pointe South Pkwy Jonesboro, GA 3.0 2.5 1202 $1,384 $1.15 43d 1 1.00mi
240 Flint River Rd Jonesboro, GA 2.0–3.0 1.0–2.0 918 $1,695 $1.85 2d 67 1.04mi
566 Brookfield Way Jonesboro, GA 3.0 2.0 1432 $1,500 $1.05 43d 1 1.06mi
8443 Cedar Creek Rdg Riverdale, GA 3.0 2.0 1476 $1,735 $1.18 19d 1 1.11mi
785 Redland Dr Jonesboro, GA 4.0 2.0 1496 $1,935 $1.29 12d 1 1.22mi
801 Redland Dr Jonesboro, GA 3.0 2.0 1370 $1,725 $1.26 12d 1 1.23mi
801 Redland Dr Jonesboro, GA 3.0 2.0 1370 $1,750 $1.28 43d 1 1.23mi

Listing history 7 events

  1. 2026-06-18
    days on market $195,000 Active 10 DOM
  2. 2026-06-17
    days on market $195,000 Active 9 DOM
  3. 2026-06-16
    days on market $195,000 Active 8 DOM
  4. 2026-06-15
    days on market $195,000 Active 7 DOM
  5. 2026-06-13
    days on market $195,000 Active 5 DOM
  6. 2026-06-08
    remarks 644-char remark
    Show marketing remark (644 chars)

    Welcome to 8997 Huntwood Ln! This charming ranch offers 1,080 square feet of living space, featuring 3 bedrooms, one full bath and one-half bathrooms, Recent updates include fresh paint, new carpet in bedrooms, other flooring added that looks like real hardwood, light fixtures, along with a one-car garage for added convenience. Is an excellent opportunity for buyers looking to add significant value. With no HOA, the property offers flexibility for rental income or long-term investment. Whether you're an investor or a buyer seeking a home with potential, 8997 Huntswood Ln presents multiple opportunities to enhance both comfort and value.

  7. 2026-06-08
    listed $195,000 Active 1 DOM
    Show marketing remark (644 chars)

    Welcome to 8997 Huntwood Ln! This charming ranch offers 1,080 square feet of living space, featuring 3 bedrooms, one full bath and one-half bathrooms, Recent updates include fresh paint, new carpet in bedrooms, other flooring added that looks like real hardwood, light fixtures, along with a one-car garage for added convenience. Is an excellent opportunity for buyers looking to add significant value. With no HOA, the property offers flexibility for rental income or long-term investment. Whether you're an investor or a buyer seeking a home with potential, 8997 Huntswood Ln presents multiple opportunities to enhance both comfort and value.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,808 · $151/mo
Projected year-2 tax
$1,808 · $151/mo
Expected delta
$0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 95% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,768
− Mortgage interest
−$10,923
− Property taxes
−$1,808
− Insurance
−$1,772
− Repairs & maintenance
−$1,661
− Management
−$1,661
− Depreciation
−$5,673
Taxable loss
−$2,731
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$655
After-tax cash flow
$1,211/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Riverdale

Score
70/100
State rank
#100
US rank
#7907

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Clayton County · 230,153 people
City population
61,126
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,081
Household income
$52,209
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2586.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 14% Two or more races 5% Asian 5% White 5%
Hispanic origin (detail)
Mexican 9% Puerto Rican 1%
Foreign-born
15% · Canada, Vietnam
Languages at home
80% English-only · Spanish 12% Vietnamese 2% Other Asian/Pacific 2%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.82%
Current HPI
236.3592
Rent YoY
▲ 1.30%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+153.2% since first listed
4 events — show timeline
  • 2026-06-08 Listed $195,000 FMLS
  • 2026-06-08 Listed $195,000 GAMLS
  • 2005-03-18 Sold (Public Records) $95,900 Public Records
  • 2002-09-26 Sold (Public Records) $77,000 Public Records

Property tax history

+2.5%/yr

Latest (2025): $1,808 · -1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…