1048 S James Rd · Columbus, OH 43227

$115,000

2 bd · 1.0 ba · 864 sqft · SingleFamily public records · 353 Days on market

Built 1952 5,998 sqft lot $133/sqft · 33% below area Est $171k · 33% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.1/30.0
• ARV discount +15.0/15.0
• 1% rule +5.4/10.0
• DSCR +5.3/10.0
• Livability +4.0/5.0
• Rent growth +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming 3-bedroom, 1-bathroom ranch is the perfect blend of comfort and style. Step inside to discover a bright and inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, and a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine and enjoy fresh air—perfect for relaxation or entertainment. Don't miss out on this remarkable opportunity; this home has fantastic potential and is waiting for your personal touch. Schedule a viewing today and make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

Key facts

• Open floor plan
• Granite countertops
• Patio

Tags

• OPEN FLOOR PLAN
• LUXURY VINYL PLANK FLOORING
• WHITE BUILT-IN CABINETS
• GRANITE COUNTERTOPS
• SUBWAY TILE BACKSPLASH
• PATIO

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

• At list price, monthly cash flow is $79 ($951/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $115k).
• Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.1% vs local median 3.8% in Columbus — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 81/100 on livability (#97 in OH, #1,491 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, crime F.
• Columbus City School District (urban): math 15% / reading 26% proficiency, ranked #626 of 656 in OH (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 72% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.2%/yr); 61 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,139 units permitted in Franklin County in 2024 (5,940 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Franklin County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 353 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 4y ago; this cycle's ask has dropped $50k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1952 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $101,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 353 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.04% ✓
• Cap rate: 7.12%
• Cash-on-cash: 2.95%
• DSCR: 1.13
• GRM: 8.0

CMA / ARV

• ARV (median comp): $171,219
• List price: $115,000
• Delta: -32.83%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1042 S Hampton Rd	0.19mi	3/1.0 (+1)	864 (0%)	3mo	$144,000	$167	83
957 S Ashburton Rd	0.15mi	3/1.0 (+1)	864 (0%)	6mo	$104,100	$120	83
941 Elizabeth Ave	0.21mi	3/1.0 (+1)	864 (0%)	9mo	$135,000	$156	78
891 S Hampton Rd	0.32mi	3/1.0 (+1)	864 (0%)	3mo	$120,000	$139	77
857 S Waverly St	0.42mi	3/1.0 (+1)	850 (-2%)	3mo	$127,000	$149	70
892 Ruby Ave	0.56mi	2/2.0	884 (+2%)	3mo	$108,000	$122	64
3353 Towers Ct S	0.42mi	3/1.0 (+1)	900 (+4%)	6mo	$134,000	$149	64
824 S Ashburton Rd	0.36mi	3/2.0 (+1)	925 (+7%)	0mo	$165,000	$178	62
968 Eastmoor Blvd	0.20mi	3/1.0 (+1)	962 (+11%)	12mo	$283,000	$294	56
845 S Hampton Rd	0.39mi	3/1.0 (+1)	979 (+13%)	1mo	$120,000	$123	54
1109 Kingsbury Pl	0.33mi	2/1.0	966 (+12%)	13mo	$235,000	$243	54
711 S Waverly St	0.61mi	3/2.0 (+1)	984 (+14%)	6mo	$221,875	$225	35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.22% rent growth · sell at horizon

5-year hold

• IRR: -8.9%
• Equity multiple: 0.66×
• Total profit: $-10,802
• Equity at exit: $17,147

10-year hold

• IRR: 3.5%
• Equity multiple: 1.28×
• Total profit: $9,047
• Equity at exit: $9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43227

• Rents YoY: 5.2%
• Active inventory: 61
• Price-to-rent: 8.0×

Monthly cashflow live

• Estimated rent: $1,194 high
• Mortgage (P&I): −$603
• Tax from tax record: −$213 /mo · $2,559/yr
• Insurance: −$48
• HOA: −$0
• Vacancy / Maint / Mgmt: −$251
• Net cashflow: $79

Break-even live

Break-even rent $1,094

Max offer price $115,000

Occupancy floor 88%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $28,750
• Closing costs: $3,450
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1079 S James Rd Columbus, OH	2.0	1.0	768	$995	$1.30	43d	1	0.09mi
3060 E Livingston Ave Columbus, OH	1.0	1.0	772	$825	$1.07	43d	3	0.14mi
925 S Ashburton Rd Columbus, OH	3.0	1.0	963	$1,500	$1.56	23d	1	0.17mi
3103 Clairpoint Ct Columbus, OH	2.0	1.0	1000	$1,060	$1.06	43d	1	0.29mi
3287 E Mound St Columbus, OH	2.0	1.5	1100	$1,300	$1.18	21d	1	0.36mi
3023 Darfield Pl Columbus, OH	1.0	1.0	822	$799	$0.97	23d	1	0.39mi
857 S Waverly St Columbus, OH	3.0	1.0	850	$1,250	$1.47	43d	1	0.39mi
914 S Weyant Ave Columbus, OH	3.0	1.5	1089	$1,099	$1.01	17d	1	0.39mi
3341 E Livingston Ave Columbus, OH	1.0	1.0	640	$1,098	$1.71	43d	1	0.49mi
902 Kenwick Rd Unit D Columbus, OH	1.0	1.0	800	$899	$1.12	43d	1	0.49mi
849 Byron Ave Columbus, OH	3.0	1.5	936	$1,400	$1.50	7d	1	0.50mi
931 Kenwick Rd Apt B Columbus, OH	1.0	1.0	700	$950	$1.36	43d	1	0.52mi
694-696 S Everett Ave Columbus, OH	2.0	1.0	896	$1,195	$1.33	43d	1	0.52mi
892 Ruby Ave Columbus, OH	2.0	2.0	1100	$1,500	$1.36	43d	1	0.53mi
1303 Barnett Rd Unit 1303 Columbus, OH	2.0	1.0	1020	$1,150	$1.13	12d	1	0.55mi
1317 Barnett Rd Columbus, OH	3.0	1.0	1057	$1,299	$1.23	12d	1	0.56mi
802 Ruby Ave Columbus, OH	3.0	2.0	1004	$1,875	$1.87	43d	1	0.62mi
3540 E Main St Columbus, OH	2.0	1.0	914	$1,074	$1.18	3d	5	0.74mi
3566 E Main St Unit A15 Whitehall, OH	1.0	1.0	575	$795	$1.38	23d	1	0.79mi
3566 E Main St Whitehall, OH	1.0	1.0	575	$795	$1.38	44d	1	0.79mi
3566 E Main St Whitehall, OH	1.0	1.0	575	$795	$1.38	43d	1	0.79mi
1256 Rand Ave Columbus, OH	2.0	1.0	967	$1,299	$1.34	43d	1	0.80mi
461 Eastmoor Blvd Columbus, OH	2.0	1.0	1100	$1,295	$1.18	17d	1	0.83mi
1634 S James Rd Columbus, OH	3.0	1.5	1120	$1,945	$1.74	43d	1	0.87mi
3600 Cushing Dr Unit C Columbus, OH	2.0	1.0	810	$900	$1.11	43d	1	0.91mi
3605 Cushing Dr Unit A Columbus, OH	2.0	1.0	900	$815	$0.91	10d	1	0.93mi
3632 Cushing Dr Unit B Columbus, OH	2.0	1.0	900	$950	$1.06	20d	1	0.95mi
3632 Cushing Dr Unit D Columbus, OH	2.0	1.0	950	$1,050	$1.11	16d	1	0.95mi
3632 Cushing Dr Columbus, OH	2.0	1.0	950	$1,050	$1.11	12d	1	0.95mi
371 Mayfair Blvd Columbus, OH	1.0	1.0	680	$775	$1.14	43d	1	1.01mi
3486 Roswell Dr Columbus, OH	3.0	2.0	1116	$1,625	$1.46	43d	1	1.03mi
3409 Bexvie Ave Columbus, OH	2.0–3.0	1.5	990	$1,000	$1.01	2d	3	1.03mi
416 S Weyant Ave Columbus, OH	2.0	1.0	720	$1,149	$1.60	23d	1	1.04mi
345 Mayfair Blvd Unit A Columbus, OH	1.0	1.0	730	$775	$1.06	23d	1	1.04mi
1246 Arkwood Ave Columbus, OH	3.0	1.0	1094	$1,740	$1.59	43d	1	1.05mi
323 Mayfair Blvd Columbus, OH	1.0	1.0	730	$775	$1.06	43d	1	1.07mi
3170 Melissa Pl Columbus, OH	2.0	1.0	850	$1,000	$1.18	3d	1	1.08mi
299 Mayfair Blvd Columbus, OH	1.0	1.0	680	$775	$1.14	43d	1	1.11mi
3170 Melissa Pl Unit MR 3175A Columbus, OH	2.0	1.0	850	$1,000	$1.18	23d	1	1.11mi
393 Barnett Rd Columbus, OH	2.0	1.5	840	$975	$1.16	23d	1	1.12mi

Listing history 38 events

1. 2026-06-18
   days on market $115,000 Active 353 DOM
2. 2026-06-17
   days on market $115,000 Active 352 DOM
3. 2026-06-16
   days on market $115,000 Active 351 DOM
4. 2026-06-15
   days on market $115,000 Active 350 DOM
5. 2026-06-13
   days on market $115,000 Active 348 DOM
6. 2026-06-13
   days on market $115,000 Active 347 DOM
7. 2026-06-09
   days on market $115,000 Active 344 DOM
8. 2026-06-08
   days on market $115,000 Active 343 DOM
9. 2026-06-07
   days on market $115,000 Active 342 DOM
10. 2026-06-05
    days on market $115,000 Active 339 DOM
11. 2026-06-03
    days on market $115,000 Active 338 DOM
12. 2026-06-02
    days on market $115,000 Active 337 DOM
13. 2026-06-01
    days on market $115,000 Active 336 DOM
14. 2026-05-31
    days on market $115,000 Active 335 DOM
15. 2026-03-12
    price $130,000 1056-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

16. 2026-03-12
    price $130,000 1030-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

17. 2026-01-23
    price $140,000 1030-char remark

    Show marketing remark (1056 chars)

    This charming 3-bedroom, 1-bathroom ranch is the perfect blend of comfort and style. Step inside to discover a bright and inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, and a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine and enjoy fresh air—perfect for relaxation or entertainment. Don't miss out on this remarkable opportunity; this home has fantastic potential and is waiting for your personal touch. Schedule a viewing today and make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

18. 2026-01-23
    price $140,000 1056-char remark

    Show marketing remark (1056 chars)

    This charming 3-bedroom, 1-bathroom ranch is the perfect blend of comfort and style. Step inside to discover a bright and inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, and a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine and enjoy fresh air—perfect for relaxation or entertainment. Don't miss out on this remarkable opportunity; this home has fantastic potential and is waiting for your personal touch. Schedule a viewing today and make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

19. 2025-11-07
    price $150,000 1056-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

20. 2025-11-07
    price $150,000 1030-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

21. 2025-08-12
    price $155,000 1056-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

22. 2025-08-12
    price $155,000 1030-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

23. 2025-06-30
    listed $165,000 Active 1056-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

24. 2025-06-30
    listed $165,000 Active 1030-char remark

    Show marketing remark (1030 chars)

    This charming 3-beds, 1-bath ranch is the perfect blend of comfort and style. Step inside to discover a bright & inviting interior featuring an open floor plan adorned with luxury vinyl plank flooring. The living room flows seamlessly into the kitchen, featuring white built-in cabinets, stunning granite countertops, & a subway tile backsplash, along with a dining area perfect for gatherings. The back door opens to your patio, where you can soak in the sunshine & enjoy fresh airperfect for relaxation. Don't miss out on this remarkable opportunity; this home has fantastic potential & is waiting for your personal touch. Schedule a viewing today & make this gem yours before it's gone! Being Sold AS IS, WHERE IS. Buyer is responsible for all inspections & city requirements for closing. All info, including utilities & room dimensions, is approximate, deemed reliable but not guaranteed, & should be independently verified. The seller does not guarantee that all property details are included.

25. 2023-10-04
    historical
26. 2023-06-28
    price $219,000
27. 2023-06-27
    status Active
28. 2023-05-18
    historical Contingent Finance and Inspection
29. 2023-05-13
    listed $169,000 Active
30. 2023-02-15
    historical
31. 2022-11-15
    price $175,000
32. 2022-11-06
    price $179,900
33. 2022-10-19
    price $184,900
34. 2022-09-28
    listed $189,900 Active
35. 2022-05-13
    soldstatus $115,000 Closed
36. 2022-04-09
    status Pending
37. 2022-04-07
    listed $99,000 Active
38. 1990-09-19
    soldstatus $30,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $2,559 · $213/mo
• Projected year-2 tax: $2,559 · $213/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,331
• − Mortgage interest: −$6,442
• − Property taxes: −$2,559
• − Insurance: −$575
• − Repairs & maintenance: −$1,146
• − Management: −$1,146
• − Depreciation: −$3,345
• Taxable loss: −$883
• Est. tax savings @ 24.0%: +$212
• After-tax cash flow: $1,163/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Columbus City School District
• NCES district ID: 3904380
• Math proficiency: 15% ▼ -17.00%
• Reading proficiency: 26% ▼ -12.00%
• Median HH income: $38,483
• Composite: 17.19/100
• National rank: #9105
• State rank: #626 of 656 in OH

Livability — Columbus

• Score: 81/100
• State rank: #97
• US rank: #1491

Category grades

Amenities A- Commute A+ Cost of living A+ Crime F Employment C- Housing A+ Health & safety A- User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbus, OH
• County: Franklin County · 1,351,780 people
• City population: 612,189
• Metro: Columbus, OH
• Population (ZIP): 25,358
• Household income: $48,159
• Rent vs Own: 47.8% rent · 52.2% own
• Severe rent burden: 1467.0

Population outlook (Franklin County) Hauer SSP2

• Today (2025): 1,456,139 people
• By 2030: 1,556,890 · +6.9%
• By 2040: 1,757,349 · +20.7%
• By 2050: 1,950,539 · +34.0%
• By 2075: 2,376,171 · +63.2%
• By 2100: 2,636,796 · +81.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority Black (63%)
• Race & ethnicity: Black 63% White 23% Hispanic / Latino 9% Two or more races 5%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Swiss 1% Slovak 1%
• Foreign-born: 11% · Canada
• Languages at home: 87% English-only · Spanish 7% French/Haitian/Cajun 1%

Political lean MEDSL · Franklin

• 2024 margin: Strong D (+28.4) · D 63.7% · R 35.3% · Other 1.0%
• 2008→2024 swing: +7.7pp toward D · 2008: 20.7pp · 2024: 28.4pp
• All cycles: 2024: D+28.4 2020: D+31.4 2016: D+25.9 2012: D+21.7 2008: D+20.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -193.50%
• Current HPI: 301.3767
• Rent YoY: ▲ 5.22%
• Metro: Columbus, OH
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+326.2% since first listed

24 events — show timeline

• 2026-03-12 Price Changed $130,000 CBRMLS
• 2026-03-12 Price Changed $130,000 Cincy MLS
• 2026-01-23 Price Changed $140,000 Cincy MLS
• 2026-01-23 Price Changed $140,000 CBRMLS
• 2025-11-07 Price Changed $150,000 CBRMLS
• 2025-11-07 Price Changed $150,000 Cincy MLS
• 2025-08-12 Price Changed $155,000 CBRMLS
• 2025-08-12 Price Changed $155,000 Cincy MLS
• 2025-06-30 Listed $165,000 Cincy MLS
• 2025-06-30 Listed $165,000 CBRMLS
• 2023-10-04 Listing Removed — CBRMLS
• 2023-06-28 Price Changed $219,000 CBRMLS
• 2023-06-27 Relisted — CBRMLS
• 2023-05-18 Contingent — CBRMLS
• 2023-05-13 Listed $169,000 CBRMLS
• 2023-02-15 Listing Removed — CBRMLS
• 2022-11-15 Price Changed $175,000 CBRMLS
• 2022-11-06 Price Changed $179,900 CBRMLS
• 2022-10-19 Price Changed $184,900 CBRMLS
• 2022-09-28 Listed $189,900 CBRMLS
• 2022-05-13 Sold (MLS) $115,000 CBRMLS
• 2022-04-09 Pending — CBRMLS
• 2022-04-07 Listed $99,000 CBRMLS
• 1990-09-19 Sold (Public Records) $30,500 Public Records

Property tax history

+12.3%/yr

Latest (2024): $2,559 · +26.9% YoY. Source: county tax records.