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9774 Blanton Dr
D Composite 41.73
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.3/30.0
  • ARV discount +11.5/15.0
  • DSCR +3.7/10.0
  • 1% rule +3.2/10.0
  • Livability +3.1/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$189,900

9774 Blanton Dr · Windham, OH 44288
3 bd · 2.0 ba · 2,172 sqft · SingleFamily public records · 15 Days on market
Built 1972 10,558 sqft lot Est $209k · 9% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Bi-level in Windham. City water, sewer and large yard.

Key facts

  • Flexible floor plan
  • Large newer shed
  • Fenced backyard

Tags

FENCED BACKYARDSTAINLESS STEEL APPLIANCESLARGE NEWER SHEDOPEN CONCEPT FLOOR PLANFLEXIBLE FLOOR PLANOUTSIDE DECKING MAKEOVER

Property features AI

Exterior

  • Parking: Driveway (gravel)
  • Utilities: Public water; Public sewer
  • Home design: 2-story home; Updated/remodeled condition; Entry level includes main living areas (daylight basement and walk-up access)
  • Construction: Vinyl siding; Wood siding; Asphalt/fiberglass roof; Block foundation; Year built per public records
  • Exterior features: Deck; Side porch; Shed(s); Fenced backyard; Front yard

Interior

  • Kitchen: Range; Refrigerator
  • Bedrooms: 3 main-level bedrooms
  • Bathrooms: 2 full bathrooms; 1 main-level bathroom
  • Heating & cooling: Baseboard heating; Forced air heating; Gas heating; Ceiling fans for cooling; Window unit(s)
  • Interior features: Double-pane windows; Ceiling fan(s)
  • Laundry & utility: Laundry in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $190k.

Deal economics

  • At list price, monthly cash flow is $-33 ($-400/yr) — negative.
  • To cash-flow at today's rent, offer at most $184k (3.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (18.4% below list).
  • Recommended offer: $155k (18.4% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 62/100 on livability (#886 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, employment F.
  • Windham Exempted Village (town): math 27% / reading 43% proficiency, ranked #564 of 656 in OH (top 86%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Katherine Thomas Elementary School (math 37% / reading 42%, grade F, #1,055 of 1,584 statewide, top 68%, 223 students, 0% FRL); Windham Junior High School (math 22% / reading 47%, grade F, #547 of 654 statewide, top 84%, 130 students, 0% FRL); Windham High School (math 24% / reading 34%, grade F, #619 of 781 statewide, top 80%, 109 students, 0% FRL) — zoned schools average 0% FRL vs 68% district-wide (68 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 17 active listings in the ZIP; 196 units permitted in Portage County in 2024 (10 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $89k; list at $190k implies a 113% gain — meaningful room to come down on a strong offer.
Recommended offer $154,978 (18.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
6.08%
Cash-on-cash
-0.75%
DSCR
0.97
GRM
10.2

CMA / ARV

ARV (on-the-fly)
$208,512
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9829 Belden Dr 0.11mi 3/2.0 2,011 (-7%) 15mo $181,000 $90 70
8998 Horn Rd 0.49mi 4/2.0 (+1) 1,944 (-10%) 10mo $186,000 $96 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-17.5%
Equity multiple
0.38×
Total profit
$-32,903
Equity at exit
$28,315
10-year hold
IRR
-9.6%
Equity multiple
0.41×
Total profit
$-31,424
Equity at exit
$16,419

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44288

Home prices YoY
-22.1%
Active inventory
17
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$1,550 medium interval (Pro) →
Mortgage (P&I)
$996
Tax from tax record
$183 /mo · $2,192/yr
Insurance
$79
HOA
$0
Vacancy / Maint / Mgmt
$325
Net cashflow
$-33

Break-even live

Break-even rent $1,592
Max offer price $184,017
Occupancy floor 97%

Sensitivity live

Price -10% $74 -5% $20 +0% $-33 +5% $-87 +10% $-141
Rent -10% $-156 -5% $-95 +0% $-33 +5% $28 +10% $89
Rate -1.0pp $62 -0.5pp $15 base $-33 +0.5pp $-83 +1.0pp $-133

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$47,475
Closing costs
$5,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 11 events

  1. 2026-06-03
    status $189,900 Pending 15 DOM
  2. 2026-06-02
    days on market $189,900 Active 15 DOM
  3. 2026-06-01
    days on market $189,900 Active 14 DOM
  4. 2026-05-31
    days on market $189,900 Active 13 DOM
  5. 2026-05-18
    listed $189,900 Active
  6. 2018-10-05
    soldstatus $89,000
  7. 2018-10-04
    soldstatus $89,000 Sold 54-char remark
    Show marketing remark (54 chars)

    Bi-level in Windham. City water, sewer and large yard.

  8. 2018-08-30
    status Pending 54-char remark
    Show marketing remark (54 chars)

    Bi-level in Windham. City water, sewer and large yard.

  9. 2018-08-01
    listed $99,900 Active 54-char remark
    Show marketing remark (54 chars)

    Bi-level in Windham. City water, sewer and large yard.

  10. 1999-10-22
    soldstatus $76,000
  11. 1999-08-09
    listed $81,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$2,192 · $183/mo
Projected year-2 tax
$2,577 · $215/mo
Expected delta
+$385/yr (+$32/mo · 17.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$18,597
− Mortgage interest
−$10,637
− Property taxes
−$2,192
− Insurance
−$950
− Repairs & maintenance
−$1,488
− Management
−$1,488
− Depreciation
−$5,524
Taxable loss
−$3,681
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$883
After-tax cash flow
$484/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Windham Exempted Village
NCES district ID
3904566
Math proficiency
27% ▼ -27.00%
Reading proficiency
43% ▼ -9.00%
Median HH income
$40,882
Composite
29.42/100
National rank
#6522
State rank
#564 of 656 in OH

Livability — Windham

Score
62/100
State rank
#886
US rank
#16824

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Windham, OH
County
Portage · 165,699 people
Metro
Akron, OH
Population (ZIP)
3,555
Household income
$65,147
Rent vs Own
28.5% rent · 71.5% own
Severe rent burden
12.9

Population outlook (Portage County) Hauer SSP2

Today (2025)
166,109 people
By 2030
167,752 · +1.0%
By 2040
168,640 · +1.5%
By 2050
167,469 · +0.8%
By 2075
170,131 · +2.4%
By 2100
167,958 · +1.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 8% Hispanic / Latino 3% Black 3%
Common ancestry
Romanian 5% Iranian 1% Scotch-Irish 1%
Foreign-born
0%

Political lean MEDSL · Portage

2024 margin
R (+15.5) · D 41.8% · R 57.3%
2008→2024 swing
-24.5pp toward R · 2008: 9.0pp · 2024: -15.5pp
All cycles
2024: R+15.5 2020: R+12.5 2016: R+10.2 2012: D+4.9 2008: D+9.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -49.36%
Current HPI
173.5838
Rent YoY
Metro
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+133.0% since first listed
7 events — show timeline
  • 2026-05-18 Listed $189,900 MLSNOW
  • 2018-10-05 Sold (Public Records) $89,000 Public Records
  • 2018-10-04 Sold (MLS) $89,000 MLSNOW
  • 2018-08-30 Pending MLSNOW
  • 2018-08-01 Listed $99,900 MLSNOW
  • 1999-10-22 Sold (Public Records) $76,000 Public Records
  • 1999-08-09 Listed $81,500 MLSNOW

Property tax history

+4.6%/yr

Latest (2025): $2,192 · +2.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…