9774 Blanton Dr · Windham, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.3/30.0
- ARV discount +11.5/15.0
- DSCR +3.7/10.0
- 1% rule +3.2/10.0
- Livability +3.1/5.0
- Schools +2.9/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$189,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Bi-level in Windham. City water, sewer and large yard.
Key facts
- Flexible floor plan
- Large newer shed
- Fenced backyard
Tags
Property features AI
Exterior
- Parking: Driveway (gravel)
- Utilities: Public water; Public sewer
- Home design: 2-story home; Updated/remodeled condition; Entry level includes main living areas (daylight basement and walk-up access)
- Construction: Vinyl siding; Wood siding; Asphalt/fiberglass roof; Block foundation; Year built per public records
- Exterior features: Deck; Side porch; Shed(s); Fenced backyard; Front yard
Interior
- Kitchen: Range; Refrigerator
- Bedrooms: 3 main-level bedrooms
- Bathrooms: 2 full bathrooms; 1 main-level bathroom
- Heating & cooling: Baseboard heating; Forced air heating; Gas heating; Ceiling fans for cooling; Window unit(s)
- Interior features: Double-pane windows; Ceiling fan(s)
- Laundry & utility: Laundry in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $-33 ($-400/yr) — negative.
- To cash-flow at today's rent, offer at most $184k (3.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $155k (18.4% below list).
- Recommended offer: $155k (18.4% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 62/100 on livability (#886 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, employment F.
- Windham Exempted Village (town): math 27% / reading 43% proficiency, ranked #564 of 656 in OH (top 86%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Katherine Thomas Elementary School (math 37% / reading 42%, grade F, #1,055 of 1,584 statewide, top 68%, 223 students, 0% FRL); Windham Junior High School (math 22% / reading 47%, grade F, #547 of 654 statewide, top 84%, 130 students, 0% FRL); Windham High School (math 24% / reading 34%, grade F, #619 of 781 statewide, top 80%, 109 students, 0% FRL) — zoned schools average 0% FRL vs 68% district-wide (68 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 17 active listings in the ZIP; 196 units permitted in Portage County in 2024 (10 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $89k; list at $190k implies a 113% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.82% ✗
- Cap rate
- 6.08%
- Cash-on-cash
- -0.75%
- DSCR
- 0.97
- GRM
- 10.2
CMA / ARV
- ARV (on-the-fly)
- $208,512
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9829 Belden Dr | 0.11mi | 3/2.0 | 2,011 (-7%) | 15mo | $181,000 | $90 | 70 |
| 8998 Horn Rd | 0.49mi | 4/2.0 (+1) | 1,944 (-10%) | 10mo | $186,000 | $96 | 46 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -17.5%
- Equity multiple
- 0.38×
- Total profit
- $-32,903
- Equity at exit
- $28,315
- IRR
- -9.6%
- Equity multiple
- 0.41×
- Total profit
- $-31,424
- Equity at exit
- $16,419
Cash invested: $53,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 44288
- Home prices YoY
- -22.1%
- Active inventory
- 17
- Price-to-rent
- 10.2×
Monthly cashflow live
- Estimated rent
- $1,550 medium interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$183 /mo · $2,192/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$325
- Net cashflow
- $-33
Break-even live
Sensitivity live
| Price | -10% $74 | -5% $20 | +0% $-33 | +5% $-87 | +10% $-141 |
|---|---|---|---|---|---|
| Rent | -10% $-156 | -5% $-95 | +0% $-33 | +5% $28 | +10% $89 |
| Rate | -1.0pp $62 | -0.5pp $15 | base $-33 | +0.5pp $-83 | +1.0pp $-133 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,475
- Closing costs
- $5,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 11 events
-
2026-06-03status $189,900 Pending 15 DOM
-
2026-06-02days on market $189,900 Active 15 DOM
-
2026-06-01days on market $189,900 Active 14 DOM
-
2026-05-31days on market $189,900 Active 13 DOM
-
2026-05-18$189,900 Active
-
2018-10-05soldstatus $89,000
-
2018-10-04soldstatus $89,000 Sold 54-char remark
Show marketing remark (54 chars)
Bi-level in Windham. City water, sewer and large yard.
-
2018-08-30status Pending 54-char remark
Show marketing remark (54 chars)
Bi-level in Windham. City water, sewer and large yard.
-
2018-08-01$99,900 Active 54-char remark
Show marketing remark (54 chars)
Bi-level in Windham. City water, sewer and large yard.
-
1999-10-22soldstatus $76,000
-
1999-08-09$81,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $2,192 · $183/mo
- Projected year-2 tax
- $2,577 · $215/mo
- Expected delta
- +$385/yr (+$32/mo · 17.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 3/10 Moderate 1 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,597
- − Mortgage interest
- −$10,637
- − Property taxes
- −$2,192
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,488
- − Management
- −$1,488
- − Depreciation
- −$5,524
- Taxable loss
- −$3,681
- Est. tax savings @ 24.0%
- +$883
- After-tax cash flow
- $484/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Windham Exempted Village
- NCES district ID
- 3904566
- Math proficiency
- 27% ▼ -27.00%
- Reading proficiency
- 43% ▼ -9.00%
- Median HH income
- $40,882
- Composite
- 29.42/100
- National rank
- #6522
- State rank
- #564 of 656 in OH
Livability — Windham
- Score
- 62/100
- State rank
- #886
- US rank
- #16824
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Windham, OH
- County
- Portage · 165,699 people
- Metro
- Akron, OH
- Population (ZIP)
- 3,555
- Household income
- $65,147
- Rent vs Own
- Severe rent burden
- 12.9
Population outlook (Portage County) Hauer SSP2
- Today (2025)
- 166,109 people
- By 2030
- 167,752 · +1.0%
- By 2040
- 168,640 · +1.5%
- By 2050
- 167,469 · +0.8%
- By 2075
- 170,131 · +2.4%
- By 2100
- 167,958 · +1.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 8% Hispanic / Latino 3% Black 3%
- Common ancestry
- Romanian 5% Iranian 1% Scotch-Irish 1%
- Foreign-born
- 0%
Political lean MEDSL · Portage
- 2024 margin
- R (+15.5) · D 41.8% · R 57.3%
- 2008→2024 swing
- -24.5pp toward R · 2008: 9.0pp · 2024: -15.5pp
- All cycles
- 2024: R+15.5 2020: R+12.5 2016: R+10.2 2012: D+4.9 2008: D+9.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -49.36%
- Current HPI
- 173.5838
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
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| Industrial Machinery | 3 | $49B |
|
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| Financial Services | 3 | $24B |
|
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| Consumer Goods | 2 | $93B |
|
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| Aerospace / Defense | 2 | $47B |
|
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| Utilities | 2 | $33B |
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Price history
+133.0% since first listed7 events — show timeline
- 2026-05-18 Listed $189,900 MLSNOW
- 2018-10-05 Sold (Public Records) $89,000 Public Records
- 2018-10-04 Sold (MLS) $89,000 MLSNOW
- 2018-08-30 Pending — MLSNOW
- 2018-08-01 Listed $99,900 MLSNOW
- 1999-10-22 Sold (Public Records) $76,000 Public Records
- 1999-08-09 Listed $81,500 MLSNOW
Property tax history
+4.6%/yrLatest (2025): $2,192 · +2.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…