383 Lowery Dr · Wright, FL 32547

$250,000

3 bd · 3.0 ba · 1,324 sqft · SingleFamily public records · 97 Days on market

Built 1962 0.34 ac lot $189/sqft · 24% below area Est $329k · 24% under

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.6/30.0
• Schools +5.2/10.0
• Livability +4.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.4/10.0
• 1% rule +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. There is potential for multifamily to be built on lot. THERES TWO ADDITIONAL BUILDINGS THAT CAN BE REBUILT, repair and replace.

Key facts

• Centrally located
• Large lot
• 0.34 acre lot

Tags

• LARGE LOT
• CENTRALLY LOCATED
• POTENTIAL FOR MULTIFAMILY
• TWO ADDITIONAL BUILDINGS

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $-214 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $212k (15.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $177k (29.1% below list).
• Recommended offer: $177k (29.1% below list) — sets the bar for 1% rule.
• Cap rate 5.3% vs local median 4.2% in Wright — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 80/100 on livability (#117 in FL, #1,790 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: schools D, amenities F.
• Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.1%/yr); 232 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
• This rent runs 30% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 97 days — a 9% lower offer ($228k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 32y ago; this cycle's ask has dropped $75k (23%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $190k; 32% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $177,308 (29.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 97 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
3. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.71% ✗
• Cap rate: 5.27%
• Cash-on-cash: -3.67%
• DSCR: 0.84
• GRM: 11.7

CMA / ARV

• ARV (median comp): $328,744
• List price: $250,000
• Delta: -23.95%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
805 Melissa Court Ct	0.30mi	3/2.0	1,306 (-1%)	12mo	$365,000	$279	70
1000 John Wayne Cir	0.54mi	3/2.0	1,297 (-2%)	3mo	$330,000	$254	65
726 Clark Dr	0.24mi	3/2.0	1,450 (+10%)	8mo	$360,000	$248	62
986 John Wayne Cir	0.59mi	3/2.0	1,230 (-7%)	0mo	$315,000	$256	57
978 John Wayne Cir	0.62mi	3/2.0	1,369 (+3%)	8mo	$329,000	$240	55
250 Mills Lndg	0.41mi	3/2.0	1,150 (-13%)	1mo	$295,000	$257	55
920 Lauderhill Ln	0.71mi	3/2.0	1,330 (+0%)	9mo	$335,000	$252	54
942 John Wayne Cir	0.51mi	3/2.0	1,426 (+8%)	7mo	$265,000	$186	53
400 Tanglewood Dr	0.25mi	3/2.0	1,522 (+15%)	12mo	$290,000	$191	49
991 John Wayne Cir	0.55mi	3/2.0	1,482 (+12%)	11mo	$338,500	$228	41
984 Southern Oaks Ct	0.69mi	3/2.0	1,516 (+14%)	1mo	$357,000	$235	39
944 Scenic Oak Ln	0.64mi	4/2.0 (+1)	1,500 (+13%)	11mo	$360,000	$240	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -25.6%
• Equity multiple: 0.15×
• Total profit: $-59,368
• Equity at exit: $37,276

10-year hold

• IRR: -34.1%
• Equity multiple: -0.28×
• Total profit: $-89,487
• Equity at exit: $21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32547

• Home prices YoY: -29.3%
• Rents YoY: -0.1%
• Active inventory: 232
• Price-to-rent: 11.7×

Monthly cashflow live

• Estimated rent: $1,773 high
• Mortgage (P&I): −$1,311
• Tax from tax record: −$199 /mo · $2,392/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$372
• Net cashflow: $-214

Break-even live

Break-even rent $2,044

Max offer price $212,229

Occupancy floor —

Sensitivity live

Price	-10% $-72	-5% $-143	+0% $-214	+5% $-285	+10% $-355
Rent	-10% $-354	-5% $-284	+0% $-214	+5% $-144	+10% $-74
Rate	-1.0pp $-88	-0.5pp $-150	base $-214	+0.5pp $-279	+1.0pp $-345

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,500
• Closing costs: $7,500
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1800 Tsuga Way Unit B Fort Walton Beach, FL	2.0	2.0	1134	$1,500	$1.32	45d	1	0.20mi
895 Silverwood #6 Fort Walton Beach, FL	2.0	2.0	960	$1,250	$1.30	23d	1	0.20mi
806 Fairview Dr Fort Walton Beach, FL	2.0	1.0	901	$1,350	$1.50	45d	1	0.31mi
862 Fairview Dr Unit B Fort Walton Beach, FL	3.0	2.5	1568	$1,750	$1.12	45d	1	0.35mi
818 Fairview Dr #4 Fort Walton Beach, FL	3.0	2.5	1750	$2,000	$1.14	15d	1	0.43mi
915 Emily Cir Fort Walton Beach, FL	3.0	2.0	1358	$2,195	$1.62	15d	1	0.45mi
838 Fairview Dr Fort Walton Beach, FL	3.0	2.5	1608	$2,000	$1.24	45d	1	0.46mi
805 Hayley Marie Ct Fort Walton Beach, FL	2.0	2.0	1095	$1,650	$1.51	45d	1	0.50mi
706 Shady Lane Dr Unit B Fort Walton Beach, FL	2.0	1.0	900	$1,680	$1.87	45d	1	0.55mi
706 Shady Lane Dr Unit C Fort Walton Beach, FL	2.0	1.0	900	$1,600	$1.78	15d	1	0.55mi
706 Shady Lane Dr Unit D Fort Walton Beach, FL	2.0	1.0	900	$1,650	$1.83	15d	1	0.55mi
706 Shady Lane Dr Unit D Fort Walton Beach, FL	2.0	1.0	900	$1,650	$1.83	23d	1	0.55mi
964 Southern Oaks Ct Fort Walton Beach, FL	3.0	2.0	1315	$2,000	$1.52	45d	1	0.65mi
954 Scenic Oak Ln Fort Walton Beach, FL	2.0	2.5	1248	$1,700	$1.36	23d	1	0.68mi
2814 Bradford Pl NW Unit 3 Fort Walton Beach, FL	2.0	2.0	928	$1,250	$1.35	23d	1	0.69mi
2812 Bradford Pl NW Unit 4 Fort Walton Beach, FL	2.0	2.0	928	$1,250	$1.35	23d	1	0.70mi
2813 Bradford Pl NW Unit 2 Fort Walton Beach, FL	2.0	2.0	928	$1,300	$1.40	15d	1	0.71mi
1851 Norwood Ct Unit 4 Fort Walton Beach, FL	2.0	2.0	960	$1,350	$1.41	23d	1	0.71mi
976 Scenic Oak Ln Fort Walton Beach, FL	2.0	2.5	1248	$1,675	$1.34	45d	1	0.72mi
2809 Bradford Pl NW Unit 3 Fort Walton Beach, FL	2.0	2.0	928	$1,300	$1.40	15d	1	0.73mi
1855 Norwood Ct #5 Fort Walton Beach, FL	2.0	2.0	960	$1,350	$1.41	45d	1	0.73mi
1855 Norwood Ct Fort Walton Beach, FL	2.0	2.0	960	$1,400	$1.46	45d	1	0.73mi
1850 Norwood Ct Unit 2 Fort Walton Beach, FL	2.0	2.0	960	$1,350	$1.41	23d	1	0.73mi
2809 Bradford Pl NW Unit 4 Fort Walton Beach, FL	2.0	2.0	928	$1,250	$1.35	45d	1	0.73mi
977 Scenic Oak Ln Fort Walton Beach, FL	2.0	2.5	1248	$1,650	$1.32	45d	1	0.73mi
645 Virginia Oak Ct Fort Walton Beach, FL	2.0	1.5	1254	$1,900	$1.52	15d	1	0.74mi
984 Scenic Oak Ln Fort Walton Beach, FL	2.0	2.5	1248	$1,650	$1.32	15d	1	0.74mi
905 Piedmont Pl Fort Walton Beach, FL	3.0	2.0	1303	$1,695	$1.30	45d	1	0.75mi
646 Virginia Oak Ct Fort Walton Beach, FL	2.0	1.5	1278	$1,545	$1.21	15d	1	0.75mi
1863 Norwood Ct Unit 4 Fort Walton Beach, FL	2.0	2.0	960	$1,350	$1.41	45d	1	0.76mi
2800 Bradford Pl NW Fort Walton Beach, FL	2.0	2.0	850	$1,395	$1.64	15d	5	0.76mi
210 Pelham Rd Fort Walton Beach, FL	1.0–2.0	1.0	809	$1,500	$1.85	15d	2	0.84mi
913 Landry St #5 Fort Walton Beach, FL	2.0	1.0	884	$1,200	$1.36	23d	1	0.87mi
1008 Pineview Blvd Unit D Fort Walton Beach, FL	2.0	2.0	1200	$1,650	$1.38	23d	1	0.92mi
1851 Stella Ln Unit 5-538 Fort Walton Beach, FL	2.0	2.0	980	$1,650	$1.68	15d	1	0.93mi
1855 Stella Ln Unit 6-617 Fort Walton Beach, FL	2.0	2.0	980	$1,650	$1.68	15d	1	0.94mi
1861 Stella Ln Fort Walton Beach, FL	2.0	2.0	980	$1,650	$1.68	15d	5	0.97mi
1850 Stella Ln Unit 4-411 Fort Walton Beach, FL	2.0	2.0	980	$1,650	$1.68	15d	1	0.99mi
1850 Stella Ln Unit 4-417 Fort Walton Beach, FL	2.0	2.0	980	$1,800	$1.84	45d	1	0.99mi
713 Trowbridge Ave Fort Walton Beach, FL	3.0	2.0	1550	$2,350	$1.52	15d	1	1.05mi

Listing history 34 events

1. 2026-06-18
   days on market $250,000 Active 97 DOM
2. 2026-06-17
   days on market $250,000 Active 96 DOM
3. 2026-06-16
   days on market $250,000 Active 95 DOM
4. 2026-06-15
   days on market $250,000 Active 94 DOM
5. 2026-06-14
   days on market $250,000 Active 92 DOM
6. 2026-06-13
   days on market $250,000 Active 91 DOM
7. 2026-06-10
   days on market $250,000 Active 89 DOM
8. 2026-06-09
   days on market $250,000 Active 88 DOM
9. 2026-06-08
   days on market $250,000 Active 87 DOM
10. 2026-06-07
    days on market $250,000 Active 86 DOM
11. 2026-06-05
    days on market $250,000 Active 83 DOM
12. 2026-06-02
    days on market $250,000 Active 81 DOM
13. 2026-06-01
    days on market $250,000 Active 80 DOM
14. 2026-06-01
    price $250,000 Active 79 DOM
15. 2026-05-31
    days on market $295,000 Active 79 DOM
16. 2026-05-30
    days on market $295,000 Active 78 DOM
17. 2026-04-30
    price $295,000 301-char remark

    Show marketing remark (301 chars)

    This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. There is potential for multifamily to be built on lot. THERES TWO ADDITIONAL BUILDINGS THAT CAN BE REBUILT, repair and replace.

18. 2026-04-20
    price $305,000 301-char remark

    Show marketing remark (301 chars)

    This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. There is potential for multifamily to be built on lot. THERES TWO ADDITIONAL BUILDINGS THAT CAN BE REBUILT, repair and replace.

19. 2026-04-06
    price $319,000 301-char remark

    Show marketing remark (301 chars)

    This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. There is potential for multifamily to be built on lot. THERES TWO ADDITIONAL BUILDINGS THAT CAN BE REBUILT, repair and replace.

20. 2026-03-13
    listed $325,000 Active 301-char remark

    Show marketing remark (301 chars)

    This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. There is potential for multifamily to be built on lot. THERES TWO ADDITIONAL BUILDINGS THAT CAN BE REBUILT, repair and replace.

21. 2023-12-19
    soldstatus $190,000
22. 2023-12-12
    soldstatus $190,000 Sold 412-char remark

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

23. 2023-11-21
    status Pending 412-char remark

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

24. 2023-10-10
    price $220,000 412-char remark

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

25. 2023-10-10
    price $220,000

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

26. 2023-10-06
    status Active 412-char remark

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

27. 2023-10-06
    status Active

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

28. 2023-09-23
    status Pending 412-char remark

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

29. 2023-09-23
    status Pending

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

30. 2023-09-15
    listed $230,000 Active

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

31. 2023-09-15
    listed $230,000 Active 412-char remark

    Show marketing remark (412 chars)

    ***Amazing Investment Opportunity*** This is a four bed two and half bath house on a LARGE Lot! Centrally located in Fort Walton Beach with Walmart, Winn Dixie, Chick-fil-a, Starbucks, and Sams within 1/2 mile. The house needs work so traditional financing may not be an option. There is potential for multifamily to be built on lot. Have a rental or primary and eventually build! Call your favorite agent today!

32. 1994-10-26
    soldstatus $64,500
33. 1994-08-29
    listed $67,000
34. 1992-02-01
    soldstatus $56,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,392 · $199/mo
• Projected year-2 tax: $2,392 · $199/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $21,277
• − Mortgage interest: −$14,004
• − Property taxes: −$2,392
• − Insurance: −$1,250
• − Repairs & maintenance: −$1,702
• − Management: −$1,702
• − Depreciation: −$7,273
• Taxable loss: −$7,046
• Est. tax savings @ 24.0%: +$1,691
• After-tax cash flow: $-875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Okaloosa
• NCES district ID: 1201380
• Math proficiency: 60% ▼ -12.00%
• Reading proficiency: 60% ▼ -4.00%
• Median HH income: $55,601
• Composite: 51.62/100
• National rank: #1705
• State rank: #12 of 73 in FL

Livability — Wright

• Score: 80/100
• State rank: #117
• US rank: #1790

Category grades

Amenities F Commute A+ Cost of living A+ Crime B- Employment C Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wright, FL
• County: Okaloosa County · 194,352 people
• City population: 35,522
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 35,527
• Household income: $70,711
• Rent vs Own: 43.1% rent · 56.9% own
• Severe rent burden: 1203.0

Population outlook (Okaloosa County) Hauer SSP2

• Today (2025): 235,133 people
• By 2030: 253,483 · +7.8%
• By 2040: 289,537 · +23.1%
• By 2050: 322,954 · +37.3%
• By 2075: 399,624 · +70.0%
• By 2100: 425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 59% Hispanic / Latino 19% Two or more races 14% Black 11% Asian 3%
• Hispanic origin (detail): Mexican 5% Puerto Rican 3% Dominican 1%
• Common ancestry: Slovak 2% Lithuanian 2% Scotch-Irish 2%
• Foreign-born: 15% · Canada, Vietnam, Jamaica
• Languages at home: 81% English-only · Spanish 14% Other Indo-European 1% Vietnamese 1%

Political lean MEDSL · Okaloosa

• 2024 margin: Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
• 2008→2024 swing: +2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
• All cycles: 2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -111.28%
• Current HPI: 268.6497
• Rent YoY: ▼ -0.13%
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+426.8% since first listed

18 events — show timeline

• 2026-04-30 Price Changed $295,000 ECAR
• 2026-04-20 Price Changed $305,000 ECAR
• 2026-04-06 Price Changed $319,000 ECAR
• 2026-03-13 Listed $325,000 ECAR
• 2023-12-19 Sold (Public Records) $190,000 Public Records
• 2023-12-12 Sold (MLS) $190,000 ECAR
• 2023-11-21 Pending — ECAR
• 2023-10-10 Price Changed $220,000 ECAR
• 2023-10-10 Price Changed $220,000 ECAR
• 2023-10-06 Relisted — ECAR
• 2023-10-06 Relisted — ECAR
• 2023-09-23 Pending — ECAR
• 2023-09-23 Pending — ECAR
• 2023-09-15 Listed $230,000 ECAR
• 2023-09-15 Listed $230,000 ECAR
• 1994-10-26 Sold (Public Records) $64,500 Public Records
• 1994-08-29 Listed $67,000 ECAR
• 1992-02-01 Sold (Public Records) $56,000 Public Records

Property tax history

+15.6%/yr

Latest (2025): $2,392 · +10.6% YoY. Source: county tax records.