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75 Woodhill Ln
D+ Composite 48.31
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.7/30.0
  • Appreciation +10.0/10.0
  • DSCR +5.2/10.0
  • 1% rule +4.5/10.0
  • Schools +4.4/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0

$305,000

75 Woodhill Ln · Lake, PA 18436
3 bd · 2.0 ba · 1,176 sqft · SingleFamily public records · 195 Days on market
Built 1989 0.35 ac lot $259/sqft · 20% above area Est $255k · 20% over $164/mo HOA · 6% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.

Key facts

  • Screened-in porch
  • Front porch
  • Paved driveway

Tags

PAVED DRIVEWAYSEASONAL LAKE VIEWSFRONT PORCHSCREENED-IN PORCHMULTIPLE HEAT SOURCESPREMIER LAKE ARIEL COMMUNITY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $305k.

Deal economics

  • At list price, monthly cash flow is $192 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $290k (4.9% below list).
  • Recommended offer: $268k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 340 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $33k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $85k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 195 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 5y ago; this cycle's ask has dropped $60k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $265k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $268,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.05%
Cash-on-cash
2.69%
DSCR
1.12
GRM
8.8

CMA / ARV

ARV (median comp)
$254,834
List price
$305,000
Delta
19.69%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1267 Brookfield Rd 0.29mi 2/2.0 (-1) 1,134 (-4%) 5mo $232,160 $205 71
114 Woodview Ter 0.14mi 2/1.0 (-1) 1,122 (-5%) 10mo $190,000 $169 69
57 Woodview Ter 0.29mi 3/2.0 1,200 (+2%) 19mo $265,000 $221 67
45 Brentwood Dr 0.55mi 3/1.0 1,152 (-2%) 13mo $229,000 $199 56
543 Lakeview Dr. Dr E 0.50mi 2/1.5 (-1) 1,280 (+9%) 3mo $265,000 $207 52
16 N Gate Ct S 0.53mi 2/1.0 (-1) 1,112 (-5%) 8mo $235,000 $211 51
33 Woodview Ter 0.25mi 2/2.0 (-1) 1,302 (+11%) 18mo $185,000 $142 51
543 Lakeview Dr E 0.50mi 2/1.5 (-1) 1,280 (+9%) 12mo $265,000 $207 45
9 Grandview Dr 0.63mi 3/1.5 1,282 (+9%) 13mo $215,000 $168 43
9 Roamingwood Rd 0.61mi 2/2.0 (-1) 1,342 (+14%) 6mo $248,000 $185 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
26.2%
Equity multiple
3.09×
Total profit
$178,362
Equity at exit
$274,768
10-year hold
IRR
23.0%
Equity multiple
7.04×
Total profit
$515,719
Equity at exit
$592,548

Cash invested: $85,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18436

Home prices YoY
16.9%
Active inventory
340
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$2,900 medium interval (Pro) →
Mortgage (P&I)
$1,599
Tax from tax record
$209 /mo · $2,505/yr
Insurance
$127
HOA
$164
Vacancy / Maint / Mgmt
$609
Net cashflow
$192

Break-even live

Break-even rent $2,657
Max offer price $305,000
Occupancy floor 88%

Sensitivity live

Price -10% $364 -5% $278 +0% $192 +5% $105 +10% $19
Rent -10% $-37 -5% $77 +0% $192 +5% $306 +10% $421
Rate -1.0pp $345 -0.5pp $269 base $192 +0.5pp $113 +1.0pp $32

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,250
Closing costs
$9,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1148 Golf Park Dr Lake Ariel, PA 3.0 1.0 1210 $2,900 $2.40 26d 1 0.69mi

HOA detail

Monthly dues
$164 · $1,968/yr
Likely covers
poolgym

Listing history 41 events

  1. 2026-06-21
    days on market $305,000 Active 195 DOM
  2. 2026-06-18
    days on market $305,000 Active 192 DOM
  3. 2026-06-17
    days on market $305,000 Active 191 DOM
  4. 2026-06-16
    days on market $305,000 Active 190 DOM
  5. 2026-06-15
    days on market $305,000 Active 189 DOM
  6. 2026-06-14
    days on market $305,000 Active 187 DOM
  7. 2026-06-13
    days on market $305,000 Active 186 DOM
  8. 2026-06-10
    days on market $305,000 Active 184 DOM
  9. 2026-06-09
    days on market $305,000 Active 183 DOM
  10. 2026-06-08
    days on market $305,000 Active 182 DOM
  11. 2026-06-07
    days on market $305,000 Active 181 DOM
  12. 2026-06-03
    days on market $305,000 Active 177 DOM
  13. 2026-06-02
    pricedays on market $305,000 Active 176 DOM
  14. 2026-06-01
    days on market $314,900 Active 175 DOM
  15. 2026-05-31
    days on market $314,900 Active 174 DOM
  16. 2026-05-30
    days on market $314,900 Active 173 DOM
  17. 2026-04-16
    price $314,900 525-char remark
    Show marketing remark (525 chars)

    Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.

  18. 2026-04-16
    price $314,900 525-char remark
    Show marketing remark (525 chars)

    Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.

  19. 2026-03-05
    price $349,000 525-char remark
    Show marketing remark (525 chars)

    Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.

  20. 2026-03-05
    price $349,000 525-char remark
    Show marketing remark (525 chars)

    Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.

  21. 2025-12-08
    listed $365,000 Active 525-char remark
    Show marketing remark (525 chars)

    Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.

  22. 2025-12-08
    listed $365,000 Active 525-char remark
    Show marketing remark (525 chars)

    Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.

  23. 2024-05-10
    soldstatus $265,000
  24. 2024-04-25
    soldstatus $265,000 Closed
  25. 2024-03-28
    status Pending
  26. 2024-02-28
    price $269,900
  27. 2024-02-03
    price $276,000
  28. 2023-09-03
    status Active
  29. 2023-08-14
    historical
  30. 2023-08-02
    price $289,500
  31. 2023-06-26
    price $294,000
  32. 2023-06-02
    listed $284,990 Active
  33. 2023-06-02
    listed $299,000 Active
  34. 2021-05-21
    soldstatus $262,500
  35. 2021-05-05
    soldstatus $262,550
  36. 2021-05-05
    soldstatus
  37. 2021-03-23
    listed $234,000
  38. 2021-03-23
    listed $234,000
  39. 2002-09-23
    soldstatus $97,000
  40. 1999-07-28
    soldstatus $80,000
  41. 1987-10-16
    soldstatus $16,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,505 · $209/mo
Projected year-2 tax
$3,662 · $305/mo
Expected delta
+$1,157/yr (+$96/mo · 46.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,800
− Mortgage interest
−$17,085
− Property taxes
−$2,505
− Insurance
−$1,525
− Repairs & maintenance
−$2,784
− Management
−$2,784
− HOA
−$1,968
− Depreciation
−$8,873
Taxable loss
−$2,723
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$654
After-tax cash flow
$2,954/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Western Wayne SD
NCES district ID
4226070
Math proficiency
39% ▼ -12.00%
Reading proficiency
63% ▼ -6.00%
Median HH income
$51,358
Composite
43.65/100
National rank
#2964
State rank
#165 of 539 in PA

Livability — Lake

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
The Hideout, PA
Population (ZIP)
13,225

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Romanian 9% Scotch-Irish 2% Iranian 2%
Foreign-born
4%
Languages at home
95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 47.95%
Current HPI
331.9645
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+1868.1% since first listed
25 events — show timeline
  • 2026-04-16 Price Changed $314,900 BRIGHT MLS
  • 2026-04-16 Price Changed $314,900 CSVBR
  • 2026-03-05 Price Changed $349,000 BRIGHT MLS
  • 2026-03-05 Price Changed $349,000 CSVBR
  • 2025-12-08 Listed $365,000 CSVBR
  • 2025-12-08 Listed $365,000 BRIGHT MLS
  • 2024-05-10 Sold (Public Records) $265,000 Public Records
  • 2024-04-25 Sold (MLS) $265,000 PWMLS
  • 2024-03-28 Pending PWMLS
  • 2024-02-28 Price Changed $269,900 PWMLS
  • 2024-02-03 Price Changed $276,000 PWMLS
  • 2023-09-03 Relisted PWMLS
  • 2023-08-14 Delisted PWMLS
  • 2023-08-02 Price Changed $289,500 PWMLS
  • 2023-06-26 Price Changed $294,000 PWMLS
  • 2023-06-02 Listed $299,000 PWMLS
  • 2023-06-02 Listed $284,990 PWMLS
  • 2021-05-21 Sold (Public Records) $262,500 Public Records
  • 2021-05-05 Sold (MLS) PWMLS
  • 2021-05-05 Sold (MLS) $262,550 PWMLS
  • 2021-03-23 Listed $234,000 PWMLS
  • 2021-03-23 Listed $234,000 PWMLS
  • 2002-09-23 Sold (Public Records) $97,000 Public Records
  • 1999-07-28 Sold (Public Records) $80,000 Public Records
  • 1987-10-16 Sold (Public Records) $16,000 Public Records

Property tax history

+0.9%/yr

Latest (2026): $2,505 · +3.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…