75 Woodhill Ln · Lake, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 2/10 · Minimal
- Hot days now (above 91°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.7/30.0
- Appreciation +10.0/10.0
- DSCR +5.2/10.0
- 1% rule +4.5/10.0
- Schools +4.4/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
$305,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.
Key facts
- Screened-in porch
- Front porch
- Paved driveway
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $305k.
Deal economics
- At list price, monthly cash flow is $192 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $290k (4.9% below list).
- Recommended offer: $268k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Western Wayne SD (rural): math 39% / reading 63% proficiency, ranked #165 of 539 in PA (top 31%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 340 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $33k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
- Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $85k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 195 days — a 12% lower offer ($268k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 5y ago; this cycle's ask has dropped $60k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $265k; 15% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Questions for the listing agent
- It's been on market 195 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.05%
- Cash-on-cash
- 2.69%
- DSCR
- 1.12
- GRM
- 8.8
CMA / ARV
- ARV (median comp)
- $254,834
- List price
- $305,000
- Delta
- 19.69%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1267 Brookfield Rd | 0.29mi | 2/2.0 (-1) | 1,134 (-4%) | 5mo | $232,160 | $205 | 71 |
| 114 Woodview Ter | 0.14mi | 2/1.0 (-1) | 1,122 (-5%) | 10mo | $190,000 | $169 | 69 |
| 57 Woodview Ter | 0.29mi | 3/2.0 | 1,200 (+2%) | 19mo | $265,000 | $221 | 67 |
| 45 Brentwood Dr | 0.55mi | 3/1.0 | 1,152 (-2%) | 13mo | $229,000 | $199 | 56 |
| 543 Lakeview Dr. Dr E | 0.50mi | 2/1.5 (-1) | 1,280 (+9%) | 3mo | $265,000 | $207 | 52 |
| 16 N Gate Ct S | 0.53mi | 2/1.0 (-1) | 1,112 (-5%) | 8mo | $235,000 | $211 | 51 |
| 33 Woodview Ter | 0.25mi | 2/2.0 (-1) | 1,302 (+11%) | 18mo | $185,000 | $142 | 51 |
| 543 Lakeview Dr E | 0.50mi | 2/1.5 (-1) | 1,280 (+9%) | 12mo | $265,000 | $207 | 45 |
| 9 Grandview Dr | 0.63mi | 3/1.5 | 1,282 (+9%) | 13mo | $215,000 | $168 | 43 |
| 9 Roamingwood Rd | 0.61mi | 2/2.0 (-1) | 1,342 (+14%) | 6mo | $248,000 | $185 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 26.2%
- Equity multiple
- 3.09×
- Total profit
- $178,362
- Equity at exit
- $274,768
- IRR
- 23.0%
- Equity multiple
- 7.04×
- Total profit
- $515,719
- Equity at exit
- $592,548
Cash invested: $85,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18436
- Home prices YoY
- 16.9%
- Active inventory
- 340
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $2,900 medium interval (Pro) →
- Mortgage (P&I)
- −$1,599
- Tax from tax record
- −$209 /mo · $2,505/yr
- Insurance
- −$127
- HOA
- −$164
- Vacancy / Maint / Mgmt
- −$609
- Net cashflow
- $192
Break-even live
Sensitivity live
| Price | -10% $364 | -5% $278 | +0% $192 | +5% $105 | +10% $19 |
|---|---|---|---|---|---|
| Rent | -10% $-37 | -5% $77 | +0% $192 | +5% $306 | +10% $421 |
| Rate | -1.0pp $345 | -0.5pp $269 | base $192 | +0.5pp $113 | +1.0pp $32 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,250
- Closing costs
- $9,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1148 Golf Park Dr Lake Ariel, PA | 3.0 | 1.0 | 1210 | $2,900 | $2.40 | 26d | 1 | 0.69mi |
HOA detail
- Monthly dues
- $164 · $1,968/yr
- Likely covers
- poolgym
Listing history 41 events
-
2026-06-21days on market $305,000 Active 195 DOM
-
2026-06-18days on market $305,000 Active 192 DOM
-
2026-06-17days on market $305,000 Active 191 DOM
-
2026-06-16days on market $305,000 Active 190 DOM
-
2026-06-15days on market $305,000 Active 189 DOM
-
2026-06-14days on market $305,000 Active 187 DOM
-
2026-06-13days on market $305,000 Active 186 DOM
-
2026-06-10days on market $305,000 Active 184 DOM
-
2026-06-09days on market $305,000 Active 183 DOM
-
2026-06-08days on market $305,000 Active 182 DOM
-
2026-06-07days on market $305,000 Active 181 DOM
-
2026-06-03days on market $305,000 Active 177 DOM
-
2026-06-02pricedays on market $305,000 Active 176 DOM
-
2026-06-01days on market $314,900 Active 175 DOM
-
2026-05-31days on market $314,900 Active 174 DOM
-
2026-05-30days on market $314,900 Active 173 DOM
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2026-04-16price $314,900 525-char remark
Show marketing remark (525 chars)
Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.
-
2026-04-16price $314,900 525-char remark
Show marketing remark (525 chars)
Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.
-
2026-03-05price $349,000 525-char remark
Show marketing remark (525 chars)
Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.
-
2026-03-05price $349,000 525-char remark
Show marketing remark (525 chars)
Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.
-
2025-12-08$365,000 Active 525-char remark
Show marketing remark (525 chars)
Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.
-
2025-12-08$365,000 Active 525-char remark
Show marketing remark (525 chars)
Beautiful 3BR/2BA turnkey home with paved driveway and seasonal lake views. Bright, open floor plan perfect for entertaining or relaxing. Enjoy summer afternoons on the front porch or morning coffee on the screened-in porch. Multiple heat sources keep you cozy year-round. Located in The Hideout, a premier Lake Ariel community offering lakes for boating and fishing, beaches, pools, golf, ski hill, fitness center, tennis, pickleball, and endless recreation. The perfect blend of comfort, convenience, and vibrant amenities.
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2024-05-10soldstatus $265,000
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2024-04-25soldstatus $265,000 Closed
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2024-03-28status Pending
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2024-02-28price $269,900
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2024-02-03price $276,000
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2023-09-03status Active
-
2023-08-14historical
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2023-08-02price $289,500
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2023-06-26price $294,000
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2023-06-02$284,990 Active
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2023-06-02$299,000 Active
-
2021-05-21soldstatus $262,500
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2021-05-05soldstatus $262,550
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2021-05-05soldstatus
-
2021-03-23$234,000
-
2021-03-23$234,000
-
2002-09-23soldstatus $97,000
-
1999-07-28soldstatus $80,000
-
1987-10-16soldstatus $16,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,505 · $209/mo
- Projected year-2 tax
- $3,662 · $305/mo
- Expected delta
- +$1,157/yr (+$96/mo · 46.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥91°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $34,800
- − Mortgage interest
- −$17,085
- − Property taxes
- −$2,505
- − Insurance
- −$1,525
- − Repairs & maintenance
- −$2,784
- − Management
- −$2,784
- − HOA
- −$1,968
- − Depreciation
- −$8,873
- Taxable loss
- −$2,723
- Est. tax savings @ 24.0%
- +$654
- After-tax cash flow
- $2,954/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Western Wayne SD
- NCES district ID
- 4226070
- Math proficiency
- 39% ▼ -12.00%
- Reading proficiency
- 63% ▼ -6.00%
- Median HH income
- $51,358
- Composite
- 43.65/100
- National rank
- #2964
- State rank
- #165 of 539 in PA
Livability — Lake
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- The Hideout, PA
- Population (ZIP)
- 13,225
Population outlook (Wayne County) Hauer SSP2
- Today (2025)
- 47,924 people
- By 2030
- 46,191 · -3.6%
- By 2040
- 42,815 · -10.7%
- By 2050
- 39,873 · -16.8%
- By 2075
- 34,556 · -27.9%
- By 2100
- 28,358 · -40.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Romanian 9% Scotch-Irish 2% Iranian 2%
- Foreign-born
- 4%
- Languages at home
- 95% English-only · French/Haitian/Cajun 2% Russian/Polish/Slavic 1% Spanish 1%
Political lean MEDSL · Wayne
- 2024 margin
- Solid R (+37.1) · D 31.1% · R 68.2%
- 2008→2024 swing
- -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
- All cycles
- 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 47.95%
- Current HPI
- 331.9645
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+1868.1% since first listed25 events — show timeline
- 2026-04-16 Price Changed $314,900 BRIGHT MLS
- 2026-04-16 Price Changed $314,900 CSVBR
- 2026-03-05 Price Changed $349,000 BRIGHT MLS
- 2026-03-05 Price Changed $349,000 CSVBR
- 2025-12-08 Listed $365,000 CSVBR
- 2025-12-08 Listed $365,000 BRIGHT MLS
- 2024-05-10 Sold (Public Records) $265,000 Public Records
- 2024-04-25 Sold (MLS) $265,000 PWMLS
- 2024-03-28 Pending — PWMLS
- 2024-02-28 Price Changed $269,900 PWMLS
- 2024-02-03 Price Changed $276,000 PWMLS
- 2023-09-03 Relisted — PWMLS
- 2023-08-14 Delisted — PWMLS
- 2023-08-02 Price Changed $289,500 PWMLS
- 2023-06-26 Price Changed $294,000 PWMLS
- 2023-06-02 Listed $299,000 PWMLS
- 2023-06-02 Listed $284,990 PWMLS
- 2021-05-21 Sold (Public Records) $262,500 Public Records
- 2021-05-05 Sold (MLS) — PWMLS
- 2021-05-05 Sold (MLS) $262,550 PWMLS
- 2021-03-23 Listed $234,000 PWMLS
- 2021-03-23 Listed $234,000 PWMLS
- 2002-09-23 Sold (Public Records) $97,000 Public Records
- 1999-07-28 Sold (Public Records) $80,000 Public Records
- 1987-10-16 Sold (Public Records) $16,000 Public Records
Property tax history
+0.9%/yrLatest (2026): $2,505 · +3.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…