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11691 Archdale St
C+ Composite 61.35
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$83,000

11691 Archdale St · Detroit, MI 48227
3 bd · 1.0 ba · 1,335 sqft · SingleFamily public records · 65 Days on market
Built 1926 4,356 sqft lot $62/sqft · 26% above area Est $56k · 47% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

three-bedroom, one-bathroom colonial-style home located in Detroit, on the city's west side. The property offers a spacious layout * * PROPERTY IS RENTED T * * * * !!!DO NOT DISTURB THE TENANTS * * * * * Seller May be open to LAND CONTRACT TERMS * * * *

Key facts

  • 4,356 sq ft lot
  • Built 1926
  • Listed 65 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $83k.

Deal economics

  • At list price, monthly cash flow is $529 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $83k).
  • Recommended offer: $78k (6.0% below list) — sets the bar for market timing.
  • Cap rate 13.9% vs local median 10.2% in Detroit — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.6%/yr); 385 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 48% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • At $1,386/mo this rent would consume 46% of the median local household income ($37k/yr) (locally 2371% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $574 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 5.6% rent growth), your $23k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 65 days — a 6% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $78,020 (6.0% below list)

Questions for the listing agent

  1. It's been on market 65 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.67%
Cap rate
13.94%
Cash-on-cash
27.32%
DSCR
2.22
GRM
5.0

CMA / ARV

ARV (median comp)
$56,354
List price
$83,000
Delta
47.28%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11713 Asbury Park 0.43mi 3/1.5 1,220 (-9%) 4mo $70,000 $57 60
9660 Abington Ave 0.51mi 3/1.0 1,188 (-11%) 1mo $59,000 $50 57
12085 Ashton Ave 0.19mi 3/1.5 1,165 (-13%) 13mo $57,500 $49 57
11646 Glastonbury Ave 0.41mi 3/2.0 1,189 (-11%) 4mo $50,000 $42 55
9603 Memorial St 0.52mi 3/1.0 1,250 (-6%) 16mo $53,500 $43 51
12094 Asbury Park 0.48mi 3/1.0 1,156 (-13%) 6mo $61,000 $53 50
11320 Artesian St 0.58mi 4/1.0 (+1) 1,200 (-10%) 4mo $60,000 $50 47
18712 W Chicago St 0.73mi 2/1.0 (-1) 1,263 (-5%) 8mo $35,000 $28 46
12634 Woodmont Ave 0.60mi 3/1.0 1,200 (-10%) 12mo $60,000 $50 45
9610 Grandmont Ave 0.58mi 3/1.0 1,167 (-13%) 10mo $42,000 $36 43
9549 Rutland St 0.55mi 4/3.0 (+1) 1,493 (+12%) 1mo $45,000 $30 40
12875 Memorial St 0.68mi 3/2.0 1,448 (+8%) 14mo $160,000 $110 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.59% rent growth · sell at horizon

5-year hold
IRR
24.2%
Equity multiple
2.03×
Total profit
$23,968
Equity at exit
$12,376
10-year hold
IRR
33.6%
Equity multiple
4.46×
Total profit
$80,362
Equity at exit
$7,176

Cash invested: $23,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48227

Rents YoY
5.6%
Active inventory
385
Price-to-rent
5.0×

Monthly cashflow live

Estimated rent
$1,386 high interval (Pro) →
Mortgage (P&I)
$435
Tax from tax record
$96 /mo · $1,156/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$291
Net cashflow
$529

Break-even live

Break-even rent $717
Max offer price $83,000
Occupancy floor 57%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,750
Closing costs
$2,490
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
11741 Penrod St Detroit, MI 3.0 1.0 1124 $1,400 $1.25 16d 1 0.25mi
11704 Greenview Ave Detroit, MI 4.0 1.0 1046 $1,300 $1.24 24d 1 0.34mi
10030 Abington Ave Detroit, MI 4.0 2.0 1350 $1,475 $1.09 10d 1 0.42mi
12711 Grandmont Ave Detroit, MI 3.0 1.0 1000 $1,400 $1.40 17d 1 0.59mi
11641 Mansfield St Unit 2 Detroit, MI 3.0 1.0 1449 $1,300 $0.90 43d 1 0.62mi
12840 Grandmont Ave Detroit, MI 3.0 1.0 1100 $1,200 $1.09 43d 1 0.69mi
12941 Penrod St Detroit, MI 2.0 1.0 1000 $1,275 $1.27 43d 1 0.74mi
9589 Mansfield St Detroit, MI 4.0 1.0 1250 $1,500 $1.20 4d 1 0.81mi
12950 Glastonbury Ave Detroit, MI 3.0 1.0 1000 $1,400 $1.40 24d 1 0.81mi
13581 Penrod St Detroit, MI 4.0 1.0 1152 $1,200 $1.04 43d 1 0.84mi
13591 Faust Ave Detroit, MI 2.0 1.0 1000 $1,275 $1.27 43d 1 0.87mi
13514 Stahelin Ave Detroit, MI 3.0 1.0 1000 $1,400 $1.40 17d 1 0.88mi
9108 Archdale St Detroit, MI 3.0 1.0 1000 $1,300 $1.30 4d 1 0.88mi
9936 Montrose St Detroit, MI 3.0 1.0 963 $1,200 $1.25 16d 1 0.93mi
19050 W Davison St Detroit, MI 3.0 1.0 1118 $1,400 $1.25 43d 1 0.94mi
9973 Winthrop St Detroit, MI 3.0 1.0 960 $1,400 $1.46 43d 1 0.95mi
9220 Mansfield St Detroit, MI 3.0 1.0 1200 $1,300 $1.08 43d 1 1.00mi
11393 Prest St Detroit, MI 3.0 1.0 900 $1,550 $1.72 16d 1 1.00mi
19440 W Chicago St Detroit, MI 3.0 1.5 1200 $1,225 $1.02 21d 1 1.03mi
19440 W Chicago St Detroit, MI 3.0 1.5 1200 $1,225 $1.02 17d 1 1.03mi
19449 W Chicago St Detroit, MI 3.0 1.5 950 $1,500 $1.58 43d 1 1.05mi
11397 Whitcomb St Detroit, MI 3.0 1.0 1070 $1,400 $1.31 16d 1 1.06mi
8850 Rosemont Ave Detroit, MI 3.0 1.0 933 $1,100 $1.18 17d 1 1.07mi
12084 Vaughan St Detroit, MI 3.0 1.0 1000 $1,200 $1.20 16d 1 1.10mi
9222 Forrer St Detroit, MI 3.0 1.0 947 $1,450 $1.53 16d 1 1.11mi
11634 Sussex St Detroit, MI 3.0 1.0 1091 $1,326 $1.22 24d 1 1.13mi
10015 Robson St Detroit, MI 3.0 2.0 1000 $1,400 $1.40 17d 1 1.25mi
9546 Sussex St Detroit, MI 3.0 1.0 1000 $1,400 $1.40 43d 1 1.26mi
11652 Fielding St Detroit, MI 3.0 1.0 1000 $1,386 $1.39 43d 1 1.28mi
12014 Terry St Detroit, MI 2.0 1.0 1361 $1,200 $0.88 43d 1 1.29mi
12039 Lauder St Detroit, MI 3.0 1.5 1000 $1,500 $1.50 24d 1 1.32mi
9386 Coyle St Detroit, MI 3.0 1.0 1000 $1,300 $1.30 1d 1 1.36mi
13279 Coyle St Detroit, MI 3.0 1.0 1444 $1,373 $0.95 43d 1 1.36mi
11431 Marlowe St Detroit, MI 3.0 1.0 1172 $1,400 $1.19 16d 1 1.38mi
9501 Lauder St Detroit, MI 3.0 2.0 1152 $1,350 $1.17 43d 1 1.45mi
20522 W Chicago Detroit, MI 2.0 1.0 1000 $950 $0.95 43d 1 1.45mi
20529 W Chicago Detroit, MI 2.0 1.0 1000 $900 $0.90 43d 1 1.47mi
14510 Asbury Park Detroit, MI 2.0 1.0 1771 $1,250 $0.71 43d 1 1.47mi
9401 Fielding St Detroit, MI 2.0 1.0 1000 $900 $0.90 43d 1 1.47mi
20550 W Chicago Detroit, MI 2.0 1.0 1000 $900 $0.90 43d 1 1.47mi

Listing history 30 events

  1. 2026-06-18
    days on market $83,000 Active 65 DOM
  2. 2026-06-17
    days on market $83,000 Active 64 DOM
  3. 2026-06-15
    days on market $83,000 Active 62 DOM
  4. 2026-06-13
    days on market $83,000 Active 60 DOM
  5. 2026-06-13
    days on market $83,000 Active 59 DOM
  6. 2026-06-09
    days on market $83,000 Active 56 DOM
  7. 2026-06-08
    days on market $83,000 Active 55 DOM
  8. 2026-06-07
    days on market $83,000 Active 54 DOM
  9. 2026-06-04
    days on market $83,000 Active 51 DOM
  10. 2026-06-03
    days on market $83,000 Active 50 DOM
  11. 2026-06-02
    days on market $83,000 Active 49 DOM
  12. 2026-06-01
    days on market $83,000 Active 48 DOM
  13. 2026-05-31
    days on market $83,000 Active 47 DOM
  14. 2026-04-22
    price $83,000 269-char remark
    Show marketing remark (269 chars)

    three-bedroom, one-bathroom colonial-style home located in Detroit, on the city's west side. The property offers a spacious layout * * PROPERTY IS RENTED T * * * * !!!DO NOT DISTURB THE TENANTS * * * * * Seller May be open to LAND CONTRACT TERMS * * * *

  15. 2026-04-22
    price $83,000 269-char remark
    Show marketing remark (269 chars)

    three-bedroom, one-bathroom colonial-style home located in Detroit, on the city's west side. The property offers a spacious layout * * PROPERTY IS RENTED T * * * * !!!DO NOT DISTURB THE TENANTS * * * * * Seller May be open to LAND CONTRACT TERMS * * * *

  16. 2026-04-14
    listed $85,000 Active 269-char remark
    Show marketing remark (269 chars)

    three-bedroom, one-bathroom colonial-style home located in Detroit, on the city's west side. The property offers a spacious layout * * PROPERTY IS RENTED T * * * * !!!DO NOT DISTURB THE TENANTS * * * * * Seller May be open to LAND CONTRACT TERMS * * * *

  17. 2026-04-14
    listed $85,000 Active 269-char remark
    Show marketing remark (269 chars)

    three-bedroom, one-bathroom colonial-style home located in Detroit, on the city's west side. The property offers a spacious layout * * PROPERTY IS RENTED T * * * * !!!DO NOT DISTURB THE TENANTS * * * * * Seller May be open to LAND CONTRACT TERMS * * * *

  18. 2026-04-05
    historical
  19. 2026-04-05
    historical
  20. 2026-02-20
    price $85,000
  21. 2026-02-19
    price $85,000
  22. 2025-12-27
    price $92,000
  23. 2025-12-26
    price $92,000
  24. 2025-08-04
    listed $95,000 Active
  25. 2025-08-04
    listed $95,000 Active
  26. 2021-09-20
    soldstatus $89,900
  27. 2015-01-02
    historical
  28. 2014-12-31
    historical
  29. 2014-03-25
    listed $3,500 Active
  30. 2014-03-25
    listed $3,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,156 · $96/mo
Projected year-2 tax
$1,217 · $101/mo
Expected delta
+$61/yr (+$5/mo · 5.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 69% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,636
− Mortgage interest
−$4,649
− Property taxes
−$1,156
− Insurance
−$415
− Repairs & maintenance
−$1,331
− Management
−$1,331
− Depreciation
−$2,415
Taxable income
$5,340
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,281
After-tax cash flow
$5,067/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
40,302
Household income
$36,527
Rent vs Own
40.9% rent · 59.1% own
Severe rent burden
2371.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% Two or more races 3% White 1%
Foreign-born
1%
Languages at home
98% English-only · Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -125.00%
Current HPI
186.4158
Rent YoY
▲ 5.59%
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+2271.4% since first listed
17 events — show timeline
  • 2026-04-22 Price Changed $83,000 MiRealSource-MiMLS
  • 2026-04-22 Price Changed $83,000 REALCOMP
  • 2026-04-14 Listed $85,000 REALCOMP
  • 2026-04-14 Listed $85,000 MiRealSource-MiMLS
  • 2026-04-05 Listing Removed MiRealSource-MiMLS
  • 2026-04-05 Listing Removed REALCOMP
  • 2026-02-20 Price Changed $85,000 MiRealSource-MiMLS
  • 2026-02-19 Price Changed $85,000 REALCOMP
  • 2025-12-27 Price Changed $92,000 MiRealSource-MiMLS
  • 2025-12-26 Price Changed $92,000 REALCOMP
  • 2025-08-04 Listed $95,000 REALCOMP
  • 2025-08-04 Listed $95,000 MiRealSource-MiMLS
  • 2021-09-20 Sold (Public Records) $89,900 Public Records
  • 2015-01-02 Listing Removed REALCOMP
  • 2014-12-31 Listing Removed MiRealSource-MiMLS
  • 2014-03-25 Listed $3,500 MiRealSource-MiMLS
  • 2014-03-25 Listed $3,500 REALCOMP

Property tax history

+2.0%/yr

Latest (2025): $1,156 · -53.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…