2016 Day Lily Way · Columbia, SC 29045

$214,000

3 bd · 3.0 ba · 1,395 sqft · Townhouse public records · 107 Days on market

Built 2025 2,613 sqft lot $228/mo HOA · 11% of rent ↓ 1% since listing

---

Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.7/30.0
• ARV discount +7.5/15.0
• 1% rule +4.5/10.0
• Livability +3.9/5.0
• Schools +3.6/10.0
• Rent growth +3.2/5.0
• DSCR +3.1/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

This beautifully maintained LIKE NEW home built in 2025 offers spacious living with an open-concept floor plan, abundant natural light, and stylish finishes throughout. The inviting kitchen features loads of light and modern appliances with ample cabinet space and soft close hinges, flowing seamlessly into the dining and living areas—perfect for entertaining or just relaxing after a long day at work! Enjoy a private backyard ideal for quiet mornings or hosting gatherings with friends. Your yard will stay green with included sprinkler Refrigerator, washer, dryer and high end blinds all convey with the home! HOA fees cover front yard maintenance and community pool are paid through June

Key facts

• Inviting kitchen
• High end blinds
• Private backyard

Tags

• OPEN-CONCEPT FLOOR PLAN
• INVITING KITCHEN
• PRIVATE BACKYARD
• INCLUDED SPRINKLER
• HIGH END BLINDS
• CONVENIENTLY LOCATED

Property features AI

Finance

• Other: Directions available for property location
• HOA & community: Homeowners association present; Association covers common area maintenance, front yard maintenance, and pool

Exterior

• Parking: Attached garage with 1 garage space
• Utilities: Public water; Public sewer
• Home design: Two-story home
• Construction: Slab foundation
• Exterior features: Stone and vinyl exterior; Paved road access; Community pool; Sidewalks

Interior

• Kitchen: Eat-in kitchen; Pantry; Painted cabinets; Quartz countertops; Recessed lighting; Luxury vinyl plank flooring; Free-standing gas range; Dishwasher; Disposal; Microwave (above stove); Refrigerator
• Bedrooms: Master bedroom with private bath, walk-in closet, recessed lighting, carpeted floors (Second level); Bedroom 2 with carpeted floors (Second level); Bedroom 3 with carpeted floors (Second level)
• Flooring: Carpet in bedrooms; Luxury vinyl plank in living areas and kitchen
• Bathrooms: Two full bathrooms; One half bathroom; Two second full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Garage opener; Smoke detector; Pull-down attic access; Recessed lighting; Tankless water heater
• Laundry & utility: Washer; Dryer; Heated laundry space

What this means for you Summary

Snapshot

• This is a 3-bed/3.0-bath townhouse listed at $214k.

Deal economics

• At list price, monthly cash flow is $-104 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $199k (7.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $203k (5.2% below list).
• Recommended offer: $195k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 78/100 on livability (#18 in SC, #2,436 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D, crime F.
• Richland 02 (suburban): math 35% / reading 47% proficiency, ranked #29 of 80 in SC (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Pontiac Elementary (math 39% / reading 35%, grade F, #315 of 597 statewide, top 55%, 724 students, 68% FRL); Spring Valley High (math 53% / reading 92%, grade B+, #46 of 196 statewide, top 24%, 2,187 students, 49% FRL) — zoned schools average 58% FRL vs 38% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 55% at this address vs 41% district-wide (+14 pts) — the actual schools serving this property are materially stronger than the Richland 02 average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+2.7%/yr); 346 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 3,472 units permitted in Richland County in 2024 (1,096 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Richland County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($195k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $194,740 (9.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 5.71%
• Cash-on-cash: -2.08%
• DSCR: 0.91
• GRM: 8.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.7% rent growth · sell at horizon

5-year hold

• IRR: -20.0%
• Equity multiple: 0.30×
• Total profit: $-41,719
• Equity at exit: $31,908

10-year hold

• IRR: -13.5%
• Equity multiple: 0.22×
• Total profit: $-46,627
• Equity at exit: $18,503

Cash invested: $59,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29045

• Home prices YoY: -17.9%
• Rents YoY: 2.7%
• Active inventory: 346
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $2,029 high
• Mortgage (P&I): −$1,122
• Tax est. 1.5%: −$268 /mo · $3,210/yr
• Insurance: −$89
• HOA: −$228
• Vacancy / Maint / Mgmt: −$426
• Net cashflow: $-104

Break-even live

Break-even rent $2,161

Max offer price $199,001

Occupancy floor —

Sensitivity live

Price	-10% $44	-5% $-30	+0% $-104	+5% $-178	+10% $-252
Rent	-10% $-264	-5% $-184	+0% $-104	+5% $-23	+10% $57
Rate	-1.0pp $4	-0.5pp $-49	base $-104	+0.5pp $-159	+1.0pp $-216

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $53,500
• Closing costs: $6,420
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1074 Cornelia St Elgin, SC	3.0	2.5	1432	$1,995	$1.39	5d	1	0.04mi
1037 Astoria DR Columbia, SC	3.0	2.5	1363	$1,900	$1.39	5d	1	0.49mi
1102 Semoran Way Columbia, SC	3.0–4.0	2.5	1488	$1,730	$1.16	4d	16	1.17mi
325 Spears Creek Church Rd Elgin, SC	1.0–2.0	1.0–2.0	1038	$1,460	$1.41	5d	5	1.20mi
4415 Percival Rd Columbia, SC	1.0–3.0	1.0–2.0	1112	$2,226	$2.00	4d	20	1.36mi

HOA detail

• Monthly dues: $228 · $2,736/yr
• Likely covers: pool

Listing history 25 events

1. 2026-06-22
   days on market $214,000 Active 107 DOM
2. 2026-06-19
   price $214,000 Active 104 DOM
3. 2026-06-18
   days on market $214,900 Active 104 DOM
4. 2026-06-17
   days on market $214,900 Active 103 DOM
5. 2026-06-16
   days on market $214,900 Active 102 DOM
6. 2026-06-15
   days on market $214,900 Active 101 DOM
7. 2026-06-14
   days on market $214,900 Active 99 DOM
8. 2026-06-13
   days on market $214,900 Active 98 DOM
9. 2026-06-10
   days on market $214,900 Active 96 DOM
10. 2026-06-09
    days on market $214,900 Active 95 DOM
11. 2026-06-08
    days on market $214,900 Active 94 DOM
12. 2026-06-07
    days on market $214,900 Active 93 DOM
13. 2026-06-05
    days on market $214,900 Active 90 DOM
14. 2026-06-03
    days on market $214,900 Active 89 DOM
15. 2026-06-03
    days on market $214,900 Active 88 DOM
16. 2026-06-01
    days on market $214,900 Active 87 DOM
17. 2026-05-31
    days on market $214,900 Active 86 DOM
18. 2026-05-22
    price $216,700
19. 2026-05-15
    price $216,800
20. 2026-05-09
    price $216,900
21. 2026-03-26
    price $217,000
22. 2026-03-06
    listed $218,000 Active
23. 2025-04-19
    status Pending
24. 2025-04-12
    price $209,275
25. 2025-02-28
    listed $219,275 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $24,353
• − Mortgage interest: −$11,987
• − Property taxes: −$3,210
• − Insurance: −$1,070
• − Repairs & maintenance: −$1,948
• − Management: −$1,948
• − HOA: −$2,736
• − Depreciation: −$6,225
• Taxable loss: −$4,772
• Est. tax savings @ 24.0%: +$1,145
• After-tax cash flow: $-99/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Richland 02
• NCES district ID: 4503390
• Math proficiency: 35% ▼ -15.00%
• Reading proficiency: 47% ▼ -5.00%
• Median HH income: $59,684
• Composite: 36.2/100
• National rank: #4730
• State rank: #29 of 80 in SC

Livability — Columbia

• Score: 78/100
• State rank: #18
• US rank: #2436

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Columbia, SC
• County: Kershaw County · 47,655 people
• City population: 335,994
• Metro: Columbia, SC
• Population (ZIP): 31,372
• Household income: $87,366
• Rent vs Own: 14.8% rent · 85.2% own
• Severe rent burden: 204.0

Population outlook (Richland County) Hauer SSP2

• Today (2025): 459,667 people
• By 2030: 487,524 · +6.1%
• By 2040: 542,035 · +17.9%
• By 2050: 595,371 · +29.5%
• By 2075: 732,998 · +59.5%
• By 2100: 820,415 · +78.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.62)
• Race & ethnicity: White 53% Black 31% Hispanic / Latino 9% Two or more races 5% Asian 3%
• Hispanic origin (detail): Mexican 5% Puerto Rican 2%
• Common ancestry: Serbian 1% Slovak 1% Lithuanian 1%
• Foreign-born: 7% · Canada, South Korea
• Languages at home: 90% English-only · Spanish 6% Other Indo-European 1% Korean 1%

Political lean MEDSL · Richland

• 2024 margin: Solid D (+34.6) · D 66.4% · R 31.8% · Other 1.8%
• 2008→2024 swing: +5.7pp toward D · 2008: 28.9pp · 2024: 34.6pp
• All cycles: 2024: D+34.6 2020: D+38.3 2016: D+32.9 2012: D+33.3 2008: D+28.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -45.60%
• Current HPI: 209.2469
• Rent YoY: ▲ 2.70%
• Metro: Columbia, SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-1.2% since first listed

8 events — show timeline

• 2026-05-22 Price Changed $216,700 Consolidated MLS
• 2026-05-15 Price Changed $216,800 Consolidated MLS
• 2026-05-09 Price Changed $216,900 Consolidated MLS
• 2026-03-26 Price Changed $217,000 Consolidated MLS
• 2026-03-06 Listed $218,000 Consolidated MLS
• 2025-04-19 Pending — Consolidated MLS
• 2025-04-12 Price Changed $209,275 Consolidated MLS
• 2025-02-28 Listed $219,275 Consolidated MLS